Chesterfield, MO demographics:
population, income, and more

Total population
49,574
-0.0% year-over-year change
Median household income
$133,037/yr
-0.3% year-over-year change
Housing units
21,603
-0.6% year-over-year change

Chesterfield population

How many people live in Chesterfield

Chesterfield is home to 49,574 residents, according to the most recent Census data. Gender-wise, 48.5% of Chesterfield locals are male, and 51.5% are female.

Total population
49,574
-0.0% year-over-year change
Gender ratio
Male
48.5%
24,062
Female
51.5%
25,512
Value Percent YoY change
Male 24,062 48.5% 0.3%
Female 25,512 51.5% -0.3%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Chesterfield is 47, with the population distributed as follows: about 16.6% are children under 15, then 10.4% are in the 15 to 24 age group. Adults between 25 and 44 make up 20.4% of the population, while another 27% fall into the 45 to 64 bracket. Finally, around 25.5% are 65 or older.

Median age
47.2
Age breakdown
Under 15
16.6%
15 to 24
10.4%
25 to 44
20.4%
45 to 64
27%
Over 65
25.5%
Value Percent YoY change
Under 15 8,247 16.6% 0.4%
15 to 24 5,178 10.4% -3.5%
25 to 44 10,132 20.4% 0.3%
45 to 64 13,376 27% -2.2%
Over 65 12,641 25.5% 3.4%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Chesterfield, 83.4% of the population are US-born citizens, while 9.8% have gained naturalized citizenship. At the same time, 6.8% of residents are non-citizens. As for race, 74.3% of locals are Caucasian, 3.9% are African American and 13.2% have Asian roots. There’s also a share of 7.4% that includes residents with two or more races.

Citizenship
U.S.-born citizens
83.4%
Non-U.S.-born citizens
9.8%
Non-citizens
6.8%
Value Percent YoY change
U.S.-born citizens 41,348 83.4% 0.3%
Non-U.S.-born citizens 4,851 9.8% -3.9%
Non-citizens 3,375 6.8% 1.0%
Racial breakdown
White
74.3%
Black or African American
3.9%
American Indian and Alaska Native
0.1%
Asian
13.2%
Native Hawaiian and other Pacific Islander
0%
Two or more races
7.4%
Other
1%
Value Percent
White 36,848 74.3%
Black or African American 1,919 3.9%
American Indian and Alaska Native 41 0.1%
Asian 6,566 13.2%
Two or more races 3,677 7.4%
Other 523 1%

Households in Chesterfield

A peek inside Chesterfield households

Chesterfield has 20,811 households, with an average of 2 members in each. Of these, 69.1% are families, while the remaining 30.9% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
20,811
0.5% year-over-year change
Average people per household
2
Non-family households
6,433
Family households
14,378
Value Percent YoY change
Non-family households 6,433 30.9% 5.0%
Family households 14,378 69.1% -1.4%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Chesterfield

The housing landscape of Chesterfield

Chesterfield's housing consists of 21,603 units, with 62.5% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 12.2% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 0.6% of the housing landscape.

Housing units
21,603
-0.6% year-over-year change
Housing types
Value Percent
1 unit, detached 13,510 62.5%
1 unit, attached 2,631 12.2%
2 units 109 0.5%
3 or 4 units 646 3%
5 to 9 units 1,205 5.6%
10 to 19 units 1,213 5.6%
20 to 49 units 996 4.6%
50 or more units 1,167 5.4%
Mobile home 126 0.6%
Homes built since 2020
480
94.3% year-over-year change

The age of buildings in Chesterfield

In Chesterfield, the median construction year is 1982. About 1.4% of homes were built before the 1940s, with another 0.3% going up by 1949. Most development happened in the second half of the 20th century. Then, 10.1% of homes were added from 2000 to 2009, 4.2% between 2010 and 2019, and 2.2% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 302 1.4% 24.3%
Built between 1940 and 1949 74 0.3% -24.5%
Built between 1950 and 1959 332 1.5% -21.3%
Built between 1960 and 1969 2,397 11.1% -5.8%
Built between 1970 and 1979 6,895 31.9% 4.8%
Built between 1980 and 1989 4,891 22.6% -4.3%
Built between 1990 and 1999 3,143 14.6% -5.2%
Built between 2000 and 2009 2,184 10.1% 3.2%
Built between 2010 and 2019 905 4.2% -13.3%
Built in 2020 or later 480 2.2% 94.3%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Chesterfield occupancy rates

Out of the 20,811 occupied housing units in Chesterfield, 77.6% are owner-occupied, while 22.4% are lived in by tenants. Meanwhile, 3.7% of all homes on the local market sit vacant.

Occupied housing units
20,811
0.5% year-over-year change
Occupancy breakdown
Renter occupied
4,668
Owner occupied
16,143
Value Percent YoY
change
Renter occupied 4,668 22.4% 4.6%
Owner occupied 16,143 77.6% -0.6%
Unoccupied housing units
3.7%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Chesterfield housing costs

Housing costs in Chesterfield come to a median of $1,739 per month, while tenants specifically pay a median gross rent of $1,644.

