Clay City, IN demographics:
population, income, and more

Total population
1,104
-6.9% year-over-year change
Median household income
$72,292/yr
6.3% year-over-year change
Housing units
544
-6.8% year-over-year change

Clay City population

How many people live in Clay City

Clay City is home to 1,104 residents, according to the most recent Census data. Gender-wise, 54% of Clay City locals are male, and 46% are female.

Total population
1,104
-6.9% year-over-year change
Gender ratio
Male
54%
596
Female
46%
508
Value Percent YoY change
Male 596 54% -10.4%
Female 508 46% -2.5%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Clay City is 36, with the population distributed as follows: about 17.9% are children under 15, then 18.8% are in the 15 to 24 age group. Adults between 25 and 44 make up 20.6% of the population, while another 29.8% fall into the 45 to 64 bracket. Finally, around 12.9% are 65 or older.

Median age
36.2
Age breakdown
Under 15
17.9%
15 to 24
18.8%
25 to 44
20.6%
45 to 64
29.8%
Over 65
12.9%
Value Percent YoY change
Under 15 198 17.9% -10.0%
15 to 24 208 18.8% -15.4%
25 to 44 227 20.6% -13.7%
45 to 64 329 29.8% 3.1%
Over 65 142 12.9% 2.9%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Clay City, 99.6% of the population are US-born citizens, while 0.4% have gained naturalized citizenship. There’s also a share of 5.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
99.6%
Non-U.S.-born citizens
0.4%
Non-citizens
0%
Value Percent YoY change
U.S.-born citizens 1,100 99.6% -6.7%
Non-U.S.-born citizens 4 0.4% -42.9%
Racial breakdown
White
93.7%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
0%
Native Hawaiian and other Pacific Islander
0.4%
Two or more races
5.6%
Other
0.3%
Value Percent
White 1,034 93.7%
Native Hawaiian and other Pacific Islander 5 0.4%
Two or more races 62 5.6%
Other 3 0.3%

Households in Clay City

A peek inside Clay City households

Clay City has 443 households, with an average of 2 members in each. Of these, 65.7% are families, while the remaining 34.3% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
443
-5.1% year-over-year change
Average people per household
2
Non-family households
152
Family households
291
Value Percent YoY change
Non-family households 152 34.3% -14.6%
Family households 291 65.7% 0.7%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Clay City

The housing landscape of Clay City

Clay City's housing consists of 544 units, with 61% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 2.2% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 28.7% of the housing landscape.

Housing units
544
-6.8% year-over-year change
Housing types
Value Percent
1 unit, detached 332 61%
1 unit, attached 12 2.2%
2 units 3 0.6%
3 or 4 units 26 4.8%
5 to 9 units 5 0.9%
10 to 19 units 8 1.5%
20 to 49 units 2 0.4%
Mobile home 156 28.7%
Homes built since 2020
1
-50.0% year-over-year change

The age of buildings in Clay City

In Clay City, the median construction year is 1955. About 39.5% of homes were built before the 1940s, with another 7.7% going up by 1949. Most development happened in the second half of the 20th century. Then, 10.3% of homes were added from 2000 to 2009, 0.4% between 2010 and 2019, and 0.2% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 215 39.5% -22.9%
Built between 1940 and 1949 42 7.7% 10.5%
Built between 1950 and 1959 33 6.1% 26.9%
Built between 1960 and 1969 56 10.3% 5.7%
Built between 1970 and 1979 62 11.4% 31.9%
Built between 1980 and 1989 18 3.3% -10.0%
Built between 1990 and 1999 59 10.8% 9.3%
Built between 2000 and 2009 56 10.3% -9.7%
Built between 2010 and 2019 2 0.4% -33.3%
Built in 2020 or later 1 0.2% -50.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Clay City occupancy rates

Out of the 443 occupied housing units in Clay City, 63.2% are owner-occupied, while 36.8% are lived in by tenants. Meanwhile, 18.6% of all homes on the local market sit vacant.

Occupied housing units
443
-5.1% year-over-year change
Occupancy breakdown
Renter occupied
163
Owner occupied
280
Value Percent YoY
change
Renter occupied 163 36.8% -4.7%
Owner occupied 280 63.2% -5.4%
Unoccupied housing units
18.6%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Clay City housing costs

Housing costs in Clay City come to a median of $681 per month, while tenants specifically pay a median gross rent of $756.

