Montgomery, OH demographics:
population, income, and more

Total population
10,855
0.4% year-over-year change
Median household income
$150,995/yr
1.7% year-over-year change
Housing units
4,204
-0.5% year-over-year change

Montgomery population

How many people live in Montgomery

Montgomery is home to 10,855 residents, according to the most recent Census data. Gender-wise, 49% of Montgomery locals are male, and 51% are female.

Total population
10,855
0.4% year-over-year change
Gender ratio
Male
49%
5,318
Female
51%
5,537
Value Percent YoY change
Male 5,318 49% -1.9%
Female 5,537 51% 2.6%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Montgomery is 43, with the population distributed as follows: about 25.1% are children under 15, then 7% are in the 15 to 24 age group. Adults between 25 and 44 make up 20.2% of the population, while another 24.3% fall into the 45 to 64 bracket. Finally, around 23.4% are 65 or older.

Median age
43.3
Age breakdown
Under 15
25.1%
15 to 24
7%
25 to 44
20.2%
45 to 64
24.3%
Over 65
23.4%
Value Percent YoY change
Under 15 2,727 25.1% 5.1%
15 to 24 762 7% -7.3%
25 to 44 2,190 20.2% 1.9%
45 to 64 2,633 24.3% -4.5%
Over 65 2,543 23.4% 2.0%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Montgomery, 92% of the population are US-born citizens, while 6% have gained naturalized citizenship. At the same time, 2.1% of residents are non-citizens. As for race, 86.8% of locals are Caucasian, 2.4% are African American and 3.6% have Asian roots. There’s also a share of 6.2% that includes residents with two or more races.

Citizenship
U.S.-born citizens
92%
Non-U.S.-born citizens
6%
Non-citizens
2.1%
Value Percent YoY change
U.S.-born citizens 9,983 92% -0.5%
Non-U.S.-born citizens 647 6% 17.4%
Non-citizens 225 2.1% -1.3%
Racial breakdown
White
86.8%
Black or African American
2.4%
American Indian and Alaska Native
0.3%
Asian
3.6%
Native Hawaiian and other Pacific Islander
0%
Two or more races
6.2%
Other
0.8%
Value Percent
White 9,420 86.8%
Black or African American 261 2.4%
American Indian and Alaska Native 29 0.3%
Asian 391 3.6%
Two or more races 668 6.2%
Other 86 0.8%

Households in Montgomery

A peek inside Montgomery households

Montgomery has 3,993 households, with an average of 3 members in each. Of these, 73% are families, while the remaining 27% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
3,993
-2.0% year-over-year change
Average people per household
3
Non-family households
1,080
Family households
2,913
Value Percent YoY change
Non-family households 1,080 27% -9.2%
Family households 2,913 73% 1.0%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Montgomery

The housing landscape of Montgomery

Montgomery's housing consists of 4,204 units, with 85.1% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 5.4% and offer a more compact, shared living style.

Housing units
4,204
-0.5% year-over-year change
Housing types
Value Percent
1 unit, detached 3,576 85.1%
1 unit, attached 225 5.4%
2 units 8 0.2%
3 or 4 units 10 0.2%
5 to 9 units 67 1.6%
10 to 19 units 146 3.5%
20 to 49 units 14 0.3%
50 or more units 158 3.8%
Homes built since 2020
96
300.0% year-over-year change

The age of buildings in Montgomery

In Montgomery, the median construction year is 1976. About 1.4% of homes were built before the 1940s, with another 0.9% going up by 1949. Most development happened in the second half of the 20th century. Then, 6% of homes were added from 2000 to 2009, 5.3% between 2010 and 2019, and 2.3% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 59 1.4% -9.2%
Built between 1940 and 1949 38 0.9% -9.5%
Built between 1950 and 1959 509 12.1% 1.6%
Built between 1960 and 1969 588 14% -18.3%
Built between 1970 and 1979 1,455 34.6% -0.2%
Built between 1980 and 1989 662 15.8% 10.0%
Built between 1990 and 1999 323 7.7% -12.2%
Built between 2000 and 2009 252 6% -4.9%
Built between 2010 and 2019 222 5.3% 24.0%
Built in 2020 or later 96 2.3% 300.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Montgomery occupancy rates

Out of the 3,993 occupied housing units in Montgomery, 90.1% are owner-occupied, while 9.9% are lived in by tenants. Meanwhile, 5% of all homes on the local market sit vacant.

Occupied housing units
3,993
-2.0% year-over-year change
Occupancy breakdown
Renter occupied
394
Owner occupied
3,599
Value Percent YoY
change
Renter occupied 394 9.9% -13.0%
Owner occupied 3,599 90.1% -0.6%
Unoccupied housing units
5.0%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Montgomery housing costs

Housing costs in Montgomery come to a median of $2,066 per month, while tenants specifically pay a median gross rent of $1,605.

