Cozad, NE demographics:
population, income, and more

Total population
3,937
-0.2% year-over-year change
Median household income
$54,471/yr
8.6% year-over-year change
Housing units
1,909
-1.4% year-over-year change

Cozad population

How many people live in Cozad

Cozad is home to 3,937 residents, according to the most recent Census data. Gender-wise, 47.8% of Cozad locals are male, and 52.2% are female.

Total population
3,937
-0.2% year-over-year change
Gender ratio
Male
47.8%
1,881
Female
52.2%
2,056
Value Percent YoY change
Male 1,881 47.8% 0.1%
Female 2,056 52.2% -0.4%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Cozad is 42, with the population distributed as follows: about 18.9% are children under 15, then 11.8% are in the 15 to 24 age group. Adults between 25 and 44 make up 20.8% of the population, while another 22.7% fall into the 45 to 64 bracket. Finally, around 25.8% are 65 or older.

Median age
41.6
Age breakdown
Under 15
18.9%
15 to 24
11.8%
25 to 44
20.8%
45 to 64
22.7%
Over 65
25.8%
Value Percent YoY change
Under 15 744 18.9% -15.3%
15 to 24 466 11.8% 61.8%
25 to 44 820 20.8% -3.1%
45 to 64 892 22.7% -0.7%
Over 65 1,015 25.8% -1.8%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Cozad, 90.6% of the population are US-born citizens, while 5.9% have gained naturalized citizenship. At the same time, 3.4% of residents are non-citizens. As for race, 83.2% of locals are Caucasian, 1.1% are African American and 0.9% have Asian roots. There’s also a share of 8.1% that includes residents with two or more races.

Citizenship
U.S.-born citizens
90.6%
Non-U.S.-born citizens
5.9%
Non-citizens
3.4%
Value Percent YoY change
U.S.-born citizens 3,569 90.6% -4.4%
Non-U.S.-born citizens 233 5.9% 28.7%
Non-citizens 135 3.4% 350.0%
Racial breakdown
White
83.2%
Black or African American
1.1%
American Indian and Alaska Native
0%
Asian
0.9%
Native Hawaiian and other Pacific Islander
0%
Two or more races
8.1%
Other
6.8%
Value Percent
White 3,274 83.2%
Black or African American 43 1.1%
Asian 34 0.9%
Two or more races 320 8.1%
Other 266 6.8%

Households in Cozad

A peek inside Cozad households

Cozad has 1,793 households, with an average of 2 members in each. Of these, 48.1% are families, while the remaining 51.9% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
1,793
2.5% year-over-year change
Average people per household
2
Non-family households
931
Family households
862
Value Percent YoY change
Non-family households 931 51.9% 15.7%
Family households 862 48.1% -8.8%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Cozad

The housing landscape of Cozad

Cozad's housing consists of 1,909 units, with 73.4% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 12.2% of the housing landscape.

Housing units
1,909
-1.4% year-over-year change
Housing types
Value Percent
1 unit, detached 1,401 73.4%
2 units 12 0.6%
3 or 4 units 42 2.2%
5 to 9 units 32 1.7%
10 to 19 units 62 3.2%
20 to 49 units 128 6.7%
Mobile home 232 12.2%
Homes built since 2020
0
% year-over-year change

The age of buildings in Cozad

In Cozad, the median construction year is 1970. About 14.2% of homes were built before the 1940s, with another 6.6% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 272 14.2% -26.7%
Built between 1940 and 1949 125 6.6% -18.3%
Built between 1950 and 1959 193 10.1% -19.9%
Built between 1960 and 1969 367 19.2% 5.2%
Built between 1970 and 1979 405 21.2% 11.0%
Built between 1980 and 1989 295 15.4% 43.9%
Built between 1990 and 1999 37 1.9% -28.9%
Built between 2000 and 2009 187 9.8% 31.7%
Built between 2010 and 2019 28 1.5% -52.5%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Cozad occupancy rates

Out of the 1,793 occupied housing units in Cozad, 64.8% are owner-occupied, while 35.2% are lived in by tenants. Meanwhile, 6.1% of all homes on the local market sit vacant.

Occupied housing units
1,793
2.5% year-over-year change
Occupancy breakdown
Renter occupied
632
Owner occupied
1,161
Value Percent YoY
change
Renter occupied 632 35.2% 2.4%
Owner occupied 1,161 64.8% 2.5%
Unoccupied housing units
6.1%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Cozad housing costs

Housing costs in Cozad come to a median of $867 per month, while tenants specifically pay a median gross rent of $851.

