Cumberland County, NJ demographics:
population, income, and more

Total population
153,305
0.3% year-over-year change
Median household income
$67,436/yr
4.5% year-over-year change
Housing units
57,282
0.1% year-over-year change

Cumberland County population

How many people live in Cumberland County

Cumberland County is home to 153,305 residents, according to the most recent Census data. Gender-wise, 51% of Cumberland County locals are male, and 49% are female.

Total population
153,305
0.3% year-over-year change
Gender ratio
Male
51%
78,123
Female
49%
75,182
Value Percent YoY change
Male 78,123 51% 0.1%
Female 75,182 49% 0.4%
A higher population often means more rental variety and livelier areas. The gender balance—how many men live here compared to women—can reveal a lot about the community and the lifestyles of its residents. Use this info to get a sense of the area's pace and personality.

Age demographics

The median age in Cumberland County is 38, with the population distributed as follows: about 20.1% are children under 15, then 12.7% are in the 15 to 24 age group. Adults between 25 and 44 make up 26.8% of the population, while another 24.6% fall into the 45 to 64 bracket. Finally, around 15.8% are 65 or older.

Median age
37.7
Age breakdown
Under 15
20.1%
15 to 24
12.7%
25 to 44
26.8%
45 to 64
24.6%
Over 65
15.8%
Value Percent YoY change
Under 15 30,798 20.1% -0.3%
15 to 24 19,481 12.7% 2.6%
25 to 44 41,155 26.8% -0.1%
45 to 64 37,655 24.6% -0.9%
Over 65 24,216 15.8% 1.7%
The age composition helps you get insight into who lives in the area. A younger population might mean a more active, fast-paced vibe, while an older one could suggest a quieter, slower lifestyle. If there's a balanced makeup, you’re likely to find a variety of services, housing types, and community spaces that cater to different life stages.

Racial makeup

In Cumberland County, 81.5% of the population are US-born citizens, while 10.4% have gained naturalized citizenship. At the same time, 8.1% of residents are non-citizens. As for race, 46.9% of locals are Caucasian, 17.2% are African American and 1.5% have Asian roots. There’s also a share of 18.6% that includes residents with two or more races.

Citizenship
U.S.-born citizens
81.5%
Non-U.S.-born citizens
10.4%
Non-citizens
8.1%
Value Percent YoY change
U.S.-born citizens 124,994 81.5% 0.2%
Non-U.S.-born citizens 15,961 10.4% 2.0%
Non-citizens 12,350 8.1% -1.2%
Racial breakdown
White
46.9%
Black or African American
17.2%
American Indian and Alaska Native
1.8%
Asian
1.5%
Native Hawaiian and other Pacific Islander
0%
Two or more races
18.6%
Other
14%
Value Percent
White 71,835 46.9%
Black or African American 26,429 17.2%
American Indian and Alaska Native 2,784 1.8%
Asian 2,290 1.5%
Native Hawaiian and other Pacific Islander 25 0%
Two or more races 28,443 18.6%
Other 21,499 14%

Households in Cumberland County

A peek inside Cumberland County households

Cumberland County has 53,781 households, with an average of 3 members in each. Of these, 68.1% are families, while the remaining 31.9% are made up of individuals living alone or with non-relatives, such as roommates.

Households stats

Total households
53,781
0.8% year-over-year change
Average people per household
3
Non-family households
17,180
Family households
36,601
Value Percent YoY change
Non-family households 17,180 31.9% -0.0%
Family households 36,601 68.1% 1.2%
The mix between family and non-family households gives a glimpse into daily life. A higher percentage of families might mean more parks and schools, while more non-family setups can mean flexible housing and diverse living styles. For renters, this can signal what kinds of homes are common and can help you figure out if the area matches your lifestyle.

Housing in Cumberland County

The housing landscape of Cumberland County

Cumberland County's housing consists of 57,282 units, with 67.9% being detached single-family homes ideal for those wanting space. Attached options, including duplexes and townhouses, make up 7.6% and offer a more compact, shared living style. Then there are the multifamily buildings in the area, and for those seeking flexibility, non-traditional options like mobile homes account for 5.3% of the housing landscape.

Housing units
57,282
0.1% year-over-year change
Housing types
Value Percent
1 unit, detached 38,869 67.9%
1 unit, attached 4,332 7.6%
2 units 2,166 3.8%
3 or 4 units 2,197 3.8%
5 to 9 units 1,767 3.1%
10 to 19 units 1,179 2.1%
20 to 49 units 921 1.6%
50 or more units 2,739 4.8%
Mobile home 3,013 5.3%
Boat, RV, van, etc. 99 0.2%
Homes built since 2020
390
125.4% year-over-year change

The age of buildings in Cumberland County

In Cumberland County, the median construction year is 1969. About 17% of homes were built before the 1940s, with another 6.1% going up by 1949. Most development happened in the second half of the 20th century. Then, 9.6% of homes were added from 2000 to 2009, 4.4% between 2010 and 2019, and 0.7% are part of the newest wave of development.

