Payne, OH demographics:
population, income, and more

Total population
1,418
6.7% year-over-year change
Median household income
$63,438/yr
12.8% year-over-year change
Housing units
497
1.6% year-over-year change

Payne population

How many people live in Payne

Payne is home to 1,418 residents, according to the most recent Census data. Gender-wise, 48.6% of Payne locals are male, and 51.4% are female.

Total population
1,418
6.7% year-over-year change
Gender ratio
Male
48.6%
689
Female
51.4%
729
Value Percent YoY change
Male 689 48.6% 6.8%
Female 729 51.4% 6.6%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Payne is 29, with the population distributed as follows: about 27.4% are children under 15, then 10.6% are in the 15 to 24 age group. Adults between 25 and 44 make up 27.6% of the population, while another 22.1% fall into the 45 to 64 bracket. Finally, around 12.4% are 65 or older.

Median age
29.4
Age breakdown
Under 15
27.4%
15 to 24
10.6%
25 to 44
27.6%
45 to 64
22.1%
Over 65
12.4%
Value Percent YoY change
Under 15 388 27.4% 5.7%
15 to 24 150 10.6% 12.8%
25 to 44 391 27.6% 13.3%
45 to 64 313 22.1% 0.0%
Over 65 176 12.4% 2.9%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

There’s also a share of 2.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
100%
Non-U.S.-born citizens
0%
Non-citizens
0%
Value Percent YoY change
U.S.-born citizens 1,418 100% 7.5%
Racial breakdown
White
96%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
2.6%
Other
1.4%
Value Percent
White 1,361 96%
Two or more races 37 2.6%
Other 20 1.4%

Households in Payne

A peek inside Payne households

Payne has 451 households, with an average of 3 members in each. Of these, 73% are families, while the remaining 27% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
451
-0.2% year-over-year change
Average people per household
3
Non-family households
122
Family households
329
Value Percent YoY change
Non-family households 122 27% -12.2%
Family households 329 73% 5.1%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Payne

The housing landscape of Payne

Payne's housing consists of 497 units, with 82.3% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 1.6% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 5.8% of the housing landscape.

Housing units
497
1.6% year-over-year change
Housing types
Value Percent
1 unit, detached 409 82.3%
1 unit, attached 8 1.6%
3 or 4 units 49 9.9%
10 to 19 units 2 0.4%
Mobile home 29 5.8%
Homes built since 2020
0
% year-over-year change

The age of buildings in Payne

In Payne, the median construction year is 1947. About 46.7% of homes were built before the 1940s, with another 4.6% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 232 46.7% 1.3%
Built between 1940 and 1949 23 4.6% -4.2%
Built between 1950 and 1959 43 8.6% -6.5%
Built between 1960 and 1969 80 16.1% 25.0%
Built between 1970 and 1979 32 6.4% -13.5%
Built between 1980 and 1989 13 2.6% -45.8%
Built between 1990 and 1999 59 11.9% 5.4%
Built between 2000 and 2009 9 1.8% 125.0%
Built between 2010 and 2019 6 1.2% 20.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Payne occupancy rates

Out of the 451 occupied housing units in Payne, 69.4% are owner-occupied, while 30.6% are lived in by tenants. Meanwhile, 9.3% of all homes on the local market sit vacant.

Occupied housing units
451
-0.2% year-over-year change
Occupancy breakdown
Renter occupied
138
Owner occupied
313
Value Percent YoY
change
Renter occupied 138 30.6% -8.6%
Owner occupied 313 69.4% 4.0%
Unoccupied housing units
9.3%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Payne housing costs

Housing costs in Payne come to a median of $761 per month, while tenants specifically pay a median gross rent of $759.

Median housing costs per month
$761/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Payne
$759/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Payne

Payne education at a glance

About 48.6% of the population in Payne went to high school, while 19% pursued college studies. Another 11.2% earned an associate degree and 15.1% hold a bachelor’s. Meanwhile, 4.2% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 19 2% -13.6%
High school diploma 468 48.6% -5.1%
College diploma 183 19% -3.2%
Associate degree 108 11.2% 103.8%
Bachelor's degree 145 15.1% 27.2%
Graduate degree 40 4.2% 53.9%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Payne

How much people earn in Payne

The average annual household income in Payne was $82,076 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +15.9% change from the previous year. At the same time, the median income stood at $63,438, reflecting a +12.8% shift over the same period.

