Bay Terrace, Staten Island, New York City, NY demographics:
population, income, and more

Total population
3,945
1.0% year-over-year change
Median household income
$111,358/yr
1.1% year-over-year change
Housing units
1,461
0.8% year-over-year change

Bay Terrace population

How many people live in Bay Terrace

Bay Terrace is home to 3,945 residents, according to the most recent Census data. Gender-wise, 48.5% of Bay Terrace locals are male, and 51.5% are female.

Total population
3,945
1.0% year-over-year change
Gender ratio
Male
48.5%
1,915
Female
51.5%
2,030
Value Percent YoY change
Male 1,915 48.5% 0.6%
Female 2,030 51.5% 1.4%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Bay Terrace is 42, with the population distributed as follows: about 16.6% are children under 15, then 11.5% are in the 15 to 24 age group. Adults between 25 and 44 make up 25.8% of the population, while another 27.9% fall into the 45 to 64 bracket. Finally, around 18.1% are 65 or older.

Median age
42
Age breakdown
Under 15
16.6%
15 to 24
11.5%
25 to 44
25.8%
45 to 64
27.9%
Over 65
18.1%
Value Percent YoY change
Under 15 655 16.6% 3.3%
15 to 24 455 11.5% -2.4%
25 to 44 1,019 25.8% 3.8%
45 to 64 1,100 27.9% -2.6%
Over 65 715 18.1% 3.2%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Bay Terrace, 75.2% of the population are US-born citizens, while 17.4% have gained naturalized citizenship. At the same time, 7.4% of residents are non-citizens. As for race, 72.5% of locals are Caucasian, 2.3% are African American and 12.5% have Asian roots. Another 0.2% are Indigenous American, 0.1% are Pacific Islanders, while 3.3% identify as another race. There’s also a share of 9.2% that includes residents with two or more races.

Citizenship
U.S.-born citizens
75.2%
Non-U.S.-born citizens
17.4%
Non-citizens
7.4%
Value Percent YoY change
U.S.-born citizens 2,968 75.2% -0.5%
Non-U.S.-born citizens 685 17.4% 6.0%
Non-citizens 292 7.4% 5.4%
Racial breakdown
White
72.5%
Black or African American
2.3%
American Indian and Alaska Native
0.2%
Asian
12.5%
Native Hawaiian and other Pacific Islander
0.1%
Two or more races
9.2%
Other
3.3%
Value Percent
White 2,860 72.5%
Black or African American 90 2.3%
American Indian and Alaska Native 7 0.2%
Asian 492 12.5%
Native Hawaiian and other Pacific Islander 3 0.1%
Two or more races 361 9.2%
Other 130 3.3%

Households in Bay Terrace

A peek inside Bay Terrace households

Bay Terrace has 1,369 households, with an average of 3 members in each. Of these, 75.8% are families, while the remaining 24.2% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
1,369
1.5% year-over-year change
Average people per household
3
Non-family households
332
Family households
1,037
Value Percent YoY change
Non-family households 332 24.2% 7.1%
Family households 1,037 75.8% -0.3%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Bay Terrace

The housing landscape of Bay Terrace

Bay Terrace's housing consists of 1,461 units, with 38.5% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 31% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 0.1% of the housing landscape.

Housing units
1,461
0.8% year-over-year change
Housing types
Value Percent
1 unit, detached 563 38.5%
1 unit, attached 453 31%
2 units 288 19.7%
3 or 4 units 35 2.4%
5 to 9 units 20 1.4%
10 to 19 units 24 1.6%
20 to 49 units 27 1.8%
50 or more units 50 3.4%
Mobile home 1 0.1%
Homes built since 2020
3
50.0% year-over-year change

The age of buildings in Bay Terrace

In Bay Terrace, the median construction year is 1971. About 11.4% of homes were built before the 1940s, with another 4.4% going up by 1949. Most development happened in the second half of the 20th century. Then, 6.2% of homes were added from 2000 to 2009, 4.6% between 2010 and 2019, and 0.2% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 166 11.4% -11.7%
Built between 1940 and 1949 65 4.4% 6.6%
Built between 1950 and 1959 152 10.4% -13.1%
Built between 1960 and 1969 316 21.6% 12.5%
Built between 1970 and 1979 290 19.8% 2.5%
Built between 1980 and 1989 173 11.8% -3.4%
Built between 1990 and 1999 138 9.4% 7.8%
Built between 2000 and 2009 91 6.2% -2.1%
Built between 2010 and 2019 67 4.6% 13.6%
Built in 2020 or later 3 0.2% 50.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Bay Terrace occupancy rates

Out of the 1,369 occupied housing units in Bay Terrace, 73.9% are owner-occupied, while 26.1% are lived in by tenants. Meanwhile, 6.3% of all homes on the local market sit vacant.

Occupied housing units
1,369
1.5% year-over-year change
Occupancy breakdown
Renter occupied
357
Owner occupied
1,012
Value Percent YoY
change
Renter occupied 357 26.1% 5.6%
Owner occupied 1,012 73.9% 0.0%
Unoccupied housing units
6.3%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Bay Terrace housing costs

Housing costs in Bay Terrace come to a median of $2,102 per month, while tenants specifically pay a median gross rent of $1,864.

