Morgan County, KY demographics:
population, income, and more

Total population
14,053
0.8% year-over-year change
Median household income
$47,913/yr
0.9% year-over-year change
Housing units
5,685
0.6% year-over-year change

Morgan County population

How many people live in Morgan County

Morgan County is home to 14,053 residents, according to the most recent Census data. Gender-wise, 57.4% of Morgan County locals are male, and 42.6% are female.

Total population
14,053
0.8% year-over-year change
Gender ratio
Male
57.4%
8,059
Female
42.6%
5,994
Value Percent YoY change
Male 8,059 57.4% 0.2%
Female 5,994 42.6% 1.7%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Morgan County is 42, with the population distributed as follows: about 16.4% are children under 15, then 10.2% are in the 15 to 24 age group. Adults between 25 and 44 make up 28.6% of the population, while another 27.2% fall into the 45 to 64 bracket. Finally, around 17.7% are 65 or older.

Median age
41.9
Age breakdown
Under 15
16.4%
15 to 24
10.2%
25 to 44
28.6%
45 to 64
27.2%
Over 65
17.7%
Value Percent YoY change
Under 15 2,299 16.4% 1.7%
15 to 24 1,433 10.2% 2.4%
25 to 44 4,020 28.6% -1.0%
45 to 64 3,817 27.2% 0.7%
Over 65 2,484 17.7% 2.4%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Morgan County, 97.9% of the population are US-born citizens, while 0.8% have gained naturalized citizenship. At the same time, 1.3% of residents are non-citizens. As for race, 90.1% of locals are Caucasian, 5% are African American and 0.5% have Asian roots. There’s also a share of 2% that includes residents with two or more races.

Citizenship
U.S.-born citizens
97.9%
Non-U.S.-born citizens
0.8%
Non-citizens
1.3%
Value Percent YoY change
U.S.-born citizens 13,755 97.9% 0.8%
Non-U.S.-born citizens 114 0.8% 18.8%
Non-citizens 184 1.3% -9.4%
Racial breakdown
White
90.1%
Black or African American
5%
American Indian and Alaska Native
0.1%
Asian
0.5%
Native Hawaiian and other Pacific Islander
0%
Two or more races
2%
Other
2.4%
Value Percent
White 12,662 90.1%
Black or African American 698 5%
American Indian and Alaska Native 8 0.1%
Asian 73 0.5%
Two or more races 275 2%
Other 337 2.4%

Households in Morgan County

A peek inside Morgan County households

Morgan County has 4,882 households, with an average of 3 members in each. Of these, 70.2% are families, while the remaining 29.8% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
4,882
2.8% year-over-year change
Average people per household
3
Non-family households
1,456
Family households
3,426
Value Percent YoY change
Non-family households 1,456 29.8% 1.6%
Family households 3,426 70.2% 3.4%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Morgan County

The housing landscape of Morgan County

Morgan County's housing consists of 5,685 units, with 60.3% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 35.5% of the housing landscape.

Housing units
5,685
0.6% year-over-year change
Housing types
Value Percent
1 unit, detached 3,426 60.3%
3 or 4 units 28 0.5%
5 to 9 units 103 1.8%
10 to 19 units 68 1.2%
20 to 49 units 22 0.4%
Mobile home 2,017 35.5%
Boat, RV, van, etc. 21 0.4%
Homes built since 2020
171
66.0% year-over-year change

The age of buildings in Morgan County

In Morgan County, the median construction year is 1991. About 6.8% of homes were built before the 1940s, with another 1.7% going up by 1949. Most development happened in the second half of the 20th century. Then, 14.5% of homes were added from 2000 to 2009, 13.3% between 2010 and 2019, and 3% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 388 6.8% -8.3%
Built between 1940 and 1949 98 1.7% -12.5%
Built between 1950 and 1959 233 4.1% -18.2%
Built between 1960 and 1969 276 4.8% -3.2%
Built between 1970 and 1979 934 16.4% 6.3%
Built between 1980 and 1989 846 14.9% -0.3%
Built between 1990 and 1999 1,161 20.4% -2.8%
Built between 2000 and 2009 823 14.5% 5.2%
Built between 2010 and 2019 755 13.3% 2.3%
Built in 2020 or later 171 3% 66.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Morgan County occupancy rates

Out of the 4,882 occupied housing units in Morgan County, 78.9% are owner-occupied, while 21.1% are lived in by tenants. Meanwhile, 14.1% of all homes on the local market sit vacant.

Occupied housing units
4,882
2.8% year-over-year change
Occupancy breakdown
Renter occupied
1,029
Owner occupied
3,853
Value Percent YoY
change
Renter occupied 1,029 21.1% -0.4%
Owner occupied 3,853 78.9% 3.7%
Unoccupied housing units
14.1%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Morgan County housing costs

Housing costs in Morgan County come to a median of $645 per month, while tenants specifically pay a median gross rent of $663.

