White Oak, Carteret County, NC demographics:
population, income, and more

Total population
15,391
2.4% year-over-year change
Median household income
$88,381/yr
13.0% year-over-year change
Housing units
9,069
1.8% year-over-year change

White Oak population

How many people live in White Oak

White Oak is home to 15,391 residents, according to the most recent Census data. Gender-wise, 48.8% of White Oak locals are male, and 51.2% are female.

Total population
15,391
2.4% year-over-year change
Gender ratio
Male
48.8%
7,505
Female
51.2%
7,886
Value Percent YoY change
Male 7,505 48.8% 1.6%
Female 7,886 51.2% 3.3%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in White Oak is 46, with the population distributed as follows: about 16.5% are children under 15, then 8.2% are in the 15 to 24 age group. Adults between 25 and 44 make up 22.7% of the population, while another 28.1% fall into the 45 to 64 bracket. Finally, around 24.4% are 65 or older.

Median age
46
Age breakdown
Under 15
16.5%
15 to 24
8.2%
25 to 44
22.7%
45 to 64
28.1%
Over 65
24.4%
Value Percent YoY change
Under 15 2,541 16.5% 4.1%
15 to 24 1,267 8.2% -6.2%
25 to 44 3,494 22.7% 2.8%
45 to 64 4,327 28.1% 3.7%
Over 65 3,761 24.4% 2.6%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In White Oak, 95.3% of the population are US-born citizens, while 3.5% have gained naturalized citizenship. At the same time, 1.2% of residents are non-citizens. As for race, 87.2% of locals are Caucasian, 2.6% are African American and 1.3% have Asian roots. There’s also a share of 7.1% that includes residents with two or more races.

Citizenship
U.S.-born citizens
95.3%
Non-U.S.-born citizens
3.5%
Non-citizens
1.2%
Value Percent YoY change
U.S.-born citizens 14,668 95.3% 2.4%
Non-U.S.-born citizens 541 3.5% 9.7%
Non-citizens 182 1.2% -15.3%
Racial breakdown
White
87.2%
Black or African American
2.6%
American Indian and Alaska Native
0.3%
Asian
1.3%
Native Hawaiian and other Pacific Islander
0%
Two or more races
7.1%
Other
1.5%
Value Percent
White 13,428 87.2%
Black or African American 405 2.6%
American Indian and Alaska Native 46 0.3%
Asian 196 1.3%
Native Hawaiian and other Pacific Islander 4 0%
Two or more races 1,088 7.1%
Other 225 1.5%

Households in White Oak

A peek inside White Oak households

White Oak has 6,430 households, with an average of 2 members in each. Of these, 72.8% are families, while the remaining 27.2% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
6,430
3.3% year-over-year change
Average people per household
2
Non-family households
1,751
Family households
4,679
Value Percent YoY change
Non-family households 1,751 27.2% 4.3%
Family households 4,679 72.8% 2.9%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in White Oak

The housing landscape of White Oak

White Oak's housing consists of 9,069 units, with 68.6% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 4.6% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 18.4% of the housing landscape.

Housing units
9,069
1.8% year-over-year change
Housing types
Value Percent
1 unit, detached 6,218 68.6%
1 unit, attached 415 4.6%
2 units 92 1%
3 or 4 units 89 1%
5 to 9 units 207 2.3%
10 to 19 units 120 1.3%
20 to 49 units 168 1.8%
50 or more units 46 0.5%
Mobile home 1,665 18.4%
Boat, RV, van, etc. 50 0.6%
Homes built since 2020
331
70.6% year-over-year change

The age of buildings in White Oak

In White Oak, the median construction year is 1998. About 1.3% of homes were built before the 1940s, with another 2.2% going up by 1949. Most development happened in the second half of the 20th century. Then, 21.2% of homes were added from 2000 to 2009, 16.8% between 2010 and 2019, and 3.6% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 119 1.3% 5.3%
Built between 1940 and 1949 199 2.2% 20.6%
Built between 1950 and 1959 336 3.7% -12.7%
Built between 1960 and 1969 282 3.1% -11.6%
Built between 1970 and 1979 929 10.2% -2.2%
Built between 1980 and 1989 1,525 16.8% 1.7%
Built between 1990 and 1999 1,902 21% 0.4%
Built between 2000 and 2009 1,921 21.2% 0.7%
Built between 2010 and 2019 1,527 16.8% 2.8%
Built in 2020 or later 331 3.6% 70.6%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

White Oak occupancy rates

Out of the 6,430 occupied housing units in White Oak, 80.2% are owner-occupied, while 19.8% are lived in by tenants. Meanwhile, 29.1% of all homes on the local market sit vacant.

Occupied housing units
6,430
3.3% year-over-year change
Occupancy breakdown
Renter occupied
1,274
Owner occupied
5,156
Value Percent YoY
change
Renter occupied 1,274 19.8% -0.8%
Owner occupied 5,156 80.2% 4.3%
Unoccupied housing units
29.1%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

White Oak housing costs

Housing costs in White Oak come to a median of $1,310 per month, while tenants specifically pay a median gross rent of $1,190.

