Fincastle, VA demographics:
population, income, and more

Total population
858
34.9% year-over-year change
Median household income
$72,609/yr
13.9% year-over-year change
Housing units
346
24.9% year-over-year change

Fincastle population

How many people live in Fincastle

Fincastle is home to 858 residents, according to the most recent Census data. Gender-wise, 52% of Fincastle locals are male, and 48% are female.

Total population
858
34.9% year-over-year change
Gender ratio
Male
52%
446
Female
48%
412
Value Percent YoY change
Male 446 52% 24.9%
Female 412 48% 47.7%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Fincastle is 36, with the population distributed as follows: about 19.4% are children under 15, then 11.5% are in the 15 to 24 age group. Adults between 25 and 44 make up 28.9% of the population, while another 17.8% fall into the 45 to 64 bracket. Finally, around 22.4% are 65 or older.

Median age
36.4
Age breakdown
Under 15
19.4%
15 to 24
11.5%
25 to 44
28.9%
45 to 64
17.8%
Over 65
22.4%
Value Percent YoY change
Under 15 166 19.4% 7.8%
15 to 24 99 11.5% 73.7%
25 to 44 248 28.9% 29.8%
45 to 64 153 17.8% 35.4%
Over 65 192 22.4% 58.7%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Fincastle, 95.4% of the population are US-born citizens, while 3.4% have gained naturalized citizenship. At the same time, 1.2% of residents are non-citizens. As for race, 79% of locals are Caucasian, 12.6% are African American and 2.6% have Asian roots. There’s also a share of 3.2% that includes residents with two or more races.

Citizenship
U.S.-born citizens
95.4%
Non-U.S.-born citizens
3.4%
Non-citizens
1.2%
Value Percent YoY change
U.S.-born citizens 819 95.4% 32.7%
Non-U.S.-born citizens 29 3.4% 141.7%
Non-citizens 10 1.2% 42.9%
Racial breakdown
White
79%
Black or African American
12.6%
American Indian and Alaska Native
0.6%
Asian
2.6%
Native Hawaiian and other Pacific Islander
0%
Two or more races
3.2%
Other
2.1%
Value Percent
White 678 79%
Black or African American 108 12.6%
American Indian and Alaska Native 5 0.6%
Asian 22 2.6%
Two or more races 27 3.2%
Other 18 2.1%

Households in Fincastle

A peek inside Fincastle households

Fincastle has 274 households, with an average of 3 members in each. Of these, 57.7% are families, while the remaining 42.3% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
274
30.5% year-over-year change
Average people per household
3
Non-family households
116
Family households
158
Value Percent YoY change
Non-family households 116 42.3% 18.4%
Family households 158 57.7% 41.1%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Fincastle

The housing landscape of Fincastle

Fincastle's housing consists of 346 units, with 74.9% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 0.9% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 10.4% of the housing landscape.

Housing units
346
24.9% year-over-year change
Housing types
Value Percent
1 unit, detached 259 74.9%
1 unit, attached 3 0.9%
2 units 5 1.4%
3 or 4 units 14 4%
5 to 9 units 24 6.9%
20 to 49 units 5 1.4%
Mobile home 36 10.4%
Homes built since 2020
9
50.0% year-over-year change

The age of buildings in Fincastle

In Fincastle, the median construction year is 1962. About 36.7% of homes were built before the 1940s, with another 2.6% going up by 1949. Most development happened in the second half of the 20th century. Then, 4% of homes were added from 2000 to 2009, 13% between 2010 and 2019, and 2.6% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 127 36.7% -0.8%
Built between 1940 and 1949 9 2.6% 125.0%
Built between 1950 and 1959 34 9.8% 36.0%
Built between 1960 and 1969 13 3.8% N/A
Built between 1970 and 1979 41 11.8% 86.4%
Built between 1980 and 1989 23 6.6% 9.5%
Built between 1990 and 1999 31 9% 40.9%
Built between 2000 and 2009 14 4% -26.3%
Built between 2010 and 2019 45 13% 50.0%
Built in 2020 or later 9 2.6% 50.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Fincastle occupancy rates

Out of the 274 occupied housing units in Fincastle, 65% are owner-occupied, while 35% are lived in by tenants. Meanwhile, 20.8% of all homes on the local market sit vacant.

Occupied housing units
274
30.5% year-over-year change
Occupancy breakdown
Renter occupied
96
Owner occupied
178
Value Percent YoY
change
Renter occupied 96 35% 29.7%
Owner occupied 178 65% 30.9%
Unoccupied housing units
20.8%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Fincastle housing costs

Housing costs in Fincastle come to a median of $996 per month, while tenants specifically pay a median gross rent of $945.

