Montgomery County, NC demographics:
population, income, and more

Total population
26,007
0.5% year-over-year change
Median household income
$57,766/yr
3.4% year-over-year change
Housing units
14,998
0.5% year-over-year change

Montgomery County population

How many people live in Montgomery County

Montgomery County is home to 26,007 residents, according to the most recent Census data. Gender-wise, 48.9% of Montgomery County locals are male, and 51.1% are female.

Total population
26,007
0.5% year-over-year change
Gender ratio
Male
48.9%
12,721
Female
51.1%
13,286
Value Percent YoY change
Male 12,721 48.9% 0.1%
Female 13,286 51.1% 1.0%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Montgomery County is 44, with the population distributed as follows: about 16.9% are children under 15, then 10.3% are in the 15 to 24 age group. Adults between 25 and 44 make up 24.4% of the population, while another 26.2% fall into the 45 to 64 bracket. Finally, around 22.2% are 65 or older.

Median age
44
Age breakdown
Under 15
16.9%
15 to 24
10.3%
25 to 44
24.4%
45 to 64
26.2%
Over 65
22.2%
Value Percent YoY change
Under 15 4,399 16.9% -1.3%
15 to 24 2,669 10.3% -4.2%
25 to 44 6,348 24.4% 3.9%
45 to 64 6,804 26.2% -1.0%
Over 65 5,787 22.2% 2.5%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Montgomery County, 91.3% of the population are US-born citizens, while 3.2% have gained naturalized citizenship. At the same time, 5.4% of residents are non-citizens. As for race, 64.5% of locals are Caucasian, 16.2% are African American and 1.5% have Asian roots. There’s also a share of 8.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
91.3%
Non-U.S.-born citizens
3.2%
Non-citizens
5.4%
Value Percent YoY change
U.S.-born citizens 23,755 91.3% 0.8%
Non-U.S.-born citizens 843 3.2% -9.9%
Non-citizens 1,409 5.4% 2.6%
Racial breakdown
White
64.5%
Black or African American
16.2%
American Indian and Alaska Native
1.2%
Asian
1.5%
Native Hawaiian and other Pacific Islander
0%
Two or more races
8.6%
Other
7.9%
Value Percent
White 16,765 64.5%
Black or African American 4,222 16.2%
American Indian and Alaska Native 326 1.2%
Asian 381 1.5%
Two or more races 2,247 8.6%
Other 2,066 7.9%

Households in Montgomery County

A peek inside Montgomery County households

Montgomery County has 10,643 households, with an average of 2 members in each. Of these, 71.5% are families, while the remaining 28.5% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
10,643
5.6% year-over-year change
Average people per household
2
Non-family households
3,029
Family households
7,614
Value Percent YoY change
Non-family households 3,029 28.5% 6.5%
Family households 7,614 71.5% 5.3%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Montgomery County

The housing landscape of Montgomery County

Montgomery County's housing consists of 14,998 units, with 64.6% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 0.3% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 29.4% of the housing landscape.

Housing units
14,998
0.5% year-over-year change
Housing types
Value Percent
1 unit, detached 9,687 64.6%
1 unit, attached 41 0.3%
2 units 267 1.8%
3 or 4 units 224 1.5%
5 to 9 units 237 1.6%
10 to 19 units 25 0.2%
20 to 49 units 3 0%
50 or more units 3 0%
Mobile home 4,412 29.4%
Boat, RV, van, etc. 99 0.7%
Homes built since 2020
168
50.0% year-over-year change

The age of buildings in Montgomery County

In Montgomery County, the median construction year is 1984. About 8.9% of homes were built before the 1940s, with another 3.1% going up by 1949. Most development happened in the second half of the 20th century. Then, 15.7% of homes were added from 2000 to 2009, 6.9% between 2010 and 2019, and 1.1% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 1,332 8.9% -5.5%
Built between 1940 and 1949 460 3.1% -9.6%
Built between 1950 and 1959 1,220 8.1% 12.2%
Built between 1960 and 1969 1,476 9.8% 3.8%
Built between 1970 and 1979 2,144 14.3% -8.3%
Built between 1980 and 1989 2,180 14.5% 0.4%
Built between 1990 and 1999 2,625 17.5% 0.5%
Built between 2000 and 2009 2,358 15.7% 5.1%
Built between 2010 and 2019 1,035 6.9% 1.2%
Built in 2020 or later 168 1.1% 50.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Montgomery County occupancy rates

Out of the 10,643 occupied housing units in Montgomery County, 75% are owner-occupied, while 25% are lived in by tenants. Meanwhile, 29% of all homes on the local market sit vacant.

Occupied housing units
10,643
5.6% year-over-year change
Occupancy breakdown
Renter occupied
2,662
Owner occupied
7,981
Value Percent YoY
change
Renter occupied 2,662 25% -1.7%
Owner occupied 7,981 75% 8.3%
Unoccupied housing units
29.0%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Montgomery County housing costs

Housing costs in Montgomery County come to a median of $695 per month, while tenants specifically pay a median gross rent of $766.

