Payne-Phalen, St. Paul, MN demographics:
population, income, and more

Total population
30,609
-2.7% year-over-year change
Median household income
$62,158/yr
2.0% year-over-year change
Housing units
10,770
-1.0% year-over-year change

Payne-Phalen population

How many people live in Payne-Phalen

Payne-Phalen is home to 30,609 residents, according to the most recent Census data. Gender-wise, 49.3% of Payne-Phalen locals are male, and 50.7% are female.

Total population
30,609
-2.7% year-over-year change
Gender ratio
Male
49.3%
15,088
Female
50.7%
15,521
Value Percent YoY change
Male 15,088 49.3% -3.8%
Female 15,521 50.7% -1.6%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Payne-Phalen is 30, with the population distributed as follows: about 27.6% are children under 15, then 13.6% are in the 15 to 24 age group. Adults between 25 and 44 make up 30.3% of the population, while another 19.8% fall into the 45 to 64 bracket. Finally, around 8.6% are 65 or older.

Median age
30
Age breakdown
Under 15
27.6%
15 to 24
13.6%
25 to 44
30.3%
45 to 64
19.8%
Over 65
8.6%
Value Percent YoY change
Under 15 8,452 27.6% -3.1%
15 to 24 4,150 13.6% -0.2%
25 to 44 9,285 30.3% -4.1%
45 to 64 6,075 19.8% -0.6%
Over 65 2,647 8.6% -4.9%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Payne-Phalen, 70.7% of the population are US-born citizens, while 20.7% have gained naturalized citizenship. At the same time, 8.7% of residents are non-citizens. As for race, 25.4% of locals are Caucasian, 18.2% are African American and 41% have Asian roots. Another 0.9% are Indigenous American, 0.1% are Pacific Islanders, while 6% identify as another race. There’s also a share of 8.4% that includes residents with two or more races.

Citizenship
U.S.-born citizens
70.7%
Non-U.S.-born citizens
20.7%
Non-citizens
8.7%
Value Percent YoY change
U.S.-born citizens 21,632 70.7% -1.1%
Non-U.S.-born citizens 6,327 20.7% -7.5%
Non-citizens 2,651 8.7% -3.7%
Racial breakdown
White
25.4%
Black or African American
18.2%
American Indian and Alaska Native
0.9%
Asian
41%
Native Hawaiian and other Pacific Islander
0.1%
Two or more races
8.4%
Other
6%
Value Percent
White 7,777 25.4%
Black or African American 5,574 18.2%
American Indian and Alaska Native 268 0.9%
Asian 12,558 41%
Native Hawaiian and other Pacific Islander 19 0.1%
Two or more races 2,581 8.4%
Other 1,832 6%

Households in Payne-Phalen

A peek inside Payne-Phalen households

Payne-Phalen has 10,099 households, with an average of 3 members in each. Of these, 63.4% are families, while the remaining 36.6% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
10,099
-1.4% year-over-year change
Average people per household
3
Non-family households
3,695
Family households
6,405
Value Percent YoY change
Non-family households 3,695 36.6% -0.5%
Family households 6,405 63.4% -1.9%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Payne-Phalen

The housing landscape of Payne-Phalen

Payne-Phalen's housing consists of 10,770 units, with 53.6% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 7.4% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 0.6% of the housing landscape.

Housing units
10,770
-1.0% year-over-year change
Housing types
Value Percent
1 unit, detached 5,774 53.6%
1 unit, attached 797 7.4%
2 units 989 9.2%
3 or 4 units 508 4.7%
5 to 9 units 413 3.8%
10 to 19 units 641 6%
20 to 49 units 505 4.7%
50 or more units 1,080 10%
Mobile home 64 0.6%
Homes built since 2020
69
102.9% year-over-year change

The age of buildings in Payne-Phalen

In Payne-Phalen, the median construction year is 1956. About 35.1% of homes were built before the 1940s, with another 5.4% going up by 1949. Most development happened in the second half of the 20th century. Then, 5.9% of homes were added from 2000 to 2009, 2.7% between 2010 and 2019, and 0.6% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 3,783 35.1% 3.7%
Built between 1940 and 1949 585 5.4% -15.5%
Built between 1950 and 1959 1,594 14.8% 1.5%
Built between 1960 and 1969 1,450 13.5% -7.2%
Built between 1970 and 1979 1,184 11% 5.4%
Built between 1980 and 1989 823 7.6% 7.3%
Built between 1990 and 1999 360 3.3% -31.8%
Built between 2000 and 2009 631 5.9% -9.3%
Built between 2010 and 2019 291 2.7% 14.1%
Built in 2020 or later 69 0.6% 102.9%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Payne-Phalen occupancy rates

Out of the 10,099 occupied housing units in Payne-Phalen, 53.2% are owner-occupied, while 46.8% are lived in by tenants. Meanwhile, 6.2% of all homes on the local market sit vacant.

Occupied housing units
10,099
-1.4% year-over-year change
Occupancy breakdown
Renter occupied
4,725
Owner occupied
5,374
Value Percent YoY
change
Renter occupied 4,725 46.8% -4.6%
Owner occupied 5,374 53.2% 1.7%
Unoccupied housing units
6.2%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Payne-Phalen housing costs

Housing costs in Payne-Phalen come to a median of $1,304 per month, while tenants specifically pay a median gross rent of $1,222.