Construction year breakdown by decade
Value Percent YoY change
Built in 1939 or earlier 9,743 17% 3.3%
Built between 1940 and 1949 3,476 6.1% -14.7%
Built between 1950 and 1959 8,433 14.7% -5.6%
Built between 1960 and 1969 7,733 13.5% 4.7%
Built between 1970 and 1979 9,273 16.2% 2.8%
Built between 1980 and 1989 5,886 10.3% 8.0%
Built between 1990 and 1999 4,309 7.5% -11.0%
Built between 2000 and 2009 5,529 9.6% -3.7%
Built between 2010 and 2019 2,510 4.4% 17.2%
Built in 2020 or later 390 0.7% 125.4%
As a renter, knowing when homes were built helps you understand the potential condition and design of rental units. Newer builds may have more contemporary layouts, while older homes can offer character or larger lots, depending on the area.

Cumberland County occupancy rates

Out of the 53,781 occupied housing units in Cumberland County, 66.5% are owner-occupied, while 33.5% are lived in by tenants. Meanwhile, 6.1% of all homes on the local market sit vacant.

Occupied housing units
53,781
0.8% year-over-year change
Occupancy breakdown
Renter occupied
17,999
Owner occupied
35,782
Value Percent YoY
change
Renter occupied 17,999 33.5% -2.0%
Owner occupied 35,782 66.5% 2.3%
Unoccupied housing units
6.1%
Unoccupied housing units refer to homes that are currently without residents—whether they're waiting for renters or owners, used seasonally, or simply unclaimed. A higher share of empty homes may mean more housing availability, while a low number can reflect a tighter market with more competition. This, along with the renter-vs.-owner mix, helps paint a clearer picture of what types of housing and services are likely to be available in the area.

Cumberland County housing costs

Housing costs in Cumberland County come to a median of $1,348 per month, while tenants specifically pay a median gross rent of $1,282.

Median housing costs per month
$1,348/month
This figure sums up typical monthly housing costs for all households in the area. If you own, it includes mortgage payments in addition to property taxes, insurance and HOA fees. If you rent, it accounts for rent plus extras like utilities. It’s useful for seeing how local living expenses stack up compared to other places.
Median gross rent in Cumberland County
$1,282/month
Gross rent gives a more complete look at what renters actually pay, including not just base rent, but also utilities and fees. It’s a key number for evaluating rental affordability in your area of interest and understanding how it compares to nearby locations.

Education in Cumberland County

Cumberland County education at a glance

About 49.1% of the population in Cumberland County went to high school, while 16.6% pursued college studies. Another 8.2% earned an associate degree and 12.3% hold a bachelor’s. Meanwhile, 5.5% went even further, earning a master’s or doctorate.

Education level
Value Percent YoY change
No high school 9,640 8.3% 6.1%
High school diploma 56,898 49.1% -3.2%
College diploma 19,281 16.6% -2.3%
Associate degree 9,490 8.2% 12.4%
Bachelor's degree 14,236 12.3% 6.4%
Graduate degree 6,357 5.5% 2.2%
A community’s education mix can offer insights into the local economy and housing market. Higher levels of education often align with more job opportunities and stable incomes, which can increase demand for homes and influence both rent prices and rental availability.

Income in Cumberland County

How much people earn in Cumberland County

The average annual household income in Cumberland County was $92,848 in 2024, the most recent annual data available, according to the U.S. Census Bureau. This marked a -2.1% change from the previous year. At the same time, the median income stood at $67,436, reflecting a +4.6% shift over the same period.

Average household income in Cumberland County
$92,848/year
-2.1% year-over-year change
Median household income in Cumberland County
$67,436/year
4.5% year-over-year change

Cumberland County income by age

In Cumberland County, households led by residents aged 25 to 44 — usually in the early to mid stages of their careers — have a median income of $73,261. Those with someone between 45 and 64 in charge, often well established professionally, earn $82,607 overall. Younger households, where the main provider is under 25 and just starting out, report a median income of $45,397, while those led by someone over 65, many of whom may be retired, have about $51,328 in earnings. Overall, 84.4% of the locals in this community live above the poverty line.

Income breakdown by age
Value YoY change
Under 25 $45,397 31.0%
25 - 44 $73,261 7.7%
45 - 64 $82,607 6.0%
Over 65 $51,328 -0.6%
Above poverty level
121,379
Below poverty level
22,359
Value Percent YoY
change
Above poverty level 121,379 84.4% 1.1%
Below poverty level 22,359 15.6% -3.2%

Employment in Cumberland County

Workforce and job types in Cumberland County

The job market in Cumberland County is powered by 64,357 working residents, spread across a range of industries and roles. 69.9% of the working population are employed in professional or administrative positions, while 30.1% are in hands-on or service-based jobs. Also, 7.6% run their own businesses, 63.9% are employed by private companies, and 20.1% work in the public sector.

