Chestertown, NY demographics:
population, income, and more

Total population
499
-5.7% year-over-year change
Median household income
$83,750/yr
30.0% year-over-year change
Housing units
304
3.4% year-over-year change

Chestertown population

How many people live in Chestertown

Chestertown is home to 499 residents, according to the most recent Census data. Gender-wise, 36.1% of Chestertown locals are male, and 63.9% are female.

Total population
499
-5.7% year-over-year change
Gender ratio
Male
36.1%
180
Female
63.9%
319
Value Percent YoY change
Male 180 36.1% -7.7%
Female 319 63.9% -4.5%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Chestertown is 29, with the population distributed as follows: about 5% are children under 15, then 24% are in the 15 to 24 age group. Adults between 25 and 44 make up 34.3% of the population, while another 26.2% fall into the 45 to 64 bracket. Finally, around 10.4% are 65 or older.

Median age
28.9
Age breakdown
Under 15
5%
15 to 24
24%
25 to 44
34.3%
45 to 64
26.2%
Over 65
10.4%
Value Percent YoY change
Under 15 25 5% -32.4%
15 to 24 120 24% -5.5%
25 to 44 171 34.3% 26.7%
45 to 64 131 26.2% -23.8%
Over 65 52 10.4% -10.3%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Chestertown, 99.2% of the population are US-born citizens, while 0.8% have gained naturalized citizenship. There’s also a share of 3.4% that includes residents with two or more races.

Citizenship
U.S.-born citizens
99.2%
Non-U.S.-born citizens
0.8%
Non-citizens
0%
Value Percent YoY change
U.S.-born citizens 495 99.2% -5.3%
Non-U.S.-born citizens 4 0.8% -33.3%
Racial breakdown
White
94.2%
Black or African American
0%
American Indian and Alaska Native
0%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
3.4%
Other
2.4%
Value Percent
White 470 94.2%
Two or more races 17 3.4%
Other 12 2.4%

Households in Chestertown

A peek inside Chestertown households

Chestertown has 205 households, with an average of 2 members in each. Of these, 72.7% are families, while the remaining 27.3% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
205
-3.8% year-over-year change
Average people per household
2
Non-family households
56
Family households
149
Value Percent YoY change
Non-family households 56 27.3% -13.8%
Family households 149 72.7% 0.7%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Chestertown

The housing landscape of Chestertown

Chestertown's housing consists of 304 units, with 70.1% being detached single-family homes ideal for those wanting space.

Housing units
304
3.4% year-over-year change
Housing types
Value Percent
1 unit, detached 213 70.1%
2 units 60 19.7%
3 or 4 units 13 4.3%
5 to 9 units 18 5.9%
Homes built since 2020
0
% year-over-year change

The age of buildings in Chestertown

In Chestertown, the median construction year is 1978. About 25.7% of homes were built before the 1940s, with another 3% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 78 25.7% -22.8%
Built between 1940 and 1949 9 3% -10.0%
Built between 1950 and 1959 13 4.3% 0.0%
Built between 1960 and 1969 3 1% -85.7%
Built between 1970 and 1979 63 20.7% 231.6%
Built between 1980 and 1989 54 17.8% 63.6%
Built between 1990 and 1999 23 7.6% -17.9%
Built between 2000 and 2009 48 15.8% -9.4%
Built between 2010 and 2019 13 4.3% -18.8%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Chestertown occupancy rates

Out of the 205 occupied housing units in Chestertown, 64.4% are owner-occupied, while 35.6% are lived in by tenants. Meanwhile, 32.6% of all homes on the local market sit vacant.

Occupied housing units
205
-3.8% year-over-year change
Occupancy breakdown
Renter occupied
73
Owner occupied
132
Value Percent YoY
change
Renter occupied 73 35.6% 9.0%
Owner occupied 132 64.4% -9.6%
Unoccupied housing units
32.6%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Chestertown housing costs

Housing costs in Chestertown come to a median of $913 per month, while tenants specifically pay a median gross rent of $647.

