Chippewa Falls, WI demographics:
population, income, and more

Total population
14,782
0.9% year-over-year change
Median household income
$57,873/yr
-6.9% year-over-year change
Housing units
6,807
0.6% year-over-year change

Chippewa Falls population

How many people live in Chippewa Falls

Chippewa Falls is home to 14,782 residents, according to the most recent Census data. Gender-wise, 50% of Chippewa Falls locals are male, and 50% are female.

Total population
14,782
0.9% year-over-year change
Gender ratio
Male
50%
7,389
Female
50%
7,393
Value Percent YoY change
Male 7,389 50% 2.2%
Female 7,393 50% -0.3%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Chippewa Falls is 39, with the population distributed as follows: about 17.8% are children under 15, then 12.3% are in the 15 to 24 age group. Adults between 25 and 44 make up 28% of the population, while another 21.4% fall into the 45 to 64 bracket. Finally, around 20.6% are 65 or older.

Median age
39.2
Age breakdown
Under 15
17.8%
15 to 24
12.3%
25 to 44
28%
45 to 64
21.4%
Over 65
20.6%
Value Percent YoY change
Under 15 2,626 17.8% 2.7%
15 to 24 1,818 12.3% 7.5%
25 to 44 4,138 28% -2.2%
45 to 64 3,158 21.4% -3.5%
Over 65 3,042 20.6% 5.2%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Chippewa Falls, 98.6% of the population are US-born citizens, while 0.8% have gained naturalized citizenship. At the same time, 0.6% of residents are non-citizens. As for race, 91.5% of locals are Caucasian, 1.8% are African American and 0.8% have Asian roots. There’s also a share of 4.8% that includes residents with two or more races.

Citizenship
U.S.-born citizens
98.6%
Non-U.S.-born citizens
0.8%
Non-citizens
0.6%
Value Percent YoY change
U.S.-born citizens 14,580 98.6% 2.8%
Non-U.S.-born citizens 117 0.8% -62.1%
Non-citizens 85 0.6% -41.0%
Racial breakdown
White
91.5%
Black or African American
1.8%
American Indian and Alaska Native
1%
Asian
0.8%
Native Hawaiian and other Pacific Islander
0%
Two or more races
4.8%
Other
0.1%
Value Percent
White 13,523 91.5%
Black or African American 263 1.8%
American Indian and Alaska Native 142 1%
Asian 118 0.8%
Two or more races 716 4.8%
Other 20 0.1%

Households in Chippewa Falls

A peek inside Chippewa Falls households

Chippewa Falls has 6,607 households, with an average of 2 members in each. Of these, 46.8% are families, while the remaining 53.2% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
6,607
3.0% year-over-year change
Average people per household
2
Non-family households
3,516
Family households
3,091
Value Percent YoY change
Non-family households 3,516 53.2% 3.0%
Family households 3,091 46.8% 3.0%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Chippewa Falls

The housing landscape of Chippewa Falls

Chippewa Falls's housing consists of 6,807 units, with 52.3% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 5.1% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 2% of the housing landscape.

Housing units
6,807
0.6% year-over-year change
Housing types
Value Percent
1 unit, detached 3,557 52.3%
1 unit, attached 348 5.1%
2 units 426 6.3%
3 or 4 units 962 14.1%
5 to 9 units 615 9%
10 to 19 units 207 3%
20 to 49 units 320 4.7%
50 or more units 235 3.4%
Mobile home 137 2%
Homes built since 2020
84
95.3% year-over-year change

The age of buildings in Chippewa Falls

In Chippewa Falls, the median construction year is 1969. About 31% of homes were built before the 1940s, with another 3.7% going up by 1949. Most development happened in the second half of the 20th century. Then, 7.2% of homes were added from 2000 to 2009, 7.3% between 2010 and 2019, and 1.2% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 2,112 31% 5.5%
Built between 1940 and 1949 250 3.7% -7.8%
Built between 1950 and 1959 527 7.7% -6.1%
Built between 1960 and 1969 555 8.2% 4.5%
Built between 1970 and 1979 855 12.6% 8.2%
Built between 1980 and 1989 956 14% -2.2%
Built between 1990 and 1999 487 7.2% -7.2%
Built between 2000 and 2009 487 7.2% -9.8%
Built between 2010 and 2019 494 7.3% -5.7%
Built in 2020 or later 84 1.2% 95.3%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Chippewa Falls occupancy rates

Out of the 6,607 occupied housing units in Chippewa Falls, 50.7% are owner-occupied, while 49.3% are lived in by tenants. Meanwhile, 2.9% of all homes on the local market sit vacant.

Occupied housing units
6,607
3.0% year-over-year change
Occupancy breakdown
Renter occupied
3,256
Owner occupied
3,351
Value Percent YoY
change
Renter occupied 3,256 49.3% 10.2%
Owner occupied 3,351 50.7% -3.1%
Unoccupied housing units
2.9%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Chippewa Falls housing costs

Housing costs in Chippewa Falls come to a median of $932 per month, while tenants specifically pay a median gross rent of $910.