Median housing costs per month
$1,310/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in White Oak
$1,190/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in White Oak

White Oak education at a glance

About 30.4% of the population in White Oak went to high school, while 23.4% pursued college studies. Another 12% earned an associate degree and 18.6% hold a bachelor’s. Meanwhile, 13.3% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 286 2.3% 29.4%
High school diploma 3,715 30.4% -0.6%
College diploma 2,870 23.4% -2.8%
Associate degree 1,472 12% -1.4%
Bachelor's degree 2,270 18.6% 6.3%
Graduate degree 1,624 13.3% 11.3%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in White Oak

How much people earn in White Oak

The average annual household income in White Oak was $111,751 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +7.7% change from the previous year. At the same time, the median income stood at $88,381, reflecting a +13% shift over the same period.

Average household income in White Oak
$111,751/year
7.7% year-over-year change
Median household income in White Oak
$88,381/year
13.0% year-over-year change

White Oak income by age

In White Oak, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $88,368. Those with someone between 45 and 64 in charge, often well established professionally, earn $106,074 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $44,250, while those led by someone over 65, many of whom may be retired, have about $72,520 in earnings. Overall, 90.6% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $44,250 8.5%
25 - 44 $88,368 -9.3%
45 - 64 $106,074 3.7%
Over 65 $72,520 15.3%
Above poverty level
13,757
Below poverty level
1,421
Value Percent YoY
change
Above poverty level 13,757 90.6% 1.4%
Below poverty level 1,421 9.4% 12.1%

Employment in White Oak

Workforce and job types in White Oak

79.4% of the working population are employed in professional or administrative positions, while 20.6% are in hands-on or service-based jobs. Also, 14.8% run their own businesses, 59.1% are employed by private companies, and 20.1% work in the public sector.

Workforce demographics

White collar
5,247
Blue collar
1,359
Value Percent YoY change
White collar 5,247 79.4% 2.7%
Blue collar 1,359 20.6% -4.4%
Employer type
Self employees
14.8%
Private companies
59.1%
Governmental workers
20.1%
Not for profit companies
5.9%
Value Percent YoY change
Self employees 980 14.8% 1.6%
Private companies 3,904 59.1% -0.2%
Governmental workers 1,330 20.1% 0.1%
Not for profit companies 392 5.9% 20.6%

Transportation in White Oak

How people get around in White Oak

In White Oak, the average commute time is 18 minutes. Commuting methods vary: 97.7% of residents travel by personal vehicle and 2% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
18 min
500.0% year-over-year change
Means of transportation
Value Percent YoY change
Car 5,705 97.7% -1.5%
Bus or trolleybus 6 0.1% 0.0%
Motorcycle 13 0.2% 0.0%
Walk 116 2% 22.1%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in White Oak by zipcode?

Zipcode Population Number of households Median income Average income
28582 1,658 638 $89,348 $124,238
28584 14,939 6,149 $87,414 $115,034
28594 3,934 1,940 $89,773 $143,386
28570 22,197 9,313 $70,229 $92,499

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FAQs about White Oak demographics 

What is the total population of White Oak?

White Oak has a total population of 15,391 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +2.4% compared to a year ago.

What is the gender ratio in White Oak?

The gender ratio in White Oak is as follows:
  • 48.8% males (7,505 residents)
  • 51.2% females (7,886 residents)

What is the median age in White Oak?

The median age in White Oak is 46.

What is the age distribution of the population in White Oak?

The age distribution in White Oak is as follows:
  • Under 15: 16.5% (2,541 residents)
  • Ages 15-24: 8.2% (1,267 residents)
  • Ages 25-44: 22.7% (3,494 residents)
  • Ages 45-64: 28.1% (4,327 residents)
  • Over 65: 24.4% (3,761 residents)

What is the racial and ethnic makeup of White Oak?

The racial and ethnic makeup of White Oak is as follows:
  • White: 87.2% (13,428 residents)
  • Black or African American: 2.6% (405 residents)
  • American Indian and Alaska Native: 0.3% (46 residents)
  • Asian: 1.3% (196 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (4 residents)
  • Two or More Races: 7.1% (1,088 residents)
  • Other: 1.5% (225 residents)

What percentage of the population in White Oak are U.S.-born citizens?

U.S.-born citizens represent 95.3% of the population in White Oak.

How many housing units are there in White Oak?

There are 9,069 housing units in White Oak, reflecting a +1.8% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in White Oak and what is the average household size?

White Oak has a total of 6,430 households, with an average of 2 people in each.

What is the median household income in White Oak?

White Oak has a median household income of $88,381, representing a +13.0% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for White Oak?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 79.4% (5,247 residents)
  • Blue-collar workers: 20.6% (1,359 residents)

Places of employment:
  • Self-employed: 14.8% (980 residents)
  • Private companies: 59.1% (3,904 residents)
  • Governmental workers: 20.1% (1,330 residents)
  • Not-for-profit companies: 5.9% (392 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025