Bluffton, IN demographics:
population, income, and more

Total population
10,529
-0.1% year-over-year change
Median household income
$57,539/yr
-0.7% year-over-year change
Housing units
4,807
0.3% year-over-year change

Bluffton population

How many people live in Bluffton

Bluffton is home to 10,529 residents, according to the most recent Census data. Gender-wise, 49.3% of Bluffton locals are male, and 50.7% are female.

Total population
10,529
-0.1% year-over-year change
Gender ratio
Male
49.3%
5,192
Female
50.7%
5,337
Value Percent YoY change
Male 5,192 49.3% 4.1%
Female 5,337 50.7% -3.8%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Bluffton is 39, with the population distributed as follows: about 21.5% are children under 15, then 11.1% are in the 15 to 24 age group. Adults between 25 and 44 make up 24.5% of the population, while another 25.2% fall into the 45 to 64 bracket. Finally, around 17.7% are 65 or older.

Median age
38.9
Age breakdown
Under 15
21.5%
15 to 24
11.1%
25 to 44
24.5%
45 to 64
25.2%
Over 65
17.7%
Value Percent YoY change
Under 15 2,266 21.5% 0.8%
15 to 24 1,168 11.1% -11.3%
25 to 44 2,579 24.5% -0.5%
45 to 64 2,652 25.2% 3.7%
Over 65 1,864 17.7% 2.2%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Bluffton, 95.8% of the population are US-born citizens, while 1.3% have gained naturalized citizenship. At the same time, 2.9% of residents are non-citizens. As for race, 89.7% of locals are Caucasian, 1.8% are African American and 0.2% have Asian roots. There’s also a share of 3.7% that includes residents with two or more races.

Citizenship
U.S.-born citizens
95.8%
Non-U.S.-born citizens
1.3%
Non-citizens
2.9%
Value Percent YoY change
U.S.-born citizens 10,090 95.8% -2.2%
Non-U.S.-born citizens 136 1.3% 1.5%
Non-citizens 303 2.9% 240.4%
Racial breakdown
White
89.7%
Black or African American
1.8%
American Indian and Alaska Native
0%
Asian
0.2%
Native Hawaiian and other Pacific Islander
0.3%
Two or more races
3.7%
Other
4.2%
Value Percent
White 9,447 89.7%
Black or African American 194 1.8%
Asian 20 0.2%
Native Hawaiian and other Pacific Islander 30 0.3%
Two or more races 391 3.7%
Other 447 4.2%

Households in Bluffton

A peek inside Bluffton households

Bluffton has 4,550 households, with an average of 2 members in each. Of these, 53.9% are families, while the remaining 46.1% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
4,550
1.8% year-over-year change
Average people per household
2
Non-family households
2,097
Family households
2,453
Value Percent YoY change
Non-family households 2,097 46.1% 12.7%
Family households 2,453 53.9% -6.0%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Bluffton

The housing landscape of Bluffton

Bluffton's housing consists of 4,807 units, with 66% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 3.4% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 9.2% of the housing landscape.

Housing units
4,807
0.3% year-over-year change
Housing types
Value Percent
1 unit, detached 3,171 66%
1 unit, attached 162 3.4%
2 units 134 2.8%
3 or 4 units 358 7.4%
5 to 9 units 243 5.1%
10 to 19 units 50 1%
20 to 49 units 56 1.2%
50 or more units 190 4%
Mobile home 443 9.2%
Homes built since 2020
15
% year-over-year change

The age of buildings in Bluffton

In Bluffton, the median construction year is 1972. About 27.3% of homes were built before the 1940s, with another 4% going up by 1949. Most development happened in the second half of the 20th century. Then, 9.2% of homes were added from 2000 to 2009, 9% between 2010 and 2019, and 0.3% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 1,314 27.3% -8.2%
Built between 1940 and 1949 194 4% -1.0%
Built between 1950 and 1959 437 9.1% -0.9%
Built between 1960 and 1969 344 7.2% -15.3%
Built between 1970 and 1979 649 13.5% -14.5%
Built between 1980 and 1989 267 5.6% -16.0%
Built between 1990 and 1999 716 14.9% 38.5%
Built between 2000 and 2009 441 9.2% 32.8%
Built between 2010 and 2019 430 9% 10.3%
Built in 2020 or later 15 0.3% N/A
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Bluffton occupancy rates

Out of the 4,550 occupied housing units in Bluffton, 62% are owner-occupied, while 38% are lived in by tenants. Meanwhile, 5.3% of all homes on the local market sit vacant.

Occupied housing units
4,550
1.8% year-over-year change
Occupancy breakdown
Renter occupied
1,731
Owner occupied
2,819
Value Percent YoY
change
Renter occupied 1,731 38% 6.8%
Owner occupied 2,819 62% -1.1%
Unoccupied housing units
5.3%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Bluffton housing costs

Housing costs in Bluffton come to a median of $768 per month, while tenants specifically pay a median gross rent of $732.

