Willow Oak, Lexington, KY demographics:
population, income, and more

Total population
4,032
0.2% year-over-year change
Median household income
$95,914/yr
-0.4% year-over-year change
Housing units
1,554
-0.5% year-over-year change

Willow Oak population

How many people live in Willow Oak

Willow Oak is home to 4,032 residents, according to the most recent Census data. Gender-wise, 49.2% of Willow Oak locals are male, and 50.8% are female.

Total population
4,032
0.2% year-over-year change
Gender ratio
Male
49.2%
1,983
Female
50.8%
2,049
Value Percent YoY change
Male 1,983 49.2% -1.5%
Female 2,049 50.8% 2.0%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Willow Oak is 39, with the population distributed as follows: about 22.2% are children under 15, then 11.1% are in the 15 to 24 age group. Adults between 25 and 44 make up 28.6% of the population, while another 23.5% fall into the 45 to 64 bracket. Finally, around 14.5% are 65 or older.

Median age
38.6
Age breakdown
Under 15
22.2%
15 to 24
11.1%
25 to 44
28.6%
45 to 64
23.5%
Over 65
14.5%
Value Percent YoY change
Under 15 897 22.2% 5.4%
15 to 24 449 11.1% -9.3%
25 to 44 1,152 28.6% 0.7%
45 to 64 949 23.5% -7.6%
Over 65 585 14.5% 15.8%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Willow Oak, 88.6% of the population are US-born citizens, while 5.6% have gained naturalized citizenship. At the same time, 5.8% of residents are non-citizens. As for race, 79.2% of locals are Caucasian, 4.3% are African American and 5.5% have Asian roots. There’s also a share of 10.5% that includes residents with two or more races.

Citizenship
U.S.-born citizens
88.6%
Non-U.S.-born citizens
5.6%
Non-citizens
5.8%
Value Percent YoY change
U.S.-born citizens 3,573 88.6% -1.8%
Non-U.S.-born citizens 227 5.6% 22.7%
Non-citizens 232 5.8% 16.0%
Racial breakdown
White
79.2%
Black or African American
4.3%
American Indian and Alaska Native
0%
Asian
5.5%
Native Hawaiian and other Pacific Islander
0%
Two or more races
10.5%
Other
0.4%
Value Percent
White 3,194 79.2%
Black or African American 173 4.3%
Asian 223 5.5%
Two or more races 423 10.5%
Other 18 0.4%

Households in Willow Oak

A peek inside Willow Oak households

Willow Oak has 1,541 households, with an average of 3 members in each. Of these, 71.4% are families, while the remaining 28.6% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
1,541
0.1% year-over-year change
Average people per household
3
Non-family households
441
Family households
1,100
Value Percent YoY change
Non-family households 441 28.6% -0.7%
Family households 1,100 71.4% 0.4%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Willow Oak

The housing landscape of Willow Oak

Willow Oak's housing consists of 1,554 units, with 78.3% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 11.2% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 0.2% of the housing landscape.

Housing units
1,554
-0.5% year-over-year change
Housing types
Value Percent
1 unit, detached 1,218 78.3%
1 unit, attached 174 11.2%
2 units 3 0.2%
3 or 4 units 4 0.3%
5 to 9 units 27 1.7%
10 to 19 units 86 5.5%
20 to 49 units 28 1.8%
50 or more units 12 0.8%
Mobile home 3 0.2%
Homes built since 2020
4
0.0% year-over-year change

The age of buildings in Willow Oak

In Willow Oak, the median construction year is 1995. Most development happened in the second half of the 20th century. Then, 19% of homes were added from 2000 to 2009, 14.7% between 2010 and 2019, and 0.3% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 4 0.3% 0.0%
Built between 1960 and 1969 17 1.1% -55.3%
Built between 1970 and 1979 115 7.4% -0.9%
Built between 1980 and 1989 368 23.7% 16.5%
Built between 1990 and 1999 523 33.6% -3.3%
Built between 2000 and 2009 295 19% -0.3%
Built between 2010 and 2019 229 14.7% -6.9%
Built in 2020 or later 4 0.3% 0.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Willow Oak occupancy rates

Out of the 1,541 occupied housing units in Willow Oak, 74% are owner-occupied, while 26% are lived in by tenants. Meanwhile, 0.8% of all homes on the local market sit vacant.

Occupied housing units
1,541
0.1% year-over-year change
Occupancy breakdown
Renter occupied
400
Owner occupied
1,141
Value Percent YoY
change
Renter occupied 400 26% -7.8%
Owner occupied 1,141 74% 3.2%
Unoccupied housing units
0.8%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Willow Oak housing costs

Housing costs in Willow Oak come to a median of $1,490 per month, while tenants specifically pay a median gross rent of $1,629.

