Cambridge City, IN demographics:
population, income, and more

Total population
1,657
2.1% year-over-year change
Median household income
$51,071/yr
9.8% year-over-year change
Housing units
876
-0.2% year-over-year change

Cambridge City population

How many people live in Cambridge City

Cambridge City is home to 1,657 residents, according to the most recent Census data. Gender-wise, 47.8% of Cambridge City locals are male, and 52.2% are female.

Total population
1,657
2.1% year-over-year change
Gender ratio
Male
47.8%
792
Female
52.2%
865
Value Percent YoY change
Male 792 47.8% 5.7%
Female 865 52.2% -1.0%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Cambridge City is 35, with the population distributed as follows: about 21.9% are children under 15, then 13.2% are in the 15 to 24 age group. Adults between 25 and 44 make up 27.8% of the population, while another 18.6% fall into the 45 to 64 bracket. Finally, around 18.6% are 65 or older.

Median age
34.8
Age breakdown
Under 15
21.9%
15 to 24
13.2%
25 to 44
27.8%
45 to 64
18.6%
Over 65
18.6%
Value Percent YoY change
Under 15 363 21.9% 9.7%
15 to 24 218 13.2% 4.3%
25 to 44 460 27.8% 3.1%
45 to 64 308 18.6% 2.0%
Over 65 308 18.6% -8.1%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Cambridge City, 99.1% of the population are US-born citizens, while 0.3% have gained naturalized citizenship. At the same time, 0.6% of residents are non-citizens. As for race, 96.3% of locals are Caucasian, 0.4% are African American and 0.8% have Asian roots. There’s also a share of 2.5% that includes residents with two or more races.

Citizenship
U.S.-born citizens
99.1%
Non-U.S.-born citizens
0.3%
Non-citizens
0.6%
Value Percent YoY change
U.S.-born citizens 1,642 99.1% 2.4%
Non-U.S.-born citizens 5 0.3% -44.4%
Non-citizens 10 0.6% -9.1%
Racial breakdown
White
96.3%
Black or African American
0.4%
American Indian and Alaska Native
0%
Asian
0.8%
Native Hawaiian and other Pacific Islander
0%
Two or more races
2.5%
Other
0%
Value Percent
White 1,595 96.3%
Black or African American 7 0.4%
Asian 13 0.8%
Two or more races 42 2.5%

Households in Cambridge City

A peek inside Cambridge City households

Cambridge City has 742 households, with an average of 2 members in each. Of these, 61% are families, while the remaining 39% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
742
-1.3% year-over-year change
Average people per household
2
Non-family households
289
Family households
453
Value Percent YoY change
Non-family households 289 39% -1.7%
Family households 453 61% -1.1%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Cambridge City

The housing landscape of Cambridge City

Cambridge City's housing consists of 876 units, with 88.4% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 1.1% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 1% of the housing landscape.

Housing units
876
-0.2% year-over-year change
Housing types
Value Percent
1 unit, detached 774 88.4%
1 unit, attached 10 1.1%
2 units 25 2.8%
3 or 4 units 12 1.4%
5 to 9 units 26 3%
10 to 19 units 15 1.7%
50 or more units 5 0.6%
Mobile home 9 1%
Homes built since 2020
4
% year-over-year change

The age of buildings in Cambridge City

In Cambridge City, the median construction year is 1951. About 42.5% of homes were built before the 1940s, with another 5.6% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 372 42.5% 5.1%
Built between 1940 and 1949 49 5.6% -37.2%
Built between 1950 and 1959 187 21.4% -7.0%
Built between 1960 and 1969 106 12.1% 16.5%
Built between 1970 and 1979 98 11.2% 16.7%
Built between 1980 and 1989 26 3% -23.5%
Built between 1990 and 1999 34 3.9% 13.3%
Built in 2020 or later 4 0.5% N/A
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Cambridge City occupancy rates

Out of the 742 occupied housing units in Cambridge City, 69.3% are owner-occupied, while 30.7% are lived in by tenants. Meanwhile, 15.3% of all homes on the local market sit vacant.

Occupied housing units
742
-1.3% year-over-year change
Occupancy breakdown
Renter occupied
228
Owner occupied
514
Value Percent YoY
change
Renter occupied 228 30.7% 5.1%
Owner occupied 514 69.3% -3.9%
Unoccupied housing units
15.3%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Cambridge City housing costs

Housing costs in Cambridge City come to a median of $771 per month, while tenants specifically pay a median gross rent of $788.

