Cumming, IA demographics:
population, income, and more

Total population
545
-2.3% year-over-year change
Median household income
$162,875/yr
1.6% year-over-year change
Housing units
208
0.5% year-over-year change

Cumming population

How many people live in Cumming

Cumming is home to 545 residents, according to the most recent Census data. Gender-wise, 53% of Cumming locals are male, and 47% are female.

Total population
545
-2.3% year-over-year change
Gender ratio
Male
53%
289
Female
47%
256
Value Percent YoY change
Male 289 53% -3.0%
Female 256 47% -1.5%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Cumming is 42, with the population distributed as follows: about 21.6% are children under 15, then 13.4% are in the 15 to 24 age group. Adults between 25 and 44 make up 19.4% of the population, while another 28.4% fall into the 45 to 64 bracket. Finally, around 17.1% are 65 or older.

Median age
42.2
Age breakdown
Under 15
21.6%
15 to 24
13.4%
25 to 44
19.4%
45 to 64
28.4%
Over 65
17.1%
Value Percent YoY change
Under 15 118 21.6% 2.6%
15 to 24 73 13.4% 4.3%
25 to 44 106 19.4% -7.8%
45 to 64 155 28.4% -0.6%
Over 65 93 17.1% -8.8%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Cumming, 99.6% of the population are US-born citizens, while 0.4% have gained naturalized citizenship. As for race, 92.1% of locals are Caucasian, 2% are African American and 0.9% have Asian roots. There’s also a share of 5% that includes residents with two or more races.

Citizenship
U.S.-born citizens
99.6%
Non-U.S.-born citizens
0.4%
Non-citizens
0%
Value Percent YoY change
U.S.-born citizens 543 99.6% -1.6%
Non-U.S.-born citizens 2 0.4% -66.7%
Racial breakdown
White
92.1%
Black or African American
2%
American Indian and Alaska Native
0%
Asian
0.9%
Native Hawaiian and other Pacific Islander
0%
Two or more races
5%
Other
0%
Value Percent
White 502 92.1%
Black or African American 11 2%
Asian 5 0.9%
Two or more races 27 5%

Households in Cumming

A peek inside Cumming households

Cumming has 193 households, with an average of 3 members in each. Of these, 84.5% are families, while the remaining 15.5% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
193
-0.5% year-over-year change
Average people per household
3
Non-family households
30
Family households
163
Value Percent YoY change
Non-family households 30 15.5% 3.5%
Family households 163 84.5% -1.2%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Cumming

The housing landscape of Cumming

Cumming's housing consists of 208 units, with 99% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 0.5% of the housing landscape.

Housing units
208
0.5% year-over-year change
Housing types
Value Percent
1 unit, detached 206 99%
2 units 1 0.5%
Mobile home 1 0.5%
Homes built since 2020
2
% year-over-year change

The age of buildings in Cumming

In Cumming, the median construction year is 2001. About 22.6% of homes were built before the 1940s, with another 4.3% going up by 1949. Most development happened in the second half of the 20th century. Then, 39.9% of homes were added from 2000 to 2009, 14.4% between 2010 and 2019, and 1% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 47 22.6% 2.2%
Built between 1940 and 1949 9 4.3% 200.0%
Built between 1950 and 1959 2 1% -77.8%
Built between 1960 and 1969 2 1% -50.0%
Built between 1970 and 1979 8 3.8% 0.0%
Built between 1980 and 1989 3 1.4% -25.0%
Built between 1990 and 1999 22 10.6% -12.0%
Built between 2000 and 2009 83 39.9% 5.1%
Built between 2010 and 2019 30 14.4% 3.5%
Built in 2020 or later 2 1% N/A
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Cumming occupancy rates

Out of the 193 occupied housing units in Cumming, 87.6% are owner-occupied, while 12.4% are lived in by tenants. Meanwhile, 7.2% of all homes on the local market sit vacant.

Occupied housing units
193
-0.5% year-over-year change
Occupancy breakdown
Renter occupied
24
Owner occupied
169
Value Percent YoY
change
Renter occupied 24 12.4% 0.0%
Owner occupied 169 87.6% -0.6%
Unoccupied housing units
7.2%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Cumming housing costs

Housing costs in Cumming come to a median of $1,625 per month, while tenants specifically pay a median gross rent of $1,163.

