Cosby, MO demographics:
population, income, and more

Total population
130
-23.5% year-over-year change
Median household income
$57,917/yr
-0.4% year-over-year change
Housing units
50
-26.5% year-over-year change

Cosby population

How many people live in Cosby

Cosby is home to 130 residents, according to the most recent Census data. Gender-wise, 43.1% of Cosby locals are male, and 56.9% are female.

Total population
130
-23.5% year-over-year change
Gender ratio
Male
43.1%
56
Female
56.9%
74
Value Percent YoY change
Male 56 43.1% -30.9%
Female 74 56.9% -16.9%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Cosby is 28, with the population distributed as follows: about 32.3% are children under 15, then 13.1% are in the 15 to 24 age group. Adults between 25 and 44 make up 28.5% of the population, while another 22.3% fall into the 45 to 64 bracket. Finally, around 3.8% are 65 or older.

Median age
27.7
Age breakdown
Under 15
32.3%
15 to 24
13.1%
25 to 44
28.5%
45 to 64
22.3%
Over 65
3.8%
Value Percent YoY change
Under 15 42 32.3% -17.6%
15 to 24 17 13.1% -19.1%
25 to 44 37 28.5% -27.4%
45 to 64 29 22.3% -12.1%
Over 65 5 3.8% -64.3%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

At the same time, 1.5% of residents are non-citizens.

Citizenship
U.S.-born citizens
98.5%
Non-U.S.-born citizens
0%
Non-citizens
1.5%
Value Percent YoY change
U.S.-born citizens 128 98.5% -23.8%
Non-citizens 2 1.5% 0.0%
Racial breakdown
White
95.4%
Black or African American
4.6%
American Indian and Alaska Native
0%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
0%
Other
0%
Value Percent
White 124 95.4%
Black or African American 6 4.6%

Households in Cosby

A peek inside Cosby households

Cosby has 46 households, with an average of 3 members in each. Of these, 54.4% are families, while the remaining 45.6% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
46
-23.3% year-over-year change
Average people per household
3
Non-family households
21
Family households
25
Value Percent YoY change
Non-family households 21 45.6% -19.2%
Family households 25 54.4% -26.5%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Cosby

The housing landscape of Cosby

Cosby's housing consists of 50 units, with 80% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 20% of the housing landscape.

Housing units
50
-26.5% year-over-year change
Housing types
Value Percent
1 unit, detached 40 80%
Mobile home 10 20%
Homes built since 2020
0
% year-over-year change

The age of buildings in Cosby

In Cosby, the median construction year is 1947. About 40% of homes were built before the 1940s, with another 14% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 20 40% -39.4%
Built between 1940 and 1949 7 14% 40.0%
Built between 1950 and 1959 1 2% -80.0%
Built between 1970 and 1979 15 30% -6.2%
Built between 1990 and 1999 7 14% 40.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Cosby occupancy rates

Out of the 46 occupied housing units in Cosby, 76.1% are owner-occupied, while 23.9% are lived in by tenants. Meanwhile, 8% of all homes on the local market sit vacant.

Occupied housing units
46
-23.3% year-over-year change
Occupancy breakdown
Renter occupied
11
Owner occupied
35
Value Percent YoY
change
Renter occupied 11 23.9% -8.3%
Owner occupied 35 76.1% -27.1%
Unoccupied housing units
8.0%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Cosby housing costs

Housing costs in Cosby come to a median of $970 per month, while tenants specifically pay a median gross rent of $778.

Median housing costs per month
$970/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Cosby
$778/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Cosby

Cosby education at a glance

About 50.6% of the population in Cosby went to high school, while 19.3% pursued college studies. Another 18.1% earned an associate degree and 6% hold a bachelor’s. Meanwhile, 4.8% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 1 1.2% 0.0%
High school diploma 42 50.6% -19.2%
College diploma 16 19.3% -56.8%
Associate degree 15 18.1% -16.7%
Bachelor's degree 5 6% -28.6%
Graduate degree 4 4.8% 100.0%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Cosby

How much people earn in Cosby

The average annual household income in Cosby was $79,093 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +24.6% change from the previous year. At the same time, the median income stood at $57,917, reflecting a -0.4% shift over the same period.

