McCordsville, IN demographics:
population, income, and more

Total population
10,329
6.5% year-over-year change
Median household income
$110,692/yr
-2.5% year-over-year change
Housing units
4,228
11.7% year-over-year change

McCordsville population

How many people live in McCordsville

McCordsville is home to 10,329 residents, according to the most recent Census data. Gender-wise, 47.7% of McCordsville locals are male, and 52.3% are female.

Total population
10,329
6.5% year-over-year change
Gender ratio
Male
47.7%
4,927
Female
52.3%
5,402
Value Percent YoY change
Male 4,927 47.7% 3.6%
Female 5,402 52.3% 9.3%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in McCordsville is 38, with the population distributed as follows: about 23.4% are children under 15, then 8% are in the 15 to 24 age group. Adults between 25 and 44 make up 31.5% of the population, while another 24% fall into the 45 to 64 bracket. Finally, around 13.1% are 65 or older.

Median age
37.9
Age breakdown
Under 15
23.4%
15 to 24
8%
25 to 44
31.5%
45 to 64
24%
Over 65
13.1%
Value Percent YoY change
Under 15 2,412 23.4% 5.0%
15 to 24 826 8% 3.8%
25 to 44 3,256 31.5% 2.8%
45 to 64 2,484 24% 15.3%
Over 65 1,351 13.1% 5.1%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In McCordsville, 95.5% of the population are US-born citizens, while 3.3% have gained naturalized citizenship. At the same time, 1.2% of residents are non-citizens. As for race, 80.3% of locals are Caucasian, 10.2% are African American and 2.1% have Asian roots. There’s also a share of 4.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
95.5%
Non-U.S.-born citizens
3.3%
Non-citizens
1.2%
Value Percent YoY change
U.S.-born citizens 9,867 95.5% 5.8%
Non-U.S.-born citizens 343 3.3% 18.7%
Non-citizens 119 1.2% 36.8%
Racial breakdown
White
80.3%
Black or African American
10.2%
American Indian and Alaska Native
0%
Asian
2.1%
Native Hawaiian and other Pacific Islander
0%
Two or more races
4.6%
Other
2.7%
Value Percent
White 8,294 80.3%
Black or African American 1,058 10.2%
Asian 218 2.1%
Two or more races 477 4.6%
Other 282 2.7%

Households in McCordsville

A peek inside McCordsville households

McCordsville has 4,136 households, with an average of 2 members in each. Of these, 72.4% are families, while the remaining 27.6% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
4,136
12.6% year-over-year change
Average people per household
2
Non-family households
1,142
Family households
2,994
Value Percent YoY change
Non-family households 1,142 27.6% 38.3%
Family households 2,994 72.4% 5.2%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in McCordsville

The housing landscape of McCordsville

McCordsville's housing consists of 4,228 units, with 91.2% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 0.4% and offer a more compact, shared living style.

Housing units
4,228
11.7% year-over-year change
Housing types
Value Percent
1 unit, detached 3,857 91.2%
1 unit, attached 17 0.4%
3 or 4 units 19 0.4%
5 to 9 units 101 2.4%
10 to 19 units 101 2.4%
20 to 49 units 17 0.4%
50 or more units 116 2.7%
Homes built since 2020
563
35.7% year-over-year change

The age of buildings in McCordsville

In McCordsville, the median construction year is 2009. Most development happened in the second half of the 20th century. Then, 28.9% of homes were added from 2000 to 2009, 33.8% between 2010 and 2019, and 13.3% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 332 7.8% 1.2%
Built between 1950 and 1959 37 0.9% -32.7%
Built between 1960 and 1969 218 5.2% 215.9%
Built between 1970 and 1979 22 0.5% 10.0%
Built between 1980 and 1989 63 1.5% 46.5%
Built between 1990 and 1999 342 8.1% 3.0%
Built between 2000 and 2009 1,223 28.9% 10.7%
Built between 2010 and 2019 1,428 33.8% 0.6%
Built in 2020 or later 563 13.3% 35.7%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

McCordsville occupancy rates

Out of the 4,136 occupied housing units in McCordsville, 84.7% are owner-occupied, while 15.3% are lived in by tenants. Meanwhile, 2.2% of all homes on the local market sit vacant.

Occupied housing units
4,136
12.6% year-over-year change
Occupancy breakdown
Renter occupied
633
Owner occupied
3,503
Value Percent YoY
change
Renter occupied 633 15.3% 65.3%
Owner occupied 3,503 84.7% 6.5%
Unoccupied housing units
2.2%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

McCordsville housing costs

Housing costs in McCordsville come to a median of $1,586 per month, while tenants specifically pay a median gross rent of $1,283.