Median housing costs per month
$1,739/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Chesterfield
$1,644/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Chesterfield

Chesterfield education at a glance

About 11.3% of the population in Chesterfield went to high school, while 13.2% pursued college studies. Another 4.8% earned an associate degree and 36.2% hold a bachelor’s. Meanwhile, 34% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 197 0.5% -8.4%
High school diploma 4,419 11.3% 2.2%
College diploma 5,181 13.2% -3.8%
Associate degree 1,856 4.8% -1.9%
Bachelor's degree 14,131 36.2% -0.8%
Graduate degree 13,310 34% 2.0%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Chesterfield

How much people earn in Chesterfield

The average annual household income in Chesterfield was $179,132 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -3.1% change from the previous year. At the same time, the median income stood at $133,037, reflecting a -0.3% shift over the same period.

Average household income in Chesterfield
$179,132/year
-3.1% year-over-year change
Median household income in Chesterfield
$133,037/year
-0.3% year-over-year change

Chesterfield income by age

In Chesterfield, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $149,107. Those with someone between 45 and 64 in charge, often well established professionally, earn $192,630 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $62,612, while those led by someone over 65, many of whom may be retired, have about $91,461 in earnings. Overall, 96.1% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $62,612 7.1%
25 - 44 $149,107 -2.6%
45 - 64 $192,630 1.6%
Over 65 $91,461 -1.1%
Above poverty level
46,598
Below poverty level
1,880
Value Percent YoY
change
Above poverty level 46,598 96.1% -0.7%
Below poverty level 1,880 3.9% 18.5%

Average renter income in Chesterfield

To get a better sense of what renters earn on average in Chesterfield, their median household income was $78,724 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 25.1%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$78,724
Rent-to-income ratio
25.1%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Chesterfield

Workforce and job types in Chesterfield

The job market in Chesterfield is powered by 24,090 working residents, spread across a range of industries and roles. 93.3% of the working population are employed in professional or administrative positions, while 6.7% are in hands-on or service-based jobs. Also, 12.1% run their own businesses, 68.1% are employed by private companies, and 7% work in the public sector.

Workforce demographics

Working population
24,090
-2.2% year-over-year change
White collar
22,474
Blue collar
1,616
Value Percent YoY change
White collar 22,474 93.3% -1.6%
Blue collar 1,616 6.7% -10.6%
Employer type
Self employees
12.1%
Private companies
68.1%
Governmental workers
7%
Not for profit companies
12.7%
Value Percent YoY change
Self employees 2,910 12.1% -1.0%
Private companies 16,415 68.1% -2.5%
Governmental workers 1,696 7% 10.8%
Not for profit companies 3,069 12.7% -7.8%
Unemployment rate
3.2%
-5.6% year-over-year change

Available workforce

The unemployment rate in Chesterfield stands at 3.2%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Chesterfield

How people get around in Chesterfield

Commuting methods vary: 71.7% of residents travel by personal vehicle and 0.7% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 17,048 71.7% -4.9%
Taxicab 14 0.1% N/A
Bus or trolleybus 24 0.1% -4.0%
Ferryboat 8 0% -11.1%
Bicycle 14 0.1% -36.4%
Walk 166 0.7% -29.7%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Chesterfield by zipcode?

Zipcode Population Number of households Median income Average income
63005 19,779 7,134 $198,469 $270,772
63017 43,243 17,957 $127,095 $177,913

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FAQs about Chesterfield demographics 

What is the total population of Chesterfield?

Chesterfield has a total population of 49,574 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -0.0% compared to a year ago.

What is the gender ratio in Chesterfield?

The gender ratio in Chesterfield is as follows:
  • 48.5% males (24,062 residents)
  • 51.5% females (25,512 residents)

What is the median age in Chesterfield?

The median age in Chesterfield is 47.2.

What is the age distribution of the population in Chesterfield?

The age distribution in Chesterfield is as follows:
  • Under 15: 16.6% (8,247 residents)
  • Ages 15-24: 10.4% (5,178 residents)
  • Ages 25-44: 20.4% (10,132 residents)
  • Ages 45-64: 27% (13,376 residents)
  • Over 65: 25.5% (12,641 residents)

What is the racial and ethnic makeup of Chesterfield?

The racial and ethnic makeup of Chesterfield is as follows:
  • White: 74.3% (36,848 residents)
  • Black or African American: 3.9% (1,919 residents)
  • American Indian and Alaska Native: 0.1% (41 residents)
  • Asian: 13.2% (6,566 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 7.4% (3,677 residents)
  • Other: 1% (523 residents)

What percentage of the population in Chesterfield are U.S.-born citizens?

U.S.-born citizens represent 83.4% of the population in Chesterfield.

How many housing units are there in Chesterfield?

There are 21,603 housing units in Chesterfield, reflecting a -0.6% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Chesterfield and what is the average household size?

Chesterfield has a total of 20,811 households, with an average of 2 people in each.

What is the median household income in Chesterfield?

Chesterfield has a median household income of $133,037, representing a -0.3% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Chesterfield?

The employment rate is 96.8% in Chesterfield, with a workforce of 24,090 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 93.3% (22,474 residents)
  • Blue-collar workers: 6.7% (1,616 residents)

Places of employment:
  • Self-employed: 12.1% (2,910 residents)
  • Private companies: 68.1% (16,415 residents)
  • Governmental workers: 7% (1,696 residents)
  • Not-for-profit companies: 12.7% (3,069 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025