Troy, MO demographics:
population, income, and more

Total population
13,947
3.6% year-over-year change
Median household income
$79,012/yr
4.3% year-over-year change
Housing units
5,183
0.6% year-over-year change

Troy population

How many people live in Troy

Troy is home to 13,947 residents, according to the most recent Census data. Gender-wise, 49.1% of Troy locals are male, and 50.9% are female.

Total population
13,947
3.6% year-over-year change
Gender ratio
Male
49.1%
6,851
Female
50.9%
7,096
Value Percent YoY change
Male 6,851 49.1% 2.4%
Female 7,096 50.9% 4.7%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Troy is 35, with the population distributed as follows: about 22.1% are children under 15, then 12.2% are in the 15 to 24 age group. Adults between 25 and 44 make up 29.1% of the population, while another 21.8% fall into the 45 to 64 bracket. Finally, around 14.7% are 65 or older.

Median age
35.2
Age breakdown
Under 15
22.1%
15 to 24
12.2%
25 to 44
29.1%
45 to 64
21.8%
Over 65
14.7%
Value Percent YoY change
Under 15 3,088 22.1% -1.4%
15 to 24 1,706 12.2% 25.2%
25 to 44 4,057 29.1% 0.7%
45 to 64 3,046 21.8% 0.6%
Over 65 2,050 14.7% 7.2%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Troy, 98.3% of the population are US-born citizens, while 0.6% have gained naturalized citizenship. At the same time, 1.1% of residents are non-citizens. As for race, 88.7% of locals are Caucasian, 3.6% are African American and 0.5% have Asian roots. There’s also a share of 4.9% that includes residents with two or more races.

Citizenship
U.S.-born citizens
98.3%
Non-U.S.-born citizens
0.6%
Non-citizens
1.1%
Value Percent YoY change
U.S.-born citizens 13,714 98.3% 3.1%
Non-U.S.-born citizens 81 0.6% -12.9%
Non-citizens 152 1.1% 108.2%
Racial breakdown
White
88.7%
Black or African American
3.6%
American Indian and Alaska Native
0%
Asian
0.5%
Native Hawaiian and other Pacific Islander
0%
Two or more races
4.9%
Other
2.3%
Value Percent
White 12,366 88.7%
Black or African American 496 3.6%
American Indian and Alaska Native 5 0%
Asian 70 0.5%
Native Hawaiian and other Pacific Islander 1 0%
Two or more races 688 4.9%
Other 321 2.3%

Households in Troy

A peek inside Troy households

Troy has 5,138 households, with an average of 3 members in each. Of these, 73.4% are families, while the remaining 26.6% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
5,138
1.5% year-over-year change
Average people per household
3
Non-family households
1,365
Family households
3,773
Value Percent YoY change
Non-family households 1,365 26.6% 7.7%
Family households 3,773 73.4% -0.5%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Troy

The housing landscape of Troy

Troy's housing consists of 5,183 units, with 81.1% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 3.3% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 2.3% of the housing landscape.

Housing units
5,183
0.6% year-over-year change
Housing types
Value Percent
1 unit, detached 4,202 81.1%
1 unit, attached 169 3.3%
2 units 39 0.8%
3 or 4 units 354 6.8%
5 to 9 units 147 2.8%
10 to 19 units 22 0.4%
20 to 49 units 128 2.5%
50 or more units 1 0%
Mobile home 121 2.3%
Homes built since 2020
79
71.7% year-over-year change

The age of buildings in Troy

In Troy, the median construction year is 2000. About 4.5% of homes were built before the 1940s, with another 2.6% going up by 1949. Most development happened in the second half of the 20th century. Then, 33.2% of homes were added from 2000 to 2009, 15.6% between 2010 and 2019, and 1.5% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 232 4.5% -31.4%
Built between 1940 and 1949 135 2.6% 51.7%
Built between 1950 and 1959 164 3.2% 22.4%
Built between 1960 and 1969 151 2.9% -36.8%
Built between 1970 and 1979 361 7% 57.0%
Built between 1980 and 1989 799 15.4% -10.1%
Built between 1990 and 1999 735 14.2% -16.2%
Built between 2000 and 2009 1,719 33.2% 8.1%
Built between 2010 and 2019 808 15.6% 12.2%
Built in 2020 or later 79 1.5% 71.7%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Troy occupancy rates

Out of the 5,138 occupied housing units in Troy, 69.8% are owner-occupied, while 30.2% are lived in by tenants. Meanwhile, 0.9% of all homes on the local market sit vacant.

Occupied housing units
5,138
1.5% year-over-year change
Occupancy breakdown
Renter occupied
1,549
Owner occupied
3,589
Value Percent YoY
change
Renter occupied 1,549 30.2% 0.0%
Owner occupied 3,589 69.8% 2.2%
Unoccupied housing units
0.9%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Troy housing costs

Housing costs in Troy come to a median of $1,208 per month, while tenants specifically pay a median gross rent of $1,033.

