Monticello, NY demographics:
population, income, and more

Total population
7,279
0.4% year-over-year change
Median household income
$50,583/yr
6.6% year-over-year change
Housing units
3,718
10.2% year-over-year change

Monticello population

How many people live in Monticello

Monticello is home to 7,279 residents, according to the most recent Census data. Gender-wise, 48.3% of Monticello locals are male, and 51.7% are female.

Total population
7,279
0.4% year-over-year change
Gender ratio
Male
48.3%
3,518
Female
51.7%
3,761
Value Percent YoY change
Male 3,518 48.3% 1.4%
Female 3,761 51.7% -0.6%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Monticello is 36, with the population distributed as follows: about 20.5% are children under 15, then 14.3% are in the 15 to 24 age group. Adults between 25 and 44 make up 27.5% of the population, while another 21.4% fall into the 45 to 64 bracket. Finally, around 16.3% are 65 or older.

Median age
35.9
Age breakdown
Under 15
20.5%
15 to 24
14.3%
25 to 44
27.5%
45 to 64
21.4%
Over 65
16.3%
Value Percent YoY change
Under 15 1,489 20.5% -2.0%
15 to 24 1,044 14.3% 6.2%
25 to 44 2,001 27.5% -1.8%
45 to 64 1,561 21.4% -10.2%
Over 65 1,184 16.3% 21.6%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Monticello, 70.5% of the population are US-born citizens, while 17.8% have gained naturalized citizenship. At the same time, 11.7% of residents are non-citizens. As for race, 36.8% of locals are Caucasian, 25.2% are African American and 4.6% have Asian roots. There’s also a share of 16.3% that includes residents with two or more races.

Citizenship
U.S.-born citizens
70.5%
Non-U.S.-born citizens
17.8%
Non-citizens
11.7%
Value Percent YoY change
U.S.-born citizens 5,130 70.5% -7.9%
Non-U.S.-born citizens 1,297 17.8% 24.7%
Non-citizens 852 11.7% 32.5%
Racial breakdown
White
36.8%
Black or African American
25.2%
American Indian and Alaska Native
0.8%
Asian
4.6%
Native Hawaiian and other Pacific Islander
0%
Two or more races
16.3%
Other
16.2%
Value Percent
White 2,678 36.8%
Black or African American 1,836 25.2%
American Indian and Alaska Native 60 0.8%
Asian 338 4.6%
Two or more races 1,188 16.3%
Other 1,179 16.2%

Households in Monticello

A peek inside Monticello households

Monticello has 3,040 households, with an average of 2 members in each. Of these, 51.5% are families, while the remaining 48.5% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
3,040
7.0% year-over-year change
Average people per household
2
Non-family households
1,475
Family households
1,565
Value Percent YoY change
Non-family households 1,475 48.5% 7.5%
Family households 1,565 51.5% 6.6%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Monticello

The housing landscape of Monticello

Monticello's housing consists of 3,718 units, with 32.2% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 5.9% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 3.3% of the housing landscape.

Housing units
3,718
10.2% year-over-year change
Housing types
Value Percent
1 unit, detached 1,196 32.2%
1 unit, attached 218 5.9%
2 units 132 3.6%
3 or 4 units 463 12.4%
5 to 9 units 432 11.6%
10 to 19 units 291 7.8%
20 to 49 units 377 10.1%
50 or more units 486 13.1%
Mobile home 123 3.3%
Homes built since 2020
31
% year-over-year change

The age of buildings in Monticello

In Monticello, the median construction year is 1968. About 24.2% of homes were built before the 1940s, with another 6.2% going up by 1949. Most development happened in the second half of the 20th century. Then, 9.2% of homes were added from 2000 to 2009, 3.5% between 2010 and 2019, and 0.8% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 899 24.2% 8.7%
Built between 1940 and 1949 230 6.2% 63.1%
Built between 1950 and 1959 267 7.2% -42.5%
Built between 1960 and 1969 614 16.5% 78.5%
Built between 1970 and 1979 552 14.8% -8.9%
Built between 1980 and 1989 415 11.2% 7.5%
Built between 1990 and 1999 237 6.4% -3.7%
Built between 2000 and 2009 342 9.2% 20.0%
Built between 2010 and 2019 131 3.5% 72.4%
Built in 2020 or later 31 0.8% N/A
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Monticello occupancy rates

Out of the 3,040 occupied housing units in Monticello, 20.1% are owner-occupied, while 79.9% are lived in by tenants. Meanwhile, 18.2% of all homes on the local market sit vacant.

Occupied housing units
3,040
7.0% year-over-year change
Occupancy breakdown
Renter occupied
2,430
Owner occupied
610
Value Percent YoY
change
Renter occupied 2,430 79.9% 18.5%
Owner occupied 610 20.1% -22.7%
Unoccupied housing units
18.2%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Monticello housing costs

Housing costs in Monticello come to a median of $1,168 per month, while tenants specifically pay a median gross rent of $1,166.