Median housing costs per month
$768/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Bluffton
$732/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Bluffton

Bluffton education at a glance

About 50.7% of the population in Bluffton went to high school, while 20.1% pursued college studies. Another 9.9% earned an associate degree and 11.9% hold a bachelor’s. Meanwhile, 4.1% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 256 3.2% 80.3%
High school diploma 4,043 50.7% -1.7%
College diploma 1,603 20.1% 0.9%
Associate degree 791 9.9% -9.2%
Bachelor's degree 949 11.9% 9.7%
Graduate degree 327 4.1% 4.5%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Bluffton

How much people earn in Bluffton

The average annual household income in Bluffton was $74,122 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +5% change from the previous year. At the same time, the median income stood at $57,539, reflecting a -0.7% shift over the same period.

Average household income in Bluffton
$74,122/year
5.0% year-over-year change
Median household income in Bluffton
$57,539/year
-0.7% year-over-year change

Bluffton income by age

In Bluffton, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $69,514. Those with someone between 45 and 64 in charge, often well established professionally, earn $51,875 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $50,929, while those led by someone over 65, many of whom may be retired, have about $53,006 in earnings. Overall, 90.8% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $50,929 6.5%
25 - 44 $69,514 6.6%
45 - 64 $51,875 -10.3%
Over 65 $53,006 5.2%
Above poverty level
9,246
Below poverty level
932
Value Percent YoY
change
Above poverty level 9,246 90.8% 1.4%
Below poverty level 932 9.2% -3.4%

Average renter income in Bluffton

To get a better sense of what renters earn on average in Bluffton, their median household income was $33,408 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 26.3%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$33,408
Rent-to-income ratio
26.3%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Bluffton

Workforce and job types in Bluffton

The job market in Bluffton is powered by 5,294 working residents, spread across a range of industries and roles. 64.2% of the working population are employed in professional or administrative positions, while 35.8% are in hands-on or service-based jobs. Also, 6.5% run their own businesses, 77% are employed by private companies, and 6.5% work in the public sector.

Workforce demographics

Working population
5,294
-0.8% year-over-year change
White collar
3,396
Blue collar
1,898
Value Percent YoY change
White collar 3,396 64.2% 3.1%
Blue collar 1,898 35.8% -7.1%
Employer type
Self employees
6.5%
Private companies
77%
Governmental workers
6.5%
Not for profit companies
10.1%
Value Percent YoY change
Self employees 342 6.5% -19.5%
Private companies 4,076 77% 2.5%
Governmental workers 343 6.5% -16.6%
Not for profit companies 533 10.1% 1.9%
Unemployment rate
2.8%
-5.1% year-over-year change

Available workforce

The unemployment rate in Bluffton stands at 2.8%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Bluffton

How people get around in Bluffton

Commuting methods vary: 89.3% of residents travel by personal vehicle and 2.2% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 4,701 89.3% -4.3%
Taxicab 59 1.1% N/A
Bus or trolleybus 16 0.3% -40.7%
Motorcycle 54 1% 1.9%
Bicycle 9 0.2% -71.0%
Walk 118 2.2% 16.8%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Bluffton by zipcode?

Zipcode Population Number of households Median income Average income
46714 15,734 6,399 $66,441 $86,359

Find your place

Explore more communities

FAQs about Bluffton demographics 

What is the total population of Bluffton?

Bluffton has a total population of 10,529 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -0.1% compared to a year ago.

What is the gender ratio in Bluffton?

The gender ratio in Bluffton is as follows:
  • 49.3% males (5,192 residents)
  • 50.7% females (5,337 residents)

What is the median age in Bluffton?

The median age in Bluffton is 38.9.

What is the age distribution of the population in Bluffton?

The age distribution in Bluffton is as follows:
  • Under 15: 21.5% (2,266 residents)
  • Ages 15-24: 11.1% (1,168 residents)
  • Ages 25-44: 24.5% (2,579 residents)
  • Ages 45-64: 25.2% (2,652 residents)
  • Over 65: 17.7% (1,864 residents)

What is the racial and ethnic makeup of Bluffton?

The racial and ethnic makeup of Bluffton is as follows:
  • White: 89.7% (9,447 residents)
  • Black or African American: 1.8% (194 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0.2% (20 residents)
  • Native Hawaiian and Other Pacific Islander: 0.3% (30 residents)
  • Two or More Races: 3.7% (391 residents)
  • Other: 4.2% (447 residents)

What percentage of the population in Bluffton are U.S.-born citizens?

U.S.-born citizens represent 95.8% of the population in Bluffton.

How many housing units are there in Bluffton?

There are 4,807 housing units in Bluffton, reflecting a +0.3% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Bluffton and what is the average household size?

Bluffton has a total of 4,550 households, with an average of 2 people in each.

What is the median household income in Bluffton?

Bluffton has a median household income of $57,539, representing a -0.7% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Bluffton?

The employment rate is 97.2% in Bluffton, with a workforce of 5,294 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 64.2% (3,396 residents)
  • Blue-collar workers: 35.8% (1,898 residents)

Places of employment:
  • Self-employed: 6.5% (342 residents)
  • Private companies: 77% (4,076 residents)
  • Governmental workers: 6.5% (343 residents)
  • Not-for-profit companies: 10.1% (533 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025