Rain Tree, Charlotte, NC demographics:
population, income, and more

Total population
6,639
2.1% year-over-year change
Median household income
$128,627/yr
5.2% year-over-year change
Housing units
2,726
0.8% year-over-year change

Rain Tree population

How many people live in Rain Tree

Rain Tree is home to 6,639 residents, according to the most recent Census data. Gender-wise, 48.2% of Rain Tree locals are male, and 51.8% are female.

Total population
6,639
2.1% year-over-year change
Gender ratio
Male
48.2%
3,202
Female
51.8%
3,437
Value Percent YoY change
Male 3,202 48.2% 2.6%
Female 3,437 51.8% 1.7%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Rain Tree is 40, with the population distributed as follows: about 21.2% are children under 15, then 10.8% are in the 15 to 24 age group. Adults between 25 and 44 make up 27.2% of the population, while another 27.6% fall into the 45 to 64 bracket. Finally, around 13.2% are 65 or older.

Median age
39.8
Age breakdown
Under 15
21.2%
15 to 24
10.8%
25 to 44
27.2%
45 to 64
27.6%
Over 65
13.2%
Value Percent YoY change
Under 15 1,405 21.2% 1.1%
15 to 24 717 10.8% 1.1%
25 to 44 1,808 27.2% 3.3%
45 to 64 1,831 27.6% 0.7%
Over 65 879 13.2% 5.0%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Rain Tree, 73.7% of the population are US-born citizens, while 12.2% have gained naturalized citizenship. At the same time, 14.1% of residents are non-citizens. As for race, 59.8% of locals are Caucasian, 9.6% are African American and 16.5% have Asian roots. Another 0.2% are Indigenous American, 0.1% are Pacific Islanders, while 2.2% identify as another race. There’s also a share of 11.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
73.7%
Non-U.S.-born citizens
12.2%
Non-citizens
14.1%
Value Percent YoY change
U.S.-born citizens 4,890 73.7% -0.7%
Non-U.S.-born citizens 811 12.2% 7.1%
Non-citizens 937 14.1% 13.7%
Racial breakdown
White
59.8%
Black or African American
9.6%
American Indian and Alaska Native
0.2%
Asian
16.5%
Native Hawaiian and other Pacific Islander
0.1%
Two or more races
11.6%
Other
2.2%
Value Percent
White 3,968 59.8%
Black or African American 634 9.6%
American Indian and Alaska Native 16 0.2%
Asian 1,094 16.5%
Native Hawaiian and other Pacific Islander 9 0.1%
Two or more races 773 11.6%
Other 145 2.2%

Households in Rain Tree

A peek inside Rain Tree households

Rain Tree has 2,601 households, with an average of 3 members in each. Of these, 68.7% are families, while the remaining 31.3% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
2,601
1.4% year-over-year change
Average people per household
3
Non-family households
813
Family households
1,788
Value Percent YoY change
Non-family households 813 31.3% 0.5%
Family households 1,788 68.7% 1.9%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Rain Tree

The housing landscape of Rain Tree

Rain Tree's housing consists of 2,726 units, with 53.6% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 15.5% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 0.2% of the housing landscape.

Housing units
2,726
0.8% year-over-year change
Housing types
Value Percent
1 unit, detached 1,462 53.6%
1 unit, attached 423 15.5%
2 units 4 0.2%
3 or 4 units 70 2.6%
5 to 9 units 109 4%
10 to 19 units 236 8.7%
20 to 49 units 222 8.2%
50 or more units 195 7.2%
Mobile home 4 0.2%
Homes built since 2020
41
46.4% year-over-year change

The age of buildings in Rain Tree

In Rain Tree, the median construction year is 2001. Most development happened in the second half of the 20th century. Then, 34.3% of homes were added from 2000 to 2009, 19.3% between 2010 and 2019, and 1.5% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 1 0% -50.0%
Built between 1940 and 1949 7 0.3% 40.0%
Built between 1950 and 1959 10 0.4% 0.0%
Built between 1960 and 1969 25 0.9% 47.1%
Built between 1970 and 1979 80 2.9% 1.3%
Built between 1980 and 1989 358 13.1% -1.4%
Built between 1990 and 1999 745 27.3% -2.9%
Built between 2000 and 2009 934 34.3% -2.2%
Built between 2010 and 2019 525 19.3% 9.8%
Built in 2020 or later 41 1.5% 46.4%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Rain Tree occupancy rates

Out of the 2,601 occupied housing units in Rain Tree, 60.9% are owner-occupied, while 39.1% are lived in by tenants. Meanwhile, 4.6% of all homes on the local market sit vacant.

Occupied housing units
2,601
1.4% year-over-year change
Occupancy breakdown
Renter occupied
1,016
Owner occupied
1,585
Value Percent YoY
change
Renter occupied 1,016 39.1% 1.0%
Owner occupied 1,585 60.9% 1.7%
Unoccupied housing units
4.6%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Rain Tree housing costs

Housing costs in Rain Tree come to a median of $1,943 per month, while tenants specifically pay a median gross rent of $1,882.

