Saint Charles, KY demographics:
population, income, and more

Total population
452
-8.5% year-over-year change
Median household income
$53,939/yr
5.0% year-over-year change
Housing units
196
2.1% year-over-year change

Saint Charles population

How many people live in Saint Charles

Saint Charles is home to 452 residents, according to the most recent Census data. Gender-wise, 56% of Saint Charles locals are male, and 44% are female.

Total population
452
-8.5% year-over-year change
Gender ratio
Male
56%
253
Female
44%
199
Value Percent YoY change
Male 253 56% -7.3%
Female 199 44% -9.9%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Saint Charles is 46, with the population distributed as follows: about 11.5% are children under 15, then 15.3% are in the 15 to 24 age group. Adults between 25 and 44 make up 20.6% of the population, while another 40.9% fall into the 45 to 64 bracket. Finally, around 11.7% are 65 or older.

Median age
46.3
Age breakdown
Under 15
11.5%
15 to 24
15.3%
25 to 44
20.6%
45 to 64
40.9%
Over 65
11.7%
Value Percent YoY change
Under 15 52 11.5% -40.2%
15 to 24 69 15.3% -8.0%
25 to 44 93 20.6% -33.1%
45 to 64 185 40.9% 36.0%
Over 65 53 11.7% -7.0%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Saint Charles, 99.6% of the population are US-born citizens, while 0.4% have gained naturalized citizenship. There’s also a share of 1.3% that includes residents with two or more races.

Citizenship
U.S.-born citizens
99.6%
Non-U.S.-born citizens
0.4%
Non-citizens
0%
Value Percent YoY change
U.S.-born citizens 450 99.6% -8.7%
Non-U.S.-born citizens 2 0.4% 100.0%
Racial breakdown
White
96.9%
Black or African American
0.4%
American Indian and Alaska Native
0.9%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
1.3%
Other
0.4%
Value Percent
White 438 96.9%
Black or African American 2 0.4%
American Indian and Alaska Native 4 0.9%
Two or more races 6 1.3%
Other 2 0.4%

Households in Saint Charles

A peek inside Saint Charles households

Saint Charles has 181 households, with an average of 2 members in each. Of these, 87.8% are families, while the remaining 12.2% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
181
-1.6% year-over-year change
Average people per household
2
Non-family households
22
Family households
159
Value Percent YoY change
Non-family households 22 12.2% 22.2%
Family households 159 87.8% -4.2%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Saint Charles

The housing landscape of Saint Charles

Saint Charles's housing consists of 196 units, with 77% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 22.4% of the housing landscape.

Housing units
196
2.1% year-over-year change
Housing types
Value Percent
1 unit, detached 151 77%
Mobile home 44 22.4%
Boat, RV, van, etc. 1 0.5%
Homes built since 2020
% year-over-year change

The age of buildings in Saint Charles

In Saint Charles, the median construction year is 1958. About 11.7% of homes were built before the 1940s, with another 2.6% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 23 11.7% 35.3%
Built between 1940 and 1949 5 2.6% -16.7%
Built between 1950 and 1959 91 46.4% 28.2%
Built between 1960 and 1969 2 1% 100.0%
Built between 1970 and 1979 26 13.3% 0.0%
Built between 1980 and 1989 7 3.6% -12.5%
Built between 1990 and 1999 40 20.4% -34.4%
Built between 2000 and 2009 2 1% 0.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Saint Charles occupancy rates

Out of the 181 occupied housing units in Saint Charles, 72.9% are owner-occupied, while 27.1% are lived in by tenants. Meanwhile, 7.7% of all homes on the local market sit vacant.

Occupied housing units
181
-1.6% year-over-year change
Occupancy breakdown
Renter occupied
49
Owner occupied
132
Value Percent YoY
change
Renter occupied 49 27.1% 4.3%
Owner occupied 132 72.9% -3.6%
Unoccupied housing units
7.7%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Saint Charles housing costs

Housing costs in Saint Charles come to a median of $757 per month, while tenants specifically pay a median gross rent of $850.

Median housing costs per month
$757/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Saint Charles
$850/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Saint Charles

Saint Charles education at a glance

About 34% of the population in Saint Charles went to high school, while 51.6% pursued college studies. Another 10.6% earned an associate degree and 0.5% hold a bachelor’s.

