Saginaw, MO demographics:
population, income, and more

Total population
332
-4.3% year-over-year change
Median household income
$58,269/yr
7.6% year-over-year change
Housing units
145
-10.5% year-over-year change

Saginaw population

How many people live in Saginaw

Saginaw is home to 332 residents, according to the most recent Census data. Gender-wise, 49.1% of Saginaw locals are male, and 50.9% are female.

Total population
332
-4.3% year-over-year change
Gender ratio
Male
49.1%
163
Female
50.9%
169
Value Percent YoY change
Male 163 49.1% -11.9%
Female 169 50.9% 4.3%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Saginaw is 45, with the population distributed as follows: about 18.1% are children under 15, then 9.6% are in the 15 to 24 age group. Adults between 25 and 44 make up 23.2% of the population, while another 28% fall into the 45 to 64 bracket. Finally, around 21.1% are 65 or older.

Median age
44.8
Age breakdown
Under 15
18.1%
15 to 24
9.6%
25 to 44
23.2%
45 to 64
28%
Over 65
21.1%
Value Percent YoY change
Under 15 60 18.1% -13.0%
15 to 24 32 9.6% 0.0%
25 to 44 77 23.2% -13.5%
45 to 64 93 28% 0.0%
Over 65 70 21.1% 9.4%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Saginaw, 99.7% of the population are US-born citizens, while 0.3% have gained naturalized citizenship. There’s also a share of 6.3% that includes residents with two or more races.

Citizenship
U.S.-born citizens
99.7%
Non-U.S.-born citizens
0.3%
Non-citizens
0%
Value Percent YoY change
U.S.-born citizens 331 99.7% -3.8%
Non-U.S.-born citizens 1 0.3% -50.0%
Racial breakdown
White
90.7%
Black or African American
0%
American Indian and Alaska Native
3%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
6.3%
Other
0%
Value Percent
White 301 90.7%
American Indian and Alaska Native 10 3%
Two or more races 21 6.3%

Households in Saginaw

A peek inside Saginaw households

Saginaw has 134 households, with an average of 2 members in each. Of these, 74.6% are families, while the remaining 25.4% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
134
-8.2% year-over-year change
Average people per household
2
Non-family households
34
Family households
100
Value Percent YoY change
Non-family households 34 25.4% -19.1%
Family households 100 74.6% -3.9%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Saginaw

The housing landscape of Saginaw

Saginaw's housing consists of 145 units, with 86.9% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 9% of the housing landscape.

Housing units
145
-10.5% year-over-year change
Housing types
Value Percent
1 unit, detached 126 86.9%
2 units 6 4.1%
Mobile home 13 9%
Homes built since 2020
0
% year-over-year change

The age of buildings in Saginaw

In Saginaw, the median construction year is 1984. About 0.7% of homes were built before the 1940s, with another 1.4% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 1 0.7% 0.0%
Built between 1940 and 1949 2 1.4% -71.4%
Built between 1950 and 1959 18 12.4% 12.5%
Built between 1960 and 1969 11 7.6% -31.2%
Built between 1970 and 1979 18 12.4% 5.9%
Built between 1980 and 1989 56 38.6% -17.6%
Built between 1990 and 1999 10 6.9% 11.1%
Built between 2000 and 2009 20 13.8% 5.3%
Built between 2010 and 2019 9 6.2% 0.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Saginaw occupancy rates

Out of the 134 occupied housing units in Saginaw, 85.1% are owner-occupied, while 14.9% are lived in by tenants. Meanwhile, 7.6% of all homes on the local market sit vacant.

Occupied housing units
134
-8.2% year-over-year change
Occupancy breakdown
Renter occupied
20
Owner occupied
114
Value Percent YoY
change
Renter occupied 20 14.9% -13.0%
Owner occupied 114 85.1% -7.3%
Unoccupied housing units
7.6%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Saginaw housing costs

Housing costs in Saginaw come to a median of $950 per month, while tenants specifically pay a median gross rent of $1,097.

