Cedar Lake, Lake County, IN demographics:
population, income, and more

Total population
15,295
4.2% year-over-year change
Median household income
$83,381/yr
5.3% year-over-year change
Housing units
6,140
2.5% year-over-year change

Cedar Lake population

How many people live in Cedar Lake

Cedar Lake is home to 15,295 residents, according to the most recent Census data. Gender-wise, 47.5% of Cedar Lake locals are male, and 52.5% are female.

Total population
15,295
4.2% year-over-year change
Gender ratio
Male
47.5%
7,264
Female
52.5%
8,031
Value Percent YoY change
Male 7,264 47.5% 0.8%
Female 8,031 52.5% 7.4%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Cedar Lake is 40, with the population distributed as follows: about 19.3% are children under 15, then 13.8% are in the 15 to 24 age group. Adults between 25 and 44 make up 25.1% of the population, while another 26% fall into the 45 to 64 bracket. Finally, around 15.7% are 65 or older.

Median age
40.2
Age breakdown
Under 15
19.3%
15 to 24
13.8%
25 to 44
25.1%
45 to 64
26%
Over 65
15.7%
Value Percent YoY change
Under 15 2,949 19.3% 4.6%
15 to 24 2,117 13.8% 8.8%
25 to 44 3,844 25.1% 3.1%
45 to 64 3,981 26% 5.3%
Over 65 2,404 15.7% -0.4%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Cedar Lake, 97.4% of the population are US-born citizens, while 2.5% have gained naturalized citizenship. At the same time, 0.1% of residents are non-citizens. As for race, 89% of locals are Caucasian, 0.2% are African American and 1% have Asian roots. There’s also a share of 9.4% that includes residents with two or more races.

Citizenship
U.S.-born citizens
97.4%
Non-U.S.-born citizens
2.5%
Non-citizens
0.1%
Value Percent YoY change
U.S.-born citizens 14,896 97.4% 4.2%
Non-U.S.-born citizens 386 2.5% 4.9%
Non-citizens 13 0.1% -35.0%
Racial breakdown
White
89%
Black or African American
0.2%
American Indian and Alaska Native
0%
Asian
1%
Native Hawaiian and other Pacific Islander
0%
Two or more races
9.4%
Other
0.4%
Value Percent
White 13,606 89%
Black or African American 36 0.2%
Asian 153 1%
Two or more races 1,446 9.4%
Other 54 0.4%

Households in Cedar Lake

A peek inside Cedar Lake households

Cedar Lake has 5,500 households, with an average of 3 members in each. Of these, 73.9% are families, while the remaining 26.1% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
5,500
4.1% year-over-year change
Average people per household
3
Non-family households
1,437
Family households
4,063
Value Percent YoY change
Non-family households 1,437 26.1% 3.2%
Family households 4,063 73.9% 4.5%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Cedar Lake

The housing landscape of Cedar Lake

Cedar Lake's housing consists of 6,140 units, with 76.8% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 15.4% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 1.9% of the housing landscape.

Housing units
6,140
2.5% year-over-year change
Housing types
Value Percent
1 unit, detached 4,715 76.8%
1 unit, attached 945 15.4%
2 units 131 2.1%
3 or 4 units 139 2.3%
5 to 9 units 80 1.3%
50 or more units 12 0.2%
Mobile home 118 1.9%
Homes built since 2020
365
56.0% year-over-year change

The age of buildings in Cedar Lake

In Cedar Lake, the median construction year is 1997. About 8% of homes were built before the 1940s, with another 6.8% going up by 1949. Most development happened in the second half of the 20th century. Then, 22% of homes were added from 2000 to 2009, 18.2% between 2010 and 2019, and 5.9% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 489 8% -22.4%
Built between 1940 and 1949 419 6.8% 5.8%
Built between 1950 and 1959 594 9.7% -9.9%
Built between 1960 and 1969 247 4% -20.1%
Built between 1970 and 1979 436 7.1% -10.1%
Built between 1980 and 1989 387 6.3% -15.5%
Built between 1990 and 1999 736 12% 38.9%
Built between 2000 and 2009 1,351 22% -4.2%
Built between 2010 and 2019 1,116 18.2% 26.5%
Built in 2020 or later 365 5.9% 56.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Cedar Lake occupancy rates

Out of the 5,500 occupied housing units in Cedar Lake, 85.2% are owner-occupied, while 14.8% are lived in by tenants. Meanwhile, 10.4% of all homes on the local market sit vacant.

Occupied housing units
5,500
4.1% year-over-year change
Occupancy breakdown
Renter occupied
814
Owner occupied
4,686
Value Percent YoY
change
Renter occupied 814 14.8% -22.5%
Owner occupied 4,686 85.2% 10.7%
Unoccupied housing units
10.4%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Cedar Lake housing costs

Housing costs in Cedar Lake come to a median of $1,302 per month, while tenants specifically pay a median gross rent of $1,350.

