Terrace Bay, ON demographics:
population, income, and more

Total population
1,528
-1.4 % year-over-year change
Median household income
$86,000/yr
Private dwellings
793

Terrace Bay population

How many people live in Terrace Bay

Terrace Bay is home to 1,528 residents, based on Statistics Canada's 2024 population estimate. Of these, 51.6% identify as male and 48.4% as female.

Total population
1,528
-1.4% year-over-year change
Population density
10.1/km2
Gender ratio
Male
51.6%
790
Female
48.4%
740
Value Percent
Male 790 51.6%
Female 740 48.4%
A larger population often brings more rental variety and a busier pace of life. The gender breakdown, namely the ratio of men to women in the area, offers clues about the community’s vibe and social landscape.

Age demographics

The average age in Terrace Bay is 45.8. Children under 15 make up 15.8% of the population, while youth and young adults account for 6.3%. Those in their working years are spread across the following age groups: 11.9% are 25 to 34, 13.2% are 35 to 44, and 8.6% are 45 to 54. Adults nearing retirement—aged 55 to 64—represent 19.8% of the population, while seniors 65 and over make up 24.4%.

Average age
45.8
Age breakdown
Under 15
15.8%
15 to 24
6.3%
25 to 34
11.9%
35 to 44
13.2%
45 to 54
8.6%
55 to 64
19.8%
Over 65
24.4%
Value Percent
Under 15 240 15.8%
15 to 24 95 6.3%
25 to 34 180 11.9%
35 to 44 200 13.2%
45 to 54 130 8.6%
55 to 64 300 19.8%
Over 65 370 24.4%
Age distribution gives you a glimpse into who makes up the area. Younger communities might feel more energetic or student-friendly, while older ones tend to be calmer and more settled. A mix of age groups usually means a balance of parks, schools, healthcare, and other services for all walks of life.

Residence status

In Terrace Bay, 87% of residents were born in Canada, while 11.7% have settled here from abroad. Another 1% are non-permanent residents, such as temporary workers or international students.

Immigration status
Non-immigrants
87%
Immigrants
11.7%
Non-permanent residents
1%
Value Percent
Non-immigrants 1,300 87%
Immigrants 175 11.7%
Non-permanent residents 15 1%
Minority breakdown
Minorities
10.4%
Non-minorities
89.6%
Value Percent
Minorities 155 10.4%
Non-minorities 1,340 89.6%
Knowing how many people in the area are newcomers, temporary residents, or Canadian-born can give you a feel for how established or internationally connected a community is. It may also hint at the kind of services, food, and cultural touchpoints you’ll find nearby.
Languages used in Terrace Bay
English
95%
French
4.3%
English and French
0.3%
Neither English nor French
0.3%
Value Percent
English 1,425 95%
French 65 4.3%
English and French 5 0.3%
Neither English nor French 5 0.3%

Primary languages spoken

According to the latest Census data, 95% of people in Terrace Bay speak English as their primary language, 4.3% communicate mainly in French, 0.3% are bilingual, and 0.3% use other languages.

Language use shapes everything from signage to services. Whether you're looking for bilingual support or just curious about the local vibe, these stats give a quick peek at how people connect day-to-day.

Households in Terrace Bay

A peek inside Terrace Bay households

Terrace Bay has 715 households, with an average of 2.1 people living in each. One-person households make up 36.4% of all homes, while 38.5% are shared by two people. Three-person households represent 11.2%, and homes with four or more people account for 14% of the total.

Households stats

Total households
715
Average people per household
2.1
1 person
36.4%
2 persons
38.5%
3 persons
11.2%
4 persons
9.1%
5 or more persons
4.9%
Value Percent
1 person 260 36.4%
2 persons 275 38.5%
3 persons 80 11.2%
4 persons 65 9.1%
5 or more persons 35 4.9%
Household size can reveal a lot about how people live in the area. More one- and two-person homes might hint at a mix of young professionals or empty nesters, while larger households often reflect families or multi-generational setups. It’s a good indicator of the kinds of rentals and living spaces you'll find nearby.

Housing in Terrace Bay

The housing landscape of Terrace Bay

Terrace Bay has a total of 793 private dwellings. When it comes to space, Terrace Bay offers a variety of home sizes: 4% of occupied homes have 1 bedroom or less, 73% have 2–3 bedrooms, and 23.8% have 4 or more bedrooms.