Median housing costs per month
$867/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Cozad
$851/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Cozad

Cozad education at a glance

About 49.2% of the population in Cozad went to high school, while 21.1% pursued college studies. Another 10.7% earned an associate degree and 10.5% hold a bachelor’s. Meanwhile, 2.2% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 193 6.3% -0.5%
High school diploma 1,512 49.2% 10.8%
College diploma 649 21.1% 2.2%
Associate degree 328 10.7% 1.2%
Bachelor's degree 321 10.5% -15.3%
Graduate degree 67 2.2% -17.3%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Cozad

How much people earn in Cozad

The average annual household income in Cozad was $88,555 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +7.3% change from the previous year. At the same time, the median income stood at $54,471, reflecting a +8.6% shift over the same period.

Average household income in Cozad
$88,555/year
7.3% year-over-year change
Median household income in Cozad
$54,471/year
8.6% year-over-year change

Cozad income by age

In Cozad, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $76,071. Those with someone between 45 and 64 in charge, often well established professionally, earn $62,125 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $64,219, while those led by someone over 65, many of whom may be retired, have about $27,475 in earnings. Overall, 89% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $64,219 5.2%
25 - 44 $76,071 13.4%
45 - 64 $62,125 32.7%
Over 65 $27,475 -16.6%
Above poverty level
3,425
Below poverty level
424
Value Percent YoY
change
Above poverty level 3,425 89% 4.6%
Below poverty level 424 11% -27.4%

Average renter income in Cozad

To get a better sense of what renters earn on average in Cozad, their median household income was $27,750 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 36.8%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$27,750
Rent-to-income ratio
36.8%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Cozad

Workforce and job types in Cozad

The job market in Cozad is powered by 2,156 working residents, spread across a range of industries and roles. 59.7% of the working population are employed in professional or administrative positions, while 40.3% are in hands-on or service-based jobs. Also, 9.9% run their own businesses, 72.2% are employed by private companies, and 10.2% work in the public sector.

Workforce demographics

Working population
2,156
10.3% year-over-year change
White collar
1,287
Blue collar
869
Value Percent YoY change
White collar 1,287 59.7% -1.8%
Blue collar 869 40.3% 34.7%
Employer type
Self employees
9.9%
Private companies
72.2%
Governmental workers
10.2%
Not for profit companies
7.8%
Value Percent YoY change
Self employees 213 9.9% 4.9%
Private companies 1,556 72.2% 8.5%
Governmental workers 220 10.2% 15.2%
Not for profit companies 167 7.8% 31.5%
Unemployment rate
1.3%
38.1% year-over-year change

Available workforce

The unemployment rate in Cozad stands at 1.3%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Cozad

How people get around in Cozad

Means of transportation
Value Percent YoY change
Car 2,013 94.2% 6.4%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Cozad by zipcode?

Zipcode Population Number of households Median income Average income
69130 5,004 2,237 $63,388 $89,708

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FAQs about Cozad demographics 

What is the total population of Cozad?

Cozad has a total population of 3,937 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -0.2% compared to a year ago.

What is the gender ratio in Cozad?

The gender ratio in Cozad is as follows:
  • 47.8% males (1,881 residents)
  • 52.2% females (2,056 residents)

What is the median age in Cozad?

The median age in Cozad is 41.6.

What is the age distribution of the population in Cozad?

The age distribution in Cozad is as follows:
  • Under 15: 18.9% (744 residents)
  • Ages 15-24: 11.8% (466 residents)
  • Ages 25-44: 20.8% (820 residents)
  • Ages 45-64: 22.7% (892 residents)
  • Over 65: 25.8% (1,015 residents)

What is the racial and ethnic makeup of Cozad?

The racial and ethnic makeup of Cozad is as follows:
  • White: 83.2% (3,274 residents)
  • Black or African American: 1.1% (43 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0.9% (34 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 8.1% (320 residents)
  • Other: 6.8% (266 residents)

What percentage of the population in Cozad are U.S.-born citizens?

U.S.-born citizens represent 90.6% of the population in Cozad.

How many housing units are there in Cozad?

There are 1,909 housing units in Cozad, reflecting a -1.4% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Cozad and what is the average household size?

Cozad has a total of 1,793 households, with an average of 2 people in each.

What is the median household income in Cozad?

Cozad has a median household income of $54,471, representing a +8.6% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Cozad?

The employment rate is 98.7% in Cozad, with a workforce of 2,156 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 59.7% (1,287 residents)
  • Blue-collar workers: 40.3% (869 residents)

Places of employment:
  • Self-employed: 9.9% (213 residents)
  • Private companies: 72.2% (1,556 residents)
  • Governmental workers: 10.2% (220 residents)
  • Not-for-profit companies: 7.8% (167 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025