Osage Beach, MO demographics:
population, income, and more

Total population
4,905
4.0% year-over-year change
Median household income
$55,994/yr
7.5% year-over-year change
Housing units
5,328
5.3% year-over-year change

Osage Beach population

How many people live in Osage Beach

Osage Beach is home to 4,905 residents, according to the most recent Census data. Gender-wise, 50.6% of Osage Beach locals are male, and 49.4% are female.

Total population
4,905
4.0% year-over-year change
Gender ratio
Male
50.6%
2,483
Female
49.4%
2,422
Value Percent YoY change
Male 2,483 50.6% -0.5%
Female 2,422 49.4% 9.1%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Osage Beach is 59, with the population distributed as follows: about 11.9% are children under 15, then 3.8% are in the 15 to 24 age group. Adults between 25 and 44 make up 18.1% of the population, while another 33.6% fall into the 45 to 64 bracket. Finally, around 32.5% are 65 or older.

Median age
59.4
Age breakdown
Under 15
11.9%
15 to 24
3.8%
25 to 44
18.1%
45 to 64
33.6%
Over 65
32.5%
Value Percent YoY change
Under 15 584 11.9% -10.6%
15 to 24 186 3.8% -19.5%
25 to 44 890 18.1% -10.2%
45 to 64 1,650 33.6% 22.4%
Over 65 1,595 32.5% 6.9%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Osage Beach, 90.7% of the population are US-born citizens, while 1.7% have gained naturalized citizenship. At the same time, 7.6% of residents are non-citizens. As for race, 87.9% of locals are Caucasian, 4.2% are African American and 0.5% have Asian roots. There’s also a share of 4.7% that includes residents with two or more races.

Citizenship
U.S.-born citizens
90.7%
Non-U.S.-born citizens
1.7%
Non-citizens
7.6%
Value Percent YoY change
U.S.-born citizens 4,449 90.7% 0.0%
Non-U.S.-born citizens 83 1.7% 144.1%
Non-citizens 373 7.6% 60.1%
Racial breakdown
White
87.9%
Black or African American
4.2%
American Indian and Alaska Native
0%
Asian
0.5%
Native Hawaiian and other Pacific Islander
0%
Two or more races
4.7%
Other
2.6%
Value Percent
White 4,311 87.9%
Black or African American 207 4.2%
Asian 26 0.5%
Two or more races 232 4.7%
Other 129 2.6%

Households in Osage Beach

A peek inside Osage Beach households

Osage Beach has 2,267 households, with an average of 2 members in each. Of these, 63.8% are families, while the remaining 36.2% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
2,267
16.5% year-over-year change
Average people per household
2
Non-family households
821
Family households
1,446
Value Percent YoY change
Non-family households 821 36.2% 7.6%
Family households 1,446 63.8% 22.2%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Osage Beach

The housing landscape of Osage Beach

Osage Beach's housing consists of 5,328 units, with 34.7% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 4.3% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 1.9% of the housing landscape.

Housing units
5,328
5.3% year-over-year change
Housing types
Value Percent
1 unit, detached 1,847 34.7%
1 unit, attached 230 4.3%
2 units 86 1.6%
3 or 4 units 196 3.7%
5 to 9 units 328 6.2%
10 to 19 units 1,822 34.2%
20 to 49 units 384 7.2%
50 or more units 335 6.3%
Mobile home 100 1.9%
Homes built since 2020
76
% year-over-year change

The age of buildings in Osage Beach

In Osage Beach, the median construction year is 1990. Most development happened in the second half of the 20th century. Then, 19.3% of homes were added from 2000 to 2009, 6.5% between 2010 and 2019, and 1.4% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built between 1940 and 1949 91 1.7% 16.7%
Built between 1950 and 1959 55 1% -48.6%
Built between 1960 and 1969 280 5.3% -7.6%
Built between 1970 and 1979 708 13.3% -4.8%
Built between 1980 and 1989 1,578 29.6% -2.1%
Built between 1990 and 1999 1,168 21.9% 4.6%
Built between 2000 and 2009 1,028 19.3% 17.1%
Built between 2010 and 2019 344 6.5% 56.4%
Built in 2020 or later 76 1.4% N/A
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Osage Beach occupancy rates

Out of the 2,267 occupied housing units in Osage Beach, 63.5% are owner-occupied, while 36.5% are lived in by tenants. Meanwhile, 57.5% of all homes on the local market sit vacant.

Occupied housing units
2,267
16.5% year-over-year change
Occupancy breakdown
Renter occupied
827
Owner occupied
1,440
Value Percent YoY
change
Renter occupied 827 36.5% 47.4%
Owner occupied 1,440 63.5% 4.0%
Unoccupied housing units
57.5%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Osage Beach housing costs

Housing costs in Osage Beach come to a median of $815 per month, while tenants specifically pay a median gross rent of $772.

