Cotter, AR demographics:
population, income, and more

Total population
1,063
11.3% year-over-year change
Median household income
$35,792/yr
7.7% year-over-year change
Housing units
656
0.8% year-over-year change

Cotter population

How many people live in Cotter

Cotter is home to 1,063 residents, according to the most recent Census data. Gender-wise, 44% of Cotter locals are male, and 56% are female.

Total population
1,063
11.3% year-over-year change
Gender ratio
Male
44%
468
Female
56%
595
Value Percent YoY change
Male 468 44% 19.7%
Female 595 56% 5.5%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Cotter is 63, with the population distributed as follows: about 9% are children under 15, then 10% are in the 15 to 24 age group. Adults between 25 and 44 make up 15.5% of the population, while another 25.5% fall into the 45 to 64 bracket. Finally, around 40% are 65 or older.

Median age
63.2
Age breakdown
Under 15
9%
15 to 24
10%
25 to 44
15.5%
45 to 64
25.5%
Over 65
40%
Value Percent YoY change
Under 15 96 9% 24.7%
15 to 24 106 10% 24.7%
25 to 44 165 15.5% 10.7%
45 to 64 271 25.5% -0.7%
Over 65 425 40% 14.6%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Cotter, 99.7% of the population are US-born citizens, while 0.3% have gained naturalized citizenship. There’s also a share of 8.2% that includes residents with two or more races.

Citizenship
U.S.-born citizens
99.7%
Non-U.S.-born citizens
0.3%
Non-citizens
0%
Value Percent YoY change
U.S.-born citizens 1,060 99.7% 11.0%
Non-U.S.-born citizens 3 0.3% N/A
Racial breakdown
White
91.8%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
8.2%
Other
0%
Value Percent
White 976 91.8%
Two or more races 87 8.2%

Households in Cotter

A peek inside Cotter households

Cotter has 521 households, with an average of 2 members in each. Of these, 67% are families, while the remaining 33% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
521
9.7% year-over-year change
Average people per household
2
Non-family households
172
Family households
349
Value Percent YoY change
Non-family households 172 33% -0.6%
Family households 349 67% 15.6%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Cotter

The housing landscape of Cotter

Cotter's housing consists of 656 units, with 84.6% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 2.9% of the housing landscape.

Housing units
656
0.8% year-over-year change
Housing types
Value Percent
1 unit, detached 555 84.6%
3 or 4 units 46 7%
5 to 9 units 3 0.5%
10 to 19 units 3 0.5%
20 to 49 units 30 4.6%
Mobile home 19 2.9%
Homes built since 2020
2
-50.0% year-over-year change

The age of buildings in Cotter

In Cotter, the median construction year is 1965. About 27.9% of homes were built before the 1940s, with another 7% going up by 1949. Most development happened in the second half of the 20th century. Then, 10.8% of homes were added from 2000 to 2009, 2.3% between 2010 and 2019, and 0.3% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 183 27.9% 22.0%
Built between 1940 and 1949 46 7% -37.0%
Built between 1950 and 1959 57 8.7% -28.8%
Built between 1960 and 1969 82 12.5% 82.2%
Built between 1970 and 1979 119 18.1% -4.8%
Built between 1980 and 1989 14 2.1% -41.7%
Built between 1990 and 1999 67 10.2% 39.6%
Built between 2000 and 2009 71 10.8% -17.4%
Built between 2010 and 2019 15 2.3% -6.2%
Built in 2020 or later 2 0.3% -50.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Cotter occupancy rates

Out of the 521 occupied housing units in Cotter, 70.8% are owner-occupied, while 29.2% are lived in by tenants. Meanwhile, 20.6% of all homes on the local market sit vacant.

Occupied housing units
521
9.7% year-over-year change
Occupancy breakdown
Renter occupied
152
Owner occupied
369
Value Percent YoY
change
Renter occupied 152 29.2% 18.8%
Owner occupied 369 70.8% 6.3%
Unoccupied housing units
20.6%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Cotter housing costs

Housing costs in Cotter come to a median of $758 per month, while tenants specifically pay a median gross rent of $800.

