Garrard, KY demographics:
population, income, and more

Total population
269
108.5% year-over-year change
Median household income
$/yr
% year-over-year change
Housing units
131
147.2% year-over-year change

Garrard population

How many people live in Garrard

Garrard is home to 269 residents, according to the most recent Census data. Gender-wise, 67.7% of Garrard locals are male, and 32.3% are female.

Total population
269
108.5% year-over-year change
Gender ratio
Male
67.7%
182
Female
32.3%
87
Value Percent YoY change
Male 182 67.7% 111.6%
Female 87 32.3% 102.3%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Garrard is 62, with the population distributed as follows: about 9.3% are children under 15, then 7.1% are in the 15 to 24 age group. Adults between 25 and 44 make up 12.3% of the population, while another 55.4% fall into the 45 to 64 bracket. Finally, around 16% are 65 or older.

Median age
62
Age breakdown
Under 15
9.3%
15 to 24
7.1%
25 to 44
12.3%
45 to 64
55.4%
Over 65
16%
Value Percent YoY change
Under 15 25 9.3% -13.8%
15 to 24 19 7.1% 5.6%
25 to 44 33 12.3% 17.9%
45 to 64 149 55.4% 175.9%
Over 65 43 16% N/A
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

Citizenship
U.S.-born citizens
100%
Non-U.S.-born citizens
0%
Non-citizens
0%
Value Percent YoY change
U.S.-born citizens 269 100% 108.5%
Racial breakdown
White
100%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
0%
Other
0%
Value Percent
White 269 100%

Households in Garrard

A peek inside Garrard households

Garrard has 131 households, with an average of 2 members in each. Of these, 58% are families, while the remaining 42% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
131
147.2% year-over-year change
Average people per household
2
Non-family households
55
Family households
76
Value Percent YoY change
Non-family households 55 42% 120.0%
Family households 76 58% 171.4%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Garrard

The housing landscape of Garrard

Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 100% of the housing landscape.

Housing units
131
147.2% year-over-year change
Housing types
Value Percent
Mobile home 131 100%
Homes built since 2020
% year-over-year change

The age of buildings in Garrard

In Garrard, the median construction year is 2001. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built between 1980 and 1989 58 44.3% 9.4%
Built between 2000 and 2009 73 55.7% N/A
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Garrard occupancy rates

Out of the 131 occupied housing units in Garrard, 19.1% are owner-occupied, while 80.9% are lived in by tenants.

Occupied housing units
131
147.2% year-over-year change
Occupancy breakdown
Renter occupied
106
Owner occupied
25
Value Percent YoY
change
Renter occupied 106 80.9% 278.6%
Owner occupied 25 19.1% 0.0%
Unoccupied housing units
0.0%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Garrard housing costs

Housing costs in Garrard come to a median of $747 per month, while tenants specifically pay a median gross rent of $833.

Median housing costs per month
$747/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Garrard
$833/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Garrard

Garrard education at a glance

Education level
Value Percent YoY change
No high school 137 56.2% 372.4%
High school diploma 107 43.8% 50.7%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Garrard

How much people earn in Garrard

The average annual household income in Garrard was $44,586 in 2024, the most recent annual data available, according to the U.S. Census Bureau.

Average household income in Garrard
$44,586/year
% year-over-year change

Garrard income by age

Overall, 77.9% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Above poverty level
190
Below poverty level
54
Value Percent YoY
change
Above poverty level 190 77.9% 313.0%
Below poverty level 54 22.1% 0.0%

Employment in Garrard

Workforce and job types in Garrard

23.2% of the working population are employed in professional or administrative positions, while 76.8% are in hands-on or service-based jobs.

Workforce demographics

White collar
19
Blue collar
63
Value Percent YoY change
White collar 19 23.2% 5.6%
Blue collar 63 76.8% 125.0%
Employer type
Self employees
0%
Private companies
100%
Governmental workers
0%
Not for profit companies
0%
Value Percent YoY change
Private companies 82 100% 78.3%

Transportation in Garrard

How people get around in Garrard

Means of transportation
Value Percent YoY change
Car 82 100% 78.3%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Garrard by zipcode?

Zipcode Population Number of households Median income Average income
40941 269 131 $0 $44,599

Explore more communities

FAQs about Garrard demographics 

What is the total population of Garrard?

Garrard has a total population of 269 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +108.5% compared to a year ago.

What is the gender ratio in Garrard?

The gender ratio in Garrard is as follows:
  • 67.7% males (182 residents)
  • 32.3% females (87 residents)

What is the median age in Garrard?

The median age in Garrard is 62.

What is the age distribution of the population in Garrard?

The age distribution in Garrard is as follows:
  • Under 15: 9.3% (25 residents)
  • Ages 15-24: 7.1% (19 residents)
  • Ages 25-44: 12.3% (33 residents)
  • Ages 45-64: 55.4% (149 residents)
  • Over 65: 16% (43 residents)

What is the racial and ethnic makeup of Garrard?

The racial and ethnic makeup of Garrard is as follows:
  • White: 100% (269 residents)
  • Black or African American: 0% ( residents)
  • American Indian and Alaska Native: 0% ( residents)
  • Asian: 0% ( residents)
  • Native Hawaiian and Other Pacific Islander: 0% ( residents)
  • Two or More Races: 0% ( residents)
  • Other: 0% ( residents)

What percentage of the population in Garrard are U.S.-born citizens?

U.S.-born citizens represent 100% of the population in Garrard.

How many housing units are there in Garrard?

There are 131 housing units in Garrard, reflecting a +147.2% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Garrard and what is the average household size?

Garrard has a total of 131 households, with an average of 2 people in each.

What is the job market overview for Garrard?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 23.2% (19 residents)
  • Blue-collar workers: 76.8% (63 residents)

Places of employment:
  • Self-employed: 0% ( residents)
  • Private companies: 100% (82 residents)
  • Governmental workers: 0% ( residents)
  • Not-for-profit companies: 0% ( residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025