Median housing costs per month
$1,943/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Rain Tree
$1,882/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Rain Tree

Rain Tree education at a glance

About 12.9% of the population in Rain Tree went to high school, while 14.5% pursued college studies. Another 6.7% earned an associate degree and 38.4% hold a bachelor’s. Meanwhile, 25.7% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 85 1.7% -3.4%
High school diploma 638 12.9% 1.6%
College diploma 717 14.5% -0.7%
Associate degree 332 6.7% -4.0%
Bachelor's degree 1,896 38.4% 4.0%
Graduate degree 1,266 25.7% 5.1%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Rain Tree

How much people earn in Rain Tree

The average annual household income in Rain Tree was $173,281 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +4.3% change from the previous year. At the same time, the median income stood at $128,627, reflecting a +5.2% shift over the same period.

Average household income in Rain Tree
$173,281/year
4.3% year-over-year change
Median household income in Rain Tree
$128,627/year
5.2% year-over-year change

Rain Tree income by age

In Rain Tree, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $147,217. Those with someone between 45 and 64 in charge, often well established professionally, earn $150,987 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $74,150, while those led by someone over 65, many of whom may be retired, have about $88,000 in earnings. Overall, 95.5% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $74,150 3.0%
25 - 44 $147,217 2.6%
45 - 64 $150,987 7.8%
Over 65 $88,000 7.3%
Above poverty level
6,281
Below poverty level
296
Value Percent YoY
change
Above poverty level 6,281 95.5% 1.8%
Below poverty level 296 4.5% 7.2%

Employment in Rain Tree

Workforce and job types in Rain Tree

91.9% of the working population are employed in professional or administrative positions, while 8.1% are in hands-on or service-based jobs. Also, 12.4% run their own businesses, 74.7% are employed by private companies, and 6.3% work in the public sector.

Workforce demographics

White collar
3,252
Blue collar
285
Value Percent YoY change
White collar 3,252 91.9% 1.7%
Blue collar 285 8.1% 10.0%
Employer type
Self employees
12.4%
Private companies
74.7%
Governmental workers
6.3%
Not for profit companies
6.5%
Value Percent YoY change
Self employees 439 12.4% 1.9%
Private companies 2,644 74.7% 2.7%
Governmental workers 224 6.3% -3.5%
Not for profit companies 231 6.5% 5.5%

Transportation in Rain Tree

How people get around in Rain Tree

Commuting methods vary: 97.2% of residents travel by personal vehicle and 2% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 2,145 97.2% -2.6%
Taxicab 10 0.4% 66.7%
Bus or trolleybus 1 0% -75.0%
Railroad 4 0.2% 33.3%
Ferryboat 2 0.1% 0.0%
Bicycle 2 0.1% N/A
Walk 43 2% 19.4%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Rain Tree by zipcode?

Zipcode Population Number of households Median income Average income
28277 73,882 28,944 $128,627 $173,599

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FAQs about Rain Tree demographics 

What is the total population of Rain Tree?

Rain Tree has a total population of 6,639 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +2.1% compared to a year ago.

What is the gender ratio in Rain Tree?

The gender ratio in Rain Tree is as follows:
  • 48.2% males (3,202 residents)
  • 51.8% females (3,437 residents)

What is the median age in Rain Tree?

The median age in Rain Tree is 39.8.

What is the age distribution of the population in Rain Tree?

The age distribution in Rain Tree is as follows:
  • Under 15: 21.2% (1,405 residents)
  • Ages 15-24: 10.8% (717 residents)
  • Ages 25-44: 27.2% (1,808 residents)
  • Ages 45-64: 27.6% (1,831 residents)
  • Over 65: 13.2% (879 residents)

What is the racial and ethnic makeup of Rain Tree?

The racial and ethnic makeup of Rain Tree is as follows:
  • White: 59.8% (3,968 residents)
  • Black or African American: 9.6% (634 residents)
  • American Indian and Alaska Native: 0.2% (16 residents)
  • Asian: 16.5% (1,094 residents)
  • Native Hawaiian and Other Pacific Islander: 0.1% (9 residents)
  • Two or More Races: 11.6% (773 residents)
  • Other: 2.2% (145 residents)

What percentage of the population in Rain Tree are U.S.-born citizens?

U.S.-born citizens represent 73.7% of the population in Rain Tree.

How many housing units are there in Rain Tree?

There are 2,726 housing units in Rain Tree, reflecting a +0.8% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Rain Tree and what is the average household size?

Rain Tree has a total of 2,601 households, with an average of 3 people in each.

What is the median household income in Rain Tree?

Rain Tree has a median household income of $128,627, representing a +5.2% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Rain Tree?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 91.9% (3,252 residents)
  • Blue-collar workers: 8.1% (285 residents)

Places of employment:
  • Self-employed: 12.4% (439 residents)
  • Private companies: 74.7% (2,644 residents)
  • Governmental workers: 6.3% (224 residents)
  • Not-for-profit companies: 6.5% (231 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025