Median housing costs per month
$1,490/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Willow Oak
$1,629/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Willow Oak

Willow Oak education at a glance

About 17% of the population in Willow Oak went to high school, while 22.2% pursued college studies. Another 6.6% earned an associate degree and 30% hold a bachelor’s. Meanwhile, 22.7% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 51 1.7% 10.9%
High school diploma 499 17% -2.9%
College diploma 652 22.2% -9.2%
Associate degree 193 6.6% -0.5%
Bachelor's degree 882 30% 2.4%
Graduate degree 667 22.7% 3.6%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Willow Oak

How much people earn in Willow Oak

The average annual household income in Willow Oak was $120,078 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -0.8% change from the previous year. At the same time, the median income stood at $95,914, reflecting a -0.4% shift over the same period.

Average household income in Willow Oak
$120,078/year
-0.8% year-over-year change
Median household income in Willow Oak
$95,914/year
-0.4% year-over-year change

Willow Oak income by age

In Willow Oak, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $100,125. Those with someone between 45 and 64 in charge, often well established professionally, earn $121,136 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $54,928, while those led by someone over 65, many of whom may be retired, have about $74,194 in earnings. Overall, 96.4% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $54,928 5.0%
25 - 44 $100,125 -7.2%
45 - 64 $121,136 8.3%
Over 65 $74,194 1.8%
Above poverty level
3,864
Below poverty level
146
Value Percent YoY
change
Above poverty level 3,864 96.4% 1.1%
Below poverty level 146 3.6% -7.0%

Employment in Willow Oak

Workforce and job types in Willow Oak

88.4% of the working population are employed in professional or administrative positions, while 11.6% are in hands-on or service-based jobs. Also, 9% run their own businesses, 57.6% are employed by private companies, and 24% work in the public sector.

Workforce demographics

White collar
1,880
Blue collar
246
Value Percent YoY change
White collar 1,880 88.4% -2.5%
Blue collar 246 11.6% -9.2%
Employer type
Self employees
9%
Private companies
57.6%
Governmental workers
24%
Not for profit companies
9.4%
Value Percent YoY change
Self employees 191 9% -0.5%
Private companies 1,225 57.6% -3.9%
Governmental workers 510 24% -1.9%
Not for profit companies 199 9.4% -6.1%

Transportation in Willow Oak

How people get around in Willow Oak

Commuting methods vary: 98.8% of residents travel by personal vehicle and 0.8% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 1,807 98.8% -3.8%
Bus or trolleybus 3 0.2% 50.0%
Bicycle 3 0.2% 50.0%
Walk 15 0.8% -6.2%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Willow Oak by zipcode?

Zipcode Population Number of households Median income Average income
40514 16,961 6,481 $95,914 $120,078

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FAQs about Willow Oak demographics 

What is the total population of Willow Oak?

Willow Oak has a total population of 4,032 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.2% compared to a year ago.

What is the gender ratio in Willow Oak?

The gender ratio in Willow Oak is as follows:
  • 49.2% males (1,983 residents)
  • 50.8% females (2,049 residents)

What is the median age in Willow Oak?

The median age in Willow Oak is 38.6.

What is the age distribution of the population in Willow Oak?

The age distribution in Willow Oak is as follows:
  • Under 15: 22.2% (897 residents)
  • Ages 15-24: 11.1% (449 residents)
  • Ages 25-44: 28.6% (1,152 residents)
  • Ages 45-64: 23.5% (949 residents)
  • Over 65: 14.5% (585 residents)

What is the racial and ethnic makeup of Willow Oak?

The racial and ethnic makeup of Willow Oak is as follows:
  • White: 79.2% (3,194 residents)
  • Black or African American: 4.3% (173 residents)
  • American Indian and Alaska Native: 0% ( residents)
  • Asian: 5.5% (223 residents)
  • Native Hawaiian and Other Pacific Islander: 0% ( residents)
  • Two or More Races: 10.5% (423 residents)
  • Other: 0.4% (18 residents)

What percentage of the population in Willow Oak are U.S.-born citizens?

U.S.-born citizens represent 88.6% of the population in Willow Oak.

How many housing units are there in Willow Oak?

There are 1,554 housing units in Willow Oak, reflecting a -0.5% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Willow Oak and what is the average household size?

Willow Oak has a total of 1,541 households, with an average of 3 people in each.

What is the median household income in Willow Oak?

Willow Oak has a median household income of $95,914, representing a -0.4% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Willow Oak?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 88.4% (1,880 residents)
  • Blue-collar workers: 11.6% (246 residents)

Places of employment:
  • Self-employed: 9% (191 residents)
  • Private companies: 57.6% (1,225 residents)
  • Governmental workers: 24% (510 residents)
  • Not-for-profit companies: 9.4% (199 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025