Germantown, NY demographics:
population, income, and more

Total population
1,042
-5.9% year-over-year change
Median household income
$96,563/yr
11.9% year-over-year change
Housing units
641
-6.4% year-over-year change

Germantown population

How many people live in Germantown

Germantown is home to 1,042 residents, according to the most recent Census data. Gender-wise, 52.3% of Germantown locals are male, and 47.7% are female.

Total population
1,042
-5.9% year-over-year change
Gender ratio
Male
52.3%
545
Female
47.7%
497
Value Percent YoY change
Male 545 52.3% -2.9%
Female 497 47.7% -9.0%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Germantown is 56, with the population distributed as follows: about 11.2% are children under 15, then 2.7% are in the 15 to 24 age group. Adults between 25 and 44 make up 26.2% of the population, while another 28.1% fall into the 45 to 64 bracket. Finally, around 31.8% are 65 or older.

Median age
56.4
Age breakdown
Under 15
11.2%
15 to 24
2.7%
25 to 44
26.2%
45 to 64
28.1%
Over 65
31.8%
Value Percent YoY change
Under 15 117 11.2% -14.6%
15 to 24 28 2.7% 12.0%
25 to 44 273 26.2% 2.6%
45 to 64 293 28.1% -12.0%
Over 65 331 31.8% -4.3%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Germantown, 90.2% of the population are US-born citizens, while 8.7% have gained naturalized citizenship. At the same time, 1.1% of residents are non-citizens. As for race, 87.1% of locals are Caucasian, 3.7% are African American and 0.7% have Asian roots. There’s also a share of 8.4% that includes residents with two or more races.

Citizenship
U.S.-born citizens
90.2%
Non-U.S.-born citizens
8.7%
Non-citizens
1.1%
Value Percent YoY change
U.S.-born citizens 940 90.2% -6.3%
Non-U.S.-born citizens 91 8.7% 3.4%
Non-citizens 11 1.1% -31.2%
Racial breakdown
White
87.1%
Black or African American
3.7%
American Indian and Alaska Native
0%
Asian
0.7%
Native Hawaiian and other Pacific Islander
0%
Two or more races
8.4%
Other
0.1%
Value Percent
White 908 87.1%
Black or African American 39 3.7%
Asian 7 0.7%
Two or more races 87 8.4%
Other 1 0.1%

Households in Germantown

A peek inside Germantown households

Germantown has 556 households, with an average of 2 members in each. Of these, 56.1% are families, while the remaining 43.9% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
556
-7.2% year-over-year change
Average people per household
2
Non-family households
244
Family households
312
Value Percent YoY change
Non-family households 244 43.9% -9.0%
Family households 312 56.1% -5.7%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Germantown

The housing landscape of Germantown

Germantown's housing consists of 641 units, with 72.8% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 5.2% of the housing landscape.

Housing units
641
-6.4% year-over-year change
Housing types
Value Percent
1 unit, detached 467 72.8%
2 units 42 6.6%
3 or 4 units 23 3.6%
20 to 49 units 18 2.8%
50 or more units 58 9%
Mobile home 33 5.2%
Homes built since 2020
0
% year-over-year change

The age of buildings in Germantown

In Germantown, the median construction year is 1957. About 39.3% of homes were built before the 1940s, with another 0.6% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 252 39.3% 7.2%
Built between 1940 and 1949 4 0.6% -77.8%
Built between 1950 and 1959 89 13.9% 8.5%
Built between 1960 and 1969 85 13.3% -21.3%
Built between 1970 and 1979 62 9.7% -23.5%
Built between 1980 and 1989 15 2.3% -11.8%
Built between 1990 and 1999 105 16.4% -0.9%
Built between 2000 and 2009 29 4.5% -23.7%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Germantown occupancy rates

Out of the 556 occupied housing units in Germantown, 70.5% are owner-occupied, while 29.5% are lived in by tenants. Meanwhile, 13.3% of all homes on the local market sit vacant.

Occupied housing units
556
-7.2% year-over-year change
Occupancy breakdown
Renter occupied
164
Owner occupied
392
Value Percent YoY
change
Renter occupied 164 29.5% -5.8%
Owner occupied 392 70.5% -7.8%
Unoccupied housing units
13.3%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Germantown housing costs

Median housing costs per month
$1,040/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.

