Elkton, KY demographics:
population, income, and more

Total population
1,924
-10.8% year-over-year change
Median household income
$48,777/yr
7.4% year-over-year change
Housing units
913
-15.9% year-over-year change

Elkton population

How many people live in Elkton

Elkton is home to 1,924 residents, according to the most recent Census data. Gender-wise, 49.4% of Elkton locals are male, and 50.6% are female.

Total population
1,924
-10.8% year-over-year change
Gender ratio
Male
49.4%
950
Female
50.6%
974
Value Percent YoY change
Male 950 49.4% -12.5%
Female 974 50.6% -9.1%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Elkton is 45, with the population distributed as follows: about 17.4% are children under 15, then 6.4% are in the 15 to 24 age group. Adults between 25 and 44 make up 26.6% of the population, while another 24% fall into the 45 to 64 bracket. Finally, around 25.6% are 65 or older.

Median age
44.8
Age breakdown
Under 15
17.4%
15 to 24
6.4%
25 to 44
26.6%
45 to 64
24%
Over 65
25.6%
Value Percent YoY change
Under 15 335 17.4% -1.5%
15 to 24 123 6.4% -42.8%
25 to 44 512 26.6% 1.4%
45 to 64 462 24% -22.1%
Over 65 492 25.6% -2.6%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Elkton, 95.7% of the population are US-born citizens, while 0.5% have gained naturalized citizenship. At the same time, 3.8% of residents are non-citizens. As for race, 61% of locals are Caucasian, 20.3% are African American and 1.2% have Asian roots. There’s also a share of 11.3% that includes residents with two or more races.

Citizenship
U.S.-born citizens
95.7%
Non-U.S.-born citizens
0.5%
Non-citizens
3.8%
Value Percent YoY change
U.S.-born citizens 1,841 95.7% -12.2%
Non-U.S.-born citizens 10 0.5% -23.1%
Non-citizens 73 3.8% 52.1%
Racial breakdown
White
61%
Black or African American
20.3%
American Indian and Alaska Native
0.2%
Asian
1.2%
Native Hawaiian and other Pacific Islander
0%
Two or more races
11.3%
Other
5.9%
Value Percent
White 1,174 61%
Black or African American 391 20.3%
American Indian and Alaska Native 4 0.2%
Asian 23 1.2%
Two or more races 218 11.3%
Other 114 5.9%

Households in Elkton

A peek inside Elkton households

Elkton has 795 households, with an average of 2 members in each. Of these, 52.7% are families, while the remaining 47.3% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
795
-11.6% year-over-year change
Average people per household
2
Non-family households
376
Family households
419
Value Percent YoY change
Non-family households 376 47.3% -17.5%
Family households 419 52.7% -5.4%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Elkton

The housing landscape of Elkton

Elkton's housing consists of 913 units, with 71.8% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 3.8% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 13.7% of the housing landscape.

Housing units
913
-15.9% year-over-year change
Housing types
Value Percent
1 unit, detached 656 71.8%
1 unit, attached 35 3.8%
2 units 7 0.8%
3 or 4 units 29 3.2%
5 to 9 units 38 4.2%
20 to 49 units 23 2.5%
Mobile home 125 13.7%
Homes built since 2020
9
% year-over-year change

The age of buildings in Elkton

In Elkton, the median construction year is 1983. About 3.9% of homes were built before the 1940s, with another 1.9% going up by 1949. Most development happened in the second half of the 20th century. Then, 10.3% of homes were added from 2000 to 2009, 17.6% between 2010 and 2019, and 1% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 36 3.9% -23.4%
Built between 1940 and 1949 17 1.9% -61.4%
Built between 1950 and 1959 72 7.9% 10.8%
Built between 1960 and 1969 104 11.4% -28.8%
Built between 1970 and 1979 187 20.5% -24.0%
Built between 1980 and 1989 156 17.1% 27.9%
Built between 1990 and 1999 77 8.4% -32.5%
Built between 2000 and 2009 94 10.3% -7.8%
Built between 2010 and 2019 161 17.6% -19.5%
Built in 2020 or later 9 1% N/A
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Elkton occupancy rates

Out of the 795 occupied housing units in Elkton, 57.9% are owner-occupied, while 42.1% are lived in by tenants. Meanwhile, 12.9% of all homes on the local market sit vacant.

Occupied housing units
795
-11.6% year-over-year change
Occupancy breakdown
Renter occupied
335
Owner occupied
460
Value Percent YoY
change
Renter occupied 335 42.1% 2.8%
Owner occupied 460 57.9% -19.7%
Unoccupied housing units
12.9%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Elkton housing costs

Housing costs in Elkton come to a median of $801 per month, while tenants specifically pay a median gross rent of $906.

