Montezuma, IN demographics:
population, income, and more

Total population
881
-2.1% year-over-year change
Median household income
$56,974/yr
30.2% year-over-year change
Housing units
404
-7.3% year-over-year change

Montezuma population

How many people live in Montezuma

Montezuma is home to 881 residents, according to the most recent Census data. Gender-wise, 53.4% of Montezuma locals are male, and 46.6% are female.

Total population
881
-2.1% year-over-year change
Gender ratio
Male
53.4%
470
Female
46.6%
411
Value Percent YoY change
Male 470 53.4% 8.6%
Female 411 46.6% -12.0%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Montezuma is 44, with the population distributed as follows: about 14.1% are children under 15, then 11.6% are in the 15 to 24 age group. Adults between 25 and 44 make up 24.7% of the population, while another 34.2% fall into the 45 to 64 bracket. Finally, around 15.4% are 65 or older.

Median age
43.6
Age breakdown
Under 15
14.1%
15 to 24
11.6%
25 to 44
24.7%
45 to 64
34.2%
Over 65
15.4%
Value Percent YoY change
Under 15 124 14.1% -32.2%
15 to 24 102 11.6% -17.1%
25 to 44 218 24.7% 19.1%
45 to 64 301 34.2% 18.0%
Over 65 136 15.4% -12.8%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

At the same time, 0.7% of residents are non-citizens. There’s also a share of 6.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
99.3%
Non-U.S.-born citizens
0%
Non-citizens
0.7%
Value Percent YoY change
U.S.-born citizens 875 99.3% -0.3%
Non-citizens 6 0.7% -72.7%
Racial breakdown
White
93.1%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
6.6%
Other
0.3%
Value Percent
White 820 93.1%
Two or more races 58 6.6%
Other 3 0.3%

Households in Montezuma

A peek inside Montezuma households

Montezuma has 358 households, with an average of 2 members in each. Of these, 68.2% are families, while the remaining 31.8% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
358
-4.5% year-over-year change
Average people per household
2
Non-family households
114
Family households
244
Value Percent YoY change
Non-family households 114 31.8% -10.9%
Family households 244 68.2% -1.2%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Montezuma

The housing landscape of Montezuma

Montezuma's housing consists of 404 units, with 70.8% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 0.5% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 27.2% of the housing landscape.

Housing units
404
-7.3% year-over-year change
Housing types
Value Percent
1 unit, detached 286 70.8%
1 unit, attached 2 0.5%
3 or 4 units 3 0.7%
10 to 19 units 3 0.7%
Mobile home 110 27.2%
Homes built since 2020
0
% year-over-year change

The age of buildings in Montezuma

In Montezuma, the median construction year is 1955. About 39.8% of homes were built before the 1940s, with another 5.2% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 161 39.8% -15.7%
Built between 1940 and 1949 21 5.2% -46.1%
Built between 1950 and 1959 38 9.4% 81.0%
Built between 1960 and 1969 39 9.6% -25.0%
Built between 1970 and 1979 50 12.4% 8.7%
Built between 1980 and 1989 27 6.7% 0.0%
Built between 1990 and 1999 44 10.9% 4.8%
Built between 2000 and 2009 16 4% 77.8%
Built between 2010 and 2019 8 2% -11.1%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Montezuma occupancy rates

Out of the 358 occupied housing units in Montezuma, 80.2% are owner-occupied, while 19.8% are lived in by tenants. Meanwhile, 11.4% of all homes on the local market sit vacant.

Occupied housing units
358
-4.5% year-over-year change
Occupancy breakdown
Renter occupied
71
Owner occupied
287
Value Percent YoY
change
Renter occupied 71 19.8% -32.4%
Owner occupied 287 80.2% 6.3%
Unoccupied housing units
11.4%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Montezuma housing costs

Housing costs in Montezuma come to a median of $814 per month, while tenants specifically pay a median gross rent of $959.

