Garwood, NJ demographics:
population, income, and more

Total population
4,729
4.2% year-over-year change
Median household income
$110,670/yr
9.6% year-over-year change
Housing units
2,100
3.6% year-over-year change

Garwood population

How many people live in Garwood

Garwood is home to 4,729 residents, according to the most recent Census data. Gender-wise, 51.2% of Garwood locals are male, and 48.8% are female.

Total population
4,729
4.2% year-over-year change
Gender ratio
Male
51.2%
2,423
Female
48.8%
2,306
Value Percent YoY change
Male 2,423 51.2% 4.0%
Female 2,306 48.8% 4.4%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Garwood is 42, with the population distributed as follows: about 14.2% are children under 15, then 11.5% are in the 15 to 24 age group. Adults between 25 and 44 make up 29.2% of the population, while another 24.7% fall into the 45 to 64 bracket. Finally, around 20.4% are 65 or older.

Median age
42.3
Age breakdown
Under 15
14.2%
15 to 24
11.5%
25 to 44
29.2%
45 to 64
24.7%
Over 65
20.4%
Value Percent YoY change
Under 15 672 14.2% 12.6%
15 to 24 542 11.5% 5.5%
25 to 44 1,383 29.2% 4.4%
45 to 64 1,168 24.7% 8.6%
Over 65 965 20.4% -6.0%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Garwood, 79% of the population are US-born citizens, while 14.4% have gained naturalized citizenship. At the same time, 6.6% of residents are non-citizens. As for race, 66.1% of locals are Caucasian, 0.3% are African American and 4.5% have Asian roots. There’s also a share of 9.9% that includes residents with two or more races.

Citizenship
U.S.-born citizens
79%
Non-U.S.-born citizens
14.4%
Non-citizens
6.6%
Value Percent YoY change
U.S.-born citizens 3,735 79% 3.1%
Non-U.S.-born citizens 682 14.4% -3.0%
Non-citizens 313 6.6% 45.6%
Racial breakdown
White
66.1%
Black or African American
0.3%
American Indian and Alaska Native
0%
Asian
4.5%
Native Hawaiian and other Pacific Islander
0%
Two or more races
9.9%
Other
19.3%
Value Percent
White 3,125 66.1%
Black or African American 13 0.3%
Asian 213 4.5%
Two or more races 468 9.9%
Other 911 19.3%

Households in Garwood

A peek inside Garwood households

Garwood has 2,061 households, with an average of 2 members in each. Of these, 61.2% are families, while the remaining 38.8% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
2,061
3.6% year-over-year change
Average people per household
2
Non-family households
800
Family households
1,262
Value Percent YoY change
Non-family households 800 38.8% 7.7%
Family households 1,262 61.2% 1.3%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Garwood

The housing landscape of Garwood

Garwood's housing consists of 2,100 units, with 46.7% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 3.9% and offer a more compact, shared living style.

Housing units
2,100
3.6% year-over-year change
Housing types
Value Percent
1 unit, detached 981 46.7%
1 unit, attached 81 3.9%
2 units 513 24.4%
3 or 4 units 164 7.8%
5 to 9 units 62 3%
10 to 19 units 63 3%
20 to 49 units 29 1.4%
50 or more units 207 9.9%
Homes built since 2020
46
64.3% year-over-year change

The age of buildings in Garwood

In Garwood, the median construction year is 1953. About 28.6% of homes were built before the 1940s, with another 13.5% going up by 1949. Most development happened in the second half of the 20th century. Then, 2.8% of homes were added from 2000 to 2009, 10.9% between 2010 and 2019, and 2.2% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 601 28.6% 11.3%
Built between 1940 and 1949 283 13.5% 0.7%
Built between 1950 and 1959 563 26.8% -15.2%
Built between 1960 and 1969 111 5.3% 14.4%
Built between 1970 and 1979 99 4.7% -37.3%
Built between 1980 and 1989 80 3.8% -23.8%
Built between 1990 and 1999 29 1.4% -12.1%
Built between 2000 and 2009 59 2.8% 9.3%
Built between 2010 and 2019 228 10.9% 240.3%
Built in 2020 or later 46 2.2% 64.3%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Garwood occupancy rates

Out of the 2,061 occupied housing units in Garwood, 54.4% are owner-occupied, while 45.6% are lived in by tenants. Meanwhile, 1.9% of all homes on the local market sit vacant.

Occupied housing units
2,061
3.6% year-over-year change
Occupancy breakdown
Renter occupied
939
Owner occupied
1,122
Value Percent YoY
change
Renter occupied 939 45.6% 4.5%
Owner occupied 1,122 54.4% 3.0%
Unoccupied housing units
1.9%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Garwood housing costs

Housing costs in Garwood come to a median of $2,185 per month, while tenants specifically pay a median gross rent of $1,753.

