Greater Saginaw, Mid Michigan, MI demographics:
population, income, and more

Total population
155,849
-0.3% year-over-year change
Median household income
$66,646/yr
-0.1% year-over-year change
Housing units
71,254
0.0% year-over-year change

Greater Saginaw population

How many people live in Greater Saginaw

Greater Saginaw is home to 155,849 residents, according to the most recent Census data. Gender-wise, 48.6% of Greater Saginaw locals are male, and 51.4% are female.

Total population
155,849
-0.3% year-over-year change
Gender ratio
Male
48.6%
75,824
Female
51.4%
80,025
Value Percent YoY change
Male 75,824 48.6% 0.1%
Female 80,025 51.4% -0.6%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Greater Saginaw is 47, with the population distributed as follows: about 16.8% are children under 15, then 13.2% are in the 15 to 24 age group. Adults between 25 and 44 make up 23% of the population, while another 25.2% fall into the 45 to 64 bracket. Finally, around 21.8% are 65 or older.

Median age
47
Age breakdown
Under 15
16.8%
15 to 24
13.2%
25 to 44
23%
45 to 64
25.2%
Over 65
21.8%
Value Percent YoY change
Under 15 26,219 16.8% -0.8%
15 to 24 20,523 13.2% -0.4%
25 to 44 35,908 23% 1.3%
45 to 64 39,213 25.2% -3.1%
Over 65 33,986 21.8% 2.1%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Greater Saginaw, 97% of the population are US-born citizens, while 2% have gained naturalized citizenship. At the same time, 1.1% of residents are non-citizens. As for race, 74.7% of locals are Caucasian, 16.2% are African American and 1.4% have Asian roots. There’s also a share of 5.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
97%
Non-U.S.-born citizens
2%
Non-citizens
1.1%
Value Percent YoY change
U.S.-born citizens 151,116 97% -0.3%
Non-U.S.-born citizens 3,080 2% 1.4%
Non-citizens 1,653 1.1% -2.1%
Racial breakdown
White
74.7%
Black or African American
16.2%
American Indian and Alaska Native
0.3%
Asian
1.4%
Native Hawaiian and other Pacific Islander
0%
Two or more races
5.6%
Other
1.7%
Value Percent
White 116,459 74.7%
Black or African American 25,238 16.2%
American Indian and Alaska Native 524 0.3%
Asian 2,117 1.4%
Native Hawaiian and other Pacific Islander 58 0%
Two or more races 8,734 5.6%
Other 2,719 1.7%

Households in Greater Saginaw

A peek inside Greater Saginaw households

Greater Saginaw has 64,923 households, with an average of 2 members in each. Of these, 62.1% are families, while the remaining 37.9% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
64,923
0.5% year-over-year change
Average people per household
2
Non-family households
24,581
Family households
40,342
Value Percent YoY change
Non-family households 24,581 37.9% 0.9%
Family households 40,342 62.1% 0.3%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Greater Saginaw

The housing landscape of Greater Saginaw

Greater Saginaw's housing consists of 71,254 units, with 75.3% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 3.6% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 4.4% of the housing landscape.

Housing units
71,254
0.0% year-over-year change
Housing types
Value Percent
1 unit, detached 53,686 75.3%
1 unit, attached 2,593 3.6%
2 units 1,418 2%
3 or 4 units 1,413 2%
5 to 9 units 3,160 4.4%
10 to 19 units 2,676 3.8%
20 to 49 units 1,214 1.7%
50 or more units 1,967 2.8%
Mobile home 3,119 4.4%
Boat, RV, van, etc. 8 0%
Homes built since 2020
480
50.5% year-over-year change

The age of buildings in Greater Saginaw

In Greater Saginaw, the median construction year is 1973. About 11.8% of homes were built before the 1940s, with another 4.4% going up by 1949. Most development happened in the second half of the 20th century. Then, 10.1% of homes were added from 2000 to 2009, 3.7% between 2010 and 2019, and 0.7% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 8,379 11.8% -2.5%
Built between 1940 and 1949 3,109 4.4% -5.5%
Built between 1950 and 1959 10,519 14.8% -2.0%
Built between 1960 and 1969 11,297 15.8% 2.7%
Built between 1970 and 1979 14,361 20.2% -2.1%
Built between 1980 and 1989 6,369 8.9% 3.0%
Built between 1990 and 1999 6,913 9.7% -6.0%
Built between 2000 and 2009 7,191 10.1% 4.7%
Built between 2010 and 2019 2,636 3.7% 18.9%
Built in 2020 or later 480 0.7% 50.5%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Greater Saginaw occupancy rates

Out of the 64,923 occupied housing units in Greater Saginaw, 76.1% are owner-occupied, while 23.9% are lived in by tenants. Meanwhile, 8.9% of all homes on the local market sit vacant.

Occupied housing units
64,923
0.5% year-over-year change
Occupancy breakdown
Renter occupied
15,530
Owner occupied
49,393
Value Percent YoY
change
Renter occupied 15,530 23.9% -0.5%
Owner occupied 49,393 76.1% 0.9%
Unoccupied housing units
8.9%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Greater Saginaw housing costs

Housing costs in Greater Saginaw come to a median of $896 per month, while tenants specifically pay a median gross rent of $929.

