Michigan City, IN demographics:
population, income, and more

Total population
31,814
-0.2% year-over-year change
Median household income
$53,089/yr
0.2% year-over-year change
Housing units
15,312
1.7% year-over-year change

Michigan City population

How many people live in Michigan City

Michigan City is home to 31,814 residents, according to the most recent Census data. Gender-wise, 52% of Michigan City locals are male, and 48% are female.

Total population
31,814
-0.2% year-over-year change
Gender ratio
Male
52%
16,552
Female
48%
15,262
Value Percent YoY change
Male 16,552 52% 1.3%
Female 15,262 48% -1.9%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Michigan City is 39, with the population distributed as follows: about 17.3% are children under 15, then 12% are in the 15 to 24 age group. Adults between 25 and 44 make up 29.8% of the population, while another 22% fall into the 45 to 64 bracket. Finally, around 18.8% are 65 or older.

Median age
38.8
Age breakdown
Under 15
17.3%
15 to 24
12%
25 to 44
29.8%
45 to 64
22%
Over 65
18.8%
Value Percent YoY change
Under 15 5,517 17.3% -2.2%
15 to 24 3,819 12% 1.8%
25 to 44 9,488 29.8% 0.5%
45 to 64 6,997 22% -4.9%
Over 65 5,993 18.8% 5.0%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Michigan City, 96.3% of the population are US-born citizens, while 2.7% have gained naturalized citizenship. At the same time, 1% of residents are non-citizens. As for race, 64.1% of locals are Caucasian, 24.5% are African American and 0.7% have Asian roots. Another 0.4% are Indigenous American, 0.1% are Pacific Islanders, while 2.6% identify as another race. There’s also a share of 7.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
96.3%
Non-U.S.-born citizens
2.7%
Non-citizens
1%
Value Percent YoY change
U.S.-born citizens 30,645 96.3% -0.2%
Non-U.S.-born citizens 852 2.7% -2.5%
Non-citizens 317 1% 1.9%
Racial breakdown
White
64.1%
Black or African American
24.5%
American Indian and Alaska Native
0.4%
Asian
0.7%
Native Hawaiian and other Pacific Islander
0.1%
Two or more races
7.6%
Other
2.6%
Value Percent
White 20,383 64.1%
Black or African American 7,789 24.5%
American Indian and Alaska Native 137 0.4%
Asian 236 0.7%
Native Hawaiian and other Pacific Islander 39 0.1%
Two or more races 2,417 7.6%
Other 813 2.6%

Households in Michigan City

A peek inside Michigan City households

Michigan City has 13,008 households, with an average of 2 members in each. Of these, 51.3% are families, while the remaining 48.7% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
13,008
0.8% year-over-year change
Average people per household
2
Non-family households
6,337
Family households
6,671
Value Percent YoY change
Non-family households 6,337 48.7% 5.4%
Family households 6,671 51.3% -3.1%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Michigan City

The housing landscape of Michigan City

Michigan City's housing consists of 15,312 units, with 65.8% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 2.9% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 2% of the housing landscape.

Housing units
15,312
1.7% year-over-year change
Housing types
Value Percent
1 unit, detached 10,076 65.8%
1 unit, attached 446 2.9%
2 units 649 4.2%
3 or 4 units 827 5.4%
5 to 9 units 931 6.1%
10 to 19 units 868 5.7%
20 to 49 units 907 5.9%
50 or more units 300 2%
Mobile home 308 2%
Homes built since 2020
0
% year-over-year change

The age of buildings in Michigan City

In Michigan City, the median construction year is 1961. About 24% of homes were built before the 1940s, with another 6.3% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 3,680 24% -2.4%
Built between 1940 and 1949 971 6.3% 10.6%
Built between 1950 and 1959 2,734 17.9% 5.0%
Built between 1960 and 1969 2,008 13.1% 0.1%
Built between 1970 and 1979 1,832 12% -5.4%
Built between 1980 and 1989 1,306 8.5% -1.4%
Built between 1990 and 1999 1,352 8.8% 5.2%
Built between 2000 and 2009 859 5.6% 16.9%
Built between 2010 and 2019 570 3.7% 9.8%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Michigan City occupancy rates

Out of the 13,008 occupied housing units in Michigan City, 58.8% are owner-occupied, while 41.2% are lived in by tenants. Meanwhile, 15% of all homes on the local market sit vacant.

Occupied housing units
13,008
0.8% year-over-year change
Occupancy breakdown
Renter occupied
5,356
Owner occupied
7,652
Value Percent YoY
change
Renter occupied 5,356 41.2% -0.7%
Owner occupied 7,652 58.8% 1.9%
Unoccupied housing units
15.0%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Michigan City housing costs

Housing costs in Michigan City come to a median of $913 per month, while tenants specifically pay a median gross rent of $967.