Median housing costs per month
$2,185/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Garwood
$1,753/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Garwood

Garwood education at a glance

About 31.4% of the population in Garwood went to high school, while 15.7% pursued college studies. Another 7.1% earned an associate degree and 30.4% hold a bachelor’s. Meanwhile, 13.7% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 64 1.6% 39.1%
High school diploma 1,216 31.4% 0.3%
College diploma 609 15.7% 2.4%
Associate degree 275 7.1% -6.1%
Bachelor's degree 1,177 30.4% 6.0%
Graduate degree 532 13.7% 3.7%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Garwood

How much people earn in Garwood

The average annual household income in Garwood was $142,094 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a +2.5% change from the previous year. At the same time, the median income stood at $110,670, reflecting a +9.6% shift over the same period.

Average household income in Garwood
$142,094/year
2.5% year-over-year change
Median household income in Garwood
$110,670/year
9.6% year-over-year change

Garwood income by age

In Garwood, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $133,594. Those with someone between 45 and 64 in charge, often well established professionally, earn $130,284 overall. Overall, 90% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
25 - 44 $133,594 -0.7%
45 - 64 $130,284 -4.4%
Over 65 $56,382 19.4%
Above poverty level
4,216
Below poverty level
471
Value Percent YoY
change
Above poverty level 4,216 90% 2.9%
Below poverty level 471 10% 12.7%

Average renter income in Garwood

To get a better sense of what renters earn on average in Garwood, their median household income was $73,654 according to 2022 Census data. In addition, the rent-to-income ratio in the area, at 28.6%, shows what portion of their earnings goes toward housing expenses.

Renter median household income
$73,654
Rent-to-income ratio
28.6%
Understanding the rent-to-income ratio can help renters gauge if local housing costs align with their earnings. A ratio under 30% usually signals affordability, while exceeding this mark means rent is taking a larger-than-recommended bite out of income. That could make it harder for you to cover other costs like transportation, healthcare, or child care.

Employment in Garwood

Workforce and job types in Garwood

81.2% of the working population are employed in professional or administrative positions, while 18.8% are in hands-on or service-based jobs. Also, 3.5% run their own businesses, 68.4% are employed by private companies, and 17.8% work in the public sector.

Workforce demographics

White collar
2,205
Blue collar
511
Value Percent YoY change
White collar 2,205 81.2% 11.4%
Blue collar 511 18.8% -2.7%
Employer type
Self employees
3.5%
Private companies
68.4%
Governmental workers
17.8%
Not for profit companies
10.2%
Value Percent YoY change
Self employees 96 3.5% 60.0%
Private companies 1,858 68.4% 5.3%
Governmental workers 484 17.8% 23.8%
Not for profit companies 278 10.2% -3.8%

Transportation in Garwood

How people get around in Garwood

Commuting methods vary: 89.6% of residents travel by personal vehicle and 3.2% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 1,863 89.6% 3.2%
Bus or trolleybus 107 5.2% -3.6%
Railroad 42 2% -6.7%
Walk 66 3.2% -25.8%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Garwood by zipcode?

Zipcode Population Number of households Median income Average income
07027 4,885 2,129 $110,670 $143,718

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FAQs about Garwood demographics 

What is the total population of Garwood?

Garwood has a total population of 4,729 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +4.2% compared to a year ago.

What is the gender ratio in Garwood?

The gender ratio in Garwood is as follows:
  • 51.2% males (2,423 residents)
  • 48.8% females (2,306 residents)

What is the median age in Garwood?

The median age in Garwood is 42.3.

What is the age distribution of the population in Garwood?

The age distribution in Garwood is as follows:
  • Under 15: 14.2% (672 residents)
  • Ages 15-24: 11.5% (542 residents)
  • Ages 25-44: 29.2% (1,383 residents)
  • Ages 45-64: 24.7% (1,168 residents)
  • Over 65: 20.4% (965 residents)

What is the racial and ethnic makeup of Garwood?

The racial and ethnic makeup of Garwood is as follows:
  • White: 66.1% (3,125 residents)
  • Black or African American: 0.3% (13 residents)
  • American Indian and Alaska Native: 0% ( residents)
  • Asian: 4.5% (213 residents)
  • Native Hawaiian and Other Pacific Islander: 0% ( residents)
  • Two or More Races: 9.9% (468 residents)
  • Other: 19.3% (911 residents)

What percentage of the population in Garwood are U.S.-born citizens?

U.S.-born citizens represent 79% of the population in Garwood.

How many housing units are there in Garwood?

There are 2,100 housing units in Garwood, reflecting a +3.6% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Garwood and what is the average household size?

Garwood has a total of 2,061 households, with an average of 2 people in each.

What is the median household income in Garwood?

Garwood has a median household income of $110,670, representing a +9.6% shift from the previous year, according to the U.S. Census Bureau.

What is the job market overview for Garwood?

Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 81.2% (2,205 residents)
  • Blue-collar workers: 18.8% (511 residents)

Places of employment:
  • Self-employed: 3.5% (96 residents)
  • Private companies: 68.4% (1,858 residents)
  • Governmental workers: 17.8% (484 residents)
  • Not-for-profit companies: 10.2% (278 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025