Median housing costs per month
$695/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Montgomery County
$766/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Montgomery County

Montgomery County education at a glance

About 42.8% of the population in Montgomery County went to high school, while 21.9% pursued college studies. Another 12.3% earned an associate degree and 11.8% hold a bachelor’s. Meanwhile, 6.3% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 989 4.8% 5.8%
High school diploma 8,870 42.8% -3.7%
College diploma 4,538 21.9% 8.4%
Associate degree 2,549 12.3% 5.3%
Bachelor's degree 2,445 11.8% -2.9%
Graduate degree 1,308 6.3% 7.9%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Montgomery County

How much people earn in Montgomery County

The average annual household income in Montgomery County was $78,269 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +1.5% change from the previous year. At the same time, the median income stood at $57,766, reflecting a +3.4% shift over the same period.

Average household income in Montgomery County
$78,269/year
1.5% year-over-year change
Median household income in Montgomery County
$57,766/year
3.4% year-over-year change

Montgomery County income by age

In Montgomery County, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $59,325. Those with someone between 45 and 64 in charge, often well established professionally, earn $66,654 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $48,088, while those led by someone over 65, many of whom may be retired, have about $46,319 in earnings. Overall, 84.6% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $48,088 4.5%
25 - 44 $59,325 1.0%
45 - 64 $66,654 5.7%
Over 65 $46,319 -4.2%
Above poverty level
21,298
Below poverty level
3,874
Value Percent YoY
change
Above poverty level 21,298 84.6% 2.1%
Below poverty level 3,874 15.4% -2.6%

Employment in Montgomery County

Workforce and job types in Montgomery County

The job market in Montgomery County is powered by 11,063 working residents, spread across a range of industries and roles. 66.7% of the working population are employed in professional or administrative positions, while 33.3% are in hands-on or service-based jobs. Also, 10.7% run their own businesses, 65.9% are employed by private companies, and 15.4% work in the public sector.

Workforce demographics

Working population
11,063
1.4% year-over-year change
White collar
7,383
Blue collar
3,680
Value Percent YoY change
White collar 7,383 66.7% 2.1%
Blue collar 3,680 33.3% 0.0%
Employer type
Self employees
10.7%
Private companies
65.9%
Governmental workers
15.4%
Not for profit companies
8%
Value Percent YoY change
Self employees 1,186 10.7% -2.1%
Private companies 7,293 65.9% 0.5%
Governmental workers 1,703 15.4% 4.4%
Not for profit companies 881 8% 9.6%
Unemployment rate
2.8%
-0.6% year-over-year change

Available workforce

The unemployment rate in Montgomery County stands at 2.8%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Montgomery County

How people get around in Montgomery County

In Montgomery County, the average commute time is 27 minutes. Commuting methods vary: 91.7% of residents travel by personal vehicle and 1.3% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
27 min
Means of transportation
Value Percent YoY change
Car 9,940 91.7% 0.9%
Motorcycle 18 0.2% -43.8%
Bicycle 4 0% -20.0%
Walk 143 1.3% -7.1%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Montgomery County by zipcode?

Zipcode Population Number of households Median income Average income
28127 8,506 3,194 $69,125 $99,631
27209 3,906 1,546 $45,861 $76,229
27229 3,456 1,230 $51,436 $68,058
27281 3,864 1,545 $74,547 $106,348
27306 5,486 2,555 $57,934 $76,960
27371 7,572 3,090 $63,516 $81,129
27356 3,193 1,077 $55,347 $60,811

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FAQs about Montgomery County demographics 

What is the total population of Montgomery County?

Montgomery County has a total population of 26,007 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.5% compared to a year ago.

What is the gender ratio in Montgomery County?

The gender ratio in Montgomery County is as follows:
  • 48.9% males (12,721 residents)
  • 51.1% females (13,286 residents)

What is the median age in Montgomery County?

The median age in Montgomery County is 44.

What is the age distribution of the population in Montgomery County?

The age distribution in Montgomery County is as follows:
  • Under 15: 16.9% (4,399 residents)
  • Ages 15-24: 10.3% (2,669 residents)
  • Ages 25-44: 24.4% (6,348 residents)
  • Ages 45-64: 26.2% (6,804 residents)
  • Over 65: 22.2% (5,787 residents)

What is the racial and ethnic makeup of Montgomery County?

The racial and ethnic makeup of Montgomery County is as follows:
  • White: 64.5% (16,765 residents)
  • Black or African American: 16.2% (4,222 residents)
  • American Indian and Alaska Native: 1.2% (326 residents)
  • Asian: 1.5% (381 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 8.6% (2,247 residents)
  • Other: 7.9% (2,066 residents)

What percentage of the population in Montgomery County are U.S.-born citizens?

U.S.-born citizens represent 91.3% of the population in Montgomery County.

How many housing units are there in Montgomery County?

There are 14,998 housing units in Montgomery County, reflecting a +0.5% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Montgomery County and what is the average household size?

Montgomery County has a total of 10,643 households, with an average of 2 people in each.

What is the median household income in Montgomery County?

Montgomery County has a median household income of $57,766, representing a +3.4% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Montgomery County?

The employment rate is 97.2% in Montgomery County, with a workforce of 11,063 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 66.7% (7,383 residents)
  • Blue-collar workers: 33.3% (3,680 residents)

Places of employment:
  • Self-employed: 10.7% (1,186 residents)
  • Private companies: 65.9% (7,293 residents)
  • Governmental workers: 15.4% (1,703 residents)
  • Not-for-profit companies: 8% (881 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025