Upper Saddle River, NJ demographics:
population, income, and more

Total population
6,038
1.0% year-over-year change
Median household income
$244,022/yr
-0.1% year-over-year change
Housing units
2,203
2.5% year-over-year change

Upper Saddle River population

How many people live in Upper Saddle River

Upper Saddle River is home to 6,038 residents, according to the most recent Census data. Gender-wise, 50.4% of Upper Saddle River locals are male, and 49.6% are female.

Total population
6,038
1.0% year-over-year change
Gender ratio
Male
50.4%
3,045
Female
49.6%
2,994
Value Percent YoY change
Male 3,045 50.4% 2.8%
Female 2,994 49.6% -0.8%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Upper Saddle River is 44, with the population distributed as follows: about 18.4% are children under 15, then 13% are in the 15 to 24 age group. Adults between 25 and 44 make up 19.9% of the population, while another 30.4% fall into the 45 to 64 bracket. Finally, around 18.4% are 65 or older.

Median age
44.2
Age breakdown
Under 15
18.4%
15 to 24
13%
25 to 44
19.9%
45 to 64
30.4%
Over 65
18.4%
Value Percent YoY change
Under 15 1,108 18.4% 6.4%
15 to 24 783 13% -6.1%
25 to 44 1,200 19.9% 3.5%
45 to 64 1,832 30.4% -4.9%
Over 65 1,114 18.4% 9.4%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Upper Saddle River, 77.1% of the population are US-born citizens, while 18.8% have gained naturalized citizenship. At the same time, 4.1% of residents are non-citizens. As for race, 75.3% of locals are Caucasian, 2% are African American and 14.3% have Asian roots. Another 0.1% are Indigenous American, 0.1% are Pacific Islanders, while 1.1% identify as another race. There’s also a share of 7.1% that includes residents with two or more races.

Citizenship
U.S.-born citizens
77.1%
Non-U.S.-born citizens
18.8%
Non-citizens
4.1%
Value Percent YoY change
U.S.-born citizens 4,658 77.1% -0.5%
Non-U.S.-born citizens 1,132 18.8% 5.1%
Non-citizens 248 4.1% 11.7%
Racial breakdown
White
75.3%
Black or African American
2%
American Indian and Alaska Native
0.1%
Asian
14.3%
Native Hawaiian and other Pacific Islander
0.1%
Two or more races
7.1%
Other
1.1%
Value Percent
White 4,546 75.3%
Black or African American 124 2%
American Indian and Alaska Native 4 0.1%
Asian 861 14.3%
Native Hawaiian and other Pacific Islander 8 0.1%
Two or more races 428 7.1%
Other 68 1.1%

Households in Upper Saddle River

A peek inside Upper Saddle River households

Upper Saddle River has 2,067 households, with an average of 3 members in each. Of these, 86.4% are families, while the remaining 13.6% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
2,067
1.4% year-over-year change
Average people per household
3
Non-family households
281
Family households
1,786
Value Percent YoY change
Non-family households 281 13.6% 31.9%
Family households 1,786 86.4% -2.2%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Upper Saddle River

The housing landscape of Upper Saddle River

Upper Saddle River's housing consists of 2,203 units, with 85.8% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 6.1% and offer a more compact, shared living style.

Housing units
2,203
2.5% year-over-year change
Housing types
Value Percent
1 unit, detached 1,890 85.8%
1 unit, attached 135 6.1%
3 or 4 units 17 0.8%
5 to 9 units 39 1.8%
10 to 19 units 50 2.3%
50 or more units 72 3.3%
Homes built since 2020
101
94.2% year-over-year change

The age of buildings in Upper Saddle River

In Upper Saddle River, the median construction year is 1979. About 6.6% of homes were built before the 1940s, with another 0.3% going up by 1949. Most development happened in the second half of the 20th century. Then, 12.1% of homes were added from 2000 to 2009, 5% between 2010 and 2019, and 4.6% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 146 6.6% -3.3%
Built between 1940 and 1949 7 0.3% -46.1%
Built between 1950 and 1959 351 15.9% -2.0%
Built between 1960 and 1969 379 17.2% -6.4%
Built between 1970 and 1979 238 10.8% -9.5%
Built between 1980 and 1989 410 18.6% 16.1%
Built between 1990 and 1999 195 8.9% -1.5%
Built between 2000 and 2009 266 12.1% 7.3%
Built between 2010 and 2019 109 5% 0.9%
Built in 2020 or later 101 4.6% 94.2%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Upper Saddle River occupancy rates

Out of the 2,067 occupied housing units in Upper Saddle River, 88.8% are owner-occupied, while 11.2% are lived in by tenants. Meanwhile, 6.2% of all homes on the local market sit vacant.

Occupied housing units
2,067
1.4% year-over-year change
Occupancy breakdown
Renter occupied
232
Owner occupied
1,835
Value Percent YoY
change
Renter occupied 232 11.2% 1.3%
Owner occupied 1,835 88.8% 1.4%
Unoccupied housing units
6.2%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Upper Saddle River housing costs

Housing costs in Upper Saddle River come to a median of $4,001 per month, while tenants specifically pay a median gross rent of $3,440.