Median housing costs per month
$913/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Chestertown
$647/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Chestertown

Chestertown education at a glance

About 59.9% of the population in Chestertown went to high school, while 13.9% pursued college studies. Another 2.1% earned an associate degree and 17.1% hold a bachelor’s. Meanwhile, 6.3% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 3 0.6% -90.6%
High school diploma 284 59.9% -3.1%
College diploma 66 13.9% 69.2%
Associate degree 10 2.1% -63.0%
Bachelor's degree 81 17.1% 26.6%
Graduate degree 30 6.3% -18.9%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Chestertown

How much people earn in Chestertown

The average annual household income in Chestertown was $87,136 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -0.2% change from the previous year. At the same time, the median income stood at $83,750, reflecting a +30% shift over the same period.

Average household income in Chestertown
$87,136/year
-0.1% year-over-year change
Median household income in Chestertown
$83,750/year
30.0% year-over-year change

Chestertown income by age

Overall, 92.6% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Over 65 $45,500 21.9%
Above poverty level
462
Below poverty level
37
Value Percent YoY
change
Above poverty level 462 92.6% -3.8%
Below poverty level 37 7.4% -24.5%

Average renter income in Chestertown

To get a better sense of what renters earn on average in Chestertown, their median household income was $61,182 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 12.7%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$61,182
Rent-to-income ratio
12.7%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Chestertown

Workforce and job types in Chestertown

The job market in Chestertown is powered by 255 working residents, spread across a range of industries and roles. 83.9% of the working population are employed in professional or administrative positions, while 16.1% are in hands-on or service-based jobs. Also, 7.1% run their own businesses, 53.7% are employed by private companies, and 16.1% work in the public sector.

Workforce demographics

Working population
255
-3.8% year-over-year change
White collar
214
Blue collar
41
Value Percent YoY change
White collar 214 83.9% 7.0%
Blue collar 41 16.1% -36.9%
Employer type
Self employees
7.1%
Private companies
53.7%
Governmental workers
16.1%
Not for profit companies
23.1%
Value Percent YoY change
Self employees 18 7.1% -40.0%
Private companies 137 53.7% -26.3%
Governmental workers 41 16.1% 2.5%
Not for profit companies 59 23.1% 555.6%
Unemployment rate
8.9%
-57.6% year-over-year change

Available workforce

The unemployment rate in Chestertown stands at 8.9%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Chestertown

How people get around in Chestertown

Commuting methods vary: 67.8% of residents travel by personal vehicle and 4.3% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 173 67.8% 8.8%
Walk 11 4.3% -66.7%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

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FAQs about Chestertown demographics 

What is the total population of Chestertown?

Chestertown has a total population of 499 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -5.7% compared to a year ago.

What is the gender ratio in Chestertown?

The gender ratio in Chestertown is as follows:
  • 36.1% males (180 residents)
  • 63.9% females (319 residents)

What is the median age in Chestertown?

The median age in Chestertown is 28.9.

What is the age distribution of the population in Chestertown?

The age distribution in Chestertown is as follows:
  • Under 15: 5% (25 residents)
  • Ages 15-24: 24% (120 residents)
  • Ages 25-44: 34.3% (171 residents)
  • Ages 45-64: 26.2% (131 residents)
  • Over 65: 10.4% (52 residents)

What is the racial and ethnic makeup of Chestertown?

The racial and ethnic makeup of Chestertown is as follows:
  • White: 94.2% (470 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 3.4% (17 residents)
  • Other: 2.4% (12 residents)

What percentage of the population in Chestertown are U.S.-born citizens?

U.S.-born citizens represent 99.2% of the population in Chestertown.

How many housing units are there in Chestertown?

There are 304 housing units in Chestertown, reflecting a +3.4% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Chestertown and what is the average household size?

Chestertown has a total of 205 households, with an average of 2 people in each.

What is the median household income in Chestertown?

Chestertown has a median household income of $83,750, representing a +30.0% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Chestertown?

The employment rate is 91.1% in Chestertown, with a workforce of 255 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 83.9% (214 residents)
  • Blue-collar workers: 16.1% (41 residents)

Places of employment:
  • Self-employed: 7.1% (18 residents)
  • Private companies: 53.7% (137 residents)
  • Governmental workers: 16.1% (41 residents)
  • Not-for-profit companies: 23.1% (59 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025