Cloverdale, IN demographics:
population, income, and more

Total population
2,195
-1.1% year-over-year change
Median household income
$42,243/yr
-10.2% year-over-year change
Housing units
1,151
3.2% year-over-year change

Cloverdale population

How many people live in Cloverdale

Cloverdale is home to 2,195 residents, according to the most recent Census data. Gender-wise, 46.3% of Cloverdale locals are male, and 53.7% are female.

Total population
2,195
-1.1% year-over-year change
Gender ratio
Male
46.3%
1,017
Female
53.7%
1,178
Value Percent YoY change
Male 1,017 46.3% 1.4%
Female 1,178 53.7% -3.1%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Cloverdale is 52, with the population distributed as follows: about 11.7% are children under 15, then 9% are in the 15 to 24 age group. Adults between 25 and 44 make up 18.8% of the population, while another 37.1% fall into the 45 to 64 bracket. Finally, around 23.4% are 65 or older.

Median age
52.5
Age breakdown
Under 15
11.7%
15 to 24
9%
25 to 44
18.8%
45 to 64
37.1%
Over 65
23.4%
Value Percent YoY change
Under 15 256 11.7% -20.7%
15 to 24 197 9% -23.9%
25 to 44 413 18.8% 22.6%
45 to 64 815 37.1% 7.0%
Over 65 514 23.4% -4.5%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Cloverdale, 97.6% of the population are US-born citizens, while 2% have gained naturalized citizenship. At the same time, 0.4% of residents are non-citizens. As for race, 91% of locals are Caucasian, 5.8% are African American and 1.1% have Asian roots. There’s also a share of 0.8% that includes residents with two or more races.

Citizenship
U.S.-born citizens
97.6%
Non-U.S.-born citizens
2%
Non-citizens
0.4%
Value Percent YoY change
U.S.-born citizens 2,143 97.6% -2.8%
Non-U.S.-born citizens 43 2% N/A
Non-citizens 9 0.4% -40.0%
Racial breakdown
White
91%
Black or African American
5.8%
American Indian and Alaska Native
0%
Asian
1.1%
Native Hawaiian and other Pacific Islander
0%
Two or more races
0.8%
Other
1.3%
Value Percent
White 1,998 91%
Black or African American 127 5.8%
Asian 24 1.1%
Two or more races 17 0.8%
Other 29 1.3%

Households in Cloverdale

A peek inside Cloverdale households

Cloverdale has 1,073 households, with an average of 2 members in each. Of these, 57.2% are families, while the remaining 42.8% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
1,073
7.1% year-over-year change
Average people per household
2
Non-family households
459
Family households
614
Value Percent YoY change
Non-family households 459 42.8% 38.7%
Family households 614 57.2% -8.5%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Cloverdale

The housing landscape of Cloverdale

Cloverdale's housing consists of 1,151 units, with 52.4% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 0.8% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 22.1% of the housing landscape.

Housing units
1,151
3.2% year-over-year change
Housing types
Value Percent
1 unit, detached 603 52.4%
1 unit, attached 9 0.8%
2 units 43 3.7%
3 or 4 units 81 7%
5 to 9 units 27 2.4%
10 to 19 units 32 2.8%
20 to 49 units 78 6.8%
50 or more units 24 2.1%
Mobile home 254 22.1%
Homes built since 2020
22
633.3% year-over-year change

The age of buildings in Cloverdale

In Cloverdale, the median construction year is 1983. About 12.8% of homes were built before the 1940s, with another 2.4% going up by 1949. Most development happened in the second half of the 20th century. Then, 8.1% of homes were added from 2000 to 2009, 4.7% between 2010 and 2019, and 1.9% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 147 12.8% -19.2%
Built between 1940 and 1949 28 2.4% -9.7%
Built between 1950 and 1959 45 3.9% -19.6%
Built between 1960 and 1969 117 10.2% -12.0%
Built between 1970 and 1979 177 15.4% 88.3%
Built between 1980 and 1989 195 16.9% 22.6%
Built between 1990 and 1999 273 23.7% 9.6%
Built between 2000 and 2009 93 8.1% -13.1%
Built between 2010 and 2019 54 4.7% -46.5%
Built in 2020 or later 22 1.9% 633.3%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Cloverdale occupancy rates

Out of the 1,073 occupied housing units in Cloverdale, 61.1% are owner-occupied, while 38.9% are lived in by tenants. Meanwhile, 6.8% of all homes on the local market sit vacant.

Occupied housing units
1,073
7.1% year-over-year change
Occupancy breakdown
Renter occupied
417
Owner occupied
656
Value Percent YoY
change
Renter occupied 417 38.9% 11.8%
Owner occupied 656 61.1% 4.3%
Unoccupied housing units
6.8%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Cloverdale housing costs

Housing costs in Cloverdale come to a median of $787 per month, while tenants specifically pay a median gross rent of $743.

