Oxford, Benton County, IN demographics:
population, income, and more

Total population
1,113
-16.5% year-over-year change
Median household income
$51,522/yr
6.2% year-over-year change
Housing units
503
-6.3% year-over-year change

Oxford population

How many people live in Oxford

Oxford is home to 1,113 residents, according to the most recent Census data. Gender-wise, 47.3% of Oxford locals are male, and 52.7% are female.

Total population
1,113
-16.5% year-over-year change
Gender ratio
Male
47.3%
526
Female
52.7%
587
Value Percent YoY change
Male 526 47.3% -20.3%
Female 587 52.7% -12.8%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Oxford is 38, with the population distributed as follows: about 21.1% are children under 15, then 10.2% are in the 15 to 24 age group. Adults between 25 and 44 make up 26.4% of the population, while another 27.5% fall into the 45 to 64 bracket. Finally, around 14.8% are 65 or older.

Median age
38.4
Age breakdown
Under 15
21.1%
15 to 24
10.2%
25 to 44
26.4%
45 to 64
27.5%
Over 65
14.8%
Value Percent YoY change
Under 15 235 21.1% -35.8%
15 to 24 113 10.2% 2.7%
25 to 44 294 26.4% -29.0%
45 to 64 306 27.5% 8.9%
Over 65 165 14.8% 1.9%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

At the same time, 0.2% of residents are non-citizens. There’s also a share of 4.7% that includes residents with two or more races.

Citizenship
U.S.-born citizens
99.8%
Non-U.S.-born citizens
0%
Non-citizens
0.2%
Value Percent YoY change
U.S.-born citizens 1,111 99.8% -16.6%
Non-citizens 2 0.2% 100.0%
Racial breakdown
White
93.2%
Black or African American
2.2%
American Indian and Alaska Native
0%
Asian
0%
Native Hawaiian and other Pacific Islander
0%
Two or more races
4.7%
Other
0%
Value Percent
White 1,037 93.2%
Black or African American 24 2.2%
Two or more races 52 4.7%

Households in Oxford

A peek inside Oxford households

Oxford has 460 households, with an average of 2 members in each. Of these, 55.4% are families, while the remaining 44.6% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
460
-9.4% year-over-year change
Average people per household
2
Non-family households
205
Family households
255
Value Percent YoY change
Non-family households 205 44.6% 1.5%
Family households 255 55.4% -16.7%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Oxford

The housing landscape of Oxford

Oxford's housing consists of 503 units, with 89.1% being detached single-family homes ideal for those wanting space. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 1.6% of the housing landscape.

Housing units
503
-6.3% year-over-year change
Housing types
Value Percent
1 unit, detached 448 89.1%
2 units 13 2.6%
5 to 9 units 26 5.2%
10 to 19 units 3 0.6%
20 to 49 units 5 1%
Mobile home 8 1.6%
Homes built since 2020
0
% year-over-year change

The age of buildings in Oxford

In Oxford, the median construction year is 1950. About 46.5% of homes were built before the 1940s, with another 3.4% going up by 1949. Most development happened in the second half of the 20th century.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 234 46.5% -1.3%
Built between 1940 and 1949 17 3.4% 30.8%
Built between 1950 and 1959 40 8% -36.5%
Built between 1960 and 1969 39 7.8% 56.0%
Built between 1970 and 1979 64 12.7% -25.6%
Built between 1980 and 1989 18 3.6% 20.0%
Built between 1990 and 1999 55 10.9% -16.7%
Built between 2000 and 2009 20 4% 0.0%
Built between 2010 and 2019 16 3.2% 33.3%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Oxford occupancy rates

Out of the 460 occupied housing units in Oxford, 79.8% are owner-occupied, while 20.2% are lived in by tenants. Meanwhile, 8.5% of all homes on the local market sit vacant.

Occupied housing units
460
-9.4% year-over-year change
Occupancy breakdown
Renter occupied
93
Owner occupied
367
Value Percent YoY
change
Renter occupied 93 20.2% -2.1%
Owner occupied 367 79.8% -11.1%
Unoccupied housing units
8.5%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Oxford housing costs

Housing costs in Oxford come to a median of $874 per month, while tenants specifically pay a median gross rent of $758.