Education in Germantown

Germantown education at a glance

About 22% of the population in Germantown went to high school, while 10.2% pursued college studies. Another 16% earned an associate degree and 17.7% hold a bachelor’s. Meanwhile, 32.2% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 18 2% -28.0%
High school diploma 203 22% 1.0%
College diploma 94 10.2% -27.7%
Associate degree 148 16% -14.4%
Bachelor's degree 164 17.7% 0.0%
Graduate degree 298 32.2% 10.0%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Germantown

How much people earn in Germantown

The average annual household income in Germantown was $121,534 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +13.7% change from the previous year. At the same time, the median income stood at $96,563, reflecting a +11.9% shift over the same period.

Average household income in Germantown
$121,534/year
13.7% year-over-year change
Median household income in Germantown
$96,563/year
11.9% year-over-year change

Germantown income by age

In Germantown, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $101,389. Those with someone between 45 and 64 in charge, often well established professionally, earn $99,701 overall. Overall, 94.8% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $101,389 3.6%
45 - 64 $99,701 3.6%
Over 65 $57,344 2.6%
Above poverty level
986
Below poverty level
54
Value Percent YoY
change
Above poverty level 986 94.8% -0.7%
Below poverty level 54 5.2% -50.0%

Average renter income in Germantown

To get a better sense of what renters earn on average in Germantown, their median household income was $25,729 according to 2022 Census data.

Renter median household income
$25,729
Rent-to-income ratio
0%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Germantown

Workforce and job types in Germantown

The job market in Germantown is powered by 453 working residents, spread across a range of industries and roles. 80.8% of the working population are employed in professional or administrative positions, while 19.2% are in hands-on or service-based jobs. Also, 22.1% run their own businesses, 34.7% are employed by private companies, and 15% work in the public sector.

Workforce demographics

Working population
453
8.1% year-over-year change
White collar
366
Blue collar
87
Value Percent YoY change
White collar 366 80.8% 9.2%
Blue collar 87 19.2% 3.6%
Employer type
Self employees
22.1%
Private companies
34.7%
Governmental workers
15%
Not for profit companies
28.3%
Value Percent YoY change
Self employees 100 22.1% 26.6%
Private companies 157 34.7% -4.8%
Governmental workers 68 15% -1.4%
Not for profit companies 128 28.3% 20.8%
Unemployment rate
5.4%
-36.6% year-over-year change

Available workforce

The unemployment rate in Germantown stands at 5.4%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Germantown

How people get around in Germantown

Commuting methods vary: 70.4% of residents travel by personal vehicle and 4.2% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 319 70.4% 7.8%
Subway or elevated 12 2.6% N/A
Railroad 12 2.6% -7.7%
Bicycle 3 0.7% 0.0%
Walk 19 4.2% 26.7%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

Explore more communities

FAQs about Germantown demographics 

What is the total population of Germantown?

Germantown has a total population of 1,042 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -5.9% compared to a year ago.

What is the gender ratio in Germantown?

The gender ratio in Germantown is as follows:
  • 52.3% males (545 residents)
  • 47.7% females (497 residents)

What is the median age in Germantown?

The median age in Germantown is 56.4.

What is the age distribution of the population in Germantown?

The age distribution in Germantown is as follows:
  • Under 15: 11.2% (117 residents)
  • Ages 15-24: 2.7% (28 residents)
  • Ages 25-44: 26.2% (273 residents)
  • Ages 45-64: 28.1% (293 residents)
  • Over 65: 31.8% (331 residents)

What is the racial and ethnic makeup of Germantown?

The racial and ethnic makeup of Germantown is as follows:
  • White: 87.1% (908 residents)
  • Black or African American: 3.7% (39 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0.7% (7 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 8.4% (87 residents)
  • Other: 0.1% (1 residents)

What percentage of the population in Germantown are U.S.-born citizens?

U.S.-born citizens represent 90.2% of the population in Germantown.

How many housing units are there in Germantown?

There are 641 housing units in Germantown, reflecting a -6.4% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Germantown and what is the average household size?

Germantown has a total of 556 households, with an average of 2 people in each.

What is the median household income in Germantown?

Germantown has a median household income of $96,563, representing a +11.9% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Germantown?

The employment rate is 94.6% in Germantown, with a workforce of 453 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 80.8% (366 residents)
  • Blue-collar workers: 19.2% (87 residents)

Places of employment:
  • Self-employed: 22.1% (100 residents)
  • Private companies: 34.7% (157 residents)
  • Governmental workers: 15% (68 residents)
  • Not-for-profit companies: 28.3% (128 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025