Median housing costs per month
$1,302/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Cedar Lake
$1,350/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Cedar Lake

Cedar Lake education at a glance

About 42.3% of the population in Cedar Lake went to high school, while 22.6% pursued college studies. Another 9.5% earned an associate degree and 13.4% hold a bachelor’s. Meanwhile, 11.4% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 92 0.8% -39.5%
High school diploma 4,938 42.3% 4.2%
College diploma 2,635 22.6% -8.3%
Associate degree 1,112 9.5% 29.1%
Bachelor's degree 1,557 13.4% 2.1%
Graduate degree 1,330 11.4% 33.8%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Cedar Lake

How much people earn in Cedar Lake

The average annual household income in Cedar Lake was $113,213 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +8.8% change from the previous year. At the same time, the median income stood at $83,381, reflecting a +5.3% shift over the same period.

Average household income in Cedar Lake
$113,213/year
8.8% year-over-year change
Median household income in Cedar Lake
$83,381/year
5.3% year-over-year change

Cedar Lake income by age

In Cedar Lake, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $111,923. Those with someone between 45 and 64 in charge, often well established professionally, earn $105,145 overall. Overall, 96.5% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $111,923 9.8%
45 - 64 $105,145 9.9%
Over 65 $54,928 7.5%
Above poverty level
14,513
Below poverty level
528
Value Percent YoY
change
Above poverty level 14,513 96.5% 4.0%
Below poverty level 528 3.5% 1.5%

Average renter income in Cedar Lake

To get a better sense of what renters earn on average in Cedar Lake, their median household income was $51,373 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 31.5%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$51,373
Rent-to-income ratio
31.5%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Cedar Lake

Workforce and job types in Cedar Lake

The job market in Cedar Lake is powered by 7,817 working residents, spread across a range of industries and roles. 73.7% of the working population are employed in professional or administrative positions, while 26.3% are in hands-on or service-based jobs. Also, 6.4% run their own businesses, 76.4% are employed by private companies, and 8.5% work in the public sector.

Workforce demographics

Working population
7,817
9.0% year-over-year change
White collar
5,760
Blue collar
2,057
Value Percent YoY change
White collar 5,760 73.7% 11.1%
Blue collar 2,057 26.3% 3.6%
Employer type
Self employees
6.4%
Private companies
76.4%
Governmental workers
8.5%
Not for profit companies
8.8%
Value Percent YoY change
Self employees 498 6.4% 10.2%
Private companies 5,973 76.4% 10.8%
Governmental workers 661 8.5% -0.6%
Not for profit companies 685 8.8% 3.3%
Unemployment rate
5.5%
29.1% year-over-year change

Available workforce

The unemployment rate in Cedar Lake stands at 5.5%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Cedar Lake

How people get around in Cedar Lake

Commuting methods vary: 88.3% of residents travel by personal vehicle and 0.8% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 6,857 88.3% 7.0%
Taxicab 58 0.8% -7.9%
Railroad 24 0.3% -36.8%
Walk 58 0.8% 26.1%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Cedar Lake by zipcode?

Zipcode Population Number of households Median income Average income
46303 17,680 6,385 $84,211 $113,459

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FAQs about Cedar Lake demographics 

What is the total population of Cedar Lake?

Cedar Lake has a total population of 15,295 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +4.2% compared to a year ago.

What is the gender ratio in Cedar Lake?

The gender ratio in Cedar Lake is as follows:
  • 47.5% males (7,264 residents)
  • 52.5% females (8,031 residents)

What is the median age in Cedar Lake?

The median age in Cedar Lake is 40.2.

What is the age distribution of the population in Cedar Lake?

The age distribution in Cedar Lake is as follows:
  • Under 15: 19.3% (2,949 residents)
  • Ages 15-24: 13.8% (2,117 residents)
  • Ages 25-44: 25.1% (3,844 residents)
  • Ages 45-64: 26% (3,981 residents)
  • Over 65: 15.7% (2,404 residents)

What is the racial and ethnic makeup of Cedar Lake?

The racial and ethnic makeup of Cedar Lake is as follows:
  • White: 89% (13,606 residents)
  • Black or African American: 0.2% (36 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 1% (153 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 9.4% (1,446 residents)
  • Other: 0.4% (54 residents)

What percentage of the population in Cedar Lake are U.S.-born citizens?

U.S.-born citizens represent 97.4% of the population in Cedar Lake.

How many housing units are there in Cedar Lake?

There are 6,140 housing units in Cedar Lake, reflecting a +2.5% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Cedar Lake and what is the average household size?

Cedar Lake has a total of 5,500 households, with an average of 3 people in each.

What is the median household income in Cedar Lake?

Cedar Lake has a median household income of $83,381, representing a +5.3% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Cedar Lake?

The employment rate is 94.5% in Cedar Lake, with a workforce of 7,817 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 73.7% (5,760 residents)
  • Blue-collar workers: 26.3% (2,057 residents)

Places of employment:
  • Self-employed: 6.4% (498 residents)
  • Private companies: 76.4% (5,973 residents)
  • Governmental workers: 8.5% (661 residents)
  • Not-for-profit companies: 8.8% (685 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025