Median housing costs per month
$758/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Cotter
$800/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Cotter

Cotter education at a glance

About 43.7% of the population in Cotter went to high school, while 31.1% pursued college studies. Another 9% earned an associate degree and 12.9% hold a bachelor’s. Meanwhile, 2.4% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 9 1% 125.0%
High school diploma 410 43.7% 16.5%
College diploma 292 31.1% 12.3%
Associate degree 84 9% -12.5%
Bachelor's degree 121 12.9% 39.1%
Graduate degree 22 2.4% -51.1%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Cotter

How much people earn in Cotter

The average annual household income in Cotter was $51,535 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +3.5% change from the previous year. At the same time, the median income stood at $35,792, reflecting a +7.6% shift over the same period.

Average household income in Cotter
$51,535/year
3.5% year-over-year change
Median household income in Cotter
$35,792/year
7.7% year-over-year change

Cotter income by age

In Cotter, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $48,125. Those with someone between 45 and 64 in charge, often well established professionally, earn $58,750 overall. Overall, 86.9% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $48,125 -34.8%
45 - 64 $58,750 11.2%
Over 65 $31,125 6.5%
Above poverty level
917
Below poverty level
138
Value Percent YoY
change
Above poverty level 917 86.9% 15.1%
Below poverty level 138 13.1% -12.7%

Average renter income in Cotter

To get a better sense of what renters earn on average in Cotter, their median household income was $19,150 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 50.1%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$19,150
Rent-to-income ratio
50.1%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Cotter

Workforce and job types in Cotter

The job market in Cotter is powered by 340 working residents, spread across a range of industries and roles. 61.8% of the working population are employed in professional or administrative positions, while 38.2% are in hands-on or service-based jobs. Also, 14.7% run their own businesses, 64.4% are employed by private companies, and 16.8% work in the public sector.

Workforce demographics

Working population
340
18.5% year-over-year change
White collar
210
Blue collar
130
Value Percent YoY change
White collar 210 61.8% 13.5%
Blue collar 130 38.2% 27.4%
Employer type
Self employees
14.7%
Private companies
64.4%
Governmental workers
16.8%
Not for profit companies
4.1%
Value Percent YoY change
Self employees 50 14.7% 66.7%
Private companies 219 64.4% 25.1%
Governmental workers 57 16.8% -6.6%
Not for profit companies 14 4.1% -33.3%
Unemployment rate
1.2%
-73.3% year-over-year change

Available workforce

The unemployment rate in Cotter stands at 1.2%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Cotter

How people get around in Cotter

Commuting methods vary: 94.1% of residents travel by personal vehicle and 0.9% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 317 94.1% 16.1%
Walk 3 0.9% -25.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Cotter by zipcode?

Zipcode Population Number of households Median income Average income
72626 1,294 630 $36,417 $59,120

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FAQs about Cotter demographics 

What is the total population of Cotter?

Cotter has a total population of 1,063 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +11.3% compared to a year ago.

What is the gender ratio in Cotter?

The gender ratio in Cotter is as follows:
  • 44% males (468 residents)
  • 56% females (595 residents)

What is the median age in Cotter?

The median age in Cotter is 63.2.

What is the age distribution of the population in Cotter?

The age distribution in Cotter is as follows:
  • Under 15: 9% (96 residents)
  • Ages 15-24: 10% (106 residents)
  • Ages 25-44: 15.5% (165 residents)
  • Ages 45-64: 25.5% (271 residents)
  • Over 65: 40% (425 residents)

What is the racial and ethnic makeup of Cotter?

The racial and ethnic makeup of Cotter is as follows:
  • White: 91.8% (976 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 8.2% (87 residents)
  • Other: 0% (0 residents)

What percentage of the population in Cotter are U.S.-born citizens?

U.S.-born citizens represent 99.7% of the population in Cotter.

How many housing units are there in Cotter?

There are 656 housing units in Cotter, reflecting a +0.8% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Cotter and what is the average household size?

Cotter has a total of 521 households, with an average of 2 people in each.

What is the median household income in Cotter?

Cotter has a median household income of $35,792, representing a +7.7% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Cotter?

The employment rate is 98.8% in Cotter, with a workforce of 340 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 61.8% (210 residents)
  • Blue-collar workers: 38.2% (130 residents)

Places of employment:
  • Self-employed: 14.7% (50 residents)
  • Private companies: 64.4% (219 residents)
  • Governmental workers: 16.8% (57 residents)
  • Not-for-profit companies: 4.1% (14 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025