Median housing costs per month
$814/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Montezuma
$959/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Montezuma

Montezuma education at a glance

About 70.3% of the population in Montezuma went to high school, while 11.8% pursued college studies. Another 6.3% earned an associate degree and 4.2% hold a bachelor’s. Meanwhile, 1.3% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 41 6% 24.2%
High school diploma 481 70.3% 19.6%
College diploma 81 11.8% -20.6%
Associate degree 43 6.3% -25.9%
Bachelor's degree 29 4.2% 0.0%
Graduate degree 9 1.3% -10.0%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Montezuma

How much people earn in Montezuma

The average annual household income in Montezuma was $72,670 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +5.8% change from the previous year. At the same time, the median income stood at $56,974, reflecting a +30.2% shift over the same period.

Average household income in Montezuma
$72,670/year
5.8% year-over-year change
Median household income in Montezuma
$56,974/year
30.2% year-over-year change

Montezuma income by age

Those with someone between 45 and 64 in charge, often well established professionally, earn $61,771 overall. Overall, 79.8% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
45 - 64 $61,771 -12.5%
Over 65 $47,813 28.5%
Above poverty level
703
Below poverty level
178
Value Percent YoY
change
Above poverty level 703 79.8% -7.1%
Below poverty level 178 20.2% 24.5%

Average renter income in Montezuma

To get a better sense of what renters earn on average in Montezuma, their median household income was $39,375 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 29.2%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$39,375
Rent-to-income ratio
29.2%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Montezuma

Workforce and job types in Montezuma

The job market in Montezuma is powered by 359 working residents, spread across a range of industries and roles. 64.1% of the working population are employed in professional or administrative positions, while 35.9% are in hands-on or service-based jobs. Also, 5.3% run their own businesses, 86.4% are employed by private companies, and 5.6% work in the public sector.

Workforce demographics

Working population
359
10.5% year-over-year change
White collar
230
Blue collar
129
Value Percent YoY change
White collar 230 64.1% 4.5%
Blue collar 129 35.9% 22.9%
Employer type
Self employees
5.3%
Private companies
86.4%
Governmental workers
5.6%
Not for profit companies
2.8%
Value Percent YoY change
Self employees 19 5.3% 26.7%
Private companies 310 86.4% 6.9%
Governmental workers 20 5.6% 66.7%
Not for profit companies 10 2.8% 25.0%
Unemployment rate
7.7%
200.0% year-over-year change

Available workforce

The unemployment rate in Montezuma stands at 7.7%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Montezuma

How people get around in Montezuma

Commuting methods vary: 97.7% of residents travel by personal vehicle and 1.7% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 346 97.7% 13.4%
Walk 6 1.7% 0.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Montezuma by zipcode?

Zipcode Population Number of households Median income Average income
47862 1,438 624 $65,625 $76,704

Explore more communities

FAQs about Montezuma demographics 

What is the total population of Montezuma?

Montezuma has a total population of 881 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -2.1% compared to a year ago.

What is the gender ratio in Montezuma?

The gender ratio in Montezuma is as follows:
  • 53.4% males (470 residents)
  • 46.6% females (411 residents)

What is the median age in Montezuma?

The median age in Montezuma is 43.6.

What is the age distribution of the population in Montezuma?

The age distribution in Montezuma is as follows:
  • Under 15: 14.1% (124 residents)
  • Ages 15-24: 11.6% (102 residents)
  • Ages 25-44: 24.7% (218 residents)
  • Ages 45-64: 34.2% (301 residents)
  • Over 65: 15.4% (136 residents)

What is the racial and ethnic makeup of Montezuma?

The racial and ethnic makeup of Montezuma is as follows:
  • White: 93.1% (820 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 6.6% (58 residents)
  • Other: 0.3% (3 residents)

What percentage of the population in Montezuma are U.S.-born citizens?

U.S.-born citizens represent 99.3% of the population in Montezuma.

How many housing units are there in Montezuma?

There are 404 housing units in Montezuma, reflecting a -7.3% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Montezuma and what is the average household size?

Montezuma has a total of 358 households, with an average of 2 people in each.

What is the median household income in Montezuma?

Montezuma has a median household income of $56,974, representing a +30.2% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Montezuma?

The employment rate is 92.3% in Montezuma, with a workforce of 359 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 64.1% (230 residents)
  • Blue-collar workers: 35.9% (129 residents)

Places of employment:
  • Self-employed: 5.3% (19 residents)
  • Private companies: 86.4% (310 residents)
  • Governmental workers: 5.6% (20 residents)
  • Not-for-profit companies: 2.8% (10 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025