Median housing costs per month
$1,168/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Monticello
$1,166/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Monticello

Monticello education at a glance

About 53.8% of the population in Monticello went to high school, while 17.9% pursued college studies. Another 8.5% earned an associate degree and 8.8% hold a bachelor’s. Meanwhile, 2.6% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 479 8.5% -14.3%
High school diploma 3,043 53.8% 14.3%
College diploma 1,011 17.9% 24.7%
Associate degree 481 8.5% 17.9%
Bachelor's degree 498 8.8% -46.6%
Graduate degree 146 2.6% -27.4%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Monticello

How much people earn in Monticello

The average annual household income in Monticello was $60,287 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -5.6% change from the previous year. At the same time, the median income stood at $50,583, reflecting a +6.6% shift over the same period.

Average household income in Monticello
$60,287/year
-5.6% year-over-year change
Median household income in Monticello
$50,583/year
6.6% year-over-year change

Monticello income by age

In Monticello, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $51,740. Those with someone between 45 and 64 in charge, often well established professionally, earn $57,831 overall. Overall, 70.3% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $51,740 46.9%
45 - 64 $57,831 -18.2%
Over 65 $24,091 27.1%
Above poverty level
5,002
Below poverty level
2,113
Value Percent YoY
change
Above poverty level 5,002 70.3% 0.7%
Below poverty level 2,113 29.7% 5.6%

Average renter income in Monticello

To get a better sense of what renters earn on average in Monticello, their median household income was $35,078 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 39.9%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$35,078
Rent-to-income ratio
39.9%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Monticello

Workforce and job types in Monticello

The job market in Monticello is powered by 3,243 working residents, spread across a range of industries and roles. 78.3% of the working population are employed in professional or administrative positions, while 21.7% are in hands-on or service-based jobs. Also, 6.2% run their own businesses, 70.2% are employed by private companies, and 12.8% work in the public sector.

Workforce demographics

Working population
3,243
-5.2% year-over-year change
White collar
2,539
Blue collar
704
Value Percent YoY change
White collar 2,539 78.3% -5.4%
Blue collar 704 21.7% -4.5%
Employer type
Self employees
6.2%
Private companies
70.2%
Governmental workers
12.8%
Not for profit companies
10.8%
Value Percent YoY change
Self employees 200 6.2% -17.0%
Private companies 2,278 70.2% 1.9%
Governmental workers 414 12.8% -32.0%
Not for profit companies 351 10.8% 4.5%
Unemployment rate
8.6%
-1.0% year-over-year change

Available workforce

The unemployment rate in Monticello stands at 8.6%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Monticello

How people get around in Monticello

Commuting methods vary: 80.3% of residents travel by personal vehicle and 6% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 2,545 80.3% -6.5%
Taxicab 80 2.5% -8.1%
Subway or elevated 23 0.7% N/A
Motorcycle 14 0.4% 16.7%
Bicycle 65 2% -20.7%
Walk 191 6% -3.5%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Monticello by zipcode?

Zipcode Population Number of households Median income Average income
12701 12,197 5,160 $57,222 $76,992

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FAQs about Monticello demographics 

What is the total population of Monticello?

Monticello has a total population of 7,279 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.4% compared to a year ago.

What is the gender ratio in Monticello?

The gender ratio in Monticello is as follows:
  • 48.3% males (3,518 residents)
  • 51.7% females (3,761 residents)

What is the median age in Monticello?

The median age in Monticello is 35.9.

What is the age distribution of the population in Monticello?

The age distribution in Monticello is as follows:
  • Under 15: 20.5% (1,489 residents)
  • Ages 15-24: 14.3% (1,044 residents)
  • Ages 25-44: 27.5% (2,001 residents)
  • Ages 45-64: 21.4% (1,561 residents)
  • Over 65: 16.3% (1,184 residents)

What is the racial and ethnic makeup of Monticello?

The racial and ethnic makeup of Monticello is as follows:
  • White: 36.8% (2,678 residents)
  • Black or African American: 25.2% (1,836 residents)
  • American Indian and Alaska Native: 0.8% (60 residents)
  • Asian: 4.6% (338 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 16.3% (1,188 residents)
  • Other: 16.2% (1,179 residents)

What percentage of the population in Monticello are U.S.-born citizens?

U.S.-born citizens represent 70.5% of the population in Monticello.

How many housing units are there in Monticello?

There are 3,718 housing units in Monticello, reflecting a +10.2% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Monticello and what is the average household size?

Monticello has a total of 3,040 households, with an average of 2 people in each.

What is the median household income in Monticello?

Monticello has a median household income of $50,583, representing a +6.6% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Monticello?

The employment rate is 91.4% in Monticello, with a workforce of 3,243 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 78.3% (2,539 residents)
  • Blue-collar workers: 21.7% (704 residents)

Places of employment:
  • Self-employed: 6.2% (200 residents)
  • Private companies: 70.2% (2,278 residents)
  • Governmental workers: 12.8% (414 residents)
  • Not-for-profit companies: 10.8% (351 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025