Median housing costs per month
$1,586/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in McCordsville
$1,283/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in McCordsville

McCordsville education at a glance

About 24.3% of the population in McCordsville went to high school, while 12.2% pursued college studies. Another 7.5% earned an associate degree and 41.7% hold a bachelor’s. Meanwhile, 13.4% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 63 0.8% 23.5%
High school diploma 1,856 24.3% 8.2%
College diploma 936 12.2% 15.6%
Associate degree 573 7.5% -18.7%
Bachelor's degree 3,186 41.7% 9.4%
Graduate degree 1,026 13.4% 14.1%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in McCordsville

How much people earn in McCordsville

The average annual household income in McCordsville was $141,093 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -6.4% change from the previous year. At the same time, the median income stood at $110,692, reflecting a -2.5% shift over the same period.

Average household income in McCordsville
$141,093/year
-6.3% year-over-year change
Median household income in McCordsville
$110,692/year
-2.5% year-over-year change

McCordsville income by age

In McCordsville, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $130,704. Those with someone between 45 and 64 in charge, often well established professionally, earn $110,074 overall. Overall, 99.2% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $130,704 -4.7%
45 - 64 $110,074 -2.6%
Over 65 $72,853 2.8%
Above poverty level
10,061
Below poverty level
85
Value Percent YoY
change
Above poverty level 10,061 99.2% 7.9%
Below poverty level 85 0.8% -43.3%

Average renter income in McCordsville

To get a better sense of what renters earn on average in McCordsville, their median household income was $67,711 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 22.7%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$67,711
Rent-to-income ratio
22.7%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in McCordsville

Workforce and job types in McCordsville

The job market in McCordsville is powered by 5,787 working residents, spread across a range of industries and roles. 90.7% of the working population are employed in professional or administrative positions, while 9.3% are in hands-on or service-based jobs. Also, 6.8% run their own businesses, 69.7% are employed by private companies, and 14.8% work in the public sector.

Workforce demographics

Working population
5,787
10.3% year-over-year change
White collar
5,249
Blue collar
538
Value Percent YoY change
White collar 5,249 90.7% 10.3%
Blue collar 538 9.3% 10.5%
Employer type
Self employees
6.8%
Private companies
69.7%
Governmental workers
14.8%
Not for profit companies
8.7%
Value Percent YoY change
Self employees 391 6.8% 28.2%
Private companies 4,031 69.7% 19.5%
Governmental workers 859 14.8% -6.7%
Not for profit companies 506 8.7% -21.9%
Unemployment rate
2.4%
3.6% year-over-year change

Available workforce

The unemployment rate in McCordsville stands at 2.4%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in McCordsville

How people get around in McCordsville

Commuting methods vary: 72.2% of residents travel by personal vehicle and 3.5% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 4,138 72.2% 9.6%
Walk 202 3.5% 5.8%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in McCordsville by zipcode?

Zipcode Population Number of households Median income Average income
46055 16,010 6,124 $113,784 $147,309

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FAQs about McCordsville demographics 

What is the total population of McCordsville?

McCordsville has a total population of 10,329 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +6.5% compared to a year ago.

What is the gender ratio in McCordsville?

The gender ratio in McCordsville is as follows:
  • 47.7% males (4,927 residents)
  • 52.3% females (5,402 residents)

What is the median age in McCordsville?

The median age in McCordsville is 37.9.

What is the age distribution of the population in McCordsville?

The age distribution in McCordsville is as follows:
  • Under 15: 23.4% (2,412 residents)
  • Ages 15-24: 8% (826 residents)
  • Ages 25-44: 31.5% (3,256 residents)
  • Ages 45-64: 24% (2,484 residents)
  • Over 65: 13.1% (1,351 residents)

What is the racial and ethnic makeup of McCordsville?

The racial and ethnic makeup of McCordsville is as follows:
  • White: 80.3% (8,294 residents)
  • Black or African American: 10.2% (1,058 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 2.1% (218 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 4.6% (477 residents)
  • Other: 2.7% (282 residents)

What percentage of the population in McCordsville are U.S.-born citizens?

U.S.-born citizens represent 95.5% of the population in McCordsville.

How many housing units are there in McCordsville?

There are 4,228 housing units in McCordsville, reflecting a +11.7% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in McCordsville and what is the average household size?

McCordsville has a total of 4,136 households, with an average of 2 people in each.

What is the median household income in McCordsville?

McCordsville has a median household income of $110,692, representing a -2.5% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for McCordsville?

The employment rate is 97.6% in McCordsville, with a workforce of 5,787 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 90.7% (5,249 residents)
  • Blue-collar workers: 9.3% (538 residents)

Places of employment:
  • Self-employed: 6.8% (391 residents)
  • Private companies: 69.7% (4,031 residents)
  • Governmental workers: 14.8% (859 residents)
  • Not-for-profit companies: 8.7% (506 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025