Median housing costs per month
$4,001/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Upper Saddle River
$3,440/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Upper Saddle River

Upper Saddle River education at a glance

About 13.3% of the population in Upper Saddle River went to high school, while 9.4% pursued college studies. Another 4.2% earned an associate degree and 41.1% hold a bachelor’s. Meanwhile, 30.1% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 87 1.9% 11.5%
High school diploma 621 13.3% -8.4%
College diploma 441 9.4% 7.6%
Associate degree 197 4.2% -2.0%
Bachelor's degree 1,923 41.1% 2.7%
Graduate degree 1,407 30.1% 1.8%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Upper Saddle River

How much people earn in Upper Saddle River

The average annual household income in Upper Saddle River was $363,378 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -0.4% change from the previous year. At the same time, the median income stood at $244,022, reflecting a -0% shift over the same period.

Average household income in Upper Saddle River
$363,378/year
-0.4% year-over-year change
Median household income in Upper Saddle River
$244,022/year
-0.1% year-over-year change

Upper Saddle River income by age

In Upper Saddle River, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $250,001. Those with someone between 45 and 64 in charge, often well established professionally, earn $250,001 overall. Overall, 95.5% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $250,001 0.1%
45 - 64 $250,001 0.0%
Over 65 $159,271 6.2%
Above poverty level
5,652
Below poverty level
268
Value Percent YoY
change
Above poverty level 5,652 95.5% 0.8%
Below poverty level 268 4.5% 0.0%

Average renter income in Upper Saddle River

To get a better sense of what renters earn on average in Upper Saddle River, their median household income was $139,130 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 29.7%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$139,130
Rent-to-income ratio
29.7%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Upper Saddle River

Workforce and job types in Upper Saddle River

94.5% of the working population are employed in professional or administrative positions, while 5.5% are in hands-on or service-based jobs. Also, 25% run their own businesses, 62.4% are employed by private companies, and 5% work in the public sector.

Workforce demographics

White collar
2,561
Blue collar
149
Value Percent YoY change
White collar 2,561 94.5% -4.2%
Blue collar 149 5.5% 2.8%
Employer type
Self employees
25%
Private companies
62.4%
Governmental workers
5%
Not for profit companies
7.7%
Value Percent YoY change
Self employees 676 25% -12.6%
Private companies 1,689 62.4% 1.0%
Governmental workers 135 5% 3.0%
Not for profit companies 209 7.7% -13.6%

Transportation in Upper Saddle River

How people get around in Upper Saddle River

Commuting methods vary: 89.7% of residents travel by personal vehicle and 1.1% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 1,553 89.7% -10.0%
Bus or trolleybus 90 5.2% -29.1%
Railroad 65 3.8% 109.7%
Bicycle 5 0.3% -37.5%
Walk 19 1.1% -13.6%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Upper Saddle River by zipcode?

Zipcode Population Number of households Median income Average income
07458 11,828 4,048 $244,022 $365,769

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FAQs about Upper Saddle River demographics 

What is the total population of Upper Saddle River?

Upper Saddle River has a total population of 6,038 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +1.0% compared to a year ago.

What is the gender ratio in Upper Saddle River?

The gender ratio in Upper Saddle River is as follows:
  • 50.4% males (3,045 residents)
  • 49.6% females (2,994 residents)

What is the median age in Upper Saddle River?

The median age in Upper Saddle River is 44.2.

What is the age distribution of the population in Upper Saddle River?

The age distribution in Upper Saddle River is as follows:
  • Under 15: 18.4% (1,108 residents)
  • Ages 15-24: 13% (783 residents)
  • Ages 25-44: 19.9% (1,200 residents)
  • Ages 45-64: 30.4% (1,832 residents)
  • Over 65: 18.4% (1,114 residents)

What is the racial and ethnic makeup of Upper Saddle River?

The racial and ethnic makeup of Upper Saddle River is as follows:
  • White: 75.3% (4,546 residents)
  • Black or African American: 2% (124 residents)
  • American Indian and Alaska Native: 0.1% (4 residents)
  • Asian: 14.3% (861 residents)
  • Native Hawaiian and Other Pacific Islander: 0.1% (8 residents)
  • Two or More Races: 7.1% (428 residents)
  • Other: 1.1% (68 residents)

What percentage of the population in Upper Saddle River are U.S.-born citizens?

U.S.-born citizens represent 77.1% of the population in Upper Saddle River.

How many housing units are there in Upper Saddle River?

There are 2,203 housing units in Upper Saddle River, reflecting a +2.5% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Upper Saddle River and what is the average household size?

Upper Saddle River has a total of 2,067 households, with an average of 3 people in each.

What is the median household income in Upper Saddle River?

Upper Saddle River has a median household income of $244,022, representing a -0.1% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Upper Saddle River?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 94.5% (2,561 residents)
  • Blue-collar workers: 5.5% (149 residents)

Places of employment:
  • Self-employed: 25% (676 residents)
  • Private companies: 62.4% (1,689 residents)
  • Governmental workers: 5% (135 residents)
  • Not-for-profit companies: 7.7% (209 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025