Median housing costs per month
$771/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Cambridge City
$788/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Cambridge City

Cambridge City education at a glance

About 44.1% of the population in Cambridge City went to high school, while 28.5% pursued college studies. Another 6.1% earned an associate degree and 12.9% hold a bachelor’s. Meanwhile, 2.2% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 77 6.2% -12.5%
High school diploma 548 44.1% 0.2%
College diploma 354 28.5% -5.3%
Associate degree 76 6.1% -16.5%
Bachelor's degree 160 12.9% 31.1%
Graduate degree 28 2.2% 21.7%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Cambridge City

How much people earn in Cambridge City

The average annual household income in Cambridge City was $77,918 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +28% change from the previous year. At the same time, the median income stood at $51,071, reflecting a +9.8% shift over the same period.

Average household income in Cambridge City
$77,918/year
27.9% year-over-year change
Median household income in Cambridge City
$51,071/year
9.8% year-over-year change

Cambridge City income by age

In Cambridge City, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $65,781. Those with someone between 45 and 64 in charge, often well established professionally, earn $85,833 overall. Overall, 80.6% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $65,781 -2.3%
45 - 64 $85,833 34.6%
Over 65 $43,409 1.8%
Above poverty level
1,317
Below poverty level
318
Value Percent YoY
change
Above poverty level 1,317 80.6% 2.7%
Below poverty level 318 19.4% -0.9%

Employment in Cambridge City

Workforce and job types in Cambridge City

The job market in Cambridge City is powered by 814 working residents, spread across a range of industries and roles. 75.3% of the working population are employed in professional or administrative positions, while 24.7% are in hands-on or service-based jobs. Also, 2.5% run their own businesses, 67.7% are employed by private companies, and 20.5% work in the public sector.

Workforce demographics

Working population
814
1.9% year-over-year change
White collar
613
Blue collar
201
Value Percent YoY change
White collar 613 75.3% 5.3%
Blue collar 201 24.7% -7.4%
Employer type
Self employees
2.5%
Private companies
67.7%
Governmental workers
20.5%
Not for profit companies
9.3%
Value Percent YoY change
Self employees 20 2.5% -44.4%
Private companies 551 67.7% 3.4%
Governmental workers 167 20.5% 1.8%
Not for profit companies 76 9.3% 15.2%
Unemployment rate
4.7%
-16.7% year-over-year change

Available workforce

The unemployment rate in Cambridge City stands at 4.7%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Cambridge City

How people get around in Cambridge City

Commuting methods vary: 95.6% of residents travel by personal vehicle and 1.5% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 767 95.6% 1.5%
Walk 12 1.5% 20.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Cambridge City by zipcode?

Zipcode Population Number of households Median income Average income
47327 4,477 1,908 $68,088 $100,783

Explore more communities

FAQs about Cambridge City demographics 

What is the total population of Cambridge City?

Cambridge City has a total population of 1,657 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +2.1% compared to a year ago.

What is the gender ratio in Cambridge City?

The gender ratio in Cambridge City is as follows:
  • 47.8% males (792 residents)
  • 52.2% females (865 residents)

What is the median age in Cambridge City?

The median age in Cambridge City is 34.8.

What is the age distribution of the population in Cambridge City?

The age distribution in Cambridge City is as follows:
  • Under 15: 21.9% (363 residents)
  • Ages 15-24: 13.2% (218 residents)
  • Ages 25-44: 27.8% (460 residents)
  • Ages 45-64: 18.6% (308 residents)
  • Over 65: 18.6% (308 residents)

What is the racial and ethnic makeup of Cambridge City?

The racial and ethnic makeup of Cambridge City is as follows:
  • White: 96.3% (1,595 residents)
  • Black or African American: 0.4% (7 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0.8% (13 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 2.5% (42 residents)
  • Other: 0% (0 residents)

What percentage of the population in Cambridge City are U.S.-born citizens?

U.S.-born citizens represent 99.1% of the population in Cambridge City.

How many housing units are there in Cambridge City?

There are 876 housing units in Cambridge City, reflecting a -0.2% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Cambridge City and what is the average household size?

Cambridge City has a total of 742 households, with an average of 2 people in each.

What is the median household income in Cambridge City?

Cambridge City has a median household income of $51,071, representing a +9.8% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Cambridge City?

The employment rate is 95.3% in Cambridge City, with a workforce of 814 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 75.3% (613 residents)
  • Blue-collar workers: 24.7% (201 residents)

Places of employment:
  • Self-employed: 2.5% (20 residents)
  • Private companies: 67.7% (551 residents)
  • Governmental workers: 20.5% (167 residents)
  • Not-for-profit companies: 9.3% (76 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025