Jay, OK demographics:
population, income, and more

Total population
2,731
0.3% year-over-year change
Median household income
$38,094/yr
4.6% year-over-year change
Housing units
1,109
0.7% year-over-year change

Jay population

How many people live in Jay

Jay is home to 2,731 residents, according to the most recent Census data. Gender-wise, 48% of Jay locals are male, and 52% are female.

Total population
2,731
0.3% year-over-year change
Gender ratio
Male
48%
1,311
Female
52%
1,420
Value Percent YoY change
Male 1,311 48% -0.5%
Female 1,420 52% 1.0%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Jay is 35, with the population distributed as follows: about 21% are children under 15, then 16.4% are in the 15 to 24 age group. Adults between 25 and 44 make up 27.4% of the population, while another 21.7% fall into the 45 to 64 bracket. Finally, around 13.6% are 65 or older.

Median age
34.6
Age breakdown
Under 15
21%
15 to 24
16.4%
25 to 44
27.4%
45 to 64
21.7%
Over 65
13.6%
Value Percent YoY change
Under 15 574 21% -2.2%
15 to 24 447 16.4% 4.0%
25 to 44 747 27.4% -0.7%
45 to 64 592 21.7% -1.0%
Over 65 371 13.6% 3.9%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Jay, 97.4% of the population are US-born citizens, while 1.6% have gained naturalized citizenship. At the same time, 1% of residents are non-citizens. As for race, 38.3% of locals are Caucasian, 0.3% are African American and 1.7% have Asian roots. There’s also a share of 21.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
97.4%
Non-U.S.-born citizens
1.6%
Non-citizens
1%
Value Percent YoY change
U.S.-born citizens 2,661 97.4% 0.2%
Non-U.S.-born citizens 44 1.6% -4.3%
Non-citizens 26 1% 18.2%
Racial breakdown
White
38.3%
Black or African American
0.3%
American Indian and Alaska Native
36.5%
Asian
1.7%
Native Hawaiian and other Pacific Islander
0%
Two or more races
21.6%
Other
1.5%
Value Percent
White 1,047 38.3%
Black or African American 9 0.3%
American Indian and Alaska Native 997 36.5%
Asian 46 1.7%
Native Hawaiian and other Pacific Islander 1 0%
Two or more races 591 21.6%
Other 40 1.5%

Households in Jay

A peek inside Jay households

Jay has 953 households, with an average of 3 members in each. Of these, 64.3% are families, while the remaining 35.7% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
953
0.0% year-over-year change
Average people per household
3
Non-family households
340
Family households
613
Value Percent YoY change
Non-family households 340 35.7% 6.6%
Family households 613 64.3% -3.3%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Jay

The housing landscape of Jay

Jay's housing consists of 1,109 units, with 73% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 1.7% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 8.7% of the housing landscape.

Housing units
1,109
0.7% year-over-year change
Housing types
Value Percent
1 unit, detached 809 73%
1 unit, attached 19 1.7%
2 units 59 5.3%
3 or 4 units 11 1%
5 to 9 units 28 2.5%
10 to 19 units 35 3.2%
20 to 49 units 44 4%
50 or more units 1 0.1%
Mobile home 96 8.7%
Boat, RV, van, etc. 7 0.6%
Homes built since 2020
8
60.0% year-over-year change

The age of buildings in Jay

In Jay, the median construction year is 1976. About 2.8% of homes were built before the 1940s, with another 4.7% going up by 1949. Most development happened in the second half of the 20th century. Then, 6.8% of homes were added from 2000 to 2009, 3.9% between 2010 and 2019, and 0.7% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 31 2.8% -35.4%
Built between 1940 and 1949 52 4.7% 23.8%
Built between 1950 and 1959 214 19.3% 16.3%
Built between 1960 and 1969 106 9.6% -19.1%
Built between 1970 and 1979 234 21.1% -13.0%
Built between 1980 and 1989 223 20.1% 8.2%
Built between 1990 and 1999 122 11% 24.5%
Built between 2000 and 2009 76 6.8% -1.3%
Built between 2010 and 2019 43 3.9% 4.9%
Built in 2020 or later 8 0.7% 60.0%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Jay occupancy rates

Out of the 953 occupied housing units in Jay, 61.3% are owner-occupied, while 38.7% are lived in by tenants. Meanwhile, 14.1% of all homes on the local market sit vacant.

Occupied housing units
953
0.0% year-over-year change
Occupancy breakdown
Renter occupied
369
Owner occupied
584
Value Percent YoY
change
Renter occupied 369 38.7% -12.6%
Owner occupied 584 61.3% 10.0%
Unoccupied housing units
14.1%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Jay housing costs

Housing costs in Jay come to a median of $734 per month, while tenants specifically pay a median gross rent of $765.

