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Financial Tips

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Moving into your first apartment can be an exciting time. However, one of the most important things to nail early on is your budget. In the end, knowing how much apartment you can realistically afford is essential. With that in mind, let’s see how every first-time apartment renter can create an airtight budget. The Importance of Setting a Budget Without setting a budget and understanding the costs associated with renting your first apartment, you’re essentially…

Buying a home is often seen as a step forward in the game of life. But choosing the right time can be tricky. If you’re trying to figure out whether you should continue to rent or get your foot on the property ladder, it’s worth having a look at the 5% rule. What Is the 5% Rule? The 5% rule was coined by Canadian investment portfolio manager Ben Felix. It stems from the general consensus…

According to the 2018 National Pet Owners Survey conducted by the American Pet Products Association (APPA), 68% of US households, or about 85 million families, own a pet. What’s more, an even higher share of renters have pets. This is surprising to hear, not only because of the rise in no-pet policies in condos but also because more and more Americans go without renters’ insurance, exposing themselves (and their pets) to unnecessary risks.  While everyone should…