Hamilton, Steuben County, IN demographics:
population, income, and more

Total population
1,939
4.9% year-over-year change
Median household income
$69,761/yr
4.3% year-over-year change
Housing units
1,386
6.0% year-over-year change

Hamilton population

How many people live in Hamilton

Hamilton is home to 1,939 residents, according to the most recent Census data. Gender-wise, 45.4% of Hamilton locals are male, and 54.6% are female.

Total population
1,939
4.9% year-over-year change
Gender ratio
Male
45.4%
880
Female
54.6%
1,059
Value Percent YoY change
Male 880 45.4% 8.0%
Female 1,059 54.6% 2.4%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Hamilton is 53, with the population distributed as follows: about 17.5% are children under 15, then 6.3% are in the 15 to 24 age group. Adults between 25 and 44 make up 18% of the population, while another 31.3% fall into the 45 to 64 bracket. Finally, around 26.8% are 65 or older.

Median age
52.7
Age breakdown
Under 15
17.5%
15 to 24
6.3%
25 to 44
18%
45 to 64
31.3%
Over 65
26.8%
Value Percent YoY change
Under 15 340 17.5% 10.8%
15 to 24 122 6.3% 17.3%
25 to 44 350 18% -3.3%
45 to 64 607 31.3% -0.3%
Over 65 520 26.8% 11.3%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Hamilton, 99.1% of the population are US-born citizens, while 0.9% have gained naturalized citizenship. There’s also a share of 3.7% that includes residents with two or more races.

Citizenship
U.S.-born citizens
99.1%
Non-U.S.-born citizens
0.9%
Non-citizens
0%
Value Percent YoY change
U.S.-born citizens 1,921 99.1% 4.7%
Non-U.S.-born citizens 18 0.9% 20.0%
Racial breakdown
White
96.1%
Black or African American
0%
American Indian and Alaska Native
0.1%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
3.7%
Other
0%
Value Percent
White 1,864 96.1%
American Indian and Alaska Native 2 0.1%
Two or more races 72 3.7%
Other 1 0%

Households in Hamilton

A peek inside Hamilton households

Hamilton has 897 households, with an average of 2 members in each. Of these, 60% are families, while the remaining 40% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
897
2.8% year-over-year change
Average people per household
2
Non-family households
359
Family households
538
Value Percent YoY change
Non-family households 359 40% -6.8%
Family households 538 60% 10.2%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Hamilton

The housing landscape of Hamilton

Hamilton's housing consists of 1,386 units, with 74.2% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 0.1% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 17.2% of the housing landscape.

Housing units
1,386
6.0% year-over-year change
Housing types
Value Percent
1 unit, detached 1,029 74.2%
1 unit, attached 2 0.1%
2 units 26 1.9%
3 or 4 units 35 2.5%
5 to 9 units 49 3.5%
10 to 19 units 7 0.5%
Mobile home 238 17.2%
Homes built since 2020
19
58.3% year-over-year change

The age of buildings in Hamilton

In Hamilton, the median construction year is 1976. About 20.8% of homes were built before the 1940s, with another 6.7% going up by 1949. Most development happened in the second half of the 20th century. Then, 7.5% of homes were added from 2000 to 2009, 12.3% between 2010 and 2019, and 1.4% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 289 20.8% 13.3%
Built between 1940 and 1949 93 6.7% -19.8%
Built between 1950 and 1959 62 4.5% 59.0%
Built between 1960 and 1969 131 9.4% -2.2%
Built between 1970 and 1979 202 14.6% 11.0%
Built between 1980 and 1989 157 11.3% 26.6%
Built between 1990 and 1999 158 11.4% -13.2%
Built between 2000 and 2009 104 7.5% -8.8%
Built between 2010 and 2019 171 12.3% 14.8%
Built in 2020 or later 19 1.4% 58.3%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Hamilton occupancy rates

Out of the 897 occupied housing units in Hamilton, 70.6% are owner-occupied, while 29.4% are lived in by tenants. Meanwhile, 35.3% of all homes on the local market sit vacant.

Occupied housing units
897
2.8% year-over-year change
Occupancy breakdown
Renter occupied
264
Owner occupied
633
Value Percent YoY
change
Renter occupied 264 29.4% 6.5%
Owner occupied 633 70.6% 1.3%
Unoccupied housing units
35.3%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Hamilton housing costs

Housing costs in Hamilton come to a median of $1,011 per month, while tenants specifically pay a median gross rent of $1,013.