Median housing costs per month
$734/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Jay
$765/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Jay

Jay education at a glance

About 58.8% of the population in Jay went to high school, while 18.7% pursued college studies. Another 5.8% earned an associate degree and 6.9% hold a bachelor’s. Meanwhile, 2.6% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 146 7.2% 10.6%
High school diploma 1,198 58.8% 4.8%
College diploma 382 18.7% -8.8%
Associate degree 119 5.8% 3.5%
Bachelor's degree 141 6.9% -3.4%
Graduate degree 52 2.6% 0.0%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Jay

How much people earn in Jay

The average annual household income in Jay was $61,468 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +4.8% change from the previous year. At the same time, the median income stood at $38,094, reflecting a +4.6% shift over the same period.

Average household income in Jay
$61,468/year
4.8% year-over-year change
Median household income in Jay
$38,094/year
4.6% year-over-year change

Jay income by age

In Jay, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $59,063. Those with someone between 45 and 64 in charge, often well established professionally, earn $38,598 overall. Overall, 76.4% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $59,063 19.2%
45 - 64 $38,598 3.3%
Over 65 $26,319 13.2%
Above poverty level
1,986
Below poverty level
614
Value Percent YoY
change
Above poverty level 1,986 76.4% -1.7%
Below poverty level 614 23.6% 4.8%

Average renter income in Jay

To get a better sense of what renters earn on average in Jay, their median household income was $22,188 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 41.4%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$22,188
Rent-to-income ratio
41.4%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Jay

Workforce and job types in Jay

The job market in Jay is powered by 975 working residents, spread across a range of industries and roles. 67.5% of the working population are employed in professional or administrative positions, while 32.5% are in hands-on or service-based jobs. Also, 9.1% run their own businesses, 62.9% are employed by private companies, and 15.6% work in the public sector.

Workforce demographics

Working population
975
-4.3% year-over-year change
White collar
658
Blue collar
317
Value Percent YoY change
White collar 658 67.5% -5.3%
Blue collar 317 32.5% -2.2%
Employer type
Self employees
9.1%
Private companies
62.9%
Governmental workers
15.6%
Not for profit companies
12.4%
Value Percent YoY change
Self employees 89 9.1% -15.2%
Private companies 613 62.9% -5.1%
Governmental workers 152 15.6% -5.6%
Not for profit companies 121 12.4% 13.1%
Unemployment rate
13.6%
8.4% year-over-year change

Available workforce

The unemployment rate in Jay stands at 13.6%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Jay

How people get around in Jay

Commuting methods vary: 87.9% of residents travel by personal vehicle and 5.5% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 846 87.9% -7.7%
Bicycle 6 0.6% 0.0%
Walk 53 5.5% -18.5%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Jay by zipcode?

Zipcode Population Number of households Median income Average income
74346 8,266 2,923 $49,556 $74,345

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FAQs about Jay demographics 

What is the total population of Jay?

Jay has a total population of 2,731 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.3% compared to a year ago.

What is the gender ratio in Jay?

The gender ratio in Jay is as follows:
  • 48% males (1,311 residents)
  • 52% females (1,420 residents)

What is the median age in Jay?

The median age in Jay is 34.6.

What is the age distribution of the population in Jay?

The age distribution in Jay is as follows:
  • Under 15: 21% (574 residents)
  • Ages 15-24: 16.4% (447 residents)
  • Ages 25-44: 27.4% (747 residents)
  • Ages 45-64: 21.7% (592 residents)
  • Over 65: 13.6% (371 residents)

What is the racial and ethnic makeup of Jay?

The racial and ethnic makeup of Jay is as follows:
  • White: 38.3% (1,047 residents)
  • Black or African American: 0.3% (9 residents)
  • American Indian and Alaska Native: 36.5% (997 residents)
  • Asian: 1.7% (46 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (1 residents)
  • Two or More Races: 21.6% (591 residents)
  • Other: 1.5% (40 residents)

What percentage of the population in Jay are U.S.-born citizens?

U.S.-born citizens represent 97.4% of the population in Jay.

How many housing units are there in Jay?

There are 1,109 housing units in Jay, reflecting a +0.7% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Jay and what is the average household size?

Jay has a total of 953 households, with an average of 3 people in each.

What is the median household income in Jay?

Jay has a median household income of $38,094, representing a +4.6% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Jay?

The employment rate is 86.4% in Jay, with a workforce of 975 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 67.5% (658 residents)
  • Blue-collar workers: 32.5% (317 residents)

Places of employment:
  • Self-employed: 9.1% (89 residents)
  • Private companies: 62.9% (613 residents)
  • Governmental workers: 15.6% (152 residents)
  • Not-for-profit companies: 12.4% (121 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025