Median housing costs per month
$1,304/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Payne-Phalen
$1,222/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Payne-Phalen

Payne-Phalen education at a glance

About 37.5% of the population in Payne-Phalen went to high school, while 19.9% pursued college studies. Another 9.1% earned an associate degree and 14.5% hold a bachelor’s. Meanwhile, 5.9% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 2,742 13.1% -7.0%
High school diploma 7,844 37.5% -2.6%
College diploma 4,169 19.9% 0.6%
Associate degree 1,905 9.1% -1.4%
Bachelor's degree 3,027 14.5% -6.0%
Graduate degree 1,234 5.9% 2.1%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Payne-Phalen

How much people earn in Payne-Phalen

The average annual household income in Payne-Phalen was $79,431 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +4.2% change from the previous year. At the same time, the median income stood at $62,158, reflecting a +2% shift over the same period.

Average household income in Payne-Phalen
$79,431/year
4.2% year-over-year change
Median household income in Payne-Phalen
$62,158/year
2.0% year-over-year change

Payne-Phalen income by age

In Payne-Phalen, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $77,816. Those with someone between 45 and 64 in charge, often well established professionally, earn $61,618 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $45,132, while those led by someone over 65, many of whom may be retired, have about $45,695 in earnings. Overall, 78.9% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $45,132 -9.5%
25 - 44 $77,816 9.6%
45 - 64 $61,618 7.5%
Over 65 $45,695 6.7%
Above poverty level
23,591
Below poverty level
6,322
Value Percent YoY
change
Above poverty level 23,591 78.9% -0.1%
Below poverty level 6,322 21.1% -12.1%

Employment in Payne-Phalen

Workforce and job types in Payne-Phalen

71.1% of the working population are employed in professional or administrative positions, while 28.9% are in hands-on or service-based jobs. Also, 6.5% run their own businesses, 68.2% are employed by private companies, and 11.3% work in the public sector.

Workforce demographics

White collar
9,662
Blue collar
3,933
Value Percent YoY change
White collar 9,662 71.1% -0.3%
Blue collar 3,933 28.9% -8.4%
Employer type
Self employees
6.5%
Private companies
68.2%
Governmental workers
11.3%
Not for profit companies
14.1%
Value Percent YoY change
Self employees 879 6.5% -3.3%
Private companies 9,269 68.2% -4.4%
Governmental workers 1,534 11.3% 1.0%
Not for profit companies 1,913 14.1% 2.7%

Transportation in Payne-Phalen

How people get around in Payne-Phalen

In Payne-Phalen, the average commute time is 6 minutes. Commuting methods vary: 92.7% of residents travel by personal vehicle and 1.3% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
6 min
Means of transportation
Value Percent YoY change
Car 10,375 92.7% -5.0%
Taxicab 91 0.8% 506.7%
Bus or trolleybus 538 4.8% -15.7%
Motorcycle 4 0% 300.0%
Bicycle 38 0.3% 0.0%
Walk 147 1.3% 18.6%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Payne-Phalen by zipcode?

Zipcode Population Number of households Median income Average income
55106 56,708 18,946 $70,187 $89,401
55130 17,775 5,799 $54,130 $72,549

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FAQs about Payne-Phalen demographics 

What is the total population of Payne-Phalen?

Payne-Phalen has a total population of 30,609 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -2.7% compared to a year ago.

What is the gender ratio in Payne-Phalen?

The gender ratio in Payne-Phalen is as follows:
  • 49.3% males (15,088 residents)
  • 50.7% females (15,521 residents)

What is the median age in Payne-Phalen?

The median age in Payne-Phalen is 30.

What is the age distribution of the population in Payne-Phalen?

The age distribution in Payne-Phalen is as follows:
  • Under 15: 27.6% (8,452 residents)
  • Ages 15-24: 13.6% (4,150 residents)
  • Ages 25-44: 30.3% (9,285 residents)
  • Ages 45-64: 19.8% (6,075 residents)
  • Over 65: 8.6% (2,647 residents)

What is the racial and ethnic makeup of Payne-Phalen?

The racial and ethnic makeup of Payne-Phalen is as follows:
  • White: 25.4% (7,777 residents)
  • Black or African American: 18.2% (5,574 residents)
  • American Indian and Alaska Native: 0.9% (268 residents)
  • Asian: 41% (12,558 residents)
  • Native Hawaiian and Other Pacific Islander: 0.1% (19 residents)
  • Two or More Races: 8.4% (2,581 residents)
  • Other: 6% (1,832 residents)

What percentage of the population in Payne-Phalen are U.S.-born citizens?

U.S.-born citizens represent 70.7% of the population in Payne-Phalen.

How many housing units are there in Payne-Phalen?

There are 10,770 housing units in Payne-Phalen, reflecting a -1.0% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Payne-Phalen and what is the average household size?

Payne-Phalen has a total of 10,099 households, with an average of 3 people in each.

What is the median household income in Payne-Phalen?

Payne-Phalen has a median household income of $62,158, representing a +2.0% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Payne-Phalen?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 71.1% (9,662 residents)
  • Blue-collar workers: 28.9% (3,933 residents)

Places of employment:
  • Self-employed: 6.5% (879 residents)
  • Private companies: 68.2% (9,269 residents)
  • Governmental workers: 11.3% (1,534 residents)
  • Not-for-profit companies: 14.1% (1,913 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025