Universal, IN demographics:
population, income, and more

Total population
173
-36.6% year-over-year change
Median household income
$53,750/yr
-15.0% year-over-year change
Housing units
87
-31.5% year-over-year change

Universal population

How many people live in Universal

Universal is home to 173 residents, according to the most recent Census data. Gender-wise, 37% of Universal locals are male, and 63% are female.

Total population
173
-36.6% year-over-year change
Gender ratio
Male
37%
64
Female
63%
109
Value Percent YoY change
Male 64 37% -44.4%
Female 109 63% -31.0%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Universal is 46, with the population distributed as follows: about 23.1% are children under 15, then 4% are in the 15 to 24 age group. Adults between 25 and 44 make up 17.9% of the population, while another 32.4% fall into the 45 to 64 bracket. Finally, around 22.5% are 65 or older.

Median age
46.2
Age breakdown
Under 15
23.1%
15 to 24
4%
25 to 44
17.9%
45 to 64
32.4%
Over 65
22.5%
Value Percent YoY change
Under 15 40 23.1% -52.9%
15 to 24 7 4% -66.7%
25 to 44 31 17.9% -50.8%
45 to 64 56 32.4% -8.2%
Over 65 39 22.5% -9.3%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Universal, 99.4% of the population are US-born citizens, while 0.6% have gained naturalized citizenship. There’s also a share of 4% that includes residents with two or more races.

Citizenship
U.S.-born citizens
99.4%
Non-U.S.-born citizens
0.6%
Non-citizens
0%
Value Percent YoY change
U.S.-born citizens 172 99.4% -36.8%
Non-U.S.-born citizens 1 0.6% 0.0%
Racial breakdown
White
95.4%
Black or African American
0%
American Indian and Alaska Native
0.6%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
4%
Other
0%
Value Percent
White 165 95.4%
American Indian and Alaska Native 1 0.6%
Two or more races 7 4%

Households in Universal

A peek inside Universal households

Universal has 74 households, with an average of 2 members in each. Of these, 71.6% are families, while the remaining 28.4% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
74
-33.9% year-over-year change
Average people per household
2
Non-family households
21
Family households
53
Value Percent YoY change
Non-family households 21 28.4% -27.6%
Family households 53 71.6% -36.1%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Universal

The housing landscape of Universal

Universal's housing consists of 87 units, with 90.8% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 9.2% of the housing landscape.

Housing units
87
-31.5% year-over-year change
Housing types
Value Percent
1 unit, detached 79 90.8%
Mobile home 8 9.2%
Homes built since 2020
0
% year-over-year change

The age of buildings in Universal

In Universal, the median construction year is 1949. About 43.7% of homes were built before the 1940s, with another 6.9% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 38 43.7% -29.6%
Built between 1940 and 1949 6 6.9% -14.3%
Built between 1950 and 1959 9 10.3% -57.1%
Built between 1960 and 1969 3 3.4% 0.0%
Built between 1970 and 1979 14 16.1% 7.7%
Built between 1980 and 1989 8 9.2% 0.0%
Built between 1990 and 1999 6 6.9% -45.5%
Built between 2000 and 2009 3 3.4% -70.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Universal occupancy rates

Out of the 74 occupied housing units in Universal, 81.1% are owner-occupied, while 18.9% are lived in by tenants. Meanwhile, 14.9% of all homes on the local market sit vacant.

Occupied housing units
74
-33.9% year-over-year change
Occupancy breakdown
Renter occupied
14
Owner occupied
60
Value Percent YoY
change
Renter occupied 14 18.9% 27.3%
Owner occupied 60 81.1% -40.6%
Unoccupied housing units
14.9%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Universal housing costs

Housing costs in Universal come to a median of $538 per month, while tenants specifically pay a median gross rent of $567.