Median housing costs per month
$932/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Chippewa Falls
$910/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Chippewa Falls

Chippewa Falls education at a glance

About 44.1% of the population in Chippewa Falls went to high school, while 20.8% pursued college studies. Another 15.1% earned an associate degree and 14.1% hold a bachelor’s. Meanwhile, 4.8% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 120 1% -46.2%
High school diploma 5,179 44.1% 3.3%
College diploma 2,444 20.8% 7.4%
Associate degree 1,778 15.1% -3.2%
Bachelor's degree 1,660 14.1% -2.5%
Graduate degree 566 4.8% -20.3%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Chippewa Falls

How much people earn in Chippewa Falls

The average annual household income in Chippewa Falls was $69,408 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -5% change from the previous year. At the same time, the median income stood at $57,873, reflecting a -6.9% shift over the same period.

Average household income in Chippewa Falls
$69,408/year
-5.0% year-over-year change
Median household income in Chippewa Falls
$57,873/year
-6.9% year-over-year change

Chippewa Falls income by age

In Chippewa Falls, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $65,195. Those with someone between 45 and 64 in charge, often well established professionally, earn $63,615 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $68,788, while those led by someone over 65, many of whom may be retired, have about $48,523 in earnings. Overall, 84.6% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $68,788 3.9%
25 - 44 $65,195 -2.2%
45 - 64 $63,615 -10.9%
Over 65 $48,523 21.7%
Above poverty level
11,566
Below poverty level
2,103
Value Percent YoY
change
Above poverty level 11,566 84.6% -2.2%
Below poverty level 2,103 15.4% 21.9%

Average renter income in Chippewa Falls

To get a better sense of what renters earn on average in Chippewa Falls, their median household income was $43,775 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 24.9%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$43,775
Rent-to-income ratio
24.9%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Chippewa Falls

Workforce and job types in Chippewa Falls

The job market in Chippewa Falls is powered by 7,270 working residents, spread across a range of industries and roles. 71.2% of the working population are employed in professional or administrative positions, while 28.8% are in hands-on or service-based jobs. Also, 4.6% run their own businesses, 76% are employed by private companies, and 10.5% work in the public sector.

Workforce demographics

Working population
7,270
1.5% year-over-year change
White collar
5,174
Blue collar
2,096
Value Percent YoY change
White collar 5,174 71.2% 0.5%
Blue collar 2,096 28.8% 3.9%
Employer type
Self employees
4.6%
Private companies
76%
Governmental workers
10.5%
Not for profit companies
8.8%
Value Percent YoY change
Self employees 338 4.6% 13.8%
Private companies 5,527 76% 3.7%
Governmental workers 764 10.5% -2.9%
Not for profit companies 641 8.8% -14.3%
Unemployment rate
4.0%
-21.8% year-over-year change

Available workforce

The unemployment rate in Chippewa Falls stands at 4%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Chippewa Falls

How people get around in Chippewa Falls

In Chippewa Falls, the average commute time is 19 minutes. Commuting methods vary: 84.8% of residents travel by personal vehicle and 1.6% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Commute time
19 min
8.0% year-over-year change
Means of transportation
Value Percent YoY change
Car 6,078 84.8% 1.5%
Taxicab 157 2.2% 18.1%
Bus or trolleybus 64 0.9% N/A
Bicycle 7 0.1% -50.0%
Walk 116 1.6% -10.1%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Chippewa Falls by zipcode?

Zipcode Population Number of households Median income Average income
54729 34,366 14,826 $75,809 $97,682

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FAQs about Chippewa Falls demographics 

What is the total population of Chippewa Falls?

Chippewa Falls has a total population of 14,782 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.9% compared to a year ago.

What is the gender ratio in Chippewa Falls?

The gender ratio in Chippewa Falls is as follows:
  • 50% males (7,389 residents)
  • 50% females (7,393 residents)

What is the median age in Chippewa Falls?

The median age in Chippewa Falls is 39.2.

What is the age distribution of the population in Chippewa Falls?

The age distribution in Chippewa Falls is as follows:
  • Under 15: 17.8% (2,626 residents)
  • Ages 15-24: 12.3% (1,818 residents)
  • Ages 25-44: 28% (4,138 residents)
  • Ages 45-64: 21.4% (3,158 residents)
  • Over 65: 20.6% (3,042 residents)

What is the racial and ethnic makeup of Chippewa Falls?

The racial and ethnic makeup of Chippewa Falls is as follows:
  • White: 91.5% (13,523 residents)
  • Black or African American: 1.8% (263 residents)
  • American Indian and Alaska Native: 1% (142 residents)
  • Asian: 0.8% (118 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (0 residents)
  • Two or More Races: 4.8% (716 residents)
  • Other: 0.1% (20 residents)

What percentage of the population in Chippewa Falls are U.S.-born citizens?

U.S.-born citizens represent 98.6% of the population in Chippewa Falls.

How many housing units are there in Chippewa Falls?

There are 6,807 housing units in Chippewa Falls, reflecting a +0.6% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Chippewa Falls and what is the average household size?

Chippewa Falls has a total of 6,607 households, with an average of 2 people in each.

What is the median household income in Chippewa Falls?

Chippewa Falls has a median household income of $57,873, representing a -6.9% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Chippewa Falls?

The employment rate is 96% in Chippewa Falls, with a workforce of 7,270 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 71.2% (5,174 residents)
  • Blue-collar workers: 28.8% (2,096 residents)

Places of employment:
  • Self-employed: 4.6% (338 residents)
  • Private companies: 76% (5,527 residents)
  • Governmental workers: 10.5% (764 residents)
  • Not-for-profit companies: 8.8% (641 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025