Bay City, IL demographics:
population, income, and more

Total population
110
-0.9% year-over-year change
Median household income
$63,780/yr
-1.8% year-over-year change
Housing units
69
4.5% year-over-year change

Bay City population

How many people live in Bay City

Bay City is home to 110 residents, according to the most recent Census data. Gender-wise, 52.7% of Bay City locals are male, and 47.3% are female.

Total population
110
-0.9% year-over-year change
Gender ratio
Male
52.7%
58
Female
47.3%
52
Value Percent YoY change
Male 58 52.7% 0.0%
Female 52 47.3% -1.9%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Bay City is 58, with the population distributed as follows: about 9.2% are children under 15, then 11.9% are in the 15 to 24 age group. Adults between 25 and 44 make up 14.7% of the population, while another 31.2% fall into the 45 to 64 bracket. Finally, around 33% are 65 or older.

Median age
58.1
Age breakdown
Under 15
9.2%
15 to 24
11.9%
25 to 44
14.7%
45 to 64
31.2%
Over 65
33%
Value Percent YoY change
Under 15 10 9.2% -23.1%
15 to 24 13 11.9% 8.3%
25 to 44 16 14.7% -20.0%
45 to 64 34 31.2% 0.0%
Over 65 36 33% 9.1%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Bay City, 99.1% of the population are US-born citizens, while 0.9% have gained naturalized citizenship. There’s also a share of 2.7% that includes residents with two or more races.

Citizenship
U.S.-born citizens
99.1%
Non-U.S.-born citizens
0.9%
Non-citizens
0%
Value Percent YoY change
U.S.-born citizens 109 99.1% -0.9%
Non-U.S.-born citizens 1 0.9% N/A
Racial breakdown
White
87.3%
Black or African American
7.3%
American Indian and Alaska Native
2.7%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
2.7%
Other
0%
Value Percent
White 96 87.3%
Black or African American 8 7.3%
American Indian and Alaska Native 3 2.7%
Two or more races 3 2.7%

Households in Bay City

A peek inside Bay City households

Bay City has 44 households, with an average of 2 members in each. Of these, 63.6% are families, while the remaining 36.4% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
44
7.3% year-over-year change
Average people per household
2
Non-family households
16
Family households
28
Value Percent YoY change
Non-family households 16 36.4% 14.3%
Family households 28 63.6% 3.7%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Bay City

The housing landscape of Bay City

Bay City's housing consists of 69 units, with 82.1% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 13.4% of the housing landscape.

Housing units
69
4.5% year-over-year change
Housing types
Value Percent
1 unit, detached 55 82.1%
2 units 2 3%
3 or 4 units 1 1.5%
Mobile home 9 13.4%
Homes built since 2020
% year-over-year change

The age of buildings in Bay City

In Bay City, the median construction year is 1975. About 26.1% of homes were built before the 1940s, with another 7.2% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 18 26.1% 38.5%
Built between 1940 and 1949 5 7.2% 66.7%
Built between 1950 and 1959 4 5.8% 33.3%
Built between 1960 and 1969 3 4.4% 50.0%
Built between 1970 and 1979 9 13% -10.0%
Built between 1980 and 1989 10 14.5% -9.1%
Built between 1990 and 1999 9 13% -18.2%
Built between 2000 and 2009 5 7.2% -37.5%
Built between 2010 and 2019 6 8.7% 20.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Bay City occupancy rates

Out of the 44 occupied housing units in Bay City, 86.4% are owner-occupied, while 13.6% are lived in by tenants. Meanwhile, 36.2% of all homes on the local market sit vacant.

Occupied housing units
44
7.3% year-over-year change
Occupancy breakdown
Renter occupied
6
Owner occupied
38
Value Percent YoY
change
Renter occupied 6 13.6% 0.0%
Owner occupied 38 86.4% 5.6%
Unoccupied housing units
36.2%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Bay City housing costs

Housing costs in Bay City come to a median of $636 per month, while tenants specifically pay a median gross rent of $425.