Median housing costs per month
$681/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Clay City
$756/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Clay City

Clay City education at a glance

About 56.6% of the population in Clay City went to high school, while 13.7% pursued college studies. Another 15.4% earned an associate degree and 12.2% hold a bachelor’s. Meanwhile, 1.1% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 8 1% -60.0%
High school diploma 452 56.6% -1.5%
College diploma 109 13.7% -5.2%
Associate degree 123 15.4% -2.4%
Bachelor's degree 97 12.2% -2.0%
Graduate degree 9 1.1% -25.0%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Clay City

How much people earn in Clay City

The average annual household income in Clay City was $79,049 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +27.7% change from the previous year. At the same time, the median income stood at $72,292, reflecting a +6.3% shift over the same period.

Average household income in Clay City
$79,049/year
27.7% year-over-year change
Median household income in Clay City
$72,292/year
6.3% year-over-year change

Clay City income by age

In Clay City, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $73,886. Those with someone between 45 and 64 in charge, often well established professionally, earn $82,857 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $78,068, while those led by someone over 65, many of whom may be retired, have about $28,125 in earnings. Overall, 89.2% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $78,068 N/A
25 - 44 $73,886 3.4%
45 - 64 $82,857 3.6%
Over 65 $28,125 0.0%
Above poverty level
973
Below poverty level
118
Value Percent YoY
change
Above poverty level 973 89.2% -5.2%
Below poverty level 118 10.8% -18.6%

Employment in Clay City

Workforce and job types in Clay City

The job market in Clay City is powered by 558 working residents, spread across a range of industries and roles. 47.3% of the working population are employed in professional or administrative positions, while 52.7% are in hands-on or service-based jobs. Also, 1.4% run their own businesses, 78.5% are employed by private companies, and 13.3% work in the public sector.

Workforce demographics

Working population
558
-6.4% year-over-year change
White collar
264
Blue collar
294
Value Percent YoY change
White collar 264 47.3% -7.4%
Blue collar 294 52.7% -5.5%
Employer type
Self employees
1.4%
Private companies
78.5%
Governmental workers
13.3%
Not for profit companies
6.8%
Value Percent YoY change
Self employees 8 1.4% -20.0%
Private companies 438 78.5% -5.6%
Governmental workers 74 13.3% -11.9%
Not for profit companies 38 6.8% 0.0%
Unemployment rate
1.4%
-42.9% year-over-year change

Available workforce

The unemployment rate in Clay City stands at 1.4%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Clay City

How people get around in Clay City

In Clay City, the average commute time is 33 minutes. Commuting methods vary: 92.2% of residents travel by personal vehicle and 4% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
33 min
-0.3% year-over-year change
Means of transportation
Value Percent YoY change
Car 512 92.2% -6.7%
Walk 22 4% -4.3%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Clay City by zipcode?

Zipcode Population Number of households Median income Average income
47841 2,534 968 $71,346 $95,518

Explore more communities

FAQs about Clay City demographics 

What is the total population of Clay City?

Clay City has a total population of 1,104 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -6.9% compared to a year ago.

What is the gender ratio in Clay City?

The gender ratio in Clay City is as follows:
  • 54% males (596 residents)
  • 46% females (508 residents)

What is the median age in Clay City?

The median age in Clay City is 36.2.

What is the age distribution of the population in Clay City?

The age distribution in Clay City is as follows:
  • Under 15: 17.9% (198 residents)
  • Ages 15-24: 18.8% (208 residents)
  • Ages 25-44: 20.6% (227 residents)
  • Ages 45-64: 29.8% (329 residents)
  • Over 65: 12.9% (142 residents)

What is the racial and ethnic makeup of Clay City?

The racial and ethnic makeup of Clay City is as follows:
  • White: 93.7% (1,034 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0.4% (5 residents)
  • Two or More Races: 5.6% (62 residents)
  • Other: 0.3% (3 residents)

What percentage of the population in Clay City are U.S.-born citizens?

U.S.-born citizens represent 99.6% of the population in Clay City.

How many housing units are there in Clay City?

There are 544 housing units in Clay City, reflecting a -6.8% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Clay City and what is the average household size?

Clay City has a total of 443 households, with an average of 2 people in each.

What is the median household income in Clay City?

Clay City has a median household income of $72,292, representing a +6.3% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Clay City?

The employment rate is 98.6% in Clay City, with a workforce of 558 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 47.3% (264 residents)
  • Blue-collar workers: 52.7% (294 residents)

Places of employment:
  • Self-employed: 1.4% (8 residents)
  • Private companies: 78.5% (438 residents)
  • Governmental workers: 13.3% (74 residents)
  • Not-for-profit companies: 6.8% (38 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025