Findlay, OH demographics:
population, income, and more

Total population
40,287
0.0% year-over-year change
Median household income
$61,423/yr
7.1% year-over-year change
Housing units
19,200
-0.8% year-over-year change

Findlay population

How many people live in Findlay

Findlay is home to 40,287 residents, according to the most recent Census data. Gender-wise, 47.5% of Findlay locals are male, and 52.5% are female.

Total population
40,287
0.0% year-over-year change
Gender ratio
Male
47.5%
19,144
Female
52.5%
21,143
Value Percent YoY change
Male 19,144 47.5% -0.8%
Female 21,143 52.5% 0.8%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Findlay is 38, with the population distributed as follows: about 17.1% are children under 15, then 13.9% are in the 15 to 24 age group. Adults between 25 and 44 make up 27.3% of the population, while another 22.6% fall into the 45 to 64 bracket. Finally, around 19.2% are 65 or older.

Median age
38
Age breakdown
Under 15
17.1%
15 to 24
13.9%
25 to 44
27.3%
45 to 64
22.6%
Over 65
19.2%
Value Percent YoY change
Under 15 6,877 17.1% 0.5%
15 to 24 5,585 13.9% 3.7%
25 to 44 10,997 27.3% 0.0%
45 to 64 9,113 22.6% -2.3%
Over 65 7,715 19.2% -0.2%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Findlay, 94.3% of the population are US-born citizens, while 3.3% have gained naturalized citizenship. At the same time, 2.4% of residents are non-citizens. As for race, 85.5% of locals are Caucasian, 2.7% are African American and 2.3% have Asian roots. There’s also a share of 6.1% that includes residents with two or more races.

Citizenship
U.S.-born citizens
94.3%
Non-U.S.-born citizens
3.3%
Non-citizens
2.4%
Value Percent YoY change
U.S.-born citizens 37,984 94.3% 0.1%
Non-U.S.-born citizens 1,318 3.3% 2.7%
Non-citizens 985 2.4% -4.7%
Racial breakdown
White
85.5%
Black or African American
2.7%
American Indian and Alaska Native
0%
Asian
2.3%
Native Hawaiian and other Pacific Islander
0%
Two or more races
6.1%
Other
3.4%
Value Percent
White 34,428 85.5%
Black or African American 1,105 2.7%
American Indian and Alaska Native 11 0%
Asian 915 2.3%
Native Hawaiian and other Pacific Islander 18 0%
Two or more races 2,449 6.1%
Other 1,361 3.4%

Households in Findlay

A peek inside Findlay households

Findlay has 17,986 households, with an average of 2 members in each. Of these, 54.1% are families, while the remaining 45.9% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
17,986
-0.5% year-over-year change
Average people per household
2
Non-family households
8,262
Family households
9,724
Value Percent YoY change
Non-family households 8,262 45.9% -4.4%
Family households 9,724 54.1% 3.0%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Findlay

The housing landscape of Findlay

Findlay's housing consists of 19,200 units, with 62.9% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 4.5% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 5.3% of the housing landscape.

Housing units
19,200
-0.8% year-over-year change
Housing types
Value Percent
1 unit, detached 12,077 62.9%
1 unit, attached 859 4.5%
2 units 996 5.2%
3 or 4 units 897 4.7%
5 to 9 units 1,517 7.9%
10 to 19 units 666 3.5%
20 to 49 units 557 2.9%
50 or more units 617 3.2%
Mobile home 1,014 5.3%
Homes built since 2020
124
10.7% year-over-year change

The age of buildings in Findlay

In Findlay, the median construction year is 1971. About 21.2% of homes were built before the 1940s, with another 3% going up by 1949. Most development happened in the second half of the 20th century. Then, 9.4% of homes were added from 2000 to 2009, 4.3% between 2010 and 2019, and 0.6% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 4,063 21.2% 8.6%
Built between 1940 and 1949 583 3% -21.0%
Built between 1950 and 1959 2,537 13.2% -6.9%
Built between 1960 and 1969 2,249 11.7% -7.6%
Built between 1970 and 1979 2,226 11.6% -10.0%
Built between 1980 and 1989 1,896 9.9% 8.8%
Built between 1990 and 1999 2,895 15.1% 1.6%
Built between 2000 and 2009 1,795 9.4% 4.6%
Built between 2010 and 2019 832 4.3% -0.4%
Built in 2020 or later 124 0.6% 10.7%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Findlay occupancy rates

Out of the 17,986 occupied housing units in Findlay, 59.9% are owner-occupied, while 40.1% are lived in by tenants. Meanwhile, 6.3% of all homes on the local market sit vacant.

Occupied housing units
17,986
-0.5% year-over-year change
Occupancy breakdown
Renter occupied
7,217
Owner occupied
10,769
Value Percent YoY
change
Renter occupied 7,217 40.1% -4.2%
Owner occupied 10,769 59.9% 2.1%
Unoccupied housing units
6.3%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Findlay housing costs

Housing costs in Findlay come to a median of $984 per month, while tenants specifically pay a median gross rent of $975.