Median housing costs per month
$787/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Cloverdale
$743/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Cloverdale

Cloverdale education at a glance

About 55.2% of the population in Cloverdale went to high school, while 19.8% pursued college studies. Another 8.4% earned an associate degree and 9.9% hold a bachelor’s. Meanwhile, 3.8% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 57 3% -34.5%
High school diploma 1,050 55.2% 18.1%
College diploma 376 19.8% -18.3%
Associate degree 159 8.4% 39.5%
Bachelor's degree 188 9.9% -22.0%
Graduate degree 73 3.8% 58.7%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Cloverdale

How much people earn in Cloverdale

The average annual household income in Cloverdale was $58,504 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -2.2% change from the previous year. At the same time, the median income stood at $42,243, reflecting a -10.2% shift over the same period.

Average household income in Cloverdale
$58,504/year
-2.2% year-over-year change
Median household income in Cloverdale
$42,243/year
-10.2% year-over-year change

Cloverdale income by age

In Cloverdale, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $42,461. Those with someone between 45 and 64 in charge, often well established professionally, earn $49,342 overall. Overall, 85.1% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $42,461 -13.6%
45 - 64 $49,342 -24.7%
Over 65 $40,662 -3.8%
Above poverty level
1,831
Below poverty level
320
Value Percent YoY
change
Above poverty level 1,831 85.1% -4.6%
Below poverty level 320 14.9% 24.0%

Average renter income in Cloverdale

To get a better sense of what renters earn on average in Cloverdale, their median household income was $30,377 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 29.4%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$30,377
Rent-to-income ratio
29.4%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Cloverdale

Workforce and job types in Cloverdale

The job market in Cloverdale is powered by 1,030 working residents, spread across a range of industries and roles. 59.4% of the working population are employed in professional or administrative positions, while 40.6% are in hands-on or service-based jobs. Also, 13.7% run their own businesses, 74.7% are employed by private companies, and 7.1% work in the public sector.

Workforce demographics

Working population
1,030
1.3% year-over-year change
White collar
612
Blue collar
418
Value Percent YoY change
White collar 612 59.4% 4.6%
Blue collar 418 40.6% -3.2%
Employer type
Self employees
13.7%
Private companies
74.7%
Governmental workers
7.1%
Not for profit companies
4.6%
Value Percent YoY change
Self employees 141 13.7% -24.6%
Private companies 769 74.7% 7.4%
Governmental workers 73 7.1% -28.4%
Not for profit companies 47 4.6% 291.7%
Unemployment rate
5.2%
-8.1% year-over-year change

Available workforce

The unemployment rate in Cloverdale stands at 5.2%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Cloverdale

How people get around in Cloverdale

Commuting methods vary: 84.5% of residents travel by personal vehicle and 12.2% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 849 84.5% 0.7%
Walk 123 12.2% -8.2%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Cloverdale by zipcode?

Zipcode Population Number of households Median income Average income
46120 5,947 2,797 $59,970 $75,312

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FAQs about Cloverdale demographics 

What is the total population of Cloverdale?

Cloverdale has a total population of 2,195 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -1.1% compared to a year ago.

What is the gender ratio in Cloverdale?

The gender ratio in Cloverdale is as follows:
  • 46.3% males (1,017 residents)
  • 53.7% females (1,178 residents)

What is the median age in Cloverdale?

The median age in Cloverdale is 52.5.

What is the age distribution of the population in Cloverdale?

The age distribution in Cloverdale is as follows:
  • Under 15: 11.7% (256 residents)
  • Ages 15-24: 9% (197 residents)
  • Ages 25-44: 18.8% (413 residents)
  • Ages 45-64: 37.1% (815 residents)
  • Over 65: 23.4% (514 residents)

What is the racial and ethnic makeup of Cloverdale?

The racial and ethnic makeup of Cloverdale is as follows:
  • White: 91% (1,998 residents)
  • Black or African American: 5.8% (127 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 1.1% (24 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 0.8% (17 residents)
  • Other: 1.3% (29 residents)

What percentage of the population in Cloverdale are U.S.-born citizens?

U.S.-born citizens represent 97.6% of the population in Cloverdale.

How many housing units are there in Cloverdale?

There are 1,151 housing units in Cloverdale, reflecting a +3.2% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Cloverdale and what is the average household size?

Cloverdale has a total of 1,073 households, with an average of 2 people in each.

What is the median household income in Cloverdale?

Cloverdale has a median household income of $42,243, representing a -10.2% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Cloverdale?

The employment rate is 94.8% in Cloverdale, with a workforce of 1,030 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 59.4% (612 residents)
  • Blue-collar workers: 40.6% (418 residents)

Places of employment:
  • Self-employed: 13.7% (141 residents)
  • Private companies: 74.7% (769 residents)
  • Governmental workers: 7.1% (73 residents)
  • Not-for-profit companies: 4.6% (47 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025