Median housing costs per month
$896/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Greater Saginaw
$929/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Greater Saginaw

Greater Saginaw education at a glance

About 37.2% of the population in Greater Saginaw went to high school, while 26.2% pursued college studies. Another 10.9% earned an associate degree and 15.4% hold a bachelor’s. Meanwhile, 8.4% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 2,242 1.8% -3.7%
High school diploma 46,099 37.2% -3.3%
College diploma 32,450 26.2% 2.2%
Associate degree 13,530 10.9% 0.3%
Bachelor's degree 19,070 15.4% 3.2%
Graduate degree 10,370 8.4% 2.0%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Greater Saginaw

How much people earn in Greater Saginaw

The average annual household income in Greater Saginaw was $90,306 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +3.6% change from the previous year. At the same time, the median income stood at $66,646, reflecting a -0.2% shift over the same period.

Average household income in Greater Saginaw
$90,306/year
3.6% year-over-year change
Median household income in Greater Saginaw
$66,646/year
-0.1% year-over-year change

Greater Saginaw income by age

In Greater Saginaw, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $76,754. Those with someone between 45 and 64 in charge, often well established professionally, earn $77,708 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $48,194, while those led by someone over 65, many of whom may be retired, have about $51,488 in earnings. Overall, 84.2% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $48,194 5.8%
25 - 44 $76,754 -5.6%
45 - 64 $77,708 4.3%
Over 65 $51,488 -1.6%
Above poverty level
125,638
Below poverty level
23,540
Value Percent YoY
change
Above poverty level 125,638 84.2% -0.4%
Below poverty level 23,540 15.8% 0.4%

Employment in Greater Saginaw

Workforce and job types in Greater Saginaw

76% of the working population are employed in professional or administrative positions, while 24% are in hands-on or service-based jobs. Also, 7.7% run their own businesses, 68.7% are employed by private companies, and 12.4% work in the public sector.

Workforce demographics

White collar
52,287
Blue collar
16,469
Value Percent YoY change
White collar 52,287 76% 0.1%
Blue collar 16,469 24% 1.8%
Employer type
Self employees
7.7%
Private companies
68.7%
Governmental workers
12.4%
Not for profit companies
11.3%
Value Percent YoY change
Self employees 5,269 7.7% -4.5%
Private companies 47,250 68.7% -0.1%
Governmental workers 8,489 12.4% 2.3%
Not for profit companies 7,748 11.3% 6.2%

Transportation in Greater Saginaw

How people get around in Greater Saginaw

In Greater Saginaw, the average commute time is 197 minutes. Commuting methods vary: 96.9% of residents travel by personal vehicle and 2.5% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
197 min
6.5% year-over-year change
Means of transportation
Value Percent YoY change
Car 58,221 96.9% -1.5%
Taxicab 26 0% -59.4%
Bus or trolleybus 146 0.2% -20.6%
Ferryboat 7 0% -36.4%
Motorcycle 35 0.1% 775.0%
Bicycle 126 0.2% 17.8%
Walk 1,503 2.5% 8.6%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Greater Saginaw by zipcode?

Zipcode Population Number of households Median income Average income
48614 943 428 $63,393 $83,212
48616 7,577 3,047 $66,819 $85,485
48623 15,129 5,234 $101,250 $125,704
48626 5,766 2,271 $84,360 $109,345
48415 8,918 3,618 $79,067 $110,553
48417 2,222 938 $72,422 $85,779
48601 31,601 13,323 $38,900 $50,100
48603 27,757 12,416 $66,352 $91,943
48604 11,011 4,013 $53,042 $79,562
48609 11,966 5,262 $78,218 $92,013

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FAQs about Greater Saginaw demographics 

What is the total population of Greater Saginaw?

Greater Saginaw has a total population of 155,849 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -0.3% compared to a year ago.

What is the gender ratio in Greater Saginaw?

The gender ratio in Greater Saginaw is as follows:
  • 48.6% males (75,824 residents)
  • 51.4% females (80,025 residents)

What is the median age in Greater Saginaw?

The median age in Greater Saginaw is 47.

What is the age distribution of the population in Greater Saginaw?

The age distribution in Greater Saginaw is as follows:
  • Under 15: 16.8% (26,219 residents)
  • Ages 15-24: 13.2% (20,523 residents)
  • Ages 25-44: 23% (35,908 residents)
  • Ages 45-64: 25.2% (39,213 residents)
  • Over 65: 21.8% (33,986 residents)

What is the racial and ethnic makeup of Greater Saginaw?

The racial and ethnic makeup of Greater Saginaw is as follows:
  • White: 74.7% (116,459 residents)
  • Black or African American: 16.2% (25,238 residents)
  • American Indian and Alaska Native: 0.3% (524 residents)
  • Asian: 1.4% (2,117 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (58 residents)
  • Two or More Races: 5.6% (8,734 residents)
  • Other: 1.7% (2,719 residents)

What percentage of the population in Greater Saginaw are U.S.-born citizens?

U.S.-born citizens represent 97% of the population in Greater Saginaw.

How many housing units are there in Greater Saginaw?

There are 71,254 housing units in Greater Saginaw, reflecting a +0.0% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Greater Saginaw and what is the average household size?

Greater Saginaw has a total of 64,923 households, with an average of 2 people in each.

What is the median household income in Greater Saginaw?

Greater Saginaw has a median household income of $66,646, representing a -0.1% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Greater Saginaw?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 76% (52,287 residents)
  • Blue-collar workers: 24% (16,469 residents)

Places of employment:
  • Self-employed: 7.7% (5,269 residents)
  • Private companies: 68.7% (47,250 residents)
  • Governmental workers: 12.4% (8,489 residents)
  • Not-for-profit companies: 11.3% (7,748 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025