Education level
Value Percent YoY change
No high school 13 3.3% -27.8%
High school diploma 135 34% -2.2%
College diploma 205 51.6% 17.8%
Associate degree 42 10.6% 40.0%
Bachelor's degree 2 0.5% -90.5%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Saint Charles

How much people earn in Saint Charles

The average annual household income in Saint Charles was $69,628 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +3.4% change from the previous year. At the same time, the median income stood at $53,939, reflecting a +5% shift over the same period.

Average household income in Saint Charles
$69,628/year
3.4% year-over-year change
Median household income in Saint Charles
$53,939/year
5.0% year-over-year change

Saint Charles income by age

In Saint Charles, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $100,486. Those with someone between 45 and 64 in charge, often well established professionally, earn $54,183 overall. Overall, 75.2% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $100,486 1.5%
45 - 64 $54,183 5.2%
Over 65 $23,125 -0.5%
Above poverty level
340
Below poverty level
112
Value Percent YoY
change
Above poverty level 340 75.2% -1.7%
Below poverty level 112 24.8% -24.3%

Employment in Saint Charles

Workforce and job types in Saint Charles

37.6% of the working population are employed in professional or administrative positions, while 62.4% are in hands-on or service-based jobs. Also, 9.4% run their own businesses, 84.6% are employed by private companies, and 0.7% work in the public sector.

Workforce demographics

White collar
56
Blue collar
93
Value Percent YoY change
White collar 56 37.6% -6.7%
Blue collar 93 62.4% 20.8%
Employer type
Self employees
9.4%
Private companies
84.6%
Governmental workers
0.7%
Not for profit companies
5.4%
Value Percent YoY change
Self employees 14 9.4% 27.3%
Private companies 126 84.6% 6.8%
Governmental workers 1 0.7% -50.0%
Not for profit companies 8 5.4% 33.3%

Transportation in Saint Charles

How people get around in Saint Charles

Means of transportation
Value Percent YoY change
Car 136 100% 6.2%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Saint Charles by zipcode?

Zipcode Population Number of households Median income Average income
42453 452 181 $53,939 $69,628

Explore more communities

FAQs about Saint Charles demographics 

What is the total population of Saint Charles?

Saint Charles has a total population of 452 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -8.5% compared to a year ago.

What is the gender ratio in Saint Charles?

The gender ratio in Saint Charles is as follows:
  • 56% males (253 residents)
  • 44% females (199 residents)

What is the median age in Saint Charles?

The median age in Saint Charles is 46.3.

What is the age distribution of the population in Saint Charles?

The age distribution in Saint Charles is as follows:
  • Under 15: 11.5% (52 residents)
  • Ages 15-24: 15.3% (69 residents)
  • Ages 25-44: 20.6% (93 residents)
  • Ages 45-64: 40.9% (185 residents)
  • Over 65: 11.7% (53 residents)

What is the racial and ethnic makeup of Saint Charles?

The racial and ethnic makeup of Saint Charles is as follows:
  • White: 96.9% (438 residents)
  • Black or African American: 0.4% (2 residents)
  • American Indian and Alaska Native: 0.9% (4 residents)
  • Asian: 0% ( residents)
  • Native Hawaiian and Other Pacific Islander: 0% ( residents)
  • Two or More Races: 1.3% (6 residents)
  • Other: 0.4% (2 residents)

What percentage of the population in Saint Charles are U.S.-born citizens?

U.S.-born citizens represent 99.6% of the population in Saint Charles.

How many housing units are there in Saint Charles?

There are 196 housing units in Saint Charles, reflecting a +2.1% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Saint Charles and what is the average household size?

Saint Charles has a total of 181 households, with an average of 2 people in each.

What is the median household income in Saint Charles?

Saint Charles has a median household income of $53,939, representing a +5.0% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Saint Charles?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 37.6% (56 residents)
  • Blue-collar workers: 62.4% (93 residents)

Places of employment:
  • Self-employed: 9.4% (14 residents)
  • Private companies: 84.6% (126 residents)
  • Governmental workers: 0.7% (1 residents)
  • Not-for-profit companies: 5.4% (8 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025