Average household income in Payne
$82,076/year
15.9% year-over-year change
Median household income in Payne
$63,438/year
12.8% year-over-year change

Payne income by age

In Payne, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $95,357. Those with someone between 45 and 64 in charge, often well established professionally, earn $60,938 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $44,375, while those led by someone over 65, many of whom may be retired, have about $23,828 in earnings. Overall, 83.6% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $44,375 N/A
25 - 44 $95,357 4.5%
45 - 64 $60,938 -14.5%
Over 65 $23,828 4.5%
Above poverty level
1,107
Below poverty level
217
Value Percent YoY
change
Above poverty level 1,107 83.6% 12.5%
Below poverty level 217 16.4% -14.6%

Average renter income in Payne

To get a better sense of what renters earn on average in Payne, their median household income was $44,940 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 20.3%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$44,940
Rent-to-income ratio
20.3%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Payne

Workforce and job types in Payne

The job market in Payne is powered by 618 working residents, spread across a range of industries and roles. 67.2% of the working population are employed in professional or administrative positions, while 32.8% are in hands-on or service-based jobs. Also, 4.7% run their own businesses, 75.7% are employed by private companies, and 15.5% work in the public sector.

Workforce demographics

Working population
618
9.8% year-over-year change
White collar
415
Blue collar
203
Value Percent YoY change
White collar 415 67.2% 13.7%
Blue collar 203 32.8% 2.5%
Employer type
Self employees
4.7%
Private companies
75.7%
Governmental workers
15.5%
Not for profit companies
4%
Value Percent YoY change
Self employees 29 4.7% 7.4%
Private companies 468 75.7% 12.5%
Governmental workers 96 15.5% 12.9%
Not for profit companies 25 4% -28.6%
Unemployment rate
5.1%
-37.7% year-over-year change

Available workforce

The unemployment rate in Payne stands at 5.1%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Payne

How people get around in Payne

Commuting methods vary: 94.8% of residents travel by personal vehicle and 0.8% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 569 94.8% 10.9%
Walk 5 0.8% 66.7%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Payne by zipcode?

Zipcode Population Number of households Median income Average income
45880 2,470 854 $69,500 $92,681

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FAQs about Payne demographics 

What is the total population of Payne?

Payne has a total population of 1,418 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +6.7% compared to a year ago.

What is the gender ratio in Payne?

The gender ratio in Payne is as follows:
  • 48.6% males (689 residents)
  • 51.4% females (729 residents)

What is the median age in Payne?

The median age in Payne is 29.4.

What is the age distribution of the population in Payne?

The age distribution in Payne is as follows:
  • Under 15: 27.4% (388 residents)
  • Ages 15-24: 10.6% (150 residents)
  • Ages 25-44: 27.6% (391 residents)
  • Ages 45-64: 22.1% (313 residents)
  • Over 65: 12.4% (176 residents)

What is the racial and ethnic makeup of Payne?

The racial and ethnic makeup of Payne is as follows:
  • White: 96% (1,361 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 2.6% (37 residents)
  • Other: 1.4% (20 residents)

What percentage of the population in Payne are U.S.-born citizens?

U.S.-born citizens represent 100% of the population in Payne.

How many housing units are there in Payne?

There are 497 housing units in Payne, reflecting a +1.6% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Payne and what is the average household size?

Payne has a total of 451 households, with an average of 3 people in each.

What is the median household income in Payne?

Payne has a median household income of $63,438, representing a +12.8% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Payne?

The employment rate is 94.9% in Payne, with a workforce of 618 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 67.2% (415 residents)
  • Blue-collar workers: 32.8% (203 residents)

Places of employment:
  • Self-employed: 4.7% (29 residents)
  • Private companies: 75.7% (468 residents)
  • Governmental workers: 15.5% (96 residents)
  • Not-for-profit companies: 4% (25 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025