Lake of the Ozarks State Park, Central Missouri, MO demographics:
population, income, and more

Total population
21,591
3.7% year-over-year change
Median household income
$70,024/yr
12.9% year-over-year change
Housing units
23,792
1.2% year-over-year change

Lake of the Ozarks State Park population

How many people live in Lake of the Ozarks State Park

Lake of the Ozarks State Park is home to 21,591 residents, according to the most recent Census data. Gender-wise, 49.8% of Lake of the Ozarks State Park locals are male, and 50.2% are female.

Total population
21,591
3.7% year-over-year change
Gender ratio
Male
49.8%
10,761
Female
50.2%
10,831
Value Percent YoY change
Male 10,761 49.8% 2.9%
Female 10,831 50.2% 4.6%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Lake of the Ozarks State Park is 48, with the population distributed as follows: about 12.6% are children under 15, then 7.6% are in the 15 to 24 age group. Adults between 25 and 44 make up 19.2% of the population, while another 29.8% fall into the 45 to 64 bracket. Finally, around 30.7% are 65 or older.

Median age
48.4
Age breakdown
Under 15
12.6%
15 to 24
7.6%
25 to 44
19.2%
45 to 64
29.8%
Over 65
30.7%
Value Percent YoY change
Under 15 2,719 12.6% 0.9%
15 to 24 1,652 7.6% 1.7%
25 to 44 4,144 19.2% 4.0%
45 to 64 6,438 29.8% 6.7%
Over 65 6,638 30.7% 2.5%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Lake of the Ozarks State Park, 96.1% of the population are US-born citizens, while 1.8% have gained naturalized citizenship. At the same time, 2.1% of residents are non-citizens. As for race, 92.9% of locals are Caucasian, 1.8% are African American and 0.4% have Asian roots. There’s also a share of 3.7% that includes residents with two or more races.

Citizenship
U.S.-born citizens
96.1%
Non-U.S.-born citizens
1.8%
Non-citizens
2.1%
Value Percent YoY change
U.S.-born citizens 20,741 96.1% 2.5%
Non-U.S.-born citizens 399 1.8% 48.3%
Non-citizens 451 2.1% 41.4%
Racial breakdown
White
92.9%
Black or African American
1.8%
American Indian and Alaska Native
0.1%
Asian
0.4%
Native Hawaiian and other Pacific Islander
0%
Two or more races
3.7%
Other
1.1%
Value Percent
White 20,052 92.9%
Black or African American 396 1.8%
American Indian and Alaska Native 12 0.1%
Asian 86 0.4%
Two or more races 802 3.7%
Other 244 1.1%

Households in Lake of the Ozarks State Park

A peek inside Lake of the Ozarks State Park households

Lake of the Ozarks State Park has 9,364 households, with an average of 3 members in each. Of these, 63.6% are families, while the remaining 36.4% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
9,364
7.8% year-over-year change
Average people per household
3
Non-family households
3,410
Family households
5,954
Value Percent YoY change
Non-family households 3,410 36.4% 7.2%
Family households 5,954 63.6% 8.1%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Lake of the Ozarks State Park

The housing landscape of Lake of the Ozarks State Park

Lake of the Ozarks State Park's housing consists of 23,792 units, with 55.6% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 2.6% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 3.8% of the housing landscape.

Housing units
23,792
1.2% year-over-year change
Housing types
Value Percent
1 unit, detached 13,225 55.6%
1 unit, attached 612 2.6%
2 units 255 1.1%
3 or 4 units 697 2.9%
5 to 9 units 1,116 4.7%
10 to 19 units 5,289 22.2%
20 to 49 units 929 3.9%
50 or more units 753 3.2%
Mobile home 898 3.8%
Boat, RV, van, etc. 19 0.1%
Homes built since 2020
334
145.6% year-over-year change

The age of buildings in Lake of the Ozarks State Park

In Lake of the Ozarks State Park, the median construction year is 1988. About 0.4% of homes were built before the 1940s, with another 0.5% going up by 1949. Most development happened in the second half of the 20th century. Then, 16.4% of homes were added from 2000 to 2009, 5.3% between 2010 and 2019, and 1.4% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 100 0.4% -16.7%
Built between 1940 and 1949 128 0.5% 0.0%
Built between 1950 and 1959 582 2.4% -0.8%
Built between 1960 and 1969 1,107 4.6% -7.7%
Built between 1970 and 1979 4,252 17.9% -10.2%
Built between 1980 and 1989 7,337 30.8% -6.5%
Built between 1990 and 1999 4,787 20.1% 10.6%
Built between 2000 and 2009 3,912 16.4% 14.2%
Built between 2010 and 2019 1,253 5.3% 24.4%
Built in 2020 or later 334 1.4% 145.6%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Lake of the Ozarks State Park occupancy rates

Out of the 9,364 occupied housing units in Lake of the Ozarks State Park, 78.4% are owner-occupied, while 21.6% are lived in by tenants. Meanwhile, 60.6% of all homes on the local market sit vacant.

Occupied housing units
9,364
7.8% year-over-year change
Occupancy breakdown
Renter occupied
2,019
Owner occupied
7,345
Value Percent YoY
change
Renter occupied 2,019 21.6% 17.9%
Owner occupied 7,345 78.4% 5.3%
Unoccupied housing units
60.6%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Lake of the Ozarks State Park housing costs

Housing costs in Lake of the Ozarks State Park come to a median of $954 per month, while tenants specifically pay a median gross rent of $1,015.