Median housing costs per month
$996/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Fincastle
$945/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Fincastle

Fincastle education at a glance

About 41.6% of the population in Fincastle went to high school, while 16% pursued college studies. Another 9% earned an associate degree and 16% hold a bachelor’s. Meanwhile, 13.9% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 24 3.6% 50.0%
High school diploma 276 41.6% 34.0%
College diploma 106 16% 37.7%
Associate degree 60 9% 300.0%
Bachelor's degree 106 16% 43.2%
Graduate degree 92 13.9% 21.1%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Fincastle

How much people earn in Fincastle

The average annual household income in Fincastle was $83,624 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +2.9% change from the previous year. At the same time, the median income stood at $72,609, reflecting a +13.9% shift over the same period.

Average household income in Fincastle
$83,624/year
2.9% year-over-year change
Median household income in Fincastle
$72,609/year
13.9% year-over-year change

Fincastle income by age

In Fincastle, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $81,346. Those with someone between 45 and 64 in charge, often well established professionally, earn $64,219 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $73,750, while those led by someone over 65, many of whom may be retired, have about $63,819 in earnings. Overall, 77.4% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $73,750 -6.8%
25 - 44 $81,346 9.4%
45 - 64 $64,219 N/A
Over 65 $63,819 4.4%
Above poverty level
522
Below poverty level
152
Value Percent YoY
change
Above poverty level 522 77.4% 35.9%
Below poverty level 152 22.6% 21.6%

Average renter income in Fincastle

To get a better sense of what renters earn on average in Fincastle, their median household income was $46,667 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 24.3%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$46,667
Rent-to-income ratio
24.3%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Fincastle

Workforce and job types in Fincastle

The job market in Fincastle is powered by 335 working residents, spread across a range of industries and roles. 74.6% of the working population are employed in professional or administrative positions, while 25.4% are in hands-on or service-based jobs. Also, 5.1% run their own businesses, 62.1% are employed by private companies, and 27.5% work in the public sector.

Workforce demographics

Working population
335
42.5% year-over-year change
White collar
250
Blue collar
85
Value Percent YoY change
White collar 250 74.6% 49.7%
Blue collar 85 25.4% 25.0%
Employer type
Self employees
5.1%
Private companies
62.1%
Governmental workers
27.5%
Not for profit companies
5.4%
Value Percent YoY change
Self employees 17 5.1% 112.5%
Private companies 208 62.1% 45.5%
Governmental workers 92 27.5% 26.0%
Not for profit companies 18 5.4% 63.6%
Unemployment rate
0.9%
0.0% year-over-year change

Available workforce

The unemployment rate in Fincastle stands at 0.9%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Fincastle

How people get around in Fincastle

In Fincastle, the average commute time is 27 minutes.

Commute time
27 min
Means of transportation
Value Percent YoY change
Car 302 90.2% 43.8%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Fincastle by zipcode?

Zipcode Population Number of households Median income Average income
24090 4,521 1,760 $90,521 $110,051

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FAQs about Fincastle demographics 

What is the total population of Fincastle?

Fincastle has a total population of 858 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +34.9% compared to a year ago.

What is the gender ratio in Fincastle?

The gender ratio in Fincastle is as follows:
  • 52% males (446 residents)
  • 48% females (412 residents)

What is the median age in Fincastle?

The median age in Fincastle is 36.4.

What is the age distribution of the population in Fincastle?

The age distribution in Fincastle is as follows:
  • Under 15: 19.4% (166 residents)
  • Ages 15-24: 11.5% (99 residents)
  • Ages 25-44: 28.9% (248 residents)
  • Ages 45-64: 17.8% (153 residents)
  • Over 65: 22.4% (192 residents)

What is the racial and ethnic makeup of Fincastle?

The racial and ethnic makeup of Fincastle is as follows:
  • White: 79% (678 residents)
  • Black or African American: 12.6% (108 residents)
  • American Indian and Alaska Native: 0.6% (5 residents)
  • Asian: 2.6% (22 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 3.2% (27 residents)
  • Other: 2.1% (18 residents)

What percentage of the population in Fincastle are U.S.-born citizens?

U.S.-born citizens represent 95.4% of the population in Fincastle.

How many housing units are there in Fincastle?

There are 346 housing units in Fincastle, reflecting a +24.9% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Fincastle and what is the average household size?

Fincastle has a total of 274 households, with an average of 3 people in each.

What is the median household income in Fincastle?

Fincastle has a median household income of $72,609, representing a +13.9% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Fincastle?

The employment rate is 99.1% in Fincastle, with a workforce of 335 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 74.6% (250 residents)
  • Blue-collar workers: 25.4% (85 residents)

Places of employment:
  • Self-employed: 5.1% (17 residents)
  • Private companies: 62.1% (208 residents)
  • Governmental workers: 27.5% (92 residents)
  • Not-for-profit companies: 5.4% (18 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025