Median housing costs per month
$645/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Morgan County
$663/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Morgan County

Morgan County education at a glance

About 49.3% of the population in Morgan County went to high school, while 17.9% pursued college studies. Another 6.6% earned an associate degree and 9.4% hold a bachelor’s. Meanwhile, 8.4% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 949 8.4% 1.4%
High school diploma 5,532 49.3% -2.9%
College diploma 2,009 17.9% 0.2%
Associate degree 738 6.6% 3.5%
Bachelor's degree 1,061 9.4% 14.1%
Graduate degree 940 8.4% 5.6%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Morgan County

How much people earn in Morgan County

The average annual household income in Morgan County was $71,451 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +0.8% change from the previous year. At the same time, the median income stood at $47,913, reflecting a +0.9% shift over the same period.

Average household income in Morgan County
$71,451/year
0.8% year-over-year change
Median household income in Morgan County
$47,913/year
0.9% year-over-year change

Morgan County income by age

In Morgan County, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $62,944. Those with someone between 45 and 64 in charge, often well established professionally, earn $49,762 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $49,417, while those led by someone over 65, many of whom may be retired, have about $38,681 in earnings. Overall, 82.9% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $49,417 54.6%
25 - 44 $62,944 -3.4%
45 - 64 $49,762 -3.7%
Over 65 $38,681 1.8%
Above poverty level
10,060
Below poverty level
2,072
Value Percent YoY
change
Above poverty level 10,060 82.9% 2.2%
Below poverty level 2,072 17.1% -5.5%

Employment in Morgan County

Workforce and job types in Morgan County

The job market in Morgan County is powered by 4,611 working residents, spread across a range of industries and roles. 69.2% of the working population are employed in professional or administrative positions, while 30.8% are in hands-on or service-based jobs. Also, 13% run their own businesses, 50.9% are employed by private companies, and 25.6% work in the public sector.

Workforce demographics

Working population
4,611
5.7% year-over-year change
White collar
3,192
Blue collar
1,419
Value Percent YoY change
White collar 3,192 69.2% 7.1%
Blue collar 1,419 30.8% 2.7%
Employer type
Self employees
13%
Private companies
50.9%
Governmental workers
25.6%
Not for profit companies
10.4%
Value Percent YoY change
Self employees 601 13% 8.7%
Private companies 2,349 50.9% -2.1%
Governmental workers 1,180 25.6% 24.2%
Not for profit companies 481 10.4% 4.3%
Unemployment rate
3.1%
-18.4% year-over-year change

Available workforce

The unemployment rate in Morgan County stands at 3.1%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Morgan County

How people get around in Morgan County

In Morgan County, the average commute time is 27 minutes. Commuting methods vary: 91.2% of residents travel by personal vehicle and 0.5% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
27 min
-13.9% year-over-year change
Means of transportation
Value Percent YoY change
Car 4,111 91.2% 3.7%
Bus or trolleybus 48 1.1% -4.0%
Walk 22 0.5% 175.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Morgan County by zipcode?

Zipcode Population Number of households Median income Average income
41352 606 211 $56,250 $69,579
41408 454 170 $0 $46,069
41421 366 170 $26,500 $49,924
41425 1,247 501 $43,917 $60,841
41472 10,792 3,613 $47,412 $74,012
40387 1,948 787 $45,391 $65,446
41332 811 316 $66,591 $84,817

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FAQs about Morgan County demographics 

What is the total population of Morgan County?

Morgan County has a total population of 14,053 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.8% compared to a year ago.

What is the gender ratio in Morgan County?

The gender ratio in Morgan County is as follows:
  • 57.4% males (8,059 residents)
  • 42.6% females (5,994 residents)

What is the median age in Morgan County?

The median age in Morgan County is 41.9.

What is the age distribution of the population in Morgan County?

The age distribution in Morgan County is as follows:
  • Under 15: 16.4% (2,299 residents)
  • Ages 15-24: 10.2% (1,433 residents)
  • Ages 25-44: 28.6% (4,020 residents)
  • Ages 45-64: 27.2% (3,817 residents)
  • Over 65: 17.7% (2,484 residents)

What is the racial and ethnic makeup of Morgan County?

The racial and ethnic makeup of Morgan County is as follows:
  • White: 90.1% (12,662 residents)
  • Black or African American: 5% (698 residents)
  • American Indian and Alaska Native: 0.1% (8 residents)
  • Asian: 0.5% (73 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 2% (275 residents)
  • Other: 2.4% (337 residents)

What percentage of the population in Morgan County are U.S.-born citizens?

U.S.-born citizens represent 97.9% of the population in Morgan County.

How many housing units are there in Morgan County?

There are 5,685 housing units in Morgan County, reflecting a +0.6% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Morgan County and what is the average household size?

Morgan County has a total of 4,882 households, with an average of 3 people in each.

What is the median household income in Morgan County?

Morgan County has a median household income of $47,913, representing a +0.9% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Morgan County?

The employment rate is 96.9% in Morgan County, with a workforce of 4,611 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 69.2% (3,192 residents)
  • Blue-collar workers: 30.8% (1,419 residents)

Places of employment:
  • Self-employed: 13% (601 residents)
  • Private companies: 50.9% (2,349 residents)
  • Governmental workers: 25.6% (1,180 residents)
  • Not-for-profit companies: 10.4% (481 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025