Median housing costs per month
$801/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Elkton
$906/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Elkton

Elkton education at a glance

About 49.7% of the population in Elkton went to high school, while 22.1% pursued college studies. Another 6.3% earned an associate degree and 11.9% hold a bachelor’s. Meanwhile, 5% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 77 5.1% -18.1%
High school diploma 753 49.7% -16.6%
College diploma 334 22.1% -10.9%
Associate degree 95 6.3% -2.1%
Bachelor's degree 180 11.9% 28.6%
Graduate degree 75 5% -37.5%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Elkton

How much people earn in Elkton

The average annual household income in Elkton was $66,178 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +6.6% change from the previous year. At the same time, the median income stood at $48,777, reflecting a +7.4% shift over the same period.

Average household income in Elkton
$66,178/year
6.6% year-over-year change
Median household income in Elkton
$48,777/year
7.4% year-over-year change

Elkton income by age

In Elkton, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $48,011. Those with someone between 45 and 64 in charge, often well established professionally, earn $54,330 overall. Overall, 82.1% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $48,011 5.0%
45 - 64 $54,330 19.9%
Over 65 $39,777 0.3%
Above poverty level
1,445
Below poverty level
315
Value Percent YoY
change
Above poverty level 1,445 82.1% -16.9%
Below poverty level 315 17.9% 31.2%

Average renter income in Elkton

To get a better sense of what renters earn on average in Elkton, their median household income was $34,115 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 31.9%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$34,115
Rent-to-income ratio
31.9%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Elkton

Workforce and job types in Elkton

The job market in Elkton is powered by 773 working residents, spread across a range of industries and roles. 60.4% of the working population are employed in professional or administrative positions, while 39.6% are in hands-on or service-based jobs. Also, 10.7% run their own businesses, 68.2% are employed by private companies, and 16.6% work in the public sector.

Workforce demographics

Working population
773
-13.7% year-over-year change
White collar
467
Blue collar
306
Value Percent YoY change
White collar 467 60.4% -11.2%
Blue collar 306 39.6% -17.3%
Employer type
Self employees
10.7%
Private companies
68.2%
Governmental workers
16.6%
Not for profit companies
4.5%
Value Percent YoY change
Self employees 83 10.7% 118.4%
Private companies 527 68.2% -16.5%
Governmental workers 128 16.6% -34.4%
Not for profit companies 35 4.5% 9.4%
Unemployment rate
0.5%
-87.1% year-over-year change

Available workforce

The unemployment rate in Elkton stands at 0.5%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Elkton

How people get around in Elkton

Commuting methods vary: 92.6% of residents travel by personal vehicle and 2% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 689 92.6% -15.6%
Walk 15 2% -21.1%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Elkton by zipcode?

Zipcode Population Number of households Median income Average income
42220 5,947 2,268 $60,965 $85,175

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FAQs about Elkton demographics 

What is the total population of Elkton?

Elkton has a total population of 1,924 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -10.8% compared to a year ago.

What is the gender ratio in Elkton?

The gender ratio in Elkton is as follows:
  • 49.4% males (950 residents)
  • 50.6% females (974 residents)

What is the median age in Elkton?

The median age in Elkton is 44.8.

What is the age distribution of the population in Elkton?

The age distribution in Elkton is as follows:
  • Under 15: 17.4% (335 residents)
  • Ages 15-24: 6.4% (123 residents)
  • Ages 25-44: 26.6% (512 residents)
  • Ages 45-64: 24% (462 residents)
  • Over 65: 25.6% (492 residents)

What is the racial and ethnic makeup of Elkton?

The racial and ethnic makeup of Elkton is as follows:
  • White: 61% (1,174 residents)
  • Black or African American: 20.3% (391 residents)
  • American Indian and Alaska Native: 0.2% (4 residents)
  • Asian: 1.2% (23 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 11.3% (218 residents)
  • Other: 5.9% (114 residents)

What percentage of the population in Elkton are U.S.-born citizens?

U.S.-born citizens represent 95.7% of the population in Elkton.

How many housing units are there in Elkton?

There are 913 housing units in Elkton, reflecting a -15.9% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Elkton and what is the average household size?

Elkton has a total of 795 households, with an average of 2 people in each.

What is the median household income in Elkton?

Elkton has a median household income of $48,777, representing a +7.4% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Elkton?

The employment rate is 99.5% in Elkton, with a workforce of 773 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 60.4% (467 residents)
  • Blue-collar workers: 39.6% (306 residents)

Places of employment:
  • Self-employed: 10.7% (83 residents)
  • Private companies: 68.2% (527 residents)
  • Governmental workers: 16.6% (128 residents)
  • Not-for-profit companies: 4.5% (35 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025