Median housing costs per month
$954/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Lake of the Ozarks State Park
$1,015/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Lake of the Ozarks State Park

Lake of the Ozarks State Park education at a glance

About 35.6% of the population in Lake of the Ozarks State Park went to high school, while 23.9% pursued college studies. Another 8.4% earned an associate degree and 20.5% hold a bachelor’s. Meanwhile, 10.5% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 206 1.1% -25.4%
High school diploma 6,490 35.6% 7.8%
College diploma 4,364 23.9% -0.4%
Associate degree 1,537 8.4% 8.6%
Bachelor's degree 3,737 20.5% 6.3%
Graduate degree 1,918 10.5% 5.0%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Lake of the Ozarks State Park

How much people earn in Lake of the Ozarks State Park

The average annual household income in Lake of the Ozarks State Park was $94,566 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +2.2% change from the previous year. At the same time, the median income stood at $70,024, reflecting a +12.9% shift over the same period.

Average household income in Lake of the Ozarks State Park
$94,566/year
2.2% year-over-year change
Median household income in Lake of the Ozarks State Park
$70,024/year
12.9% year-over-year change

Lake of the Ozarks State Park income by age

In Lake of the Ozarks State Park, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $71,648. Those with someone between 45 and 64 in charge, often well established professionally, earn $85,323 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $52,074, while those led by someone over 65, many of whom may be retired, have about $52,230 in earnings. Overall, 87.6% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $52,074 -25.2%
25 - 44 $71,648 1.9%
45 - 64 $85,323 3.2%
Over 65 $52,230 -1.4%
Above poverty level
18,437
Below poverty level
2,618
Value Percent YoY
change
Above poverty level 18,437 87.6% 3.8%
Below poverty level 2,618 12.4% 6.4%

Employment in Lake of the Ozarks State Park

Workforce and job types in Lake of the Ozarks State Park

80.3% of the working population are employed in professional or administrative positions, while 19.7% are in hands-on or service-based jobs. Also, 15.1% run their own businesses, 65.8% are employed by private companies, and 9.6% work in the public sector.

Workforce demographics

White collar
7,740
Blue collar
1,903
Value Percent YoY change
White collar 7,740 80.3% 8.4%
Blue collar 1,903 19.7% 5.1%
Employer type
Self employees
15.1%
Private companies
65.8%
Governmental workers
9.6%
Not for profit companies
9.5%
Value Percent YoY change
Self employees 1,457 15.1% 15.4%
Private companies 6,348 65.8% 5.9%
Governmental workers 926 9.6% 8.2%
Not for profit companies 912 9.5% 9.3%

Transportation in Lake of the Ozarks State Park

How people get around in Lake of the Ozarks State Park

Commuting methods vary: 97.7% of residents travel by personal vehicle and 1.7% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 7,849 97.7% 6.0%
Taxicab 2 0% N/A
Bus or trolleybus 6 0.1% N/A
Ferryboat 1 0% N/A
Motorcycle 40 0.5% 42.9%
Bicycle 2 0% 100.0%
Walk 137 1.7% 55.7%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Lake of the Ozarks State Park by zipcode?

Zipcode Population Number of households Median income Average income
65049 7,123 2,896 $86,453 $111,740
65052 3,790 1,396 $87,125 $117,012
65065 7,197 3,275 $60,785 $84,919
65079 4,385 2,281 $70,024 $101,963
65591 1,837 559 $50,139 $62,106

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FAQs about Lake of the Ozarks State Park demographics 

What is the total population of Lake of the Ozarks State Park?

Lake of the Ozarks State Park has a total population of 21,591 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +3.7% compared to a year ago.

What is the gender ratio in Lake of the Ozarks State Park?

The gender ratio in Lake of the Ozarks State Park is as follows:
  • 49.8% males (10,761 residents)
  • 50.2% females (10,831 residents)

What is the median age in Lake of the Ozarks State Park?

The median age in Lake of the Ozarks State Park is 48.4.

What is the age distribution of the population in Lake of the Ozarks State Park?

The age distribution in Lake of the Ozarks State Park is as follows:
  • Under 15: 12.6% (2,719 residents)
  • Ages 15-24: 7.6% (1,652 residents)
  • Ages 25-44: 19.2% (4,144 residents)
  • Ages 45-64: 29.8% (6,438 residents)
  • Over 65: 30.7% (6,638 residents)

What is the racial and ethnic makeup of Lake of the Ozarks State Park?

The racial and ethnic makeup of Lake of the Ozarks State Park is as follows:
  • White: 92.9% (20,052 residents)
  • Black or African American: 1.8% (396 residents)
  • American Indian and Alaska Native: 0.1% (12 residents)
  • Asian: 0.4% (86 residents)
  • Native Hawaiian and Other Pacific Islander: 0% ( residents)
  • Two or More Races: 3.7% (802 residents)
  • Other: 1.1% (244 residents)

What percentage of the population in Lake of the Ozarks State Park are U.S.-born citizens?

U.S.-born citizens represent 96.1% of the population in Lake of the Ozarks State Park.

How many housing units are there in Lake of the Ozarks State Park?

There are 23,792 housing units in Lake of the Ozarks State Park, reflecting a +1.2% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Lake of the Ozarks State Park and what is the average household size?

Lake of the Ozarks State Park has a total of 9,364 households, with an average of 3 people in each.

What is the median household income in Lake of the Ozarks State Park?

Lake of the Ozarks State Park has a median household income of $70,024, representing a +12.9% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Lake of the Ozarks State Park?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 80.3% (7,740 residents)
  • Blue-collar workers: 19.7% (1,903 residents)

Places of employment:
  • Self-employed: 15.1% (1,457 residents)
  • Private companies: 65.8% (6,348 residents)
  • Governmental workers: 9.6% (926 residents)
  • Not-for-profit companies: 9.5% (912 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025