Germantown, Louisville, Jefferson County, KY demographics:
population, income, and more

Total population
2,394
0.1% year-over-year change
Median household income
$71,116/yr
0.6% year-over-year change
Housing units
1,504
0.7% year-over-year change

Germantown population

How many people live in Germantown

Germantown is home to 2,394 residents, according to the most recent Census data. Gender-wise, 50.4% of Germantown locals are male, and 49.6% are female.

Total population
2,394
0.1% year-over-year change
Gender ratio
Male
50.4%
1,207
Female
49.6%
1,187
Value Percent YoY change
Male 1,207 50.4% 0.5%
Female 1,187 49.6% -0.2%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Germantown is 39, with the population distributed as follows: about 9.3% are children under 15, then 11.5% are in the 15 to 24 age group. Adults between 25 and 44 make up 37.3% of the population, while another 24.6% fall into the 45 to 64 bracket. Finally, around 17.3% are 65 or older.

Median age
39
Age breakdown
Under 15
9.3%
15 to 24
11.5%
25 to 44
37.3%
45 to 64
24.6%
Over 65
17.3%
Value Percent YoY change
Under 15 222 9.3% 4.2%
15 to 24 275 11.5% 7.0%
25 to 44 892 37.3% -4.6%
45 to 64 589 24.6% -3.3%
Over 65 415 17.3% 9.8%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Germantown, 94.2% of the population are US-born citizens, while 4.3% have gained naturalized citizenship. At the same time, 1.5% of residents are non-citizens. As for race, 85.1% of locals are Caucasian, 4.9% are African American and 2.7% have Asian roots. There’s also a share of 6.7% that includes residents with two or more races.

Citizenship
U.S.-born citizens
94.2%
Non-U.S.-born citizens
4.3%
Non-citizens
1.5%
Value Percent YoY change
U.S.-born citizens 2,256 94.2% 0.8%
Non-U.S.-born citizens 102 4.3% -20.3%
Non-citizens 36 1.5% 44.0%
Racial breakdown
White
85.1%
Black or African American
4.9%
American Indian and Alaska Native
0.2%
Asian
2.7%
Native Hawaiian and other Pacific Islander
0%
Two or more races
6.7%
Other
0.4%
Value Percent
White 2,037 85.1%
Black or African American 118 4.9%
American Indian and Alaska Native 4 0.2%
Asian 65 2.7%
Two or more races 161 6.7%
Other 9 0.4%

Households in Germantown

A peek inside Germantown households

Germantown has 1,319 households, with an average of 2 members in each. Of these, 38.1% are families, while the remaining 61.9% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
1,319
0.7% year-over-year change
Average people per household
2
Non-family households
816
Family households
503
Value Percent YoY change
Non-family households 816 61.9% 4.5%
Family households 503 38.1% -4.9%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Germantown

The housing landscape of Germantown

Germantown's housing consists of 1,504 units, with 49.9% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 0.7% and offer a more compact, shared living style.

Housing units
1,504
0.7% year-over-year change
Housing types
Value Percent
1 unit, detached 750 49.9%
1 unit, attached 11 0.7%
2 units 137 9.1%
3 or 4 units 162 10.8%
5 to 9 units 195 13%
10 to 19 units 69 4.6%
20 to 49 units 68 4.5%
50 or more units 112 7.4%
Homes built since 2020
6
50.0% year-over-year change

The age of buildings in Germantown

In Germantown, the median construction year is 1938. About 63.4% of homes were built before the 1940s, with another 6.3% going up by 1949. Most development happened in the second half of the 20th century. Then, 1.6% of homes were added from 2000 to 2009, 6% between 2010 and 2019, and 0.4% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 953 63.4% 2.4%
Built between 1940 and 1949 95 6.3% -12.0%
Built between 1950 and 1959 106 7% 1.9%
Built between 1960 and 1969 79 5.2% -8.1%
Built between 1970 and 1979 79 5.2% -8.1%
Built between 1980 and 1989 45 3% 66.7%
Built between 1990 and 1999 26 1.7% 0.0%
Built between 2000 and 2009 24 1.6% -11.1%
Built between 2010 and 2019 91 6% -4.2%
Built in 2020 or later 6 0.4% 50.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Germantown occupancy rates

Out of the 1,319 occupied housing units in Germantown, 49.4% are owner-occupied, while 50.6% are lived in by tenants. Meanwhile, 12.3% of all homes on the local market sit vacant.

Occupied housing units
1,319
0.7% year-over-year change
Occupancy breakdown
Renter occupied
667
Owner occupied
652
Value Percent YoY
change
Renter occupied 667 50.6% 4.7%
Owner occupied 652 49.4% -3.1%
Unoccupied housing units
12.3%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Germantown housing costs

Housing costs in Germantown come to a median of $1,323 per month, while tenants specifically pay a median gross rent of $1,287.