Median housing costs per month
$913/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Michigan City
$967/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Michigan City

Michigan City education at a glance

About 50.4% of the population in Michigan City went to high school, while 19.6% pursued college studies. Another 6.9% earned an associate degree and 13.3% hold a bachelor’s. Meanwhile, 6% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 975 3.8% 24.5%
High school diploma 12,746 50.4% 1.1%
College diploma 4,956 19.6% -7.1%
Associate degree 1,750 6.9% -14.3%
Bachelor's degree 3,361 13.3% 9.1%
Graduate degree 1,525 6% 3.2%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Michigan City

How much people earn in Michigan City

The average annual household income in Michigan City was $70,827 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -0.1% change from the previous year. At the same time, the median income stood at $53,089, reflecting a +0.2% shift over the same period.

Average household income in Michigan City
$70,827/year
-0.1% year-over-year change
Median household income in Michigan City
$53,089/year
0.2% year-over-year change

Michigan City income by age

In Michigan City, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $55,095. Those with someone between 45 and 64 in charge, often well established professionally, earn $58,224 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $58,730, while those led by someone over 65, many of whom may be retired, have about $46,377 in earnings. Overall, 80.5% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $58,730 11.9%
25 - 44 $55,095 1.6%
45 - 64 $58,224 1.2%
Over 65 $46,377 0.5%
Above poverty level
22,824
Below poverty level
5,524
Value Percent YoY
change
Above poverty level 22,824 80.5% -1.4%
Below poverty level 5,524 19.5% 0.5%

Employment in Michigan City

Workforce and job types in Michigan City

The job market in Michigan City is powered by 12,629 working residents, spread across a range of industries and roles. 69.7% of the working population are employed in professional or administrative positions, while 30.3% are in hands-on or service-based jobs. Also, 5.7% run their own businesses, 73.9% are employed by private companies, and 11.3% work in the public sector.

Workforce demographics

Working population
12,629
-3.1% year-over-year change
White collar
8,801
Blue collar
3,828
Value Percent YoY change
White collar 8,801 69.7% -3.5%
Blue collar 3,828 30.3% -2.1%
Employer type
Self employees
5.7%
Private companies
73.9%
Governmental workers
11.3%
Not for profit companies
9.1%
Value Percent YoY change
Self employees 724 5.7% -4.5%
Private companies 9,328 73.9% -5.6%
Governmental workers 1,426 11.3% 8.9%
Not for profit companies 1,151 9.1% 6.1%
Unemployment rate
9.1%
27.0% year-over-year change

Available workforce

The unemployment rate in Michigan City stands at 9.1%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Michigan City

How people get around in Michigan City

Commuting methods vary: 88.3% of residents travel by personal vehicle and 1.2% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 10,980 88.3% -2.1%
Taxicab 2 0% -60.0%
Bus or trolleybus 107 0.9% -35.1%
Railroad 27 0.2% -71.9%
Motorcycle 26 0.2% N/A
Bicycle 11 0.1% -47.6%
Walk 148 1.2% -1.3%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Michigan City by zipcode?

Zipcode Population Number of households Median income Average income
46360 43,817 18,269 $59,266 $81,584

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FAQs about Michigan City demographics 

What is the total population of Michigan City?

Michigan City has a total population of 31,814 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -0.2% compared to a year ago.

What is the gender ratio in Michigan City?

The gender ratio in Michigan City is as follows:
  • 52% males (16,552 residents)
  • 48% females (15,262 residents)

What is the median age in Michigan City?

The median age in Michigan City is 38.8.

What is the age distribution of the population in Michigan City?

The age distribution in Michigan City is as follows:
  • Under 15: 17.3% (5,517 residents)
  • Ages 15-24: 12% (3,819 residents)
  • Ages 25-44: 29.8% (9,488 residents)
  • Ages 45-64: 22% (6,997 residents)
  • Over 65: 18.8% (5,993 residents)

What is the racial and ethnic makeup of Michigan City?

The racial and ethnic makeup of Michigan City is as follows:
  • White: 64.1% (20,383 residents)
  • Black or African American: 24.5% (7,789 residents)
  • American Indian and Alaska Native: 0.4% (137 residents)
  • Asian: 0.7% (236 residents)
  • Native Hawaiian and Other Pacific Islander: 0.1% (39 residents)
  • Two or More Races: 7.6% (2,417 residents)
  • Other: 2.6% (813 residents)

What percentage of the population in Michigan City are U.S.-born citizens?

U.S.-born citizens represent 96.3% of the population in Michigan City.

How many housing units are there in Michigan City?

There are 15,312 housing units in Michigan City, reflecting a +1.7% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Michigan City and what is the average household size?

Michigan City has a total of 13,008 households, with an average of 2 people in each.

What is the median household income in Michigan City?

Michigan City has a median household income of $53,089, representing a +0.2% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Michigan City?

The employment rate is 90.9% in Michigan City, with a workforce of 12,629 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 69.7% (8,801 residents)
  • Blue-collar workers: 30.3% (3,828 residents)

Places of employment:
  • Self-employed: 5.7% (724 residents)
  • Private companies: 73.9% (9,328 residents)
  • Governmental workers: 11.3% (1,426 residents)
  • Not-for-profit companies: 9.1% (1,151 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025