Spencer, OH demographics:
population, income, and more

Total population
628
4.2% year-over-year change
Median household income
$73,542/yr
33.1% year-over-year change
Housing units
266
2.7% year-over-year change

Spencer population

How many people live in Spencer

Spencer is home to 628 residents, according to the most recent Census data. Gender-wise, 51.4% of Spencer locals are male, and 48.6% are female.

Total population
628
4.2% year-over-year change
Gender ratio
Male
51.4%
323
Female
48.6%
305
Value Percent YoY change
Male 323 51.4% 8.4%
Female 305 48.6% 0.0%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Spencer is 35, with the population distributed as follows: about 22.3% are children under 15, then 8.4% are in the 15 to 24 age group. Adults between 25 and 44 make up 29.5% of the population, while another 22% fall into the 45 to 64 bracket. Finally, around 17.8% are 65 or older.

Median age
35.3
Age breakdown
Under 15
22.3%
15 to 24
8.4%
25 to 44
29.5%
45 to 64
22%
Over 65
17.8%
Value Percent YoY change
Under 15 140 22.3% 6.1%
15 to 24 53 8.4% 12.8%
25 to 44 185 29.5% 6.3%
45 to 64 138 22% 6.2%
Over 65 112 17.8% -6.7%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Spencer, 99.2% of the population are US-born citizens, while 0.8% have gained naturalized citizenship. There’s also a share of 1.8% that includes residents with two or more races.

Citizenship
U.S.-born citizens
99.2%
Non-U.S.-born citizens
0.8%
Non-citizens
0%
Value Percent YoY change
U.S.-born citizens 623 99.2% 3.5%
Non-U.S.-born citizens 5 0.8% 400.0%
Racial breakdown
White
98.2%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
1.8%
Other
0%
Value Percent
White 617 98.2%
Two or more races 11 1.8%

Households in Spencer

A peek inside Spencer households

Spencer has 261 households, with an average of 2 members in each. Of these, 67.4% are families, while the remaining 32.6% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
261
2.8% year-over-year change
Average people per household
2
Non-family households
85
Family households
176
Value Percent YoY change
Non-family households 85 32.6% -2.3%
Family households 176 67.4% 5.4%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Spencer

The housing landscape of Spencer

Spencer's housing consists of 266 units, with 77.4% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 3% and offer a more compact, shared living style.

Housing units
266
2.7% year-over-year change
Housing types
Value Percent
1 unit, detached 206 77.4%
1 unit, attached 8 3%
2 units 20 7.5%
3 or 4 units 14 5.3%
5 to 9 units 6 2.3%
10 to 19 units 7 2.6%
20 to 49 units 5 1.9%
Homes built since 2020
0
% year-over-year change

The age of buildings in Spencer

In Spencer, the median construction year is 1938. About 57.1% of homes were built before the 1940s, with another 9.8% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 152 57.1% 12.6%
Built between 1940 and 1949 26 9.8% 52.9%
Built between 1950 and 1959 20 7.5% -9.1%
Built between 1960 and 1969 10 3.8% -28.6%
Built between 1970 and 1979 15 5.6% -28.6%
Built between 1980 and 1989 2 0.8% -80.0%
Built between 1990 and 1999 34 12.8% 0.0%
Built between 2000 and 2009 7 2.6% 16.7%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Spencer occupancy rates

Out of the 261 occupied housing units in Spencer, 78.2% are owner-occupied, while 21.8% are lived in by tenants. Meanwhile, 1.9% of all homes on the local market sit vacant.

Occupied housing units
261
2.8% year-over-year change
Occupancy breakdown
Renter occupied
57
Owner occupied
204
Value Percent YoY
change
Renter occupied 57 21.8% 3.6%
Owner occupied 204 78.2% 2.5%
Unoccupied housing units
1.9%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Spencer housing costs

Housing costs in Spencer come to a median of $958 per month, while tenants specifically pay a median gross rent of $768.