Median housing costs per month
$636/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Bay City
$425/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Bay City

Bay City education at a glance

About 42.7% of the population in Bay City went to high school, while 20.8% pursued college studies. Another 15.6% earned an associate degree and 12.5% hold a bachelor’s. Meanwhile, 3.1% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 5 5.2% 25.0%
High school diploma 41 42.7% 0.0%
College diploma 20 20.8% 0.0%
Associate degree 15 15.6% 7.1%
Bachelor's degree 12 12.5% 9.1%
Graduate degree 3 3.1% -25.0%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Bay City

How much people earn in Bay City

The average annual household income in Bay City was $75,643 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -3.7% change from the previous year. At the same time, the median income stood at $63,780, reflecting a -1.8% shift over the same period.

Average household income in Bay City
$75,643/year
-3.7% year-over-year change
Median household income in Bay City
$63,780/year
-1.8% year-over-year change

Bay City income by age

In Bay City, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $103,393. Those with someone between 45 and 64 in charge, often well established professionally, earn $71,837 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $2,499, while those led by someone over 65, many of whom may be retired, have about $47,143 in earnings. Overall, 84.8% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $2,499 N/A
25 - 44 $103,393 2.0%
45 - 64 $71,837 3.8%
Over 65 $47,143 -7.5%
Above poverty level
89
Below poverty level
16
Value Percent YoY
change
Above poverty level 89 84.8% 2.3%
Below poverty level 16 15.2% -11.1%

Employment in Bay City

Workforce and job types in Bay City

76.3% of the working population are employed in professional or administrative positions, while 23.7% are in hands-on or service-based jobs. Also, 15.8% run their own businesses, 42.1% are employed by private companies, and 23.7% work in the public sector.

Workforce demographics

White collar
29
Blue collar
9
Value Percent YoY change
White collar 29 76.3% 7.4%
Blue collar 9 23.7% 12.5%
Employer type
Self employees
15.8%
Private companies
42.1%
Governmental workers
23.7%
Not for profit companies
18.4%
Value Percent YoY change
Self employees 6 15.8% 20.0%
Private companies 16 42.1% 0.0%
Governmental workers 9 23.7% 12.5%
Not for profit companies 7 18.4% 16.7%

Transportation in Bay City

How people get around in Bay City

Means of transportation
Value Percent YoY change
Car 32 100% 3.2%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Bay City by zipcode?

Zipcode Population Number of households Median income Average income
62938 2,622 1,044 $63,780 $75,643

Explore more communities

FAQs about Bay City demographics 

What is the total population of Bay City?

Bay City has a total population of 110 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -0.9% compared to a year ago.

What is the gender ratio in Bay City?

The gender ratio in Bay City is as follows:
  • 52.7% males (58 residents)
  • 47.3% females (52 residents)

What is the median age in Bay City?

The median age in Bay City is 58.1.

What is the age distribution of the population in Bay City?

The age distribution in Bay City is as follows:
  • Under 15: 9.2% (10 residents)
  • Ages 15-24: 11.9% (13 residents)
  • Ages 25-44: 14.7% (16 residents)
  • Ages 45-64: 31.2% (34 residents)
  • Over 65: 33% (36 residents)

What is the racial and ethnic makeup of Bay City?

The racial and ethnic makeup of Bay City is as follows:
  • White: 87.3% (96 residents)
  • Black or African American: 7.3% (8 residents)
  • American Indian and Alaska Native: 2.7% (3 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% ( residents)
  • Two or More Races: 2.7% (3 residents)
  • Other: 0% (0 residents)

What percentage of the population in Bay City are U.S.-born citizens?

U.S.-born citizens represent 99.1% of the population in Bay City.

How many housing units are there in Bay City?

There are 69 housing units in Bay City, reflecting a +4.5% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Bay City and what is the average household size?

Bay City has a total of 44 households, with an average of 2 people in each.

What is the median household income in Bay City?

Bay City has a median household income of $63,780, representing a -1.8% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Bay City?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 76.3% (29 residents)
  • Blue-collar workers: 23.7% (9 residents)

Places of employment:
  • Self-employed: 15.8% (6 residents)
  • Private companies: 42.1% (16 residents)
  • Governmental workers: 23.7% (9 residents)
  • Not-for-profit companies: 18.4% (7 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025