Median housing costs per month
$1,625/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Cumming
$1,163/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Cumming

Cumming education at a glance

About 27.2% of the population in Cumming went to high school, while 14.1% pursued college studies. Another 5% earned an associate degree and 39.3% hold a bachelor’s. Meanwhile, 14.4% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
High school diploma 108 27.2% 14.9%
College diploma 56 14.1% -20.0%
Associate degree 20 5% 11.1%
Bachelor's degree 156 39.3% -3.7%
Graduate degree 57 14.4% -9.5%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Cumming

How much people earn in Cumming

The average annual household income in Cumming was $178,172 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +2.2% change from the previous year. At the same time, the median income stood at $162,875, reflecting a +1.6% shift over the same period.

Average household income in Cumming
$178,172/year
2.2% year-over-year change
Median household income in Cumming
$162,875/year
1.6% year-over-year change

Cumming income by age

In Cumming, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $205,250. Those with someone between 45 and 64 in charge, often well established professionally, earn $167,708 overall. Overall, 95.6% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $205,250 18.1%
45 - 64 $167,708 2.2%
Above poverty level
520
Below poverty level
24
Value Percent YoY
change
Above poverty level 520 95.6% -4.8%
Below poverty level 24 4.4% 100.0%

Average renter income in Cumming

To get a better sense of what renters earn on average in Cumming, their median household income was $43,750 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 31.9%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$43,750
Rent-to-income ratio
31.9%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Cumming

Workforce and job types in Cumming

The job market in Cumming is powered by 311 working residents, spread across a range of industries and roles. 81% of the working population are employed in professional or administrative positions, while 19% are in hands-on or service-based jobs. Also, 10.3% run their own businesses, 72% are employed by private companies, and 15.1% work in the public sector.

Workforce demographics

Working population
311
-5.5% year-over-year change
White collar
252
Blue collar
59
Value Percent YoY change
White collar 252 81% -4.2%
Blue collar 59 19% -10.6%
Employer type
Self employees
10.3%
Private companies
72%
Governmental workers
15.1%
Not for profit companies
2.6%
Value Percent YoY change
Self employees 32 10.3% -30.4%
Private companies 224 72% -3.5%
Governmental workers 47 15.1% 9.3%
Not for profit companies 8 2.6% 0.0%

Transportation in Cumming

How people get around in Cumming

Commuting methods vary: 77.3% of residents travel by personal vehicle and 1.3% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 235 77.3% -1.3%
Walk 4 1.3% -69.2%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Cumming by zipcode?

Zipcode Population Number of households Median income Average income
50061 2,123 728 $130,714 $179,617

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FAQs about Cumming demographics 

What is the total population of Cumming?

Cumming has a total population of 545 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -2.3% compared to a year ago.

What is the gender ratio in Cumming?

The gender ratio in Cumming is as follows:
  • 53% males (289 residents)
  • 47% females (256 residents)

What is the median age in Cumming?

The median age in Cumming is 42.2.

What is the age distribution of the population in Cumming?

The age distribution in Cumming is as follows:
  • Under 15: 21.6% (118 residents)
  • Ages 15-24: 13.4% (73 residents)
  • Ages 25-44: 19.4% (106 residents)
  • Ages 45-64: 28.4% (155 residents)
  • Over 65: 17.1% (93 residents)

What is the racial and ethnic makeup of Cumming?

The racial and ethnic makeup of Cumming is as follows:
  • White: 92.1% (502 residents)
  • Black or African American: 2% (11 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0.9% (5 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 5% (27 residents)
  • Other: 0% (0 residents)

What percentage of the population in Cumming are U.S.-born citizens?

U.S.-born citizens represent 99.6% of the population in Cumming.

How many housing units are there in Cumming?

There are 208 housing units in Cumming, reflecting a +0.5% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Cumming and what is the average household size?

Cumming has a total of 193 households, with an average of 3 people in each.

What is the median household income in Cumming?

Cumming has a median household income of $162,875, representing a +1.6% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Cumming?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 81% (252 residents)
  • Blue-collar workers: 19% (59 residents)

Places of employment:
  • Self-employed: 10.3% (32 residents)
  • Private companies: 72% (224 residents)
  • Governmental workers: 15.1% (47 residents)
  • Not-for-profit companies: 2.6% (8 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025