Median housing costs per month
$1,323/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Germantown
$1,287/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Germantown

Germantown education at a glance

About 16.4% of the population in Germantown went to high school, while 16% pursued college studies. Another 6.2% earned an associate degree and 32.4% hold a bachelor’s. Meanwhile, 27.4% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 33 1.6% 43.5%
High school diploma 349 16.4% 10.8%
College diploma 339 16% -7.6%
Associate degree 132 6.2% 18.9%
Bachelor's degree 688 32.4% -7.2%
Graduate degree 583 27.4% 0.3%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Germantown

How much people earn in Germantown

The average annual household income in Germantown was $106,103 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +3.9% change from the previous year. At the same time, the median income stood at $71,116, reflecting a +0.6% shift over the same period.

Average household income in Germantown
$106,103/year
3.9% year-over-year change
Median household income in Germantown
$71,116/year
0.6% year-over-year change

Germantown income by age

In Germantown, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $73,034. Those with someone between 45 and 64 in charge, often well established professionally, earn $100,504 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $51,908, while those led by someone over 65, many of whom may be retired, have about $54,875 in earnings. Overall, 88.8% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $51,908 3.3%
25 - 44 $73,034 1.8%
45 - 64 $100,504 -2.0%
Over 65 $54,875 1.9%
Above poverty level
2,051
Below poverty level
259
Value Percent YoY
change
Above poverty level 2,051 88.8% -1.8%
Below poverty level 259 11.2% 16.7%

Employment in Germantown

Workforce and job types in Germantown

88.1% of the working population are employed in professional or administrative positions, while 11.9% are in hands-on or service-based jobs. Also, 10.9% run their own businesses, 61.7% are employed by private companies, and 12.2% work in the public sector.

Workforce demographics

White collar
1,327
Blue collar
180
Value Percent YoY change
White collar 1,327 88.1% -3.4%
Blue collar 180 11.9% 5.9%
Employer type
Self employees
10.9%
Private companies
61.7%
Governmental workers
12.2%
Not for profit companies
15.2%
Value Percent YoY change
Self employees 164 10.9% -8.9%
Private companies 930 61.7% -1.0%
Governmental workers 184 12.2% -1.1%
Not for profit companies 230 15.2% -3.4%

Transportation in Germantown

How people get around in Germantown

Commuting methods vary: 93.5% of residents travel by personal vehicle and 4.7% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 1,115 93.5% -2.2%
Bus or trolleybus 17 1.4% -65.3%
Bicycle 5 0.4% -44.4%
Walk 56 4.7% 3.7%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Germantown by zipcode?

Zipcode Population Number of households Median income Average income
40204 14,034 7,731 $71,116 $116,882

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FAQs about Germantown demographics 

What is the total population of Germantown?

Germantown has a total population of 2,394 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.1% compared to a year ago.

What is the gender ratio in Germantown?

The gender ratio in Germantown is as follows:
  • 50.4% males (1,207 residents)
  • 49.6% females (1,187 residents)

What is the median age in Germantown?

The median age in Germantown is 39.

What is the age distribution of the population in Germantown?

The age distribution in Germantown is as follows:
  • Under 15: 9.3% (222 residents)
  • Ages 15-24: 11.5% (275 residents)
  • Ages 25-44: 37.3% (892 residents)
  • Ages 45-64: 24.6% (589 residents)
  • Over 65: 17.3% (415 residents)

What is the racial and ethnic makeup of Germantown?

The racial and ethnic makeup of Germantown is as follows:
  • White: 85.1% (2,037 residents)
  • Black or African American: 4.9% (118 residents)
  • American Indian and Alaska Native: 0.2% (4 residents)
  • Asian: 2.7% (65 residents)
  • Native Hawaiian and Other Pacific Islander: 0% ( residents)
  • Two or More Races: 6.7% (161 residents)
  • Other: 0.4% (9 residents)

What percentage of the population in Germantown are U.S.-born citizens?

U.S.-born citizens represent 94.2% of the population in Germantown.

How many housing units are there in Germantown?

There are 1,504 housing units in Germantown, reflecting a +0.7% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Germantown and what is the average household size?

Germantown has a total of 1,319 households, with an average of 2 people in each.

What is the median household income in Germantown?

Germantown has a median household income of $71,116, representing a +0.6% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Germantown?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 88.1% (1,327 residents)
  • Blue-collar workers: 11.9% (180 residents)

Places of employment:
  • Self-employed: 10.9% (164 residents)
  • Private companies: 61.7% (930 residents)
  • Governmental workers: 12.2% (184 residents)
  • Not-for-profit companies: 15.2% (230 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025