Workforce demographics

Working population
64,357
1.6% year-over-year change
White collar
44,978
Blue collar
19,379
Value Percent YoY change
White collar 44,978 69.9% 3.7%
Blue collar 19,379 30.1% -3.0%
Employer type
Self employees
7.6%
Private companies
63.9%
Governmental workers
20.1%
Not for profit companies
8.3%
Value Percent YoY change
Self employees 4,888 7.6% 25.0%
Private companies 41,149 63.9% -2.8%
Governmental workers 12,958 20.1% 9.2%
Not for profit companies 5,362 8.3% 3.1%
Unemployment rate
6.8%
-9.4% year-over-year change

Available workforce

The unemployment rate in Cumberland County stands at 6.8%, representing the share of the workforce currently without a job and actively looking for one.

For renters, the unemployment rate helps paint a picture of job security and financial stability in the area. Rates around 4% to 5% are considered typical. A lower-than-average rate might suggest strong job prospects and a thriving local economy, while a higher rate could hint at fewer opportunities—both useful to consider when planning a move.

Transportation in Cumberland County

How people get around in Cumberland County

Commuting methods vary: 89% of residents travel by personal vehicle and 1.3% prefer to walk, while the remaining share relies on public transit or on two wheelers to get from A to B.

Means of transportation
Value Percent YoY change
Car 55,562 89% -0.6%
Taxicab 96 0.2% -42.9%
Bus or trolleybus 901 1.4% 45.1%
Subway or elevated 28 0% N/A
Railroad 13 0% 85.7%
Motorcycle 60 0.1% 106.9%
Bicycle 476 0.8% 73.1%
Walk 793 1.3% -2.0%
Understanding how locals get to work can help you plan your own routine. High car usage might mean you’ll need a vehicle, while strong public transit or walkability could save you the hassle. Commute times also play a big role in quality of life—shorter trips can give you more time for the things you enjoy.

What is the median and average household income in Cumberland County by zipcode?

Zipcode Population Number of households Median income Average income
08302 47,279 14,806 $65,516 $86,408
08311 1,746 656 $86,324 $103,442
08314 454 176 $88,077 $103,091
08316 137 59 $79,306 $85,536
08320 1,021 0 $0 $0
08321 133 77 $105,074 $158,168
08323 731 313 $83,125 $101,505
08324 210 79 $89,950 $91,501
08327 3,408 275 $61,528 $214,303
08329 159 116 $65,694 $53,657

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FAQs about Cumberland County demographics 

What is the total population of Cumberland County?

Cumberland County has a total population of 153,305 residents, according to the latest release from the U.S. Census Bureau: the 2019-2023 American Community Survey (ACS) 5-year estimates. This figure changed by +0.3% compared to a year ago.

What is the gender ratio in Cumberland County?

The gender ratio in Cumberland County is as follows:
  • 51% males (78,123 residents)
  • 49% females (75,182 residents)

What is the median age in Cumberland County?

The median age in Cumberland County is 37.7.

What is the age distribution of the population in Cumberland County?

The age distribution in Cumberland County is as follows:
  • Under 15: 20.1% (30,798 residents)
  • Ages 15-24: 12.7% (19,481 residents)
  • Ages 25-44: 26.8% (41,155 residents)
  • Ages 45-64: 24.6% (37,655 residents)
  • Over 65: 15.8% (24,216 residents)

What is the racial and ethnic makeup of Cumberland County?

The racial and ethnic makeup of Cumberland County is as follows:
  • White: 46.9% (71,835 residents)
  • Black or African American: 17.2% (26,429 residents)
  • American Indian and Alaska Native: 1.8% (2,784 residents)
  • Asian: 1.5% (2,290 residents)
  • Native Hawaiian and Other Pacific Islander: 0% (25 residents)
  • Two or More Races: 18.6% (28,443 residents)
  • Other: 14% (21,499 residents)

What percentage of the population in Cumberland County are U.S.-born citizens?

U.S.-born citizens represent 81.5% of the population in Cumberland County.

How many housing units are there in Cumberland County?

There are 57,282 housing units in Cumberland County, reflecting a +0.1% change compared to the previous year, according to the latest data from the U.S. Census Bureau.

How many households are in Cumberland County and what is the average household size?

Cumberland County has a total of 53,781 households, with an average of 3 people in each.

What is the median household income in Cumberland County?

Cumberland County has a median household income of $67,436, representing a +4.5% shift from the previous year, according to the U.S. Census Bureau.

What is the employment rate and job market overview for Cumberland County?

The employment rate is 93.2% in Cumberland County, with a workforce of 64,357 residents. Here’s a detailed breakdown of the local job market:

Job types:
  • White-collar workers: 69.9% (44,978 residents)
  • Blue-collar workers: 30.1% (19,379 residents)

Places of employment:
  • Self-employed: 7.6% (4,888 residents)
  • Private companies: 63.9% (41,149 residents)
  • Governmental workers: 20.1% (12,958 residents)
  • Not-for-profit companies: 8.3% (5,362 residents)

Data source & methodology

The demographic data on this page was sourced from the latest U.S. Census Bureau release—the 2019–2023 American Community Survey (ACS) 5-year estimates.

The information, issued annually, is compiled and published by the Point2Homes Research Team as soon as new data becomes available.

No representation, guarantee, or warranty is made concerning the accuracy or completeness of modified or aggregated information for particular areas.

Page last updated: September 2025