Median housing costs per month
$1,011/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Hamilton
$1,013/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Hamilton

Hamilton education at a glance

About 39.1% of the population in Hamilton went to high school, while 22.6% pursued college studies. Another 13.2% earned an associate degree and 16.6% hold a bachelor’s. Meanwhile, 8.5% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
High school diploma 607 39.1% -4.9%
College diploma 352 22.6% -5.4%
Associate degree 205 13.2% 11.4%
Bachelor's degree 258 16.6% 36.5%
Graduate degree 132 8.5% 8.2%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Hamilton

How much people earn in Hamilton

The average annual household income in Hamilton was $104,429 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +5.3% change from the previous year. At the same time, the median income stood at $69,761, reflecting a +4.3% shift over the same period.

Average household income in Hamilton
$104,429/year
5.3% year-over-year change
Median household income in Hamilton
$69,761/year
4.3% year-over-year change

Hamilton income by age

In Hamilton, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $85,357. Those with someone between 45 and 64 in charge, often well established professionally, earn $69,159 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $76,875, while those led by someone over 65, many of whom may be retired, have about $67,750 in earnings. Overall, 92.7% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $76,875 N/A
25 - 44 $85,357 10.4%
45 - 64 $69,159 4.1%
Over 65 $67,750 29.6%
Above poverty level
1,771
Below poverty level
140
Value Percent YoY
change
Above poverty level 1,771 92.7% 6.2%
Below poverty level 140 7.3% -6.0%

Average renter income in Hamilton

To get a better sense of what renters earn on average in Hamilton, their median household income was $34,250 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 35.5%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$34,250
Rent-to-income ratio
35.5%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Hamilton

Workforce and job types in Hamilton

The job market in Hamilton is powered by 920 working residents, spread across a range of industries and roles. 63.2% of the working population are employed in professional or administrative positions, while 36.8% are in hands-on or service-based jobs. Also, 6.4% run their own businesses, 72.2% are employed by private companies, and 9.6% work in the public sector.

Workforce demographics

Working population
920
-0.4% year-over-year change
White collar
581
Blue collar
339
Value Percent YoY change
White collar 581 63.2% 3.0%
Blue collar 339 36.8% -5.8%
Employer type
Self employees
6.4%
Private companies
72.2%
Governmental workers
9.6%
Not for profit companies
11.8%
Value Percent YoY change
Self employees 59 6.4% -27.2%
Private companies 664 72.2% 5.2%
Governmental workers 88 9.6% -3.3%
Not for profit companies 109 11.8% -9.9%
Unemployment rate
3.5%
6.5% year-over-year change

Available workforce

The unemployment rate in Hamilton stands at 3.5%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Hamilton

How people get around in Hamilton

Means of transportation
Value Percent YoY change
Car 821 92.4% -1.1%
Bus or trolleybus 4 0.4% N/A
Motorcycle 7 0.8% -22.2%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Hamilton by zipcode?

Zipcode Population Number of households Median income Average income
46742 3,292 1,432 $78,750 $104,698

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FAQs about Hamilton demographics 

What is the total population of Hamilton?

Hamilton has a total population of 1,939 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +4.9% compared to a year ago.

What is the gender ratio in Hamilton?

The gender ratio in Hamilton is as follows:
  • 45.4% males (880 residents)
  • 54.6% females (1,059 residents)

What is the median age in Hamilton?

The median age in Hamilton is 52.7.

What is the age distribution of the population in Hamilton?

The age distribution in Hamilton is as follows:
  • Under 15: 17.5% (340 residents)
  • Ages 15-24: 6.3% (122 residents)
  • Ages 25-44: 18% (350 residents)
  • Ages 45-64: 31.3% (607 residents)
  • Over 65: 26.8% (520 residents)

What is the racial and ethnic makeup of Hamilton?

The racial and ethnic makeup of Hamilton is as follows:
  • White: 96.1% (1,864 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0.1% (2 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 3.7% (72 residents)
  • Other: 0% (1 residents)

What percentage of the population in Hamilton are U.S.-born citizens?

U.S.-born citizens represent 99.1% of the population in Hamilton.

How many housing units are there in Hamilton?

There are 1,386 housing units in Hamilton, reflecting a +6.0% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Hamilton and what is the average household size?

Hamilton has a total of 897 households, with an average of 2 people in each.

What is the median household income in Hamilton?

Hamilton has a median household income of $69,761, representing a +4.3% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Hamilton?

The employment rate is 96.5% in Hamilton, with a workforce of 920 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 63.2% (581 residents)
  • Blue-collar workers: 36.8% (339 residents)

Places of employment:
  • Self-employed: 6.4% (59 residents)
  • Private companies: 72.2% (664 residents)
  • Governmental workers: 9.6% (88 residents)
  • Not-for-profit companies: 11.8% (109 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025