Garrett, IN demographics:
population, income, and more

Total population
6,642
1.6% year-over-year change
Median household income
$64,179/yr
-2.2% year-over-year change
Housing units
3,081
5.8% year-over-year change

Garrett population

How many people live in Garrett

Garrett is home to 6,642 residents, according to the most recent Census data. Gender-wise, 48.8% of Garrett locals are male, and 51.2% are female.

Total population
6,642
1.6% year-over-year change
Gender ratio
Male
48.8%
3,243
Female
51.2%
3,399
Value Percent YoY change
Male 3,243 48.8% 5.8%
Female 3,399 51.2% -2.2%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Garrett is 39, with the population distributed as follows: about 20.5% are children under 15, then 12.8% are in the 15 to 24 age group. Adults between 25 and 44 make up 21.3% of the population, while another 28.8% fall into the 45 to 64 bracket. Finally, around 16.6% are 65 or older.

Median age
39.4
Age breakdown
Under 15
20.5%
15 to 24
12.8%
25 to 44
21.3%
45 to 64
28.8%
Over 65
16.6%
Value Percent YoY change
Under 15 1,360 20.5% 2.8%
15 to 24 848 12.8% 4.2%
25 to 44 1,413 21.3% -10.1%
45 to 64 1,915 28.8% 8.1%
Over 65 1,106 16.6% 4.3%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Garrett, 97% of the population are US-born citizens, while 2.8% have gained naturalized citizenship. At the same time, 0.2% of residents are non-citizens. There’s also a share of 4.8% that includes residents with two or more races.

Citizenship
U.S.-born citizens
97%
Non-U.S.-born citizens
2.8%
Non-citizens
0.2%
Value Percent YoY change
U.S.-born citizens 6,443 97% 1.5%
Non-U.S.-born citizens 186 2.8% 1.6%
Non-citizens 13 0.2% 18.2%
Racial breakdown
White
94%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
1.2%
Native Hawaiian and other Pacific Islander
0%
Two or more races
4.8%
Other
0%
Value Percent
White 6,242 94%
Black or African American 2 0%
Asian 82 1.2%
Two or more races 316 4.8%

Households in Garrett

A peek inside Garrett households

Garrett has 2,827 households, with an average of 2 members in each. Of these, 66.9% are families, while the remaining 33.1% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
2,827
4.6% year-over-year change
Average people per household
2
Non-family households
936
Family households
1,891
Value Percent YoY change
Non-family households 936 33.1% 15.1%
Family households 1,891 66.9% 0.1%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Garrett

The housing landscape of Garrett

Garrett's housing consists of 3,081 units, with 76.9% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 1.5% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 4% of the housing landscape.

Housing units
3,081
5.8% year-over-year change
Housing types
Value Percent
1 unit, detached 2,369 76.9%
1 unit, attached 46 1.5%
2 units 75 2.4%
3 or 4 units 319 10.4%
5 to 9 units 68 2.2%
10 to 19 units 68 2.2%
20 to 49 units 12 0.4%
Mobile home 124 4%
Homes built since 2020
66
24.5% year-over-year change

The age of buildings in Garrett

In Garrett, the median construction year is 1974. About 30.7% of homes were built before the 1940s, with another 3.2% going up by 1949. Most development happened in the second half of the 20th century. Then, 12.1% of homes were added from 2000 to 2009, 1.6% between 2010 and 2019, and 2.1% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 946 30.7% -4.1%
Built between 1940 and 1949 97 3.2% 27.6%
Built between 1950 and 1959 158 5.1% 38.6%
Built between 1960 and 1969 196 6.4% -3.9%
Built between 1970 and 1979 350 11.4% 9.7%
Built between 1980 and 1989 309 10% 40.5%
Built between 1990 and 1999 539 17.5% 0.6%
Built between 2000 and 2009 372 12.1% 34.3%
Built between 2010 and 2019 48 1.6% -61.9%
Built in 2020 or later 66 2.1% 24.5%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Garrett occupancy rates

Out of the 2,827 occupied housing units in Garrett, 79.5% are owner-occupied, while 20.5% are lived in by tenants. Meanwhile, 8.2% of all homes on the local market sit vacant.

Occupied housing units
2,827
4.6% year-over-year change
Occupancy breakdown
Renter occupied
579
Owner occupied
2,248
Value Percent YoY
change
Renter occupied 579 20.5% 24.0%
Owner occupied 2,248 79.5% 0.5%
Unoccupied housing units
8.2%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Garrett housing costs

Housing costs in Garrett come to a median of $873 per month, while tenants specifically pay a median gross rent of $858.