Median housing costs per month
$984/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Findlay
$975/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Findlay

Findlay education at a glance

About 39% of the population in Findlay went to high school, while 23.6% pursued college studies. Another 8.2% earned an associate degree and 18.4% hold a bachelor’s. Meanwhile, 9.9% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 270 0.8% -23.5%
High school diploma 12,593 39% -1.2%
College diploma 7,612 23.6% -1.5%
Associate degree 2,661 8.2% 5.3%
Bachelor's degree 5,935 18.4% 2.2%
Graduate degree 3,201 9.9% 3.6%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Findlay

How much people earn in Findlay

The average annual household income in Findlay was $82,049 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -0.3% change from the previous year. At the same time, the median income stood at $61,423, reflecting a +7.1% shift over the same period.

Average household income in Findlay
$82,049/year
-0.3% year-over-year change
Median household income in Findlay
$61,423/year
7.1% year-over-year change

Findlay income by age

In Findlay, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $75,339. Those with someone between 45 and 64 in charge, often well established professionally, earn $77,929 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $34,531, while those led by someone over 65, many of whom may be retired, have about $43,891 in earnings. Overall, 87.8% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $34,531 10.5%
25 - 44 $75,339 8.6%
45 - 64 $77,929 7.5%
Over 65 $43,891 2.3%
Above poverty level
33,475
Below poverty level
4,671
Value Percent YoY
change
Above poverty level 33,475 87.8% 1.3%
Below poverty level 4,671 12.2% -10.2%

Average renter income in Findlay

To get a better sense of what renters earn on average in Findlay, their median household income was $37,798 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 31%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$37,798
Rent-to-income ratio
31%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Findlay

Workforce and job types in Findlay

The job market in Findlay is powered by 20,103 working residents, spread across a range of industries and roles. 70.9% of the working population are employed in professional or administrative positions, while 29.1% are in hands-on or service-based jobs. Also, 7% run their own businesses, 73.2% are employed by private companies, and 8.2% work in the public sector.

Workforce demographics

Working population
20,103
1.7% year-over-year change
White collar
14,246
Blue collar
5,857
Value Percent YoY change
White collar 14,246 70.9% 1.4%
Blue collar 5,857 29.1% 2.5%
Employer type
Self employees
7%
Private companies
73.2%
Governmental workers
8.2%
Not for profit companies
11.6%
Value Percent YoY change
Self employees 1,405 7% -8.3%
Private companies 14,715 73.2% 1.7%
Governmental workers 1,647 8.2% 11.0%
Not for profit companies 2,336 11.6% 2.6%
Unemployment rate
3.5%
-1.7% year-over-year change

Available workforce

The unemployment rate in Findlay stands at 3.5%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Findlay

How people get around in Findlay

In Findlay, the average commute time is 16 minutes. Commuting methods vary: 85.8% of residents travel by personal vehicle and 2.7% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
16 min
-2.4% year-over-year change
Means of transportation
Value Percent YoY change
Car 17,004 85.8% 1.1%
Taxicab 22 0.1% 37.5%
Bicycle 96 0.5% -21.9%
Walk 539 2.7% -10.9%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Findlay by zipcode?

Zipcode Population Number of households Median income Average income
45840 54,559 23,773 $68,083 $91,112

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FAQs about Findlay demographics 

What is the total population of Findlay?

Findlay has a total population of 40,287 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.0% compared to a year ago.

What is the gender ratio in Findlay?

The gender ratio in Findlay is as follows:
  • 47.5% males (19,144 residents)
  • 52.5% females (21,143 residents)

What is the median age in Findlay?

The median age in Findlay is 38.

What is the age distribution of the population in Findlay?

The age distribution in Findlay is as follows:
  • Under 15: 17.1% (6,877 residents)
  • Ages 15-24: 13.9% (5,585 residents)
  • Ages 25-44: 27.3% (10,997 residents)
  • Ages 45-64: 22.6% (9,113 residents)
  • Over 65: 19.2% (7,715 residents)

What is the racial and ethnic makeup of Findlay?

The racial and ethnic makeup of Findlay is as follows:
  • White: 85.5% (34,428 residents)
  • Black or African American: 2.7% (1,105 residents)
  • American Indian and Alaska Native: 0% (11 residents)
  • Asian: 2.3% (915 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (18 residents)
  • Two or More Races: 6.1% (2,449 residents)
  • Other: 3.4% (1,361 residents)

What percentage of the population in Findlay are U.S.-born citizens?

U.S.-born citizens represent 94.3% of the population in Findlay.

How many housing units are there in Findlay?

There are 19,200 housing units in Findlay, reflecting a -0.8% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Findlay and what is the average household size?

Findlay has a total of 17,986 households, with an average of 2 people in each.

What is the median household income in Findlay?

Findlay has a median household income of $61,423, representing a +7.1% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Findlay?

The employment rate is 96.5% in Findlay, with a workforce of 20,103 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 70.9% (14,246 residents)
  • Blue-collar workers: 29.1% (5,857 residents)

Places of employment:
  • Self-employed: 7% (1,405 residents)
  • Private companies: 73.2% (14,715 residents)
  • Governmental workers: 8.2% (1,647 residents)
  • Not-for-profit companies: 11.6% (2,336 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025