Median housing costs per month
$874/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Oxford
$758/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Oxford

Oxford education at a glance

About 52% of the population in Oxford went to high school, while 24.2% pursued college studies. Another 9.5% earned an associate degree and 10.8% hold a bachelor’s. Meanwhile, 1.7% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 15 1.8% -11.8%
High school diploma 434 52% -14.9%
College diploma 202 24.2% -17.6%
Associate degree 79 9.5% 23.4%
Bachelor's degree 90 10.8% -3.2%
Graduate degree 14 1.7% 75.0%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Oxford

How much people earn in Oxford

The average annual household income in Oxford was $62,321 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +3.7% change from the previous year. At the same time, the median income stood at $51,522, reflecting a +6.2% shift over the same period.

Average household income in Oxford
$62,321/year
3.7% year-over-year change
Median household income in Oxford
$51,522/year
6.2% year-over-year change

Oxford income by age

In Oxford, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $59,583. Those with someone between 45 and 64 in charge, often well established professionally, earn $51,513 overall. Overall, 86% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $59,583 5.9%
45 - 64 $51,513 8.0%
Over 65 $39,423 -13.8%
Above poverty level
944
Below poverty level
154
Value Percent YoY
change
Above poverty level 944 86% -14.9%
Below poverty level 154 14% -23.8%

Average renter income in Oxford

To get a better sense of what renters earn on average in Oxford, their median household income was $22,200 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 41%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$22,200
Rent-to-income ratio
41%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Oxford

Workforce and job types in Oxford

The job market in Oxford is powered by 431 working residents, spread across a range of industries and roles. 67.3% of the working population are employed in professional or administrative positions, while 32.7% are in hands-on or service-based jobs. Also, 12.1% run their own businesses, 63.6% are employed by private companies, and 16.2% work in the public sector.

Workforce demographics

Working population
431
-17.4% year-over-year change
White collar
290
Blue collar
141
Value Percent YoY change
White collar 290 67.3% -16.2%
Blue collar 141 32.7% -19.9%
Employer type
Self employees
12.1%
Private companies
63.6%
Governmental workers
16.2%
Not for profit companies
8.1%
Value Percent YoY change
Self employees 52 12.1% 33.3%
Private companies 274 63.6% -14.9%
Governmental workers 70 16.2% -44.0%
Not for profit companies 35 8.1% -2.8%
Unemployment rate
6.5%
3.5% year-over-year change

Available workforce

The unemployment rate in Oxford stands at 6.5%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Oxford

How people get around in Oxford

Means of transportation
Value Percent YoY change
Car 407 94.4% -19.2%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Oxford by zipcode?

Zipcode Population Number of households Median income Average income
47971 1,645 619 $64,375 $90,172

Explore more communities

FAQs about Oxford demographics 

What is the total population of Oxford?

Oxford has a total population of 1,113 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by -16.5% compared to a year ago.

What is the gender ratio in Oxford?

The gender ratio in Oxford is as follows:
  • 47.3% males (526 residents)
  • 52.7% females (587 residents)

What is the median age in Oxford?

The median age in Oxford is 38.4.

What is the age distribution of the population in Oxford?

The age distribution in Oxford is as follows:
  • Under 15: 21.1% (235 residents)
  • Ages 15-24: 10.2% (113 residents)
  • Ages 25-44: 26.4% (294 residents)
  • Ages 45-64: 27.5% (306 residents)
  • Over 65: 14.8% (165 residents)

What is the racial and ethnic makeup of Oxford?

The racial and ethnic makeup of Oxford is as follows:
  • White: 93.2% (1,037 residents)
  • Black or African American: 2.2% (24 residents)
  • American Indian and Alaska Native: 0% (0 residents)
  • Asian: 0% (0 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 4.7% (52 residents)
  • Other: 0% (0 residents)

What percentage of the population in Oxford are U.S.-born citizens?

U.S.-born citizens represent 99.8% of the population in Oxford.

How many housing units are there in Oxford?

There are 503 housing units in Oxford, reflecting a -6.3% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Oxford and what is the average household size?

Oxford has a total of 460 households, with an average of 2 people in each.

What is the median household income in Oxford?

Oxford has a median household income of $51,522, representing a +6.2% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Oxford?

The employment rate is 93.5% in Oxford, with a workforce of 431 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 67.3% (290 residents)
  • Blue-collar workers: 32.7% (141 residents)

Places of employment:
  • Self-employed: 12.1% (52 residents)
  • Private companies: 63.6% (274 residents)
  • Governmental workers: 16.2% (70 residents)
  • Not-for-profit companies: 8.1% (35 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025