Average household income in Cosby
$79,093/year
24.6% year-over-year change
Median household income in Cosby
$57,917/year
-0.4% year-over-year change

Cosby income by age

In Cosby, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $59,792. Overall, 97.7% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $59,792 -23.3%
Above poverty level
126
Below poverty level
3
Value Percent YoY
change
Above poverty level 126 97.7% -24.1%
Below poverty level 3 2.3% 0.0%

Average renter income in Cosby

To get a better sense of what renters earn on average in Cosby, their median household income was $29,219 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 32%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$29,219
Rent-to-income ratio
32%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Cosby

Workforce and job types in Cosby

The job market in Cosby is powered by 62 working residents, spread across a range of industries and roles. 72.6% of the working population are employed in professional or administrative positions, while 27.4% are in hands-on or service-based jobs. Also, 17.7% run their own businesses, 67.7% are employed by private companies, and 8.1% work in the public sector.

Workforce demographics

Working population
62
-16.2% year-over-year change
White collar
45
Blue collar
17
Value Percent YoY change
White collar 45 72.6% -16.7%
Blue collar 17 27.4% -15.0%
Employer type
Self employees
17.7%
Private companies
67.7%
Governmental workers
8.1%
Not for profit companies
6.4%
Value Percent YoY change
Self employees 11 17.7% 22.2%
Private companies 42 67.7% -25.0%
Governmental workers 5 8.1% 0.0%
Not for profit companies 4 6.4% 0.0%
Unemployment rate
11.4%
-11.1% year-over-year change

Available workforce

The unemployment rate in Cosby stands at 11.4%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Cosby

How people get around in Cosby

Means of transportation
Value Percent YoY change
Car 42 70% -33.3%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Cosby by zipcode?

Zipcode Population Number of households Median income Average income
64436 873 298 $113,500 $121,180

Explore more communities

FAQs about Cosby demographics 

What is the total population of Cosby?

Cosby has a total population of 130 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -23.5% compared to a year ago.

What is the gender ratio in Cosby?

The gender ratio in Cosby is as follows:
  • 43.1% males (56 residents)
  • 56.9% females (74 residents)

What is the median age in Cosby?

The median age in Cosby is 27.7.

What is the age distribution of the population in Cosby?

The age distribution in Cosby is as follows:
  • Under 15: 32.3% (42 residents)
  • Ages 15-24: 13.1% (17 residents)
  • Ages 25-44: 28.5% (37 residents)
  • Ages 45-64: 22.3% (29 residents)
  • Over 65: 3.8% (5 residents)

What is the racial and ethnic makeup of Cosby?

The racial and ethnic makeup of Cosby is as follows:
  • White: 95.4% (124 residents)
  • Black or African American: 4.6% (6 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 0% (0 residents)
  • Other: 0% (0 residents)

What percentage of the population in Cosby are U.S.-born citizens?

U.S.-born citizens represent 98.5% of the population in Cosby.

How many housing units are there in Cosby?

There are 50 housing units in Cosby, reflecting a -26.5% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Cosby and what is the average household size?

Cosby has a total of 46 households, with an average of 3 people in each.

What is the median household income in Cosby?

Cosby has a median household income of $57,917, representing a -0.4% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Cosby?

The employment rate is 88.6% in Cosby, with a workforce of 62 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 72.6% (45 residents)
  • Blue-collar workers: 27.4% (17 residents)

Places of employment:
  • Self-employed: 17.7% (11 residents)
  • Private companies: 67.7% (42 residents)
  • Governmental workers: 8.1% (5 residents)
  • Not-for-profit companies: 6.4% (4 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025