Median housing costs per month
$958/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Spencer
$768/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Spencer

Spencer education at a glance

About 63.1% of the population in Spencer went to high school, while 14.9% pursued college studies. Another 9.3% earned an associate degree and 11% hold a bachelor’s. Meanwhile, 1.7% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
High school diploma 297 63.1% 0.3%
College diploma 70 14.9% 2.9%
Associate degree 44 9.3% 2.3%
Bachelor's degree 52 11% 20.9%
Graduate degree 8 1.7% 60.0%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Spencer

How much people earn in Spencer

The average annual household income in Spencer was $74,094 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +15.3% change from the previous year. At the same time, the median income stood at $73,542, reflecting a +33.1% shift over the same period.

Average household income in Spencer
$74,094/year
15.3% year-over-year change
Median household income in Spencer
$73,542/year
33.1% year-over-year change

Spencer income by age

In Spencer, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $86,000. Those with someone between 45 and 64 in charge, often well established professionally, earn $52,500 overall. Overall, 89.3% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $86,000 6.6%
45 - 64 $52,500 -0.3%
Over 65 $51,250 54.3%
Above poverty level
558
Below poverty level
67
Value Percent YoY
change
Above poverty level 558 89.3% 3.5%
Below poverty level 67 10.7% 19.6%

Average renter income in Spencer

To get a better sense of what renters earn on average in Spencer, their median household income was $31,250 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 29.5%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$31,250
Rent-to-income ratio
29.5%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Spencer

Workforce and job types in Spencer

The job market in Spencer is powered by 303 working residents, spread across a range of industries and roles. 57.8% of the working population are employed in professional or administrative positions, while 42.2% are in hands-on or service-based jobs. Also, 4.6% run their own businesses, 71.3% are employed by private companies, and 16.2% work in the public sector.

Workforce demographics

Working population
303
11.8% year-over-year change
White collar
175
Blue collar
128
Value Percent YoY change
White collar 175 57.8% 10.1%
Blue collar 128 42.2% 14.3%
Employer type
Self employees
4.6%
Private companies
71.3%
Governmental workers
16.2%
Not for profit companies
7.9%
Value Percent YoY change
Self employees 14 4.6% 250.0%
Private companies 216 71.3% -0.5%
Governmental workers 49 16.2% 104.2%
Not for profit companies 24 7.9% -7.7%
Unemployment rate
2.3%
-12.5% year-over-year change

Available workforce

The unemployment rate in Spencer stands at 2.3%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Spencer

How people get around in Spencer

Commuting methods vary: 89% of residents travel by personal vehicle and 5.4% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 266 89% 10.4%
Walk 16 5.4% 23.1%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Spencer by zipcode?

Zipcode Population Number of households Median income Average income
44275 3,186 1,237 $93,785 $102,219

Explore more communities

FAQs about Spencer demographics 

What is the total population of Spencer?

Spencer has a total population of 628 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +4.2% compared to a year ago.

What is the gender ratio in Spencer?

The gender ratio in Spencer is as follows:
  • 51.4% males (323 residents)
  • 48.6% females (305 residents)

What is the median age in Spencer?

The median age in Spencer is 35.3.

What is the age distribution of the population in Spencer?

The age distribution in Spencer is as follows:
  • Under 15: 22.3% (140 residents)
  • Ages 15-24: 8.4% (53 residents)
  • Ages 25-44: 29.5% (185 residents)
  • Ages 45-64: 22% (138 residents)
  • Over 65: 17.8% (112 residents)

What is the racial and ethnic makeup of Spencer?

The racial and ethnic makeup of Spencer is as follows:
  • White: 98.2% (617 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 1.8% (11 residents)
  • Other: 0% (0 residents)

What percentage of the population in Spencer are U.S.-born citizens?

U.S.-born citizens represent 99.2% of the population in Spencer.

How many housing units are there in Spencer?

There are 266 housing units in Spencer, reflecting a +2.7% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Spencer and what is the average household size?

Spencer has a total of 261 households, with an average of 2 people in each.

What is the median household income in Spencer?

Spencer has a median household income of $73,542, representing a +33.1% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Spencer?

The employment rate is 97.7% in Spencer, with a workforce of 303 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 57.8% (175 residents)
  • Blue-collar workers: 42.2% (128 residents)

Places of employment:
  • Self-employed: 4.6% (14 residents)
  • Private companies: 71.3% (216 residents)
  • Governmental workers: 16.2% (49 residents)
  • Not-for-profit companies: 7.9% (24 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025