Waterford, Loudoun County, VA demographics:
population, income, and more

Total population
220
-9.5% year-over-year change
Median household income
$/yr
% year-over-year change
Housing units
109
-15.5% year-over-year change

Waterford population

How many people live in Waterford

Waterford is home to 220 residents, according to the most recent Census data. Gender-wise, 50.4% of Waterford locals are male, and 49.6% are female.

Total population
220
-9.5% year-over-year change
Gender ratio
Male
50.4%
111
Female
49.6%
109
Value Percent YoY change
Male 111 50.4% -3.5%
Female 109 49.6% -14.8%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

Adults between 25 and 44 make up 6.8% of the population, while another 19.1% fall into the 45 to 64 bracket. Finally, around 74.1% are 65 or older.

Median age
66.6
Age breakdown
Under 15
0%
15 to 24
0%
25 to 44
6.8%
45 to 64
19.1%
Over 65
74.1%
Value Percent YoY change
25 to 44 15 6.8% N/A
45 to 64 42 19.1% -59.6%
Over 65 163 74.1% 17.3%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

Citizenship
U.S.-born citizens
100%
Non-U.S.-born citizens
0%
Non-citizens
0%
Value Percent YoY change
U.S.-born citizens 220 100% -9.5%
Racial breakdown
White
100%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
0%
Other
0%
Value Percent
White 220 100%

Households in Waterford

A peek inside Waterford households

Waterford has 109 households, with an average of 2 members in each. Of these, 86.2% are families, while the remaining 13.8% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
109
-15.5% year-over-year change
Average people per household
2
Non-family households
15
Family households
94
Value Percent YoY change
Non-family households 15 13.8% -6.2%
Family households 94 86.2% -16.8%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Waterford

The housing landscape of Waterford

Waterford's housing consists of 109 units, with 86.2% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 13.8% and offer a more compact, shared living style.

Housing units
109
-15.5% year-over-year change
Housing types
Value Percent
1 unit, detached 94 86.2%
1 unit, attached 15 13.8%
Homes built since 2020
0
% year-over-year change

The age of buildings in Waterford

In Waterford, the median construction year is 1938. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 98 89.9% -24.0%
Built between 1990 and 1999 11 10.1% N/A
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Waterford occupancy rates

Occupied housing units
109
-15.5% year-over-year change
Occupancy breakdown
Renter occupied
0
Owner occupied
109
Value Percent YoY
change
Owner occupied 109 100% -15.5%
Unoccupied housing units
0.0%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Waterford housing costs

Median housing costs per month
$3,238/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.

Education in Waterford

Waterford education at a glance

Meanwhile, 61.4% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
Bachelor's degree 85 38.6% -13.3%
Graduate degree 135 61.4% 4.7%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Waterford

How much people earn in Waterford

The average annual household income in Waterford was $149,100 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -18.2% change from the previous year.

Average household income in Waterford
$149,100/year
-18.2% year-over-year change

Waterford income by age

Overall, 100% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Above poverty level
220
Below poverty level
0
Value Percent YoY
change
Above poverty level 220 100% -9.5%

Employment in Waterford

Workforce and job types in Waterford

The job market in Waterford is powered by 68 working residents, spread across a range of industries and roles.

Workforce demographics

Working population
68
-10.5% year-over-year change
White collar
68
Blue collar
0
Value Percent YoY change
White collar 68 100% -10.5%
Employer type
Self employees
39.7%
Private companies
44.1%
Governmental workers
0%
Not for profit companies
16.2%
Value Percent YoY change
Self employees 27 39.7% -40.0%
Private companies 30 44.1% -3.2%
Not for profit companies 11 16.2% N/A

Transportation in Waterford

How people get around in Waterford

Means of transportation
Value Percent YoY change
Car 41 60.3% -10.9%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Waterford by zipcode?

Zipcode Population Number of households Median income Average income
20197 1,825 671 $190,703 $230,854

Explore more communities

FAQs about Waterford demographics 

What is the total population of Waterford?

Waterford has a total population of 220 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -9.5% compared to a year ago.

What is the gender ratio in Waterford?

The gender ratio in Waterford is as follows:
  • 50.4% males (111 residents)
  • 49.6% females (109 residents)

What is the median age in Waterford?

The median age in Waterford is 66.6.

What is the age distribution of the population in Waterford?

The age distribution in Waterford is as follows:
  • Under 15: 0% (0 residents)
  • Ages 15-24: 0% (0 residents)
  • Ages 25-44: 6.8% (15 residents)
  • Ages 45-64: 19.1% (42 residents)
  • Over 65: 74.1% (163 residents)

What is the racial and ethnic makeup of Waterford?

The racial and ethnic makeup of Waterford is as follows:
  • White: 100% (220 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 0% (0 residents)
  • Other: 0% (0 residents)

What percentage of the population in Waterford are U.S.-born citizens?

U.S.-born citizens represent 100% of the population in Waterford.

How many housing units are there in Waterford?

There are 109 housing units in Waterford, reflecting a -15.5% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Waterford and what is the average household size?

Waterford has a total of 109 households, with an average of 2 people in each.

What is the job market overview for Waterford?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 100% (68 residents)
  • Blue-collar workers: 0% (0 residents)

Places of employment:
  • Self-employed: 39.7% (27 residents)
  • Private companies: 44.1% (30 residents)
  • Governmental workers: 0% (0 residents)
  • Not-for-profit companies: 16.2% (11 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025