Median housing costs per month
$2,066/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Montgomery
$1,605/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Montgomery

Montgomery education at a glance

About 11.9% of the population in Montgomery went to high school, while 12.4% pursued college studies. Another 4.4% earned an associate degree and 36.7% hold a bachelor’s. Meanwhile, 34.3% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 21 0.3% -25.0%
High school diploma 912 11.9% -3.7%
College diploma 953 12.4% 13.7%
Associate degree 333 4.4% 18.5%
Bachelor's degree 2,811 36.7% -4.4%
Graduate degree 2,631 34.3% -4.6%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Montgomery

How much people earn in Montgomery

The average annual household income in Montgomery was $214,957 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +3.2% change from the previous year. At the same time, the median income stood at $150,995, reflecting a +1.7% shift over the same period.

Average household income in Montgomery
$214,957/year
3.2% year-over-year change
Median household income in Montgomery
$150,995/year
1.7% year-over-year change

Montgomery income by age

In Montgomery, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $226,090. Those with someone between 45 and 64 in charge, often well established professionally, earn $207,731 overall. Overall, 96.7% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $226,090 7.7%
45 - 64 $207,731 12.9%
Over 65 $92,097 -16.4%
Above poverty level
10,087
Below poverty level
345
Value Percent YoY
change
Above poverty level 10,087 96.7% -0.8%
Below poverty level 345 3.3% 21.5%

Average renter income in Montgomery

To get a better sense of what renters earn on average in Montgomery, their median household income was $95,481 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 20.2%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$95,481
Rent-to-income ratio
20.2%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Montgomery

Workforce and job types in Montgomery

The job market in Montgomery is powered by 4,849 working residents, spread across a range of industries and roles. 95% of the working population are employed in professional or administrative positions, while 5% are in hands-on or service-based jobs. Also, 12% run their own businesses, 65.5% are employed by private companies, and 9.3% work in the public sector.

Workforce demographics

Working population
4,849
-2.3% year-over-year change
White collar
4,607
Blue collar
242
Value Percent YoY change
White collar 4,607 95% -1.6%
Blue collar 242 5% -14.2%
Employer type
Self employees
12%
Private companies
65.5%
Governmental workers
9.3%
Not for profit companies
13.2%
Value Percent YoY change
Self employees 583 12% -11.5%
Private companies 3,176 65.5% -2.1%
Governmental workers 450 9.3% 3.5%
Not for profit companies 640 13.2% 2.2%
Unemployment rate
2.7%
-11.2% year-over-year change

Available workforce

The unemployment rate in Montgomery stands at 2.7%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Montgomery

How people get around in Montgomery

Commuting methods vary: 75.6% of residents travel by personal vehicle and 0.4% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 3,620 75.6% -3.9%
Bus or trolleybus 9 0.2% 12.5%
Walk 21 0.4% -48.8%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Montgomery by zipcode?

Zipcode Population Number of households Median income Average income
45242 22,623 9,064 $124,567 $195,709
45249 14,490 5,638 $105,804 $163,236

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FAQs about Montgomery demographics 

What is the total population of Montgomery?

Montgomery has a total population of 10,855 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.4% compared to a year ago.

What is the gender ratio in Montgomery?

The gender ratio in Montgomery is as follows:
  • 49% males (5,318 residents)
  • 51% females (5,537 residents)

What is the median age in Montgomery?

The median age in Montgomery is 43.3.

What is the age distribution of the population in Montgomery?

The age distribution in Montgomery is as follows:
  • Under 15: 25.1% (2,727 residents)
  • Ages 15-24: 7% (762 residents)
  • Ages 25-44: 20.2% (2,190 residents)
  • Ages 45-64: 24.3% (2,633 residents)
  • Over 65: 23.4% (2,543 residents)

What is the racial and ethnic makeup of Montgomery?

The racial and ethnic makeup of Montgomery is as follows:
  • White: 86.8% (9,420 residents)
  • Black or African American: 2.4% (261 residents)
  • American Indian and Alaska Native: 0.3% (29 residents)
  • Asian: 3.6% (391 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 6.2% (668 residents)
  • Other: 0.8% (86 residents)

What percentage of the population in Montgomery are U.S.-born citizens?

U.S.-born citizens represent 92% of the population in Montgomery.

How many housing units are there in Montgomery?

There are 4,204 housing units in Montgomery, reflecting a -0.5% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Montgomery and what is the average household size?

Montgomery has a total of 3,993 households, with an average of 3 people in each.

What is the median household income in Montgomery?

Montgomery has a median household income of $150,995, representing a +1.7% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Montgomery?

The employment rate is 97.3% in Montgomery, with a workforce of 4,849 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 95% (4,607 residents)
  • Blue-collar workers: 5% (242 residents)

Places of employment:
  • Self-employed: 12% (583 residents)
  • Private companies: 65.5% (3,176 residents)
  • Governmental workers: 9.3% (450 residents)
  • Not-for-profit companies: 13.2% (640 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025