Median housing costs per month
$950/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Saginaw
$1,097/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Saginaw

Saginaw education at a glance

About 48.7% of the population in Saginaw went to high school, while 15.1% pursued college studies. Another 7.2% earned an associate degree and 19.2% hold a bachelor’s. Meanwhile, 9.1% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 2 0.8% N/A
High school diploma 129 48.7% 0.8%
College diploma 40 15.1% -20.0%
Associate degree 19 7.2% -26.9%
Bachelor's degree 51 19.2% 15.9%
Graduate degree 24 9.1% 9.1%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Saginaw

How much people earn in Saginaw

The average annual household income in Saginaw was $99,769 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +6.9% change from the previous year. At the same time, the median income stood at $58,269, reflecting a +7.6% shift over the same period.

Average household income in Saginaw
$99,769/year
6.9% year-over-year change
Median household income in Saginaw
$58,269/year
7.6% year-over-year change

Saginaw income by age

In Saginaw, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $57,813. Those with someone between 45 and 64 in charge, often well established professionally, earn $62,321 overall. Overall, 92.4% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $57,813 6.6%
45 - 64 $62,321 8.0%
Over 65 $50,000 0.8%
Above poverty level
305
Below poverty level
25
Value Percent YoY
change
Above poverty level 305 92.4% 1.7%
Below poverty level 25 7.6% -35.9%

Average renter income in Saginaw

To get a better sense of what renters earn on average in Saginaw, their median household income was $48,750 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 27%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$48,750
Rent-to-income ratio
27%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Saginaw

Workforce and job types in Saginaw

The job market in Saginaw is powered by 139 working residents, spread across a range of industries and roles. 73.4% of the working population are employed in professional or administrative positions, while 26.6% are in hands-on or service-based jobs. Also, 11.5% run their own businesses, 63.3% are employed by private companies, and 8.6% work in the public sector.

Workforce demographics

Working population
139
-2.8% year-over-year change
White collar
102
Blue collar
37
Value Percent YoY change
White collar 102 73.4% 6.2%
Blue collar 37 26.6% -21.3%
Employer type
Self employees
11.5%
Private companies
63.3%
Governmental workers
8.6%
Not for profit companies
16.6%
Value Percent YoY change
Self employees 16 11.5% -15.8%
Private companies 88 63.3% -5.4%
Governmental workers 12 8.6% 9.1%
Not for profit companies 23 16.6% 15.0%
Unemployment rate
13.7%
0.0% year-over-year change

Available workforce

The unemployment rate in Saginaw stands at 13.7%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Saginaw

How people get around in Saginaw

Means of transportation
Value Percent YoY change
Car 116 84.7% -6.5%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Saginaw by zipcode?

Zipcode Population Number of households Median income Average income
64804 37,016 15,154 $62,574 $89,509

Explore more communities

FAQs about Saginaw demographics 

What is the total population of Saginaw?

Saginaw has a total population of 332 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -4.3% compared to a year ago.

What is the gender ratio in Saginaw?

The gender ratio in Saginaw is as follows:
  • 49.1% males (163 residents)
  • 50.9% females (169 residents)

What is the median age in Saginaw?

The median age in Saginaw is 44.8.

What is the age distribution of the population in Saginaw?

The age distribution in Saginaw is as follows:
  • Under 15: 18.1% (60 residents)
  • Ages 15-24: 9.6% (32 residents)
  • Ages 25-44: 23.2% (77 residents)
  • Ages 45-64: 28% (93 residents)
  • Over 65: 21.1% (70 residents)

What is the racial and ethnic makeup of Saginaw?

The racial and ethnic makeup of Saginaw is as follows:
  • White: 90.7% (301 residents)
  • Black or African American: 0% (0 residents)
  • American Indian and Alaska Native: 3% (10 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 6.3% (21 residents)
  • Other: 0% (0 residents)

What percentage of the population in Saginaw are U.S.-born citizens?

U.S.-born citizens represent 99.7% of the population in Saginaw.

How many housing units are there in Saginaw?

There are 145 housing units in Saginaw, reflecting a -10.5% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Saginaw and what is the average household size?

Saginaw has a total of 134 households, with an average of 2 people in each.

What is the median household income in Saginaw?

Saginaw has a median household income of $58,269, representing a +7.6% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Saginaw?

The employment rate is 86.3% in Saginaw, with a workforce of 139 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 73.4% (102 residents)
  • Blue-collar workers: 26.6% (37 residents)

Places of employment:
  • Self-employed: 11.5% (16 residents)
  • Private companies: 63.3% (88 residents)
  • Governmental workers: 8.6% (12 residents)
  • Not-for-profit companies: 16.6% (23 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025