Median housing costs per month
$2,102/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Bay Terrace
$1,864/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Bay Terrace

Bay Terrace education at a glance

About 34.5% of the population in Bay Terrace went to high school, while 17.9% pursued college studies. Another 7.4% earned an associate degree and 22.5% hold a bachelor’s. Meanwhile, 12.7% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 154 4.9% 23.2%
High school diploma 1,076 34.5% -1.1%
College diploma 560 17.9% -0.4%
Associate degree 232 7.4% 6.4%
Bachelor's degree 702 22.5% 4.2%
Graduate degree 397 12.7% -7.9%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Bay Terrace

How much people earn in Bay Terrace

The average annual household income in Bay Terrace was $130,213 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +0.8% change from the previous year. At the same time, the median income stood at $111,358, reflecting a +1% shift over the same period.

Average household income in Bay Terrace
$130,213/year
0.8% year-over-year change
Median household income in Bay Terrace
$111,358/year
1.1% year-over-year change

Bay Terrace income by age

In Bay Terrace, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $116,279. Those with someone between 45 and 64 in charge, often well established professionally, earn $135,804 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $76,339, while those led by someone over 65, many of whom may be retired, have about $65,760 in earnings. Overall, 92.1% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $76,339 -43.5%
25 - 44 $116,279 -2.9%
45 - 64 $135,804 -3.2%
Over 65 $65,760 0.9%
Above poverty level
3,581
Below poverty level
309
Value Percent YoY
change
Above poverty level 3,581 92.1% 0.6%
Below poverty level 309 7.9% 6.5%

Employment in Bay Terrace

Workforce and job types in Bay Terrace

81.4% of the working population are employed in professional or administrative positions, while 18.6% are in hands-on or service-based jobs. Also, 9% run their own businesses, 60.3% are employed by private companies, and 22.8% work in the public sector.

Workforce demographics

White collar
1,509
Blue collar
346
Value Percent YoY change
White collar 1,509 81.4% 0.1%
Blue collar 346 18.6% 8.8%
Employer type
Self employees
9%
Private companies
60.3%
Governmental workers
22.8%
Not for profit companies
7.9%
Value Percent YoY change
Self employees 167 9% 16.0%
Private companies 1,118 60.3% 3.5%
Governmental workers 423 22.8% -4.1%
Not for profit companies 147 7.9% -8.7%

Transportation in Bay Terrace

How people get around in Bay Terrace

In Bay Terrace, the average commute time is 4 minutes. Commuting methods vary: 74.1% of residents travel by personal vehicle and 2.2% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
4 min
-20.0% year-over-year change
Means of transportation
Value Percent YoY change
Car 1,108 74.1% 2.1%
Taxicab 8 0.5% -11.1%
Bus or trolleybus 309 20.7% -6.9%
Railroad 3 0.2% 50.0%
Ferryboat 33 2.2% -19.5%
Motorcycle 1 0.1% 0.0%
Walk 33 2.2% 13.8%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Bay Terrace by zipcode?

Zipcode Population Number of households Median income Average income
10306 57,428 20,073 $96,866 $126,186
10308 30,568 10,510 $125,850 $140,732

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FAQs about Bay Terrace demographics 

What is the total population of Bay Terrace?

Bay Terrace has a total population of 3,945 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +1.0% compared to a year ago.

What is the gender ratio in Bay Terrace?

The gender ratio in Bay Terrace is as follows:
  • 48.5% males (1,915 residents)
  • 51.5% females (2,030 residents)

What is the median age in Bay Terrace?

The median age in Bay Terrace is 42.

What is the age distribution of the population in Bay Terrace?

The age distribution in Bay Terrace is as follows:
  • Under 15: 16.6% (655 residents)
  • Ages 15-24: 11.5% (455 residents)
  • Ages 25-44: 25.8% (1,019 residents)
  • Ages 45-64: 27.9% (1,100 residents)
  • Over 65: 18.1% (715 residents)

What is the racial and ethnic makeup of Bay Terrace?

The racial and ethnic makeup of Bay Terrace is as follows:
  • White: 72.5% (2,860 residents)
  • Black or African American: 2.3% (90 residents)
  • American Indian and Alaska Native: 0.2% (7 residents)
  • Asian: 12.5% (492 residents)
  • Native Hawaiian and Other Pacific Islander: 0.1% (3 residents)
  • Two or More Races: 9.2% (361 residents)
  • Other: 3.3% (130 residents)

What percentage of the population in Bay Terrace are U.S.-born citizens?

U.S.-born citizens represent 75.2% of the population in Bay Terrace.

How many housing units are there in Bay Terrace?

There are 1,461 housing units in Bay Terrace, reflecting a +0.8% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Bay Terrace and what is the average household size?

Bay Terrace has a total of 1,369 households, with an average of 3 people in each.

What is the median household income in Bay Terrace?

Bay Terrace has a median household income of $111,358, representing a +1.1% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Bay Terrace?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 81.4% (1,509 residents)
  • Blue-collar workers: 18.6% (346 residents)

Places of employment:
  • Self-employed: 9% (167 residents)
  • Private companies: 60.3% (1,118 residents)
  • Governmental workers: 22.8% (423 residents)
  • Not-for-profit companies: 7.9% (147 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025