Total private dwellings
793
Housing types
Single-detached homes
86%
Attached homes
14%
Apartments
0%
Movable homes
0%
Value Percent
Single-detached homes 615 86%
Attached homes 100 14%
Housing size
1 or no bedrooms
4%
2 or 3 bedrooms
73%
4 or more bedrooms
23.8%
Value Percent
1 or no bedrooms 25 4%
2 or 3 bedrooms 520 73%
4 or more bedrooms 170 23.8%
Homes built since 2011
0

The age of buildings in Terrace Bay

About 1.4% of homes were built before 1945, followed by 41.6% between 1946 and 1960. Another 10.6% went up in the 1960s, 27.5% in the 1970s, and 17.6% during the 1980s.

Construction year breakdown by decade
Value Percent
Before 1945 10 1.4%
Between 1946 and 1960 295 41.6%
Between 1961 and 1970 75 10.6%
Between 1971 and 1980 195 27.5%
Between 1981 and 1990 125 17.6%
Between 1991 and 2000 10 1.4%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Terrace Bay occupancy rates

In Terrace Bay, there are 713 occupied private dwellings, of which 78.2% are owner-occupied and 21.8% are rented. Meanwhile, 80 dwellings sit vacant.

Occupied dwellings
713
Occupancy breakdown
Rented households
21.8%
Owned households
78.2%
Value Percent
Rented households 155 21.8%
Owned households 555 78.2%
Unoccupied dwellings
80
Understanding whether homes are owned or rented gives insight into the housing market’s stability and flexibility. High ownership rates may point to longer-term residents and more stable neighbourhoods, while a greater share of rentals can indicate mobility, availability, or housing diversity. Vacancy levels can also hint at supply-and-demand dynamics for renters.

Shelter costs

In Terrace Bay, homeowners pay a median of $765 per month on shelter costs, while renters spend around $750. About 87.4% of households spend less than 30% of their income on housing, while 12.6% exceed that threshold.

Median monthly shelter costs for owned dwellings
$765
Median monthly shelter costs for rented dwellings
$750
Income spent on housing
<30% on shelter
87.4%
≥30% on shelter
12.6%
Value Percent
<30% on shelter 625 87.4%
≥30% on shelter 90 12.6%
Shelter cost includes all monthly expenses tied to housing—like rent or mortgage, property taxes, utilities, and additional fees. Owners usually cover a wider range of costs, while renters typically just pay rent plus basic services. Comparing these numbers gives a clearer view of what living in the area actually costs, and whether households are stretched beyond the 30% affordability benchmark.

Education in Terrace Bay

Terrace Bay education at a glance

In Terrace Bay, educational attainment varies across the community. About 15.3% of residents have no formal diploma, while 34.9% have completed high school and 10.8% hold an apprenticeship certificate. Meanwhile, 21.7% have graduated from college. Finally, 2.8% earned a non-bachelor university diploma, and 14.5% hold a university degree.

Education level
Value Percent
No diploma 190 15.3%
High school diploma 435 34.9%
Apprenticeship diploma 135 10.8%
College diploma 270 21.7%
University diploma (below bachelor diploma) 35 2.8%
University degree 180 14.5%
Education levels give a snapshot of the local talent pool and job readiness. A strong share of college and university graduates can mean better access to skilled jobs, while trades and apprenticeship diplomas often support hands-on industries. For renters, these stats help paint a picture of the economic opportunities and workforce makeup in the area.

Income in Terrace Bay

How much people earn in Terrace Bay

In Terrace Bay, the median household income sits at $86,000, while the median after-tax household income is $74,000.

Median household income
$86,000/year
Median after-tax household income
$74,000/year
Household income—especially after tax—offers one of the clearest indicators of how affordable a place might feel. It also helps renters understand earning power in the area, whether they're budgeting for rent or comparing communities with similar price tags. Local income trends can reveal whether the economy is growing, steady, or facing challenges.

Terrace Bay income by age

Young adults in Terrace Bay between 15 and 24 have a median income of $17,800, often reflecting part-time or early career work. For those aged 25 to 34, when many are advancing in their jobs, the figure rises to $49,600, and by 35 to 44 it reaches $73,000. Among individuals 45 to 54, the median wage is $70,500, followed by $52,400 for those in their pre-retirement years. Finally, residents over 65, many of whom are already retired, typically earn $38,800.

Income breakdown by age
Value
15 - 24 17,800
25 - 34 49,600
35 - 44 73,000
45 - 54 70,500
55 - 64 52,400
Over 65 38,800

Employment in Terrace Bay

Workforce and job sectors in Terrace Bay

In Terrace Bay, 670 residents are part of the labour force, with an unemployment rate of 9%. The local economy spans a wide range of sectors. Notably, trades and transport, sales and service, and manufacturing and utilities employ the largest shares of the working population, shaping the city's job market.