Median housing costs per month
$815/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Osage Beach
$772/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Osage Beach

Osage Beach education at a glance

About 39.5% of the population in Osage Beach went to high school, while 23.8% pursued college studies. Another 7.9% earned an associate degree and 16.6% hold a bachelor’s. Meanwhile, 8.9% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 142 3.3% -35.5%
High school diploma 1,684 39.5% 13.0%
College diploma 1,013 23.8% 5.2%
Associate degree 336 7.9% 38.3%
Bachelor's degree 706 16.6% 2.0%
Graduate degree 380 8.9% 5.0%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Osage Beach

How much people earn in Osage Beach

The average annual household income in Osage Beach was $77,460 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +6% change from the previous year. At the same time, the median income stood at $55,994, reflecting a +7.5% shift over the same period.

Average household income in Osage Beach
$77,460/year
6.0% year-over-year change
Median household income in Osage Beach
$55,994/year
7.5% year-over-year change

Osage Beach income by age

In Osage Beach, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $63,769. Those with someone between 45 and 64 in charge, often well established professionally, earn $72,569 overall. Overall, 87.2% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $63,769 4.5%
45 - 64 $72,569 -6.4%
Over 65 $40,294 1.0%
Above poverty level
4,096
Below poverty level
601
Value Percent YoY
change
Above poverty level 4,096 87.2% 11.8%
Below poverty level 601 12.8% -18.9%

Average renter income in Osage Beach

To get a better sense of what renters earn on average in Osage Beach, their median household income was $38,929 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 23.8%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$38,929
Rent-to-income ratio
23.8%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Osage Beach

Workforce and job types in Osage Beach

The job market in Osage Beach is powered by 2,237 working residents, spread across a range of industries and roles. 76% of the working population are employed in professional or administrative positions, while 24% are in hands-on or service-based jobs. Also, 8% run their own businesses, 71.1% are employed by private companies, and 8.8% work in the public sector.

Workforce demographics

Working population
2,237
13.8% year-over-year change
White collar
1,701
Blue collar
536
Value Percent YoY change
White collar 1,701 76% 11.1%
Blue collar 536 24% 23.5%
Employer type
Self employees
8%
Private companies
71.1%
Governmental workers
8.8%
Not for profit companies
12.1%
Value Percent YoY change
Self employees 180 8% -0.6%
Private companies 1,590 71.1% 13.0%
Governmental workers 196 8.8% 2.6%
Not for profit companies 271 12.1% 45.7%
Unemployment rate
2.6%
-64.3% year-over-year change

Available workforce

The unemployment rate in Osage Beach stands at 2.6%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Osage Beach

How people get around in Osage Beach

Commuting methods vary: 83.1% of residents travel by personal vehicle and 2.6% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 1,790 83.1% 13.4%
Motorcycle 24 1.1% 41.2%
Walk 57 2.6% 256.2%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Osage Beach by zipcode?

Zipcode Population Number of households Median income Average income
65065 7,197 3,275 $60,785 $84,919

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FAQs about Osage Beach demographics 

What is the total population of Osage Beach?

Osage Beach has a total population of 4,905 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +4.0% compared to a year ago.

What is the gender ratio in Osage Beach?

The gender ratio in Osage Beach is as follows:
  • 50.6% males (2,483 residents)
  • 49.4% females (2,422 residents)

What is the median age in Osage Beach?

The median age in Osage Beach is 59.4.

What is the age distribution of the population in Osage Beach?

The age distribution in Osage Beach is as follows:
  • Under 15: 11.9% (584 residents)
  • Ages 15-24: 3.8% (186 residents)
  • Ages 25-44: 18.1% (890 residents)
  • Ages 45-64: 33.6% (1,650 residents)
  • Over 65: 32.5% (1,595 residents)

What is the racial and ethnic makeup of Osage Beach?

The racial and ethnic makeup of Osage Beach is as follows:
  • White: 87.9% (4,311 residents)
  • Black or African American: 4.2% (207 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0.5% (26 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 4.7% (232 residents)
  • Other: 2.6% (129 residents)

What percentage of the population in Osage Beach are U.S.-born citizens?

U.S.-born citizens represent 90.7% of the population in Osage Beach.

How many housing units are there in Osage Beach?

There are 5,328 housing units in Osage Beach, reflecting a +5.3% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Osage Beach and what is the average household size?

Osage Beach has a total of 2,267 households, with an average of 2 people in each.

What is the median household income in Osage Beach?

Osage Beach has a median household income of $55,994, representing a +7.5% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Osage Beach?

The employment rate is 97.4% in Osage Beach, with a workforce of 2,237 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 76% (1,701 residents)
  • Blue-collar workers: 24% (536 residents)

Places of employment:
  • Self-employed: 8% (180 residents)
  • Private companies: 71.1% (1,590 residents)
  • Governmental workers: 8.8% (196 residents)
  • Not-for-profit companies: 12.1% (271 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025