Median housing costs per month
$538/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Universal
$567/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Universal

Universal education at a glance

About 52.6% of the population in Universal went to high school, while 20.3% pursued college studies. Another 16.5% earned an associate degree and 6% hold a bachelor’s. Meanwhile, 3.8% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 1 0.8% -88.9%
High school diploma 70 52.6% 2.9%
College diploma 27 20.3% -58.5%
Associate degree 22 16.5% 10.0%
Bachelor's degree 8 6% -52.9%
Graduate degree 5 3.8% -37.5%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Universal

How much people earn in Universal

The average annual household income in Universal was $54,605 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -11.5% change from the previous year. At the same time, the median income stood at $53,750, reflecting a -15% shift over the same period.

Average household income in Universal
$54,605/year
-11.5% year-over-year change
Median household income in Universal
$53,750/year
-15.0% year-over-year change

Universal income by age

Those with someone between 45 and 64 in charge, often well established professionally, earn $50,000 overall. Overall, 82.7% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
45 - 64 $50,000 -3.4%
Over 65 $65,000 3.6%
Above poverty level
143
Below poverty level
30
Value Percent YoY
change
Above poverty level 143 82.7% -38.6%
Below poverty level 30 17.3% -25.0%

Average renter income in Universal

To get a better sense of what renters earn on average in Universal, their median household income was $23,750 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 28.6%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$23,750
Rent-to-income ratio
28.6%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Universal

Workforce and job types in Universal

The job market in Universal is powered by 64 working residents, spread across a range of industries and roles. 60.9% of the working population are employed in professional or administrative positions, while 39.1% are in hands-on or service-based jobs.

Workforce demographics

Working population
64
-43.4% year-over-year change
White collar
39
Blue collar
25
Value Percent YoY change
White collar 39 60.9% -40.9%
Blue collar 25 39.1% -46.8%
Employer type
Self employees
0%
Private companies
85.9%
Governmental workers
4.7%
Not for profit companies
9.4%
Value Percent YoY change
Private companies 55 85.9% -45.0%
Governmental workers 3 4.7% -50.0%
Not for profit companies 6 9.4% 200.0%
Unemployment rate
7.2%
400.0% year-over-year change

Available workforce

The unemployment rate in Universal stands at 7.2%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Universal

How people get around in Universal

Means of transportation
Value Percent YoY change
Car 56 90.3% -46.7%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Universal by zipcode?

Zipcode Population Number of households Median income Average income
47884 157 64 $59,167 $58,852

Explore more communities

FAQs about Universal demographics 

What is the total population of Universal?

Universal has a total population of 173 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -36.6% compared to a year ago.

What is the gender ratio in Universal?

The gender ratio in Universal is as follows:
  • 37% males (64 residents)
  • 63% females (109 residents)

What is the median age in Universal?

The median age in Universal is 46.2.

What is the age distribution of the population in Universal?

The age distribution in Universal is as follows:
  • Under 15: 23.1% (40 residents)
  • Ages 15-24: 4% (7 residents)
  • Ages 25-44: 17.9% (31 residents)
  • Ages 45-64: 32.4% (56 residents)
  • Over 65: 22.5% (39 residents)

What is the racial and ethnic makeup of Universal?

The racial and ethnic makeup of Universal is as follows:
  • White: 95.4% (165 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0.6% (1 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 4% (7 residents)
  • Other: 0% (0 residents)

What percentage of the population in Universal are U.S.-born citizens?

U.S.-born citizens represent 99.4% of the population in Universal.

How many housing units are there in Universal?

There are 87 housing units in Universal, reflecting a -31.5% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Universal and what is the average household size?

Universal has a total of 74 households, with an average of 2 people in each.

What is the median household income in Universal?

Universal has a median household income of $53,750, representing a -15.0% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Universal?

The employment rate is 92.8% in Universal, with a workforce of 64 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 60.9% (39 residents)
  • Blue-collar workers: 39.1% (25 residents)

Places of employment:
  • Self-employed: 0% (0 residents)
  • Private companies: 85.9% (55 residents)
  • Governmental workers: 4.7% (3 residents)
  • Not-for-profit companies: 9.4% (6 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025