Median housing costs per month
$1,208/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Troy
$1,033/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Troy

Troy education at a glance

About 44.5% of the population in Troy went to high school, while 22.8% pursued college studies. Another 15.7% earned an associate degree and 10.8% hold a bachelor’s. Meanwhile, 2.9% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 329 3.2% 76.9%
High school diploma 4,505 44.5% -5.6%
College diploma 2,311 22.8% 6.7%
Associate degree 1,586 15.7% 7.7%
Bachelor's degree 1,097 10.8% 16.2%
Graduate degree 294 2.9% 6.1%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Troy

How much people earn in Troy

The average annual household income in Troy was $85,215 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +7.2% change from the previous year. At the same time, the median income stood at $79,012, reflecting a +4.3% shift over the same period.

Average household income in Troy
$85,215/year
7.2% year-over-year change
Median household income in Troy
$79,012/year
4.3% year-over-year change

Troy income by age

In Troy, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $89,891. Those with someone between 45 and 64 in charge, often well established professionally, earn $110,775 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $100,805, while those led by someone over 65, many of whom may be retired, have about $45,805 in earnings. Overall, 86.3% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $100,805 2.7%
25 - 44 $89,891 5.6%
45 - 64 $110,775 13.1%
Over 65 $45,805 5.2%
Above poverty level
11,382
Below poverty level
1,809
Value Percent YoY
change
Above poverty level 11,382 86.3% 1.4%
Below poverty level 1,809 13.7% 20.6%

Average renter income in Troy

To get a better sense of what renters earn on average in Troy, their median household income was $29,619 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 41.9%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$29,619
Rent-to-income ratio
41.9%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Troy

Workforce and job types in Troy

The job market in Troy is powered by 6,904 working residents, spread across a range of industries and roles. 63.6% of the working population are employed in professional or administrative positions, while 36.4% are in hands-on or service-based jobs. Also, 3% run their own businesses, 79.1% are employed by private companies, and 7.3% work in the public sector.

Workforce demographics

Working population
6,904
4.0% year-over-year change
White collar
4,394
Blue collar
2,510
Value Percent YoY change
White collar 4,394 63.6% 9.6%
Blue collar 2,510 36.4% -4.5%
Employer type
Self employees
3%
Private companies
79.1%
Governmental workers
7.3%
Not for profit companies
10.6%
Value Percent YoY change
Self employees 206 3% -24.0%
Private companies 5,463 79.1% 2.1%
Governmental workers 502 7.3% 15.7%
Not for profit companies 733 10.6% 25.9%
Unemployment rate
2.4%
76.6% year-over-year change

Available workforce

The unemployment rate in Troy stands at 2.4%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Troy

How people get around in Troy

Commuting methods vary: 84.4% of residents travel by personal vehicle and 1.3% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 5,703 84.4% -0.2%
Bus or trolleybus 4 0.1% -92.3%
Walk 90 1.3% 21.6%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Troy by zipcode?

Zipcode Population Number of households Median income Average income
63379 27,731 10,301 $91,194 $101,775

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FAQs about Troy demographics 

What is the total population of Troy?

Troy has a total population of 13,947 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +3.6% compared to a year ago.

What is the gender ratio in Troy?

The gender ratio in Troy is as follows:
  • 49.1% males (6,851 residents)
  • 50.9% females (7,096 residents)

What is the median age in Troy?

The median age in Troy is 35.2.

What is the age distribution of the population in Troy?

The age distribution in Troy is as follows:
  • Under 15: 22.1% (3,088 residents)
  • Ages 15-24: 12.2% (1,706 residents)
  • Ages 25-44: 29.1% (4,057 residents)
  • Ages 45-64: 21.8% (3,046 residents)
  • Over 65: 14.7% (2,050 residents)

What is the racial and ethnic makeup of Troy?

The racial and ethnic makeup of Troy is as follows:
  • White: 88.7% (12,366 residents)
  • Black or African American: 3.6% (496 residents)
  • American Indian and Alaska Native: 0% (5 residents)
  • Asian: 0.5% (70 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (1 residents)
  • Two or More Races: 4.9% (688 residents)
  • Other: 2.3% (321 residents)

What percentage of the population in Troy are U.S.-born citizens?

U.S.-born citizens represent 98.3% of the population in Troy.

How many housing units are there in Troy?

There are 5,183 housing units in Troy, reflecting a +0.6% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Troy and what is the average household size?

Troy has a total of 5,138 households, with an average of 3 people in each.

What is the median household income in Troy?

Troy has a median household income of $79,012, representing a +4.3% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Troy?

The employment rate is 97.6% in Troy, with a workforce of 6,904 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 63.6% (4,394 residents)
  • Blue-collar workers: 36.4% (2,510 residents)

Places of employment:
  • Self-employed: 3% (206 residents)
  • Private companies: 79.1% (5,463 residents)
  • Governmental workers: 7.3% (502 residents)
  • Not-for-profit companies: 10.6% (733 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025