Workforce demographics

Labour force
670
Unemployment rate
9%
Major job markets
Value Percent
Business, finance and administration 65 9.8%
Natural and applied sciences 45 6.8%
Health 35 5.3%
Education, law, community and government services 75 11.4%
Art, culture, recreation and sport 10 1.5%
Sales and service 145 22%
Trades and transport 185 28%
Natural resources and agriculture 20 3%
Manufacturing and utilities 80 12.1%
Knowing what kinds of jobs dominate the area can help you understand local culture, income levels, and day-to-day rhythms. When looking for a community that suits your lifestyle, these labour stats offer helpful clues.

Transportation in Terrace Bay

How people get around in Terrace Bay

In Terrace Bay, the average commute is 12 minutes. The remaining 1.7% use other methods, such as scooters or motorcycles.

Average commute time
12 min
Travel time
Less than 15 minutes
83%
15 to 29 minutes
11.6%
30 to 44 minutes
0%
45 to 59 minutes
0%
More than 60 minutes
5.4%
Value Percent
Less than 15 minutes 465 83%
15 to 29 minutes 65 11.6%
More than 60 minutes 30 5.4%
Means of transportation
Value Percent
By car, truck or van 510 87.9%
By bicycle/by walking 60 10.3%
By other methods 10 1.7%
Commute trends hint at both the layout and vibe of a place. If most people drive or take transit, the area may be more spread out. Shorter commutes suggest convenient access to jobs, while longer ones may confirm the area’s low-density layout.

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FAQs about Terrace Bay demographics 

What is the current total population in Terrace Bay?

Terrace Bay has a population of 1,528, according to Statistics Canada’s official 2024 figure, as published in their Annual Demographic Estimates: Subprovincial Areas report. This represents a -1.4% change compared to the previous year. 

What is the population density of Terrace Bay?  

Terrace Bay has a population density of 10.1 people per square kilometre. 

What is the gender distribution in Terrace Bay?

Terrace Bay has the following gender distribution:
  • 51.6% males (790 residents)  
  • 48.4% females (740 residents)

What is the age distribution of Terrace Bay residents?  

The age distribution of Terrace Bay residents is as follows: 
  • Under 15: 15.8% (240 residents)   
  • 15-24: 6.3% (95 residents)   
  • 25-34: 11.9% (180 residents)   
  • 35-44: 13.2% (200 residents)   
  • 45-54: 8.6% (130 residents)   
  • 55-64: 19.8% (300 residents)   
  • Over 64: 24.4% (370 residents)  

What is the population distribution by immigration status in Terrace Bay? 

Here’s the population distribution by immigration status in Terrace Bay: 
  • 87% non-immigrants (1,300 residents)  
  • 11.7% immigrants (175 residents)  
  • 1% non-permanent residents (15 residents)  

What are the primary languages spoken in Terrace Bay?  

Here’s a breakdown of the languages spoken in Terrace Bay: 
  • English: 95% 
  • French: 4.3% 
  • English and French: 0.3% 
  • Neither English nor French: 0.3% 

What is the typical household size in Terrace Bay?  

The typical household size in Terrace Bay is 2.1 people. 

What is the median household income in Terrace Bay?  

The median household income in Terrace Bay is $86,000 annually, according to Statistics Canada’s latest release—Census Profile, 2021 Census of Population. 

What is the educational attainment level of Terrace Bay residents?  

The educational attainment breakdown in Terrace Bay is as follows: 
  • No diploma: 15.3% (190 residents) 
  • High school diploma: 34.9% (435 residents) 
  • Apprenticeship diploma: 10.8% (135 residents) 
  • College diploma: 21.7% (270 residents) 
  • University diploma (below bachelor): 2.8% (35 residents) 
  • University degree: 14.5% (180 residents) 

What are the most common occupations in Terrace Bay?  

The most common occupations in Terrace Bay fall within the sectors listed below:
  • Art, culture, recreation and sport: 1.5% 
  • Business, finance and administration: 9.8% 
  • Education, law, community and government services: 11.4% 
  • Health: 5.3% 
  • Management: 0% 
  • Manufacturing and utilities: 12.1% 
  • Natural and applied sciences: 6.8% 
  • Natural resources and agriculture: 3% 
  • Sales and service: 22% 
  • Trades and transport: 28% 

Data source & methodology

Demographic data shown in this section was gathered from the latest census data from Statistics Canada (2021), with the total population figure reflecting the official 2024 population estimate.
Census aggregated data represented here is extracted from Data Tables, by topic, at the census subdivision area level.
Differences may be found between the totals of the various categories due to multiple variables.
The information is updated as soon as new data is made available. No representation, guarantee or warranty is made as to the accuracy or completeness of information.

Page last updated: September 2025