Median housing costs per month
$873/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Garrett
$858/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Garrett

Garrett education at a glance

About 46.3% of the population in Garrett went to high school, while 26.5% pursued college studies. Another 10.4% earned an associate degree and 11.8% hold a bachelor’s. Meanwhile, 2.6% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 121 2.4% 10.0%
High school diploma 2,369 46.3% -1.5%
College diploma 1,357 26.5% 5.1%
Associate degree 532 10.4% 29.4%
Bachelor's degree 604 11.8% -3.4%
Graduate degree 133 2.6% 4.7%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Garrett

How much people earn in Garrett

The average annual household income in Garrett was $72,684 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -2.7% change from the previous year. At the same time, the median income stood at $64,179, reflecting a -2.2% shift over the same period.

Average household income in Garrett
$72,684/year
-2.7% year-over-year change
Median household income in Garrett
$64,179/year
-2.2% year-over-year change

Garrett income by age

In Garrett, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $74,023. Those with someone between 45 and 64 in charge, often well established professionally, earn $66,450 overall. Overall, 84.6% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $74,023 2.3%
45 - 64 $66,450 -0.5%
Over 65 $47,862 4.0%
Above poverty level
5,455
Below poverty level
994
Value Percent YoY
change
Above poverty level 5,455 84.6% -2.0%
Below poverty level 994 15.4% 28.3%

Average renter income in Garrett

To get a better sense of what renters earn on average in Garrett, their median household income was $38,500 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 26.7%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$38,500
Rent-to-income ratio
26.7%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Garrett

Workforce and job types in Garrett

The job market in Garrett is powered by 3,486 working residents, spread across a range of industries and roles. 51.1% of the working population are employed in professional or administrative positions, while 48.9% are in hands-on or service-based jobs. Also, 2.8% run their own businesses, 83% are employed by private companies, and 6.4% work in the public sector.

Workforce demographics

Working population
3,486
1.3% year-over-year change
White collar
1,782
Blue collar
1,704
Value Percent YoY change
White collar 1,782 51.1% -1.5%
Blue collar 1,704 48.9% 4.3%
Employer type
Self employees
2.8%
Private companies
83%
Governmental workers
6.4%
Not for profit companies
7.8%
Value Percent YoY change
Self employees 98 2.8% 27.3%
Private companies 2,895 83% 1.1%
Governmental workers 223 6.4% -9.0%
Not for profit companies 270 7.8% 5.1%
Unemployment rate
4.6%
13.5% year-over-year change

Available workforce

The unemployment rate in Garrett stands at 4.6%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Garrett

How people get around in Garrett

Means of transportation
Value Percent YoY change
Car 3,361 97.3% 1.4%
Bicycle 10 0.3% -28.6%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Garrett by zipcode?

Zipcode Population Number of households Median income Average income
46738 8,533 3,627 $57,545 $70,864

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FAQs about Garrett demographics 

What is the total population of Garrett?

Garrett has a total population of 6,642 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +1.6% compared to a year ago.

What is the gender ratio in Garrett?

The gender ratio in Garrett is as follows:
  • 48.8% males (3,243 residents)
  • 51.2% females (3,399 residents)

What is the median age in Garrett?

The median age in Garrett is 39.4.

What is the age distribution of the population in Garrett?

The age distribution in Garrett is as follows:
  • Under 15: 20.5% (1,360 residents)
  • Ages 15-24: 12.8% (848 residents)
  • Ages 25-44: 21.3% (1,413 residents)
  • Ages 45-64: 28.8% (1,915 residents)
  • Over 65: 16.6% (1,106 residents)

What is the racial and ethnic makeup of Garrett?

The racial and ethnic makeup of Garrett is as follows:
  • White: 94% (6,242 residents)
  • Black or African American: 0% (2 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 1.2% (82 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 4.8% (316 residents)
  • Other: 0% (0 residents)

What percentage of the population in Garrett are U.S.-born citizens?

U.S.-born citizens represent 97% of the population in Garrett.

How many housing units are there in Garrett?

There are 3,081 housing units in Garrett, reflecting a +5.8% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Garrett and what is the average household size?

Garrett has a total of 2,827 households, with an average of 2 people in each.

What is the median household income in Garrett?

Garrett has a median household income of $64,179, representing a -2.2% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Garrett?

The employment rate is 95.4% in Garrett, with a workforce of 3,486 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 51.1% (1,782 residents)
  • Blue-collar workers: 48.9% (1,704 residents)

Places of employment:
  • Self-employed: 2.8% (98 residents)
  • Private companies: 83% (2,895 residents)
  • Governmental workers: 6